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  • FIRST POST
    • redfox
    • By redfox 16th Jun 16, 8:27 PM
    • 11,872Posts
    • 34,340Thanks
    redfox
    Elite 11+ shopping and chat thread
    • #1
    • 16th Jun 16, 8:27 PM
    Elite 11+ shopping and chat thread 16th Jun 16 at 8:27 PM
    Welcome to a new long lasting Elite 11+ glitch and chat thread.

    Please see post number 2 for all the relevant information on the thread. Savvybuyer's excellent lists are in the subsequent posts.

    It's a great group and community so enjoy!
    Last edited by redfox; 16-06-2016 at 9:38 PM.
    I'm a Board Guide on the Quick Grabbit, Food Shopping & Groceries, Shop but don't drop, Loans and Cutting Tax boards which means I'm a volunteer to help the boards run smoothly and I can move and merge threads there. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this) Any views are mine and not the official line of MoneySavingExpert.

Page 3409
    • scamps1966
    • By scamps1966 14th Mar 17, 7:40 PM
    • 5,261 Posts
    • 92,576 Thanks
    scamps1966
    Evening peeps.

    For those who like vodka.

    Russian standard 70cl in A's is £13
    In T's It's 2 for £20.
    So after APG it works out at £9 per bottle.

    There's load of other spirits in the 2 for £20 offer.

    https://www.tesco.com/groceries/SpecialOffers/SpecialOfferDetail/Default.aspx?promoId=A32171793
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 7:44 PM
    • 32,110 Posts
    • 435,248 Thanks
    TrulyMadly
    Are you ok?
    TM do you know how to work glitches out? would those dentastix work wacky posted?
    Originally posted by bubbs
    I'll go back and have a look bubbs
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • zippydooda
    • By zippydooda 14th Mar 17, 7:47 PM
    • 13,961 Posts
    • 221,501 Thanks
    zippydooda
    I wasn't griping over it, zippy. It was my choice. Are you saying that you are in the works pension? If so, you are a very lucky zippy.
    Originally posted by MKS
    I am now and was then. . But years ago I when contracted out. And I've no idea where the contracted out part of my ni went to. I think I would feel hard done by if someone that has hardly worked had £60 more government pension than I.
    Last edited by zippydooda; 14-03-2017 at 7:54 PM.
    MyMail can exclusively confirm we will soon become the only place you can exchange Nectar points for M&S vouchers.

    From August, MyMail will be teaming up with Nectar
    • bubbs
    • By bubbs 14th Mar 17, 7:52 PM
    • 47,797 Posts
    • 560,244 Thanks
    bubbs
    zipster did you look at my working out?
    Sealed pot challenge number 242 £350 for 2015, 2016 £400 Actual£345, £400 for 2017
    Stopped Smoking 22/01/15

    -2 stone 8 1/2 lb week 13
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 7:52 PM
    • 32,110 Posts
    • 435,248 Thanks
    TrulyMadly
    Are you ok?
    TM do you know how to work glitches out? would those dentastix work wacky posted?
    Originally posted by bubbs
    They are all different prices bubbs.

    If it's the £1.65, for example included in the 2 for £2.50 offer and compared to T at 2 for £2, then they would cost you 50p.each

    I'll get it right eventually

    Or I might not
    Last edited by TrulyMadly; 14-03-2017 at 7:58 PM.
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • chocaholics
    • By chocaholics 14th Mar 17, 7:56 PM
    • 300 Posts
    • 3,408 Thanks
    chocaholics
    insurance complaints
    Good evening all, I wonder if anybody know anything about insurance claims. I have lost my darling Mums 2 diamond rings. One has a valuation but not the other. Unfortunately I only declared the one with the valuation as having a value of £1500 even though I know it was valued 30 years ago at £2000' but I thought I had lost it (the certificate) but subsequently found it after I had put in a claim. The other one has no valuation only the decription which I have given to the insurers.
    They are telling me because I only declared the one valuation at £1500 that is all they will pay, even though the jewellery company in association with the insurers have put a value of £3200 on it from the photos I have of it, and of course the valuation certificate and £950 for the other.
    I dont have any photos of the other. The insurers are only giving me vouchers to be used in only 2 named shops totalling £2200 net after deducting £100 excess for each ring. Now, when I have looked online at these 2 shops websites I can see that that wont even be enough to buy the lesser value ring that I have lost, their value of £950 having been put on it, and the equivalent similar ring on these websites is £2400, the other one about £4000.I feel so sad that Ive lost my darling Mums rings, but I am also really angry that I have not been awarded at least the value of 1 decent ring. The complaints department is due to ring me, but I am wondering if anyone can suggest where else I could go. It is supposed to be replacement value but that is a joke.
    Sorry for long tale of woe, I know other people have real problems at the moment, but thinking about my mum makes me cry.
    chocciex
    • scamps1966
    • By scamps1966 14th Mar 17, 7:58 PM
    • 5,261 Posts
    • 92,576 Thanks
    scamps1966
    Be quick.

    http://angel.hscampaigns.com/
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 8:02 PM
    • 32,110 Posts
    • 435,248 Thanks
    TrulyMadly
    Evening peeps.

