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    • MA61
    • By MA61 21st Aug 16, 9:28 AM
    • 38Posts
    • 11Thanks
    MA61
    Chases by debt recovery two years after purported offence
    • #1
    • 21st Aug 16, 9:28 AM
    Chases by debt recovery two years after purported offence 21st Aug 16 at 9:28 AM
    Hi all
    I am posting reluctantly as I am trying to be sure I have read all the stickies etc but I didn't see these specific circumstances covered but please do forgive me if I have missed them, I do apologise.

    I have just come back from sorting out my father's estate after he passed away abroad to find a letter from a debt recovery agency. The letter is dated earlier in August and has given me 14 days to pay a fine (which has already passed as I was not at home!).

    It relates to a supposed PCN in summer of 2014. Apparently they wrote to me at my DVLA registered address and received no reply so have used a 'tracing service' to track me down, two years later and ask me for a sum well over £100.

    I do not remember exactly the course of events at the time (as it was 2 years ago) but when I received the original NtK I think I used a standard letter to contest it. At the time I was moving house and as I had heard nothing further I assumed the matter closed.

    I was a bit taken aback for them to come after me 2 years later, and as this does not seem to match anything else I have read in any of the guides etc, I am a bit unsure of what to do. I would really really appreciate some guidance on this.

    Thanks for reading and thanks for your time.

    P.S. I have been deliberately vague on some details because apparently these people read the forums???
Page 2
    • fisherjim
    • By fisherjim 21st Aug 16, 11:34 AM
    • 2,001 Posts
    • 2,873 Thanks
    fisherjim
    "I am a bit perplexed as to how they traced me"

    It's not really that difficult for them when they are well known greedy scammers, they even offer tracing as a service:

    http://www.debtrecoveryplus.co.uk/debt-collection/
    To quote the words of the great Count Arthur Strong "You Couldn't make it up"
    • Giant Hogweed
    • By Giant Hogweed 21st Aug 16, 11:49 AM
    • 130 Posts
    • 104 Thanks
    Giant Hogweed
    You can forget it and take it easy and get on with your life.

    DRP are a somewhat desperate organisation because they know that everyone says to ignore them. It must have been said 1000 times on here and all the other forums.

    All the guys above are very well versed and you should take comfort in knowing that what they say is fact.

    I agree with you .... how did they trace you

    All DRP can do is pass it back to the PPC, no door knocking, they cannot take you to court infact, they are simply wasting their time.
    You have now read about A.M.Parking so you can see what they are all about.

    You will probably get more letters from DRP, who make such ridiculous threats it is laughable. DRP = IGNORE
    Originally posted by beamerguy
    I want to say a big thank you to all the people who took the time to read my posts and post helpful replies. It really is very much appreciated at a very busy and difficult time.

    THANKS!
    Originally posted by MA61
    You are in the same boat I was when the debt collectors got involved. Not knowing the law had me losing sleep over it. Stressed out I was!

    Advice like that above from BeamerGuy along with a number of others plus a bit of research and I soon chilled back to normal.
    Sent the right letters to these parasites and it's all gone quiet. Not over by a long way (the six year cut off is still a long way in the future) but I'm no longer worried.

    keep up the great work people
    • MothballsWallet
    • By MothballsWallet 21st Aug 16, 12:22 PM
    • 10,603 Posts
    • 13,732 Thanks
    MothballsWallet
    This is disgusting, they are not empowered to make such statements.

    Please then let us know who this debt collector is as they need to be reported to the DVLA
    Originally posted by beamerguy
    I hate to pour cold water on coals here, but considering that the DVLA makes £2.50 per access request, are they really going to give a rat's behind about a debt collector making such statements?
    Always ask yourself one question: What would Gibbs do?
    Married to an immigrant.
    • Umkomaas
    • By Umkomaas 21st Aug 16, 12:29 PM
    • 12,218 Posts
    • 18,649 Thanks
    Umkomaas
    One other point MA61, after a few DRP letters you are likely to start receiving greater threats from Zenith debt collectors. Zenith are the same company as DRP, different name, different desk, same address, same outfit - same action on your part - ignore.

    If and when you get a Zenith letter, check their details in light grey print where it will reveal their DRP genesis.
    Last edited by Umkomaas; 21-08-2016 at 3:18 PM.
    NEWBIES - wise up - DO NOT IGNORE A PARKING CHARGE NOTICE - you have been warned!

