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  • FIRST POST
    • Jacobs
    • By Jacobs 9th Feb 16, 10:10 PM
    • 37Posts
    • 23Thanks
    Jacobs
    Just another DFW diary
    • #1
    • 9th Feb 16, 10:10 PM
    Just another DFW diary 9th Feb 16 at 10:10 PM
    I've sent my DMP forms off today. This is my second attemp. Ah well, worse things happen in life, right?
Page 1
    • Desperate to be debt free
    • By Desperate to be debt free 10th Feb 16, 9:20 AM
    • 730 Posts
    • 1,067 Thanks
    Desperate to be debt free
    • #2
    • 10th Feb 16, 9:20 AM
    • #2
    • 10th Feb 16, 9:20 AM
    Good luck with your debt free journey. We're all on the same bus lol
    • Jacobs
    • By Jacobs 10th Feb 16, 1:04 PM
    • 37 Posts
    • 23 Thanks
    Jacobs
    • #3
    • 10th Feb 16, 1:04 PM
    • #3
    • 10th Feb 16, 1:04 PM
    The morning after the night before. Lol.
    Well it's done now. I've applied for my DMP starting off at £33 per month. I realise now that I should have done this sooner , but hey, at least it's done now.

    I remember when I set up my first attempt at a DMP I got a text message confirming when it was set up. I remember at the time feeling sick looking at that text message feeling that I was a failure. I won't feel that way this time. In fact I look forward to getting that text.

    I also look forward to the phone calls stopping lol as they are coming thick and fast (I know it's no more than I deserve)

    So here I go. Buckle in and knuckle down.

    I'll set up a signature later so I can see the light at the end of the tunnel as it were, but for now I'll just sign off as:

    Jacobs - with an estimated 24 payments to make
    • Jacobs
    • By Jacobs 10th Feb 16, 8:52 PM
    • 37 Posts
    • 23 Thanks
    Jacobs
    • #4
    • 10th Feb 16, 8:52 PM
    • #4
    • 10th Feb 16, 8:52 PM
    One of the cc companies just rang. I saw their name flash up but didn't answer it. I should do really. As I recall, when you mention the proposed DMP and give your reference number they're as nice as pie and it stops the calls. I'll answer them tomorrow.
    • Jacobs
    • By Jacobs 19th Feb 16, 1:52 PM
    • 37 Posts
    • 23 Thanks
    Jacobs
    • #5
    • 19th Feb 16, 1:52 PM
    • #5
    • 19th Feb 16, 1:52 PM
    It's been a little while since I posted.
    I'm still not feeling settled yet. I think i will when my plan is set up. I had an email from sc this week asking me to resend my forms so hopefully it will be ok soon.
    For now I am not opening my posted or answering the phone. It's no way to be.
    • parsniphead
    • By parsniphead 19th Feb 16, 5:49 PM
    • 2,005 Posts
    • 12,827 Thanks
    parsniphead
    • #6
    • 19th Feb 16, 5:49 PM
    • #6
    • 19th Feb 16, 5:49 PM
    Stick with it Jacobs. It will be a relief when it settles down, especially when the phone calls stop.

    The DMP support thread is a good place to head too.
    Debts as of 08/07/17 Credit cards £7811 majority on 0%. Car loan £1500 my half. Mortgage £36272 remaining balance (10 yrs 2 mnths remaining - i think not). Emergency fund £500/500
    GAZELLE INTENSE AND GAINING TRACTION
    • Desperate to be debt free
    • By Desperate to be debt free 20th Feb 16, 10:05 AM
    • 730 Posts
    • 1,067 Thanks
    Desperate to be debt free
    • #7
    • 20th Feb 16, 10:05 AM
    • #7
    • 20th Feb 16, 10:05 AM
    Ah Jacobs, big hugs. I remember it so well - avoiding the phone calls and dreading the sound of the mail falling on the mat. Give it a bit of time and it'll all settle down.

    Stick with it, your moving in the right direction.
    • Jacobs
    • By Jacobs 20th Feb 16, 2:57 PM
    • 37 Posts
    • 23 Thanks
    Jacobs
    • #8
    • 20th Feb 16, 2:57 PM
    • #8
    • 20th Feb 16, 2:57 PM
    My partner, V, knows all about my money problems now. It came out in the week when they asked if everything was OK. I guess all the mail being stacked up on the side unopened was a giveaway! I don't know if any of it got opened as part of the truth hunting - but I can't be angry about that. To be honest it was a relief to be honest about the situation.
    • Sazzie23
    • By Sazzie23 5th Mar 16, 8:28 AM
    • 2,604 Posts
    • 10,471 Thanks
    Sazzie23
    • #9
    • 5th Mar 16, 8:28 AM
    • #9
    • 5th Mar 16, 8:28 AM
    My partner, V, knows all about my money problems now. It came out in the week when they asked if everything was OK. I guess all the mail being stacked up on the side unopened was a giveaway! I don't know if any of it got opened as part of the truth hunting - but I can't be angry about that. To be honest it was a relief to