    For those who like vodka.

    Russian standard 70cl in A's is £13
    In T's It's 2 for £20.
    So after APG it works out at £9 per bottle.

    There's load of other spirits in the 2 for £20 offer.

    https://www.tesco.com/groceries/SpecialOffers/SpecialOfferDetail/Default.aspx?promoId=A32171793
    Originally posted by scamps1966
    Brilliant scamps
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • tweets
    • By tweets 14th Mar 17, 8:06 PM
    • 27,968 Posts
    • 405,105 Thanks
    tweets
    Is AJ ok tweets? I might have missed her posting
    Originally posted by TrulyMadly
    Don't think she been posting TM but she is ok she been busy with her boys and doggies . Will tell her you been asking
    Lost 3st-1lb
    • Tinasmummy
    • By Tinasmummy 14th Mar 17, 8:07 PM
    • 107 Posts
    • 1,030 Thanks
    Tinasmummy
    Hello TM and TM(2)
    Originally posted by bubbs
    hello Bubbs, do love the TM2.
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 8:08 PM
    • 32,110 Posts
    • 435,248 Thanks
    TrulyMadly
    Good evening all, I wonder if anybody know anything about insurance claims. I have lost my darling Mums 2 diamond rings. One has a valuation but not the other. Unfortunately I only declared the one with the valuation as having a value of £1500 even though I know it was valued 30 years ago at £2000' but I thought I had lost it (the certificate) but subsequently found it after I had put in a claim. The other one has no valuation only the decription which I have given to the insurers.
    They are telling me because I only declared the one valuation at £1500 that is all they will pay, even though the jewellery company in association with the insurers have put a value of £3200 on it from the photos I have of it, and of course the valuation certificate and £950 for the other.
    I dont have any photos of the other. The insurers are only giving me vouchers to be used in only 2 named shops totalling £2200 net after deducting £100 excess for each ring. Now, when I have looked online at these 2 shops websites I can see that that wont even be enough to buy the lesser value ring that I have lost, their value of £950 having been put on it, and the equivalent similar ring on these websites is £2400, the other one about £4000.I feel so sad that Ive lost my darling Mums rings, but I am also really angry that I have not been awarded at least the value of 1 decent ring. The complaints department is due to ring me, but I am wondering if anyone can suggest where else I could go. It is supposed to be replacement value but that is a joke.
    Sorry for long tale of woe, I know other people have real problems at the moment, but thinking about my mum makes me cry.
    chocciex
    Originally posted by chocaholics

    Oh choccie...what a nightmare. It's a real problem for you though

    It doesn't sound as if you can reason with them. You must feel cheated
    Is there an ombudsman covering insurance companies or some way of appealing to a body that oversees the industry I wonder.
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • bubbs
    • By bubbs 14th Mar 17, 8:08 PM
    • 47,797 Posts
    • 560,244 Thanks
    bubbs
    They are all different prices bubbs.

    If it's the £1.65, for example included in the 2 for £2.50 offer and compared to T at 2 for £2, then they would cost you 50p.each

    I'll get it right eventually

    Or I might not
    Originally posted by TrulyMadly
    See i dont have a clue how to find thm, i just try them
    Sealed pot challenge number 242 £350 for 2015, 2016 £400 Actual£345, £400 for 2017
    Stopped Smoking 22/01/15

    -2 stone 8 1/2 lb week 13
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 8:33 PM
    • 32,110 Posts
    • 435,248 Thanks
    TrulyMadly
    Good evening all, I wonder if anybody know anything about insurance claims. I have lost my darling Mums 2 diamond rings. One has a valuation but not the other. Unfortunately I only declared the one with the valuation as having a value of £1500 even though I know it was valued 30 years ago at £2000' but I thought I had lost it (the certificate) but subsequently found it after I had put in a claim. The other one has no valuation only the decription which I have given to the insurers.
    They are telling me because I only declared the one valuation at £1500 that is all they will pay, even though the jewellery company in association with the insurers have put a value of £3200 on it from the photos I have of it, and of course the valuation certificate and £950 for the other.
    I dont have any photos of the other. The insurers are only giving me vouchers to be used in only 2 named shops totalling £2200 net after deducting £100 excess for each ring. Now, when I have looked online at these 2 shops websites I can see that that wont even be enough to buy the lesser value ring that I have lost, their value of £950 having been put on it, and the equivalent similar ring on these websites is £2400, the other one about £4000.I feel so sad that Ive lost my darling Mums rings, but I am also really angry that I have not been awarded at least the value of 1 decent ring. The complaints department is due to ring me, but I am wondering if anyone can suggest where else I could go. It is supposed to be replacement value but that is a joke.
    Sorry for long tale of woe, I know other people have real problems at the moment, but thinking about my mum makes me cry.
    chocciex
    Originally posted by chocaholics
    I wonder if the Financial Ombudsman can help?