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Please note: I am NOT involved in any 'paid for' appeals service.
    • Redx
    • By Redx 21st Aug 16, 1:05 PM
    • 13,703 Posts
    • 16,817 Thanks
    Redx
    agreed , IGNORE drp or zenith or P.C.S. (alll the same company)

    debt collectors can and do trace people , plus they are members of the trrade bodies so can use the DVLA database too, never mind other public records etc

    what they cannot do is take you to court , so they send out nasty letters full of half truths and innuendo , all smoke and mirrors designed to deceive

    please read this

    http://forums.moneysavingexpert.com/showthread.php?t=5035663

    the PPC has 6 years to try an MCOL, so come back if you receive an LBC or an MCOL
    Last edited by Redx; 21-08-2016 at 1:07 PM.
    Newbies !!
    Private Parking ticket? check the 2 sticky threads by coupon-mad and crabman in the Parking Tickets, Fines & Parking Board forum for the latest advice or maybe try pepipoo or C.A.G. or legal beagles forums if you need legal advice as well because this parking forum is not about debt collectors or legal matters per se
    • MA61
    • By MA61 19th Sep 16, 10:52 AM
    • 38 Posts
    • 11 Thanks
    MA61
    Thanks I did go on to read that thread again and also the one about LBCC (if I got my acronyms correct).

    As I may have explained my dad passed away earlier this year and have been looking after my mum. I have been staying with her in another part of the country, and recently this has been the longest unbroken period of nearly a month. As it's my birthday today I've come home at the weekend to have a few beers with friends and discovered a letter from Gladstones solicitors threatening court and giving me 14 days to reply. The 14 days had already passed last week.

    Having read what I can including not dropping the ball at this stage, I'm now very anxious about it all again. Presumably this has happened to other people, gone away for a three week holiday or something, is all lost now because I stayed with my mum and didn't see this post until now?

    I have been reading on here about responding to Gladstones but didn't see anything specific about missing the window. Apologies as ever if I have missed it.

    As ever I'm incredibly grateful for your advice
    • Coupon-mad
    • By Coupon-mad 19th Sep 16, 10:54 PM
    • 45,193 Posts
    • 57,843 Thanks
    Coupon-mad
    There isn't really a window of opportunity because Gladstones will be shaping up to issue a claim anyway so you are best being used to the idea! Got to be honest with you. Loads of people reply a little late. Reply ANYWAY as it looks more reasonable later, to a Judge.

    So here's a thread like yours:

    http://forums.moneysavingexpert.com/showthread.php?t=5521414

    Get a letter in the post tomorrow 1st class, with a FREE (not Recorded Delivery) certificate of posting from the Post Office Counter. Keep a copy with the proof of responding but do start readin court defence threads. We will help you and even if you lose at a hearing then you would pay LESS than is being demanded now if it's over £200 for a £100 'PCN'... a small claim lost is typically £175ish only and no CCJ, as long as you do not ignore the papers/miss a deadline.

    This is not the end of the World and will not affect your credit rating.

    Happy Birthday, go out & enjoy yourself. They are not worth getting upset about.
    PRIVATE PCN in England/Wales? DON'T PAY BUT DO NOT IGNORE IT

    Click on the trail, top of this page: Home>>Forums>Household & Travel>Motoring>Parking Tickets, Fines & Parking - read the 'NEWBIES' FAQS thread!
    DON'T read old advice to ignore, unless in Scotland/NI.

    • MA61
    • By MA61 24th Jan 17, 9:17 AM
    • 38 Posts
    • 11 Thanks
    MA61
    Hi all

    Using the helpful responses here, I replied to the letter back in September, then received another in December. I replied to that using the information / examples in the thread by a retired solicitor, as as far as I could tell by looking at the regs it was again not a compliant LBCC.

    On both occasions my letter was ignored and now in January I have received court papers. I up for going to court, but I have lost a lot of time due to the fact that I am away from my home for long periods looking after my mum and only got the letter at the weekend, so have till Thursday to respond.

    Although I am not an expert on these things, I think I might have a good case as I have never been sent any evidence of why I purportedly owe them money and also have written letters and received no replies.

