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    • hannahroberts1985
    • By hannahroberts1985 15th Jun 16, 9:18 PM
    • 754Posts
    • 1,073Thanks
    Debt-Free wanna be vs Maternity pay. Determined to stay on track.
    • #1
    • 15th Jun 16, 9:18 PM
    Debt-Free wanna be vs Maternity pay. Determined to stay on track. 15th Jun 16 at 9:18 PM
    Hey everyone,

    I'm Hannah I'm 30 (not sure how or when that happened my memory must be going because I only feel 21 mentally 50 physically though )my debt is shifting in the right direction and we are able to pay £200-£300 off a month but with maternity pay fast approaching I felt a diary would be a good way to keep me on track. I am currently 22 weeks pregnant with my second little boy. DS1 ( darling son)is two on the 29th. We are going on a holiday to Devon Friday. Guessing all this expense has got me wanting to keep things in check. Since being so good I get panicky about spending but chunks of money. We booked a small family holiday though before DS2 arrives as we haven't been on a holiday for 4 years and wanted to take Kian before things got crazy. Everyone's got to live a little right. I'm also currently on an 8 week full paid sabbatical from's great but that's also 5 extra days a week to try not spend money! I tell you this weather needs to perk up soft play isn't cheap!!

    I was awful with money years back even had a diary on here
    previously. I have been cleaning debt for a few years now. I have some of my own debt and joint from buying things for our home my partner has bad credit due to a mortgage he's stuck in with his step father. ...we will cross this bridge at a later date but it is all (touch wood) on track now. Other than that he is great with money and has taught me a lot!! Me and DP (darling parter) share money fairly we both have pocket money then anything else go into the joint account/off my debt repayment. I was part time when I went back after DS1 but went full time when we were planning DS2 1) for the maternity pay and 2) I know my 8 weeks paid sabbatical was due so wanted to get full time pay for this. I have 6 weeks full time to work before maternity leave and I'm dreading it, but hey ho needs must! Think of the money I keep telling myself. I feel I am in a good place and manage money so much better than I used to. I'll share my tips with you.....when I get a chance. I will also update my signature with SOA ASAP.

    Thanks for reading (if anyone is) now that's off my chest time for a bath then bed.

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    Last edited by Former MSE Jessica; 18-04-2017 at 2:48 PM.
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    • lauradora
    • By lauradora 30th Nov 17, 2:52 PM
    • 1,309 Posts
    • 4,330 Thanks
    Wicked, its nice to meet another Vegan generally, let alone a parent MSE one

    I want rid of my debt and my fat in 2015!
    DFW nerd no 844

    • hannahroberts1985
    • By hannahroberts1985 30th Nov 17, 3:18 PM
    • 754 Posts
    • 1,073 Thanks
    Whay hey Laura that's ace! I'm a little worried the new vegan Pizza Hut will ruin my debt free journey tho!! Do you have a diary? X
    Deposit £13379 £20,000 66%
    emergency fund:£0/£1000
    Christmas fund £
    B/day £0
    Noodle: me: 614 DP:576 Clear: 499 DP: 414 mse:970/58%
    Family loan £7000/£6500
    • lauradora
    • By lauradora 30th Nov 17, 4:04 PM
    • 1,309 Posts
    • 4,330 Thanks
    No not for ages; thinking I should start a new one with maternity looming though...really looking forward to spending some time at home and getting some OS stuff done as well

    I did Veganuary this year, thinking I would never last and i'm still going glad I did it

    I want rid of my debt and my fat in 2015!
    DFW nerd no 844

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