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Results: Which step should I take next?

Get rid of stored furniture (? costs involved, but paperwork re big debt in there)

62.86% • 22 votes

Piggybanking

0% • 0 votes

Work out my exact household expenditure

28.57% • 10 votes

Drop household maintenance? (Nothing needs doing at present)

2.86% • 1 votes

Get water meter to save poss. £75 per year

14.29% • 5 votes

Other (please specify in comment box - ty)

11.43% • 4 votes

You may not vote on this poll

35 votes in total.

  • FIRST POST
    • miracleworker
    • By miracleworker 14th Sep 16, 4:24 AM
    • 10Posts
    • 26Thanks
    miracleworker
    Plodding Through Debts
    • #1
    • 14th Sep 16, 4:24 AM
    Plodding Through Debts 14th Sep 16 at 4:24 AM
    MONTHLY ACCOUNTS

    INCOME
    Benefits. . . . . . . . . . . . . . . . . . . . . . . . . . . ............541.46

    EXPENSES
    Fixed Direct Debits
    Furniture Storage........................................... .........82.00
    Debt Repayments........................................ ...........50.00
    Water . . . . . . . . . . . . . . . . . . . . . . . . . . . ... ............23.49
    Contents Insurance......................................... .........6.20

    Variable Direct Debits
    Electricity . . . . . . . . . . . . . . . . . . . . .. . . . . . . ......... 43.00
    Phone and Internet. . . . . . . . . . . . . .. . ...................17.40
    Extra payments on above.........................................10.0 0

    Variable Card Payments
    Food, Household and Toiletries..............................173.30
    Dentistry......................................... .........................25.66
    Clothes and Shoes............................................. .....35.00
    Christmas and Birthdays......................................... .30.00
    Hairdressing...................................... ......................12.50
    Leisure and Travel............................................ ........24.00
    Miscellaneous..................................... ......................9.00

    TOTAL INCOME............................................ .......541.46
    TOTAL EXPENSES.......................................... ....541.46
    Last edited by miracleworker; Yesterday at 9:21 AM. Reason: WIP
Page 2
    • miracleworker
    • By miracleworker 2nd Dec 16, 8:37 AM
    • 10 Posts
    • 26 Thanks
    miracleworker
    My Credit Score
    These figures are taken from Noddle, where the maximum score is 710.
    National average is 611.
    Average for my area is 619.

    Sep 2106 490
    Oct 2016 490
    Nov 2016 490
    Dec 2106 502 +12 points
    Last edited by miracleworker; Yesterday at 1:39 PM. Reason: WIP
    Miracleworker

    Initial Debt: £23,104.92. Repaid: £186.00. No. Of Debts Repaid: 1/15. Savings: £431.18.
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