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  • FIRST POST
    • Frozen_up_north
    • By Frozen_up_north 14th May 16, 7:31 PM
    • 862Posts
    • 341Thanks
    Frozen_up_north
    Apple Pay, which shops can you use it for more than £30?
    • #1
    • 14th May 16, 7:31 PM
    Apple Pay, which shops can you use it for more than £30? 14th May 16 at 7:31 PM
    I've started using Apple Pay and find there are many places that don't take contactless (Tesco for example) and those that do, only seem to offer the same spending limit as ordinary contactless.

    I understand updated software is needed at the store in order to accept payments over £30 on Apple Pay... Other than Apple Stores, are there any others that have moved into the 21st century?

    Thanks
Page 2
    • colsten
    • By colsten 30th Aug 16, 5:53 PM
    • 8,477 Posts
    • 7,050 Thanks
    colsten
    For me, Apple Pay / Android Pay is just a step too far in laziness.

    People forget their pin numbers because they don't bother with them after using Contactless so much. It's not available everywhere so you're bound to run into problems.
    Originally posted by anotheruser
    It's clearly not for you then, as you don't appear to be seeking the benefits from the added security and the convenience that comes with Apple Pay / Android Pay.

    I do think though you underestimate the capacity of the lazy folk to remember their PIN.
    • 20aday
    • By 20aday 30th Aug 16, 7:44 PM
    • 1,939 Posts
    • 802 Thanks
    20aday
    From Lloyds Bank in regards to Apple Pay:

    To protect you from fraud, we may restrict the value or number of payments you can make using Apple Pay, so please make sure you carry your debit and credit cards with you just in case. Some retailers will also limit individual payments to £30.

    So that *might* be why they declined the Transferwise payment attempt.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
    • PeterLWilson
    • By PeterLWilson 31st Aug 16, 1:29 AM
    • 53 Posts
    • 11 Thanks
    PeterLWilson
    Shell have a mobile payment app for IPhones that allows you to use Apple pay to pay for fuel.
    • colsten
    • By colsten 31st Aug 16, 11:17 AM
    • 8,477 Posts
    • 7,050 Thanks
    colsten
    I had Nationwide decline a large-ish Apple Pay transaction in the Apple Store. They immediately blocked my card (Select CC) as well, so I used a Santander CC which worked fine on Apple Pay.

    About 20 minutes later, I had a text from Nationwide that asked for a "y" response, or to call them, if the transaction had been attempted by myself. I duly responded "y", whereupon almost instantly my phone rang.....automated call by Nationwide to ask whether I had attempted a payment in the Apple Store that day. It gave me the option to speak to someone at Nationwide, which I took up. It was a bit of a palaver to get through the ID verification as I don't often call them and couldn't remember my telephone password. Eventually they told me all was fine as I had texted them already, there hadn't been a need to call them, and my Apple Pay transaction would now go through ok if I wanted to try it again (no thanks, already paid with a different card). They couldn't explain why they called me. There's definitely some room for improvement, Nationwide!
    • JJB223
    • By JJB223 9th Oct 16, 12:29 PM
    • 46 Posts
    • 13 Thanks
    JJB223
    Center Parcs U.K. Accept Apple Pay up to £500 in all there places
    • knack92
    • By knack92 9th Oct 16, 3:50 PM
    • 410 Posts
    • 195 Thanks
    knack92
    Center Parcs U.K. Accept Apple Pay up to £500 in all there places
    Originally posted by JJB223
    Did they say £500 is the limit or is this in your experience?
    • jbryce
    • By jbryce 9th Oct 16, 9:22 PM
    • 6 Posts
    • 1 Thanks
    jbryce
    They must be mistaken as I have used Apple Pay through the Mondo App to top up my Mondo card with £100 and it has all worked fine. Thats from a Lloyds Debit Card.
    Originally posted by Helix
    Monzo (they changed their name since you posted this) don't use Apple Pay for top-ups, they do it using a standard cardholder not present transaction.
    • JJB223
    • By JJB223 10th Oct 16, 11:30 AM
    • 46 Posts
    • 13 Thanks
    JJB223
    Did they say £500 is the limit or is this in your experience?
    Originally posted by knack92
    I used it to pay £95 at the sports bar and when I said i thought it was a £30 limit the member of staff advised that all the Center parcs terminals allowed up to £500 on Apple Pay
    • 20aday
    • By 20aday 10th Oct 16, 3:18 PM
    • 1,939 Posts
    • 802 Thanks
    20aday
    I use the website MacRumors and Pizza Hut (in Stoke on Trent at least) also offer Apple Pay over £30.

