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  • FIRST POST
    • Wikikenkey
    • By Wikikenkey 17th Sep 16, 1:16 PM
    • 220Posts
    • 10Thanks
    Wikikenkey
    Credit card to replace fence
    • #1
    • 17th Sep 16, 1:16 PM
    Credit card to replace fence 17th Sep 16 at 1:16 PM
    I need to replace my fence - it's on its way out.
    Could I use a 0% card for purchases to do this?
Page 1
    • SHill
    • By SHill 17th Sep 16, 1:22 PM
    • 70 Posts
    • 30 Thanks
    SHill
    • #2
    • 17th Sep 16, 1:22 PM
    • #2
    • 17th Sep 16, 1:22 PM
    Yes...

    How much will it cost to replace the fence?
    • Wikikenkey
    • By Wikikenkey 17th Sep 16, 1:43 PM
    • 220 Posts
    • 10 Thanks
    Wikikenkey
    • #3
    • 17th Sep 16, 1:43 PM
    • #3
    • 17th Sep 16, 1:43 PM
    About £1000 for a 50ft by 6ft.
    • jonesMUFCforever
    • By jonesMUFCforever 17th Sep 16, 3:19 PM
    • 22,942 Posts
    • 10,352 Thanks
    jonesMUFCforever
    • #4
    • 17th Sep 16, 3:19 PM
    • #4
    • 17th Sep 16, 3:19 PM
    LOL I read the title and thought surely a credit card would not be big enough to replace a fence you would need hundreds nay thousands of the bleeders and then I bet at the first gust of wind would blow them all down.
    What goes around - comes around
    give lots and you will always receive lots
    • dresdendave
    • By dresdendave 18th Sep 16, 5:17 PM
    • 508 Posts
    • 521 Thanks
    dresdendave
    • #5
    • 18th Sep 16, 5:17 PM
    • #5
    • 18th Sep 16, 5:17 PM
    About £1000 for a 50ft by 6ft.
    Originally posted by Wikikenkey

    Is that what you think it will cost or a definite quote? It seems a bit on the high side although it would depend on what type of fence it is and where in the country you are.


    I had a 60' x 5' fence (panels) supplied and fitted about 4 years ago for just under £400.
    • eddddy
    • By eddddy 18th Sep 16, 5:39 PM
    • 3,537 Posts
    • 3,187 Thanks
    eddddy
    • #6
    • 18th Sep 16, 5:39 PM
    • #6
    • 18th Sep 16, 5:39 PM
    I need to replace my fence - it's on its way out.
    Could I use a 0% card for purchases to do this?
    Originally posted by Wikikenkey
    You could probably buy fencing materials using your credit card.

    But it's less likely that a fencing contractor would accept payment by credit card.


    In my experience, the types of building/property maintenance firms that accept credit cards tend to be much more expensive than good local tradesmen (who don't generally accept credit cards).
    • GingerBob
    • By GingerBob 18th Sep 16, 5:56 PM
    • 2,682 Posts
    • 1,046 Thanks
    GingerBob
    • #7
    • 18th Sep 16, 5:56 PM
    • #7
    • 18th Sep 16, 5:56 PM
    You could probably buy fencing materials using your credit card.

    But it's less likely that a fencing contractor would accept payment by credit card.


    In my experience, the types of building/property maintenance firms that accept credit cards tend to be much more expensive than good local tradesmen (who don't generally accept credit cards).
    Originally posted by eddddy

    I like to pay cash for this sort of thing. You can often get a discount for doing so.
    • Ben8282
    • By Ben8282 19th Sep 16, 2:49 AM
    • 1,168 Posts
    • 435 Thanks
    Ben8282
    • #8
    • 19th Sep 16, 2:49 AM
    • #8
    • 19th Sep 16, 2:49 AM
    So long as all concerned accept credit cards then yes you can.
    • realaledrinker
    • By realaledrinker 19th Sep 16, 11:02 AM
    • 1,448 Posts
    • 459 Thanks
    realaledrinker
    • #9
    • 19th Sep 16, 11:02 AM
    • #9
    • 19th Sep 16, 11:02 AM
    I like to pay cash for this sort of thing. You can often get a discount for doing so.
    Originally posted by GingerBob

