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  • FIRST POST
    • glassm
    • By glassm 22nd Mar 16, 3:40 PM
    • 2Posts
    • 0Thanks
    glassm
    ID3global
    • #1
    • 22nd Mar 16, 3:40 PM
    ID3global 22nd Mar 16 at 3:40 PM
    Hi,


    Ive just looked at my online bank statement and noticed a charge from

    'ID3Global'

    The charge is minimal however I have no idea what this is for.


    Can anyone shed any light?
Page 1
    • vouch0r
    • By vouch0r 22nd Mar 16, 3:52 PM
    • 179 Posts
    • 34 Thanks
    vouch0r
    • #2
    • 22nd Mar 16, 3:52 PM
    • #2
    • 22nd Mar 16, 3:52 PM
    looks like some sort of ID verification system... was it for 0.01?

    paypal use a similar small charge but unlikely to be that? have you used your details for any signups or card payments recently? likely to be related to one one the recent transactions?

    http://www.gbgplc.com/uk/partners/
    • glassm
    • By glassm 22nd Mar 16, 3:53 PM
    • 2 Posts
    • 0 Thanks
    glassm
    • #3
    • 22nd Mar 16, 3:53 PM
    • #3
    • 22nd Mar 16, 3:53 PM
    Charge is for £1.01.
    Signed up to things but nothing that has said about a free ...
    • DrSyn
    • By DrSyn 22nd Mar 16, 8:38 PM
    • 421 Posts
    • 196 Thanks
    DrSyn
    • #4
    • 22nd Mar 16, 8:38 PM
    • #4
    • 22nd Mar 16, 8:38 PM
    If you type in ID3Global into Google search you will find a number of websites which should I hope answer your question.
    Last edited by DrSyn; 22-03-2016 at 8:40 PM.
    • dunstonh
    • By dunstonh 22nd Mar 16, 9:12 PM
    • 89,468 Posts
    • 54,938 Thanks
    dunstonh
    • #5
    • 22nd Mar 16, 9:12 PM
    • #5
    • 22nd Mar 16, 9:12 PM
    I use ID3 Global. They do a range of solutions for ID checks etc.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
    • LRC
    • By LRC 13th Nov 16, 1:54 PM
    • 1 Posts
    • 0 Thanks
    LRC
    • #6
    • 13th Nov 16, 1:54 PM
    • #6
    • 13th Nov 16, 1:54 PM
    My nephew just bought some goods at Currys PC World yesterday on a financing plan with Dixons Retail and today, lo and behold, a charge of £1.01 from ID3 Global appears on his account as debited yesterday. Like others in this forum there was absolutely no mention made of this fee at the time of purchase and so I have contacted Currys to advise I expect this to be refunded immediately otherwise I will be informing the authorities that a theft/fraud has occurred. Deducting funds like this must be illegal surely?
    • linuxpenguins
    • By linuxpenguins 22nd Jun 17, 10:02 PM
    • 140 Posts
    • 6 Thanks
    linuxpenguins
    • #7
    • 22nd Jun 17, 10:02 PM
    • #7
    • 22nd Jun 17, 10:02 PM
    Hmm! I just opened RBS and a TSB account and I too have this??

    Will I get it back??
    • jonesMUFCforever
    • By jonesMUFCforever 22nd Jun 17, 10:25 PM
    • 23,981 Posts
    • 11,276 Thanks
    jonesMUFCforever
    • #8
    • 22nd Jun 17, 10:25 PM
    • #8
    • 22nd Jun 17, 10:25 PM
    Hmm! I just opened RBS and a TSB account and I too have this??

    Will I get it back??
    Originally posted by linuxpenguins
    Give over!
    What goes around - comes around
    give lots and you will always receive lots
    • GingerFurball
    • By GingerFurball 23rd Jun 17, 6:09 AM
    • 937 Posts
    • 885 Thanks
    GingerFurball
    • #9
    • 23rd Jun 17, 6:09 AM
    • #9
    • 23rd Jun 17, 6:09 AM
    My nephew just bought some goods at Currys PC World yesterday on a financing plan with Dixons Retail and today, lo and behold, a charge of £1.01 from ID3 Global appears on his account as debited yesterday. Like others in this forum there was absolutely no mention made of this fee at the time of purchase and so I have contacted Currys to advise I expect this to be refunded immediately otherwise I will be informing the authorities that a theft/fraud has occurred. Deducting funds like this must be illegal surely?
    Originally posted by LRC
    I'm sure the police will be dropping everything as soon as you inform them the crime of the century has taken place.
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
    • pmduk
    • By pmduk 23rd Jun 17, 7:36 PM
    • 7,466 Posts
    • 5,382 Thanks
    pmduk
    The odds are the transaction will never be completed, just the amount "earmarked."
    • surreysaver
    • By surreysaver 3rd Jul 17, 7:47 AM
    • 2,247 Posts
    • 1,272 Thanks
    surreysaver
    Hmm! I just opened RBS and a TSB account and I too have this??

