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  • FIRST POST
    • AlwaysOnTheGo
    • By AlwaysOnTheGo 14th Jul 16, 6:47 PM
    • 20Posts
    • 9Thanks
    AlwaysOnTheGo
    Who Are AYL
    • #1
    • 14th Jul 16, 6:47 PM
    Who Are AYL 14th Jul 16 at 6:47 PM
    So yesterday I receive this email and attachment. No hard copy letter

    EMAIL
    from [email address admin at ayl org uk]
    CLIENT: xxx
    Amount due 93,102.48
    (Including costs & interest)

    Dear yyy
    Our Client has placed your account with our company for immediate collection action.
    Calculation of indebtedness:
    Capital due 73,269.58

    Interest claimed at a rate of 8.5% per annum 19,832.90 and continuing at the daily rate of 16.06 In order to avoid further collection activity, the above amount must be paid in full by return mail, bank transfer or by telephoning 01474 708 497 and making payment over the phone.

    AYL Client Account
    Account Number: 60685046
    Sort Code: 20-62-69
    Reference: xx/yy

    Please find attached Assignment of Debt for your information.
    Yours faithfully
    Miss D Gartrell
    Collections and Investigations
    AYL Commercial
    PO Box 423
    Dartford
    Kent
    DA1 9LS

    01474 708 497
    aylcommercial co uk

    Please note we do not accept service by fax or email
    ________________________________________________
    and here is the attachment wording

    [company logo letterhead], no address
    [address to the company directors home address]

    Dear xxx
    Notice of Assignment of Debt
    We hereby assign all rights and financial rewards from [company name] for the payment made to yyy on [date in mid 2009] for the sum of 3000 for the sum of 1

    Yours sincerely
    [name]
    Company Secretary

    ____________________________________

    Years ago this gentleman gifted me 3k and I offered to pay it back, in writing. He refused, verbally, saying it was a gift. We fell out earlier this year and now this. Where do I go with this please and before you ask I don't have 93k sitting around.
    AlwaysOnTheGo ~ Debt Free Wannabe no 537 Motto: Just Keep Swimming
    The Whitgift Foundation 9,856 CCJ for 2 terms School Fees after fee payers suicide - and they call themselves an Educational Charity!
    Halifax 4,820
    1pcm non priority debt - INTEREST FREE Repayment Mortgage 170k (15y 11m) remaining
Page 2
    • Clive Woody
    • By Clive Woody 18th Jul 16, 10:53 AM
    • 4,275 Posts
    • 4,892 Thanks
    Clive Woody
    National Debt Line told me not to ask for anything just send a 'time has run out letter' and wait.
    Letter now sent. Will post any updates
    Originally posted by AlwaysOnTheGo
    I would agree with that advice, entering into discussions with them will only prolong this and best to save yourself the stress and hassle.
    Rugby Union - The Greatest Game
    • AlwaysOnTheGo
    • By AlwaysOnTheGo 30th Jul 16, 7:17 PM
    • 20 Posts
    • 9 Thanks
    AlwaysOnTheGo
    So this happened earlier today: I was served a Statutory Demand under section 268(1) of the insolvency act 1986. Debt for liquidated sum payable immediately. For the sum of 93k This time there is a full schedule of debt. Not only does it include the statute barred 3k I dealt with above (for which I have received no response) but every payment made over 8 years to me as the private foster mother of the creditors grandson. I have 18 days to deal with this. The guy who served this on me said I would be made bankrupt if I didn't successfully get this set aside.
    • Keep pedalling
    • By Keep pedalling 30th Jul 16, 8:02 PM
    • 2,411 Posts
    • 2,526 Thanks
    Keep pedalling
    How can payments you received in payment for a service provided ever be considered a debt?
    • jonesMUFCforever
    • By jonesMUFCforever 30th Jul 16, 8:44 PM
    • 23,324 Posts
    • 10,628 Thanks
    jonesMUFCforever
    Take legal advice - go to court with your solicitor - get it thrown out and ask for costs - end of - I think.
    What goes around - comes around
    give lots and you will always receive lots
    • theblagger
    • By theblagger 30th Jul 16, 8:54 PM
    • 1,783 Posts
    • 2,298 Thanks
    theblagger
    Don't know if this helps

    Domain name:
    aylcommercial.co.uk

    Registrant:
    AYL Commercial

    Registrant type:
    Other UK Entity (e.g. clubs, associations, many universities)

    Registrant's address:
    The Old Schoolhouse
    Milestone Road
    Dartford
    DA2 6DW
    United Kingdom

    who seem to be the front for


    Debt Collectors in Dartford
    The Old School House/19A Milestone Road, Dartford, Kent, DA2 6DW
    01322 223455
    Carlton Business Services in Dartford is a debt collector who specialises in debt collection and debt collection services. The address for Carlton Business Services debt collector is The Old School House/19A Milestone Road.

