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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 7th Jun 16, 10:20 AM
    • 2,668Posts
    • 11,186Thanks
    kirtsypoos
    Payment a Day Chapter 17
    • #1
    • 7th Jun 16, 10:20 AM
    Payment a Day Chapter 17 7th Jun 16 at 10:20 AM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:

    11,278.15 (Thanks Bobarella for being Mays counter Upper )

    June 2016:
    27,734.49

    July 2016:
    24,284.13

    August 2016:
    30,740.14

    September 2016:
    27,504.99

    October 2016:
    14,546.08

    November 2016:
    7,661.39

    December 2016:
    4541.33

    Total for 2016
    240,681.72
    Last edited by kirtsypoos; 03-01-2017 at 11:50 AM. Reason: New Total
    1200/3000 OH BC(60% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: 1200/31010.23 (96.13% paid)
    Mortgage - 164,000.00 (O/P 718.83 so far) PAYDBX 17 #006 - 13743.08/10000 Make 10 Apr 194.58 Make 10 May 159.75
Page 59
    • Erme
    • By Erme 7th Oct 16, 9:42 AM
    • 3,569 Posts
    • 21,360 Thanks
    Erme
    Morning paddingtons


    Need tea though as late up and head is mince!!! Doesn't help I have 101 medics on my case but psych unit no go zone as can't charge my lithium batteries for e-cig on ward never mind vape!!! If I can't vape I get worse (even though am on homeopathic dose of nicotine)

    Killed a couple of laptops as well yesterday - one kind of dried out by the afternoon so here's hoping and one is in for repair (payment by edibles)

    I need cake folks LOL amongst other drugs known to woman LOL

    Sorry for moaning (just forgot about pad total for yesterday LOL)


    PAD total - it 'aint bad

    192.60


    I likey that...I likey a lot!!!

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • White-as-Snow
    • By White-as-Snow 7th Oct 16, 10:06 AM
    • 214 Posts
    • 632 Thanks
    White-as-Snow
    Big hugs Erme. ( this one always makes me laugh as its a bit rude haha)

    My Pad towards the Christmas fund please is 148.60
    Total Debt:
    Dec 2015: 20,090.87
    Dec 2016: 16,320.85
    • kirtsypoos
    • By kirtsypoos 7th Oct 16, 10:19 AM
    • 2,668 Posts
    • 11,186 Thanks
    kirtsypoos
    Hope you are feeling better soon Erme

    My PAD for today is 40.00 normal payment to MBNA2 please
    1200/3000 OH BC(60% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: 1200/31010.23 (96.13% paid)
    Mortgage - 164,000.00 (O/P 718.83 so far) PAYDBX 17 #006 - 13743.08/10000 Make 10 Apr 194.58 Make 10 May 159.75
    • mandz1
    • By mandz1 7th Oct 16, 8:46 PM
    • 2,420 Posts
    • 10,447 Thanks
    mandz1
    2 payments made today of 30
    • sashanut
    • By sashanut 7th Oct 16, 11:41 PM
    • 2,440 Posts
    • 23,164 Thanks
    sashanut
    Hi all
    Popping in with a PAD - 10.00.. pmt to cc please ERME - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • Erme
    • By Erme 8th Oct 16, 4:35 AM
    • 3,569 Posts
    • 21,360 Thanks
    Erme
    2 payments made today of 30
    Originally posted by mandz1
    Sorry to bother you mandz but is your total 30 or 60? Up at crazy hour (will need good quality naps laters) cos am feeling better

    You know who you are who helped with this

    So life is still a little nutz for a few days and boy it's cold in my house yet it's october - am resisting putting the heating on LOL

    Have a good day

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • mandz1
    • By mandz1 8th Oct 16, 7:28 AM
    • 2,420 Posts
    • 10,447 Thanks
    mandz1
    Sorry to bother you mandz but is your total 30 or 60? Up at crazy hour (will need good quality naps laters) cos am feeling better

    You know who you are who helped with this

    So life is still a little nutz for a few days and boy it's cold in my house yet it's october - am resisting putting the heating on LOL

    Have a good day

    E
    Originally posted by Erme
    Sorry erme my fault, total was 30 all together
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 8th Oct 16, 8:21 AM
    • 491 Posts
    • 2,617 Thanks
    swimminginaseaofdebt
    Morning everyone