    I do not expect to be spoon fed but as ever would be grateful for any thoughts please, thank you.
    • Umkomaas
    • By Umkomaas 24th Jan 17, 3:25 PM
    • 12,218 Posts
    • 18,649 Thanks
    Umkomaas
    You must acknowledge the service of the court papers as a matter of urgency. This will give you a further 14 days to prepare your initial defence over and above the 14 days provided as standard. In total it is 33 days (includes 5 days for service) from the date of issue on the court papers.

    Confirm you will defend in full, and you won't be contesting jurisdiction. Make sure you put NOTHING in the defence box - that comes later.

    Even though the court paperwork emanates from Northampton County Court, the case will be heard at your local court.

    I'm not the court expert here, so won't be able to deal with many more of the technical/legal points that will inevitably arise as you go through this.

    Make a note of the password on the document as that's important in the future.
    NEWBIES - wise up - DO NOT IGNORE A PARKING CHARGE NOTICE - you have been warned!

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Please note: I am NOT involved in any 'paid for' appeals service.
    • MA61
    • By MA61 24th Jan 17, 10:03 PM
    • 38 Posts
    • 11 Thanks
    MA61
    Thank you very much I do appreciate it. Got some reading to do on the train tomorrow in preparation but your post really did help, particularly around the additional 14 days.

    All the best
    • MA61
    • By MA61 1st Mar 17, 9:02 PM
    • 38 Posts
    • 11 Thanks
    MA61
    Directions Questionnaire
    Hello everyone

    This is still rumbling on, I filed the AOS and then a Defence Statement which I cobbled together hurriedly based upon one of the model ones on here for Gladstone's.

    MCOL now says I have been sent a DQ. I may have explained that I spend most of the time staying at my mum's since my dad passed and still have my place where all my post goes - this means I haven't actually got it in my hand yet.

    Can anyone tell me how long I have to respond to the DQ, and any pointers on completing it and preparing my defence please? I don't mean to be high maintenance but I've done a good job of winging it so far and want to get it right now! Thanks as ever for your time.
    • crazynana
    • By crazynana 1st Mar 17, 11:51 PM
    • 20 Posts
    • 5 Thanks
    crazynana
    it will have a date on that you must return it by you have to sent a copy to all parties
    • crazynana
    • By crazynana 2nd Mar 17, 12:00 AM
    • 20 Posts
    • 5 Thanks
    crazynana
    there will be a date on when it has to be sent back by and you have to sent a copy to all parties including the court
    • Coupon-mad
    • By Coupon-mad 2nd Mar 17, 12:22 AM
    • 45,193 Posts
    • 57,843 Thanks
    Coupon-mad
    Hello everyone

    This is still rumbling on, I filed the AOS and then a Defence Statement which I cobbled together hurriedly based upon one of the model ones on here for Gladstone's.

    MCOL now says I have been sent a DQ. I may have explained that I spend most of the time staying at my mum's since my dad passed and still have my place where all my post goes - this means I haven't actually got it in my hand yet.

    Can anyone tell me how long I have to respond to the DQ, and any pointers on completing it and preparing my defence please? I don't mean to be high maintenance but I've done a good job of winging it so far and want to get it right now! Thanks as ever for your time.
    Originally posted by MA61
    No need to wing it any more, we will help you get this right.

    All your questions are answered by bargepole in his posts I have linked in the NEWBIES FAQS thread near the top of the forum, under the heading 'Small Claim?'. One thread of bargepole's linked there is dedicated to explaining the paperwork processes and what to fill in each document and who to send it to and by when.
    PRIVATE PCN in England/Wales? DON'T PAY BUT DO NOT IGNORE IT

    Click on the trail, top of this page: Home>>Forums>Household & Travel>Motoring>Parking Tickets, Fines & Parking - read the 'NEWBIES' FAQS thread!
    DON'T read old advice to ignore, unless in Scotland/NI.

    • MA61
    • By MA61 2nd Mar 17, 8:56 AM
    • 38 Posts
    • 11 Thanks
    MA61
    there will be a date on when it has to be sent back by and you have to sent a copy to all parties including the court
    Originally posted by crazynana
    Haha, thanks - I did realise that, believe it or not!....It's just that I don't have it in my hand and thought there might be a statutory timescale that would enable me to work out when that date was, as I am going to have to drive 100 miles to go and get the document (and visit my flat anyway) and wondered if I was short of time.
    • MA61
    • By MA61 2nd Mar 17, 8:58 AM
    • 38 Posts
    • 11 Thanks
    MA61
    No need to wing it any more, we will help you get this right.