    http://www.financial-ombudsman.org.uk/
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • chocaholics
    • By chocaholics 14th Mar 17, 8:39 PM
    • 300 Posts
    • 3,408 Thanks
    chocaholics
    Oh choccie...what a nightmare. It's a real problem for you though

    It doesn't sound as if you can reason with them. You must feel cheated
    Is there an ombudsman covering insurance companies or some way of appealing to a body that oversees the industry I wonder.
    Originally posted by TrulyMadly
    Thanks TM I was wondering about that as well. I know they are only getting the complaints dept. to ring me to shut me up basically, but will wait and see what they say.
    x

    Oh cheers, I will try that link. Perhaps I should try it before the complaints dept rings me so I may be better armed.
    x
    Sometimes when I read back my posts I realise they need a bit of work, spelling etc. I should read them before posting, not after.
    Last edited by chocaholics; 14-03-2017 at 8:46 PM.
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 8:43 PM
    • 32,110 Posts
    • 435,248 Thanks
    TrulyMadly
    Thanks TM, i was wondering about that as well. I know they are only getting the complaints dept. to ring me to shut me up basically, but will wait and see what they say.
    x
    Originally posted by chocaholics
    In view of the fact that you might be taking further, it would obviously make sense not to accept their offer
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • Sunshinemummy
    • By Sunshinemummy 14th Mar 17, 8:46 PM
    • 14,410 Posts
    • 178,013 Thanks
    Sunshinemummy
    You always seem so knowledgeable, I presume you work in some sort of Social Care capacity, apologies if I am wrong.

    I wish I was more enlightened to how the costs and assessments for help with entitlement towards costs in private care homes is worked out.
    We already know that Mum would have to meet the full cost of any care at home and we believe that the only home she would ever consider; as a very last option; costs the best part of £1,000.00 per week.
    Originally posted by Saversue
    Holy hell. That is significant more than the average, but then again if she has to pay she may as well have somewhere lovely whilst she can afford it. She will then have to move somewhere cheaper... which is cruel. Hope you get it all sorted. xxx
    Accumulative cost of having adult child in 2017.
    January - One day off work for OH to take him to an exam as car broken - 40 mile round journey. Different car £450.
    • bubbs
    • By bubbs 14th Mar 17, 8:59 PM
    • 47,797 Posts
    • 560,244 Thanks
    bubbs
    Holy hell. That is significant more than the average, but then again if she has to pay she may as well have somewhere lovely whilst she can afford it. She will then have to move somewhere cheaper... which is cruel. Hope you get it all sorted. xxx
    Originally posted by Sunshinemummy
    Remember my customer who is disabled and hid dad passed away? he has carers 3 times a day total 2 hrs per day, he has to pay £1,200 approx a month just for that Yes he can afford it but i see what they do, and tbh not allot
    Sealed pot challenge number 242 £350 for 2015, 2016 £400 Actual£345, £400 for 2017
    Stopped Smoking 22/01/15

    -2 stone 8 1/2 lb week 13
    • bubbs
    • By bubbs 14th Mar 17, 9:00 PM
    • 47,797 Posts
    • 560,244 Thanks
    bubbs
    From dark side

    Butcher's Value Meat Pack at Morrisons 2.3kg just £10.00!
    Sealed pot challenge number 242 £350 for 2015, 2016 £400 Actual£345, £400 for 2017
    Stopped Smoking 22/01/15

    -2 stone 8 1/2 lb week 13
    • mhoc
    • By mhoc 14th Mar 17, 9:03 PM
    • 15,750 Posts
    • 187,053 Thanks
    mhoc
    another question

    I always find it horribly difficult trying to blow dry with the vented brush in one hand and the hairdryer in another. I wondered if there was such a thing as a hairdryer brush that combines both so I only need one hand
    On Amazon there seems to be numerous of this type if thing, ceramic - all costing in the mid £20s - I have no idea which one is better than another ...
    So what do I need to particularly look out for, what features should be on the short list
    any recommendations?
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
    • chocaholics
    • By chocaholics 14th Mar 17, 9:03 PM
    • 300 Posts
    • 3,408 Thanks
    chocaholics
    You always seem so knowledgeable, I presume you work in some sort of Social Care capacity, apologies if I am wrong.

    I wish I was more enlightened to how the costs and assessments for help with entitlement towards costs in private care homes is worked out.
    We already know that Mum would have to meet the full cost of any care at home and we believe that the only home she would ever consider; as a very last option; costs the best part of £1,000.00 per week.
    Originally posted by Saversue
    No sure if this any use, but it does have theoption if you scroll down for contact with a trained advisor.

    http://www.ageuk.org.uk/home-and-care/care-homes/paying-for-permanent-residential-care/
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