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  • FIRST POST
    • amandawhit
    • By amandawhit 22nd Sep 16, 7:48 AM
    • 3Posts
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    amandawhit
    How to remove Charge Restriction on Property
    • #1
    • 22nd Sep 16, 7:48 AM
    How to remove Charge Restriction on Property 22nd Sep 16 at 7:48 AM
    Does anyone have any advice please regarding Fredrickson International please? They own a Capital One credit card debt which has been entered as a restriction charge on my property. We are in the process of selling the house and the conveyancers have chased Fredrickson numerous times during a 3-week period for a redemption figure to discharge the restriction (a normal request would take 48 hours). They are ignoring our requests and we have barely hours left before the whole chain falls apart, because they are failing to supply the necessary information for the house chain to proceed. We have explored every avenue, including contacting the Court that entered the charge restriction. Does anyone have any procedural advice on what we can do? Our conveyancers say they have never been in such a predicament where a creditor is not complying with their request. Our family is distraught.
Page 1
    • rosyw
    • By rosyw 22nd Sep 16, 9:07 AM
    • 396 Posts
    • 543 Thanks
    rosyw
    • #2
    • 22nd Sep 16, 9:07 AM
    • #2
    • 22nd Sep 16, 9:07 AM
    Have a read through this


    http://forums.moneysavingexpert.com/showthread.php?t=1839539&highlight=charging+orders +the+myth
    • Parisian
    • By Parisian 25th Sep 16, 3:29 PM
    • 385 Posts
    • 1,856 Thanks
    Parisian
    • #3
    • 25th Sep 16, 3:29 PM
    • #3
    • 25th Sep 16, 3:29 PM
    You can apply to the Land Registry to remove the charge. There are forms you fill out and submit to the Land Registry. They contact the company and if they get no response with adequate details within a certain specified time period (I think it was 4 weeks when I helped a friend do this), they remove the charge.

    I did this for a charge on a friend's property around 5 years ago - it was surprisingly straightforward.

    I just read through the thread recommended by rosyw - also looks interesting and wish I had seen this at the time.
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