    'discount' aka not paying VAT? Tut tut.
    Ethical moneysaver
    • midnight express
    • By midnight express 19th Sep 16, 11:38 AM
    • 1,117 Posts
    • 3,174 Thanks
    midnight express
    A lot of independent tradesmen aren't registered for VAT.
    • Dan83
    • By Dan83 20th Sep 16, 9:53 PM
    • 602 Posts
    • 241 Thanks
    Dan83
    What you could do (what I do)

    Get your 0% credit card and spend it on stuff like the weekly shop, fuel ect. Put the money to 1 side, buy any materials you might need on your credit card and use the money you have put to 1 side to pay the tradesmen. That way, one way or an other, it's paid for on the card at 0%.
    • chattychappy
    • By chattychappy 21st Sep 16, 8:56 AM
    • 5,936 Posts
    • 3,039 Thanks
    chattychappy
    'discount' aka not paying VAT? Tut tut.
    Originally posted by realaledrinker
    'discount' aka not declaring the sale for tax purposes... tut tut again.
    • Wikikenkey
    • By Wikikenkey 22nd Sep 16, 8:23 AM
    • 220 Posts
    • 10 Thanks
    Wikikenkey
    Thanks all. Great tips.

    The quote I have is from an independent builders merchant to put up the 50ft by 6ft fence with cement posts and 6in/12in cement border at the bottom with slotted panels. The quote has come in at around £950 plus £108 to remove the old fence. I am not sure yet if they will take credit card as payment.

    Is this quote too high? Maybe I should look for someone independent - in the Kent area? How do I go about finding one?
    Last edited by Wikikenkey; 22-09-2016 at 8:51 AM.
    • chattychappy
    • By chattychappy 23rd Sep 16, 6:37 AM
    • 5,936 Posts
    • 3,039 Thanks
    chattychappy
    checkatrade?
    • Wikikenkey
    • By Wikikenkey 24th Sep 16, 11:26 AM
    • 220 Posts
    • 10 Thanks
    Wikikenkey
    Thanks chattychappy

    Totally forgot about that site.
    • DCFC79
    • By DCFC79 24th Sep 16, 12:27 PM
    • 27,202 Posts
    • 17,265 Thanks
    DCFC79
    Ask friends if they have had to replace a fence and who they used.

    Use google and phone various firms up and ask for a quote.
    Je Suis Charlie
    • Dan83
    • By Dan83 25th Sep 16, 3:47 PM
    • 602 Posts
    • 241 Thanks
    Dan83
    Local paper?
    • SHill
    • By SHill 26th Sep 16, 5:21 PM
    • 70 Posts
    • 30 Thanks
    SHill
    Try and review Which site too.
    Good place to go for advice also
    • Candyapple
    • By Candyapple 26th Sep 16, 5:40 PM
    • 1,379 Posts
    • 1,127 Thanks
    Candyapple
    What you could do (what I do)

    Get your 0% credit card and spend it on stuff like the weekly shop, fuel ect. Put the money to 1 side, buy any materials you might need on your credit card and use the money you have put to 1 side to pay the tradesmen. That way, one way or an other, it's paid for on the card at 0%.
    Originally posted by Dan83
    Or instead of all that faff, just apply for a money transfer card instead

    http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs
    • Chappaz
    • By Chappaz 26th Sep 16, 5:43 PM
    • 6 Posts
    • 0 Thanks
    Chappaz
    Always, always get more than one quote/estimate. Without that, you have no idea how expensive or cheap it really is.

    Personally, I always obtain a minimum of 3 quotes/estimates, then compare them to decide. Some do more.
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