    Which leads to

    https://companycheck.co.uk/director/905987221/MR-ANTONY-ROBERT-GREEN/summary
    Last edited by theblagger; 30-07-2016 at 9:01 PM.
    tinfoil hat ...

    Derisive attempt on behalf of blind conformists to discredit and stigmatise those who dare to question authority, ill thought out policies, PR Stunts....
    • AlwaysOnTheGo
    • By AlwaysOnTheGo 31st Jul 16, 12:08 AM
    • 20 Posts
    • 9 Thanks
    AlwaysOnTheGo
    @TheBlagger
    how did you find that ! I couldn't. Thank you.

    Need legal advice pronto I believe. I litigated against him in late 2015 in the family court. My QC suggested then he was a nafarious character. I stopped litigation to bring the child home and agree access when I ran out of money. The Creditor, the grandfather, my former friend, is now out to get revenge on me.
    AlwaysOnTheGo ~ Debt Free Wannabe no 537 Motto: Just Keep Swimming
    The Whitgift Foundation 9,856 CCJ for 2 terms School Fees after fee payers suicide - and they call themselves an Educational Charity!
    Halifax 4,820
    1pcm non priority debt - INTEREST FREE Repayment Mortgage 170k (15y 11m) remaining
    • AlwaysOnTheGo
    • By AlwaysOnTheGo 16th Oct 16, 11:43 PM
    • 20 Posts
    • 9 Thanks
    AlwaysOnTheGo
    I applied to have the statutory demand set aside. On the day I took no more evidence and went alone. The judge appeared disappointed the other party had sent a solicitors agent and he hadn't appeared in person. The judge was cross at the waste of court time and within 2 minutes had set it aside and awarded me a few hundred pounds costs. I didn't have to say a single word.

    Oh and I never did hear from AYL again.
    AlwaysOnTheGo ~ Debt Free Wannabe no 537 Motto: Just Keep Swimming
    The Whitgift Foundation 9,856 CCJ for 2 terms School Fees after fee payers suicide - and they call themselves an Educational Charity!
    Halifax 4,820
    1pcm non priority debt - INTEREST FREE Repayment Mortgage 170k (15y 11m) remaining
    • breaking_free
    • By breaking_free 18th Oct 16, 11:48 AM
    • 260 Posts
    • 522 Thanks
    breaking_free
    That's what I call an excellent result. Good for you AlwaysOnTheGo.
    "The problem with internet quotes is that you cant always depend on their accuracy" -Abraham Lincoln, 1864
    • AlwaysOnTheGo
    • By AlwaysOnTheGo 16th Jan 17, 5:20 PM
    • 20 Posts
    • 9 Thanks
    AlwaysOnTheGo
    And the saga continues....

    The costs awarded to me were not paid. I chased the other party and reminded them, then issued a money claim. The other party eventually paid up the original amount but not the 25 fee. When I was asked if the debt was now settled by the Court, I truthfully answered No. The other party then counterclaimed by falsely saying I owned him 150 plus 25 costs (total 175). The matter was referred to Court mediation. I have agreed to mediate, the other side hasn't responded. Strangely no court date set but I am chasing the courts for a date. He has gone from suggesting I owe him 93k to counterclaiming over a 25 court fee !
    AlwaysOnTheGo ~ Debt Free Wannabe no 537 Motto: Just Keep Swimming
    The Whitgift Foundation 9,856 CCJ for 2 terms School Fees after fee payers suicide - and they call themselves an Educational Charity!
    Halifax 4,820
    1pcm non priority debt - INTEREST FREE Repayment Mortgage 170k (15y 11m) remaining
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