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  • FIRST POST
    • paulfoel
    • By paulfoel 4th Apr 16, 11:39 AM
    • 5,342Posts
    • 2,546Thanks
    paulfoel
    Home emergency cover - Recommendations?
    • #1
    • 4th Apr 16, 11:39 AM
    Home emergency cover - Recommendations? 4th Apr 16 at 11:39 AM
    Was with homeserve but its gone up to £14 a month or so. Too steep.

    Don't need boiler cover just other stuff like water, electrictity etc.
    Cymru am Byth !!!
Page 1
    • Rev
    • By Rev 4th Apr 16, 3:56 PM
    • 2,998 Posts
    • 2,715 Thanks
    Rev
    • #2
    • 4th Apr 16, 3:56 PM
    • #2
    • 4th Apr 16, 3:56 PM
    EDF do home emergency for £5 a month. Includes plumbing. Electric and something else.

    Not got it but am thinking about it.


    No excess either.
    Sigless
    • FOREVER21
    • By FOREVER21 4th Apr 16, 4:11 PM
    • 1,704 Posts
    • 1,008 Thanks
    FOREVER21
    • #3
    • 4th Apr 16, 4:11 PM
    • #3
    • 4th Apr 16, 4:11 PM
    Was with homeserve but its gone up to £14 a month or so. Too steep.

    Don't need boiler cover just other stuff like water, electrictity etc.
    Originally posted by paulfoel
    Have you looked at your home insurance policy? , this is sometimes included or as in my case can be an add on for £5 a month.

    Just for interest if you don' t renew with Homeserve you will most likely get a reminder offering cover at a reduced rate, that is what happened to a friend of mine recently.
    Last edited by FOREVER21; 04-04-2016 at 4:15 PM.
    • kingstreet
    • By kingstreet 4th Apr 16, 4:55 PM
    • 32,383 Posts
    • 17,390 Thanks
    kingstreet
    • #4
    • 4th Apr 16, 4:55 PM
    • #4
    • 4th Apr 16, 4:55 PM
    Trace & access cover on home insurance.

    Water company will normally cover one free repair to supply pipe on owned property.

    Home emergency cover? Not sure it's value for money...

    Local gas engineer can normally come out same day. Local electrician is the same. Got both numbers on mobile.

    Used to have Scottish Power Home Comfort until their engineer decided my boiler was condemned, so I got a new boiler and several new radiators from local chap and got rid of Scottish Power Home Comfort.

    £192 annual saving from carrying risk myself.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • Quentin
    • By Quentin 4th Apr 16, 5:31 PM
    • 33,535 Posts
    • 17,422 Thanks
    Quentin
    • #5
    • 4th Apr 16, 5:31 PM
    • #5
    • 4th Apr 16, 5:31 PM
    Home emergency cover - Recommendations?.
    Originally posted by paulfoel

    Your research here for cheap cover may bring up MSE's "hot deal" for cheap cover with (not) Swinton.


    Before being swayed by this cheap cover check the reports here (the "discussion thread") on the MSE "deal":


    http://forums.moneysavingexpert.com/showthread.php?p=68439102&_ga=1.242348289.20531150 30.1454070370#post68439102
    • paulfoel
    • By paulfoel 5th Apr 16, 9:14 AM
    • 5,342 Posts
    • 2,546 Thanks
    paulfoel
    • #6
    • 5th Apr 16, 9:14 AM
    • #6
    • 5th Apr 16, 9:14 AM
    Trace & access cover on home insurance.

    Water company will normally cover one free repair to supply pipe on owned property.

    Home emergency cover? Not sure it's value for money...

    Local gas engineer can normally come out same day. Local electrician is the same. Got both numbers on mobile.

    Used to have Scottish Power Home Comfort until their engineer decided my boiler was condemned, so I got a new boiler and several new radiators from local chap and got rid of Scottish Power Home Comfort.

    £192 annual saving from carrying risk myself.
    Originally posted by kingstreet
    Ha ha. Was worth it when I drilled into wall and hit radiator pipe last year. Got someone out in an hour or two.
    Cymru am Byth !!!
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