    All your questions are answered by bargepole in his posts I have linked in the NEWBIES FAQS thread near the top of the forum, under the heading 'Small Claim?'. One thread of bargepole's linked there is dedicated to explaining the paperwork processes and what to fill in each document and who to send it to and by when.
    Originally posted by Coupon-mad
    Many many thanks, I have read the thread and bookmarked it. Thanks for the encouragement. I will keep you posted on here as I progress - it means a lot to know that people are behind me as I refused to be bullied by these shysters
    • MA61
    • By MA61 2nd Mar 17, 9:52 AM
    • 38 Posts
    • 11 Thanks
    MA61
    Directions Questionnaire
    Well seeing as I have a bit of time this morning I phoned up the place in Northampton and the helpful woman I spoke to is emailing the DQ to me.

    Might help others to know for future reference that you can do this.
    • MA61
    • By MA61 10th Mar 17, 1:42 PM
    • 38 Posts
    • 11 Thanks
    MA61
    Directions Questionnaire
    I am just getting this filled in over lunch.


    I have read the below guidance from the FAQ:


    After sending off your Defence, the Northampton Business centre will send a copy to the Claimant, and then send a Directions Questionnaire (form N180) to both Claimant and Defendant. You must complete this by the date given, and send it back to Northampton, with a copy to the other side (or their solicitors if they've nominated one as the address for service). The recommended answers to the questions are as follows:
    • A1 = NO to mediation (they want the whole amount, you want to pay them nothing, so no scope for mediation. This will not go against you)
    • B = fill in all the details, name, address, etc
    • C1 = YES to small claims track – this is the limited costs track for claims up to £10,000 in value
    • D1 = name of your local County Court – unless you are a Ltd company, the case files will be transferred there
    • D2 = NO to expert evidence (this relates to medical negligence cases and suchlike)
    • D3 = 1 witness (that’s you) (or more if you are going to get another person to provide a statement)
    • D4 = Put down the dates of any pre-booked holidays, NO to interpreter (unless you need one).
    Note: Gladstones are currently including a 'request for special directions' asking the Court to hear the case on the papers only, without an oral hearing. You should oppose this, and include the following text in D1: “The Defendant opposes the Claimant’s request for special directions, and requests that the case be listed for an oral hearing at the defendant’s home court, pursuant to CPR 26.2A(3)”.


    My main questions/ concerns are as follows:


    1. Nowhere do I see a 'request for special directions'. So far I have only received:
      • Notice of Proposed Allocation to the Small Claims Track
      • And an attached form N180 which I will fill in.


    2. Nowhere does it say how I serve it on other parties? I assume I just send a copy to Gladstones?


    3. If I am serving to them, presumably they need to serve to me - but I have not received anything? Therefore I am worried about that there is a 'request for special directions' asking the Court to hear the case on the papers only, without an oral hearing, which I am not able to respond to?

    My deadline for response is 13 March so will need to get these in the post ideally, or at latest tomorrow. With signed for on both?

    Grateful as ever for your help! Thank you!
    • Coupon-mad
    • By Coupon-mad 11th Mar 17, 9:39 PM
    • 45,193 Posts
    • 57,843 Thanks
    Coupon-mad
    I wonder if they've stopped that Special Directions rubbish then...

    Anyway just do what you need to do, yes you can just email a copy to Gladstones and send the original to the court which an also be by email:

    ccbcaq@hmcts.gsi.gov.uk

    Yes they have to send you their DQ as well. If they request Special Directions then you could always email or post an objection letter to CCBC but the bottom line is, you will have already filled in a DQ asking for a hearing at your local court, and as a lay person, that's what you get.
    PRIVATE PCN in England/Wales? DON'T PAY BUT DO NOT IGNORE IT

    Click on the trail, top of this page: Home>>Forums>Household & Travel>Motoring>Parking Tickets, Fines & Parking - read the 'NEWBIES' FAQS thread!
    DON'T read old advice to ignore, unless in Scotland/NI.

    • MA61
    • By MA61 13th Mar 17, 6:46 PM
    • 38 Posts
    • 11 Thanks
    MA61
    Thank you
    Thanks for your guidance, as always.

    Form was sent electronically to courts and also to Gladstones by email.

    Should I start a new thread in respect of preparing for court or just continue here?

    Do I need to do concern myself that these disreputable shysters are also fifth columnists who read this forum?

    With thanks
    A
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