    A PAD of 10 to the change jar for me. Merci
    NSD May - 3/16
    ,
    Pay all debt off by Christmas 2017 #150 - 1111.84/3729.05
    ,
    SPC10 #564
    • kirtsypoos
    • By kirtsypoos 8th Oct 16, 9:57 AM
    • 2,668 Posts
    • 11,186 Thanks
    kirtsypoos
    Morning all,

    75 normal payment to OH B/C for me today please Erme
    1200/3000 OH BC(60% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: 1200/31010.23 (96.13% paid)
    Mortgage - 164,000.00 (O/P 718.83 so far) PAYDBX 17 #006 - 13743.08/10000 Make 10 Apr 194.58 Make 10 May 159.75
    • LittleMissDetermined
    • By LittleMissDetermined 8th Oct 16, 10:54 AM
    • 1,570 Posts
    • 6,178 Thanks
    LittleMissDetermined
    Good morning all

    My normal MBNA payment today of 100 please Erme

    Have a great day!

    LMD xx
    Target Debt Free Day 27th Jan 2019
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1008.80/1000 ... 3-6Mth Wages Challenge #4 650/7129...
    24 23 22 21 months of Debt-busting to go...
    • Erme
    • By Erme 8th Oct 16, 10:57 AM
    • 3,569 Posts
    • 21,360 Thanks
    Erme
    Sorry erme my fault, total was 30 all together
    Originally posted by mandz1

    6 of 1 and half a dozen mandz1 Should have really sent a private pm rather than mention publically


    E
    Last edited by Erme; 08-10-2016 at 11:02 AM.

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • Erme
    • By Erme 8th Oct 16, 11:00 AM
    • 3,569 Posts
    • 21,360 Thanks
    Erme
    Thank Crunchie it was friday

    We have a lovely total from yesterday of

    263.83


    Now to wake up after 5 am over sleep LOL (like to be up early and bed early - it just 'aint happening right now but will so get there )

    Have a great saturday folks!!!

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • mandz1
    • By mandz1 8th Oct 16, 3:34 PM
    • 2,420 Posts
    • 10,447 Thanks
    mandz1
    just a little PAD of 5 to cc
    • mcjordi
    • By mcjordi 8th Oct 16, 6:04 PM
    • 4,154 Posts
    • 9,124 Thanks
    mcjordi
    5 today probably it now till i get paid on friday
    Sealed pot challenger # 10
    1v100 15/300
    • jet9cat
    • By jet9cat 8th Oct 16, 7:57 PM
    • 1,169 Posts
    • 9,053 Thanks
    jet9cat
    5 to cc for me today please Erme - feel better soon
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • sashanut
    • By sashanut 8th Oct 16, 11:42 PM
    • 2,440 Posts
    • 23,164 Thanks
    sashanut
    Hi all
    Popping in with a PAD - 6.11.. pmt to cc please ERME - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 9th Oct 16, 9:04 AM
    • 491 Posts
    • 2,617 Thanks
    swimminginaseaofdebt
    Morning,

    1 to the change jar for me today.
    NSD May - 3/16
    ,
    Pay all debt off by Christmas 2017 #150 - 1111.84/3729.05
    ,
    SPC10 #564
    • LittleMissDetermined
    • By LittleMissDetermined 9th Oct 16, 9:40 AM
    • 1,570 Posts
    • 6,178 Thanks
    LittleMissDetermined
    Morning!

    Just a small bank round down for me today of 3.40 to credit card

    Have a lovely Sunday

    LMD xx
    Target Debt Free Day 27th Jan 2019
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1008.80/1000 ... 3-6Mth Wages Challenge #4 650/7129...
    24 23 22 21 months of Debt-busting to go...
    • ahall3519
    • By ahall3519 9th Oct 16, 11:47 AM
    • 124 Posts
    • 377 Thanks
    ahall3519
    Good morning everyone! Hope everyone is well! Please put me down for 15 to my Barclaycard CC thanks.
    Barclaycard Debit as of April 2016-1008.07
    As of 30th January 2017=100% paid

    Tesco Credit Card Debt number 2 as of January 2017-1757.96
    As of May 2017 statement-1010.38=43% paid
    • mandz1
    • By mandz1 9th Oct 16, 11:48 AM
    • 2,420 Posts
    • 10,447 Thanks
    mandz1
    Small change put into money jar 1.05
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