    Another poster on there also said Premier Inn accept it over £30 also.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
    • knack92
    • By knack92 11th Oct 16, 1:53 AM
    • 410 Posts
    • 195 Thanks
    knack92
    I used it to pay £95 at the sports bar and when I said i thought it was a £30 limit the member of staff advised that all the Center parcs terminals allowed up to £500 on Apple Pay
    Originally posted by JJB223
    Interesting, thanks.
    • Anthorn
    • By Anthorn 13th Oct 16, 11:25 PM
    • 2,973 Posts
    • 774 Thanks
    Anthorn
    In theory at least applepay is not itself contactless so shouldn't be subject to the max £30 contactless rule. It doesn't even need to have contactless cards associated with it because when a card is added so is the CVV. What it really comes down to is what banks and CC issuers allow and what retailers allow. That's why there is variation.
    I don't think and I know I don't think so therefore I am. At least I think so. But hold on I don't think ... er ...
    • reclusive46
    • By reclusive46 14th Oct 16, 4:47 AM
    • 2,679 Posts
    • 808 Thanks
    reclusive46
    Pretty much any Global payments, WorldPay or Elavon terminal (Bank issued and configured, not ones that retailers have integrated into their systems) will support Apple Pay transactions of atleast £500. I think Global payments supports up to £2000 (which is the same as the Apple Store).
    • Catswhiska
    • By Catswhiska 18th Feb 17, 1:23 PM
    • 12 Posts
    • 8 Thanks
    Catswhiska
    Do Aldi accept over the £30 limit?
    • glider3560
    • By glider3560 18th Feb 17, 4:05 PM
    • 3,137 Posts
    • 1,900 Thanks
    glider3560
    Do Aldi accept over the £30 limit?
    Originally posted by Catswhiska
    No, the machine doesn't offer contactless when the amount is more than £30

    • knack92
    • By knack92 19th Feb 17, 3:34 AM
    • 410 Posts
    • 195 Thanks
    knack92
    Anyone paid over £30 in Sainsbury's? They say on Twitter they do but the last time I tried a couple of months ago it didn't. Not spent that much there since but have noticed receipt says device verified.

    Also, Ikea take payments over £30.
    Last edited by knack92; 19-02-2017 at 3:39 AM.
    • camelot1971
    • By camelot1971 19th Feb 17, 8:10 AM
    • 380 Posts
    • 539 Thanks
    camelot1971
    What is the security if someone steals your iPhone and uses it for an Apple Pay?
    • Ballard
    • By Ballard 19th Feb 17, 8:36 AM
    • 1,424 Posts
    • 1,156 Thanks
    Ballard
    What is the security if someone steals your iPhone and uses it for an Apple Pay?
    Originally posted by camelot1971
    I don't use Apple Pay but have done in the past occasionally and I'm pretty sure that you need to confirm the transaction with your fingerprint each time.

    Twice in the last fortnight I've been stuck behind someone on the exit gate at Cannon Street Station frantically retrying their phone. In the grand scheme of things it's only a few seconds each time but I certainly don't get the argument that it's easier to use a mobile rather than a card.
    I got a letter from the government the other day. I opened it and read it. It said they were suckers.
    • DCFC79
    • By DCFC79 19th Feb 17, 8:55 AM
    • 28,968 Posts
    • 18,294 Thanks
    DCFC79
    What is the security if someone steals your iPhone and uses it for an Apple Pay?
    Originally posted by camelot1971
    Cant say for iPhone but on Android you need to have security on the phone eg a pin to unlock it, maybe the fingerprint is the alternative.
    Je Suis Charlie
    • Catswhiska
    • By Catswhiska 19th Feb 17, 9:01 AM
    • 12 Posts
    • 8 Thanks
    Catswhiska
    No, the machine doesn't offer contactless when the amount is more than £30
    Originally posted by glider3560
    That's a shame. It does at Lidl
    • 20aday
    • By 20aday 19th Feb 17, 9:42 AM
    • 1,939 Posts
    • 802 Thanks
    20aday
    What is the security if someone steals your iPhone and uses it for an Apple Pay?
    Originally posted by camelot1971
    You'd need a registered fingerprint and/or know the phone's passcode.

    Without either of those you'd be unable to use Apple Pay.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
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