    Will I get it back??
    Originally posted by linuxpenguins
    Same here. I opened a RBS account and I have this pending. I used my BoS card to verify my identity, but at no point during the application did it say this would appear. I was just about to ring BoS to report my debit card as compromised before typing the company into Google and coming across this thread.
    I consider myself to be a male feminist. Is that allowed?
    • linuxpenguins
    • By linuxpenguins 3rd Jul 17, 9:01 AM
    • 140 Posts
    • 6 Thanks
    linuxpenguins
    I got it back on my card roughly 10 working days later.

    Not good though as no where does it state they will debit your account by £1.01 - Leaving them and moving to TSB.
    • snozdop
    • By snozdop 7th Jul 17, 9:11 AM
    • 9 Posts
    • 7 Thanks
    snozdop
    I got it back on my card roughly 10 working days later.

    Not good though as no where does it state they will debit your account by £1.01 - Leaving them and moving to TSB.
    Originally posted by linuxpenguins
    They don't actually debit your account - the money never leaves. It is a "pre-authorisation" and is a way of verifying that the card details you have given (usually for ID purposes) are valid.

    Depending on your bank the pending amount will be removed within minutes, hours or days.

    Lots of companies and banks use this method of I.D. verification, and it will be mentioned somewhere in the Terms & Conditions (that I'm sure you read in full when signing up) for whatever service it was.

    Moving to TSB won't avoid this kind of check.
    • Shakin Steve
    • By Shakin Steve 7th Jul 17, 1:09 PM
    • 932 Posts
    • 665 Thanks
    Shakin Steve
    I don't think people are wrong to worry about stuff like this, not everyone is an expert in the ways of financial institutions. Ok....it's just a company checking out your ID and verifying your card details, but to the layman it could look like someone checking out your card works for them before they empty your account.
    Sales people should be made to impart this information at the point of sale. And please don't say it will be in the T&C's, only people with too much time on their hands read all of those, that's if their even intelligible.


    As a point of reference: When I checked out DD's for the month, I noticed that three had not taken this months payment for the wife's mobile phone. When I rang to ask why, I was told it was the first of the free three months she was getting for upgrading, and this should have been explained in the 3 store. There was no mention of any of this by the part time student in the store and no paperwork either. Bonus, though
    I came into this world with nothing and I've got most of it left.
    • surreysaver
    • By surreysaver 7th Jul 17, 1:17 PM
    • 2,247 Posts
    • 1,272 Thanks
    surreysaver
    As a point of reference: When I checked out DD's for the month, I noticed that three had not taken this months payment for the wife's mobile phone. When I rang to ask why, I was told it was the first of the free three months she was getting for upgrading, and this should have been explained in the 3 store. There was no mention of any of this by the part time student in the store and no paperwork either. Bonus, though
    Originally posted by Shakin Steve
    Its not a bonus if you're relying on those DDs to adhere to the T&Cs of a current account to receive the full interest, when you could have made other arrangements for DDs to meet the minimum number.
    I consider myself to be a male feminist. Is that allowed?
    • surreysaver
    • By surreysaver 7th Jul 17, 1:20 PM
    • 2,247 Posts
    • 1,272 Thanks
    surreysaver
    but to the layman it could look like someone checking out your card works for them before they empty your account.
    Originally posted by Shakin Steve
    That was my first thought, but before I panicked I thought I'd do a Google and found out. It should be clearly stated when you are typing your card details in for the verification process that that is what will happen. I bet the T&Cs don't even state how the company of the pending payment will appear in your online transactions, so even if you have read the T&Cs you might not realise what it is.
    I consider myself to be a male feminist. Is that allowed?
    • Shakin Steve
    • By Shakin Steve 7th Jul 17, 3:08 PM
    • 932 Posts
    • 665 Thanks
    Shakin Steve
    Its not a bonus if you're relying on those DDs to adhere to the T&Cs of a current account to receive the full interest, when you could have made other arrangements for DDs to meet the minimum number.
    Originally posted by surreysaver
    Good point, luckily we weren't.
    I came into this world with nothing and I've got most of it left.
    • GreenBitterfly
    • By GreenBitterfly 18th Jul 17, 6:01 PM
    • 309 Posts
    • 625 Thanks
    GreenBitterfly
    Glad I found this thread, had a bit of a panic when I saw this card payment pending. I've just opened a savings account with Ulster Bank so obviously this is what the payment is for!
    • SnowTiger
    • By SnowTiger 18th Jul 17, 7:05 PM
    • 3,035 Posts
    • 2,000 Thanks
    SnowTiger
    We'll probably see a lot more of this from April next year, when punters may have to provide credit card details as part of an ID check before accessing online porn.

    http://www.bbc.co.uk/news/technology-40630582

    I can see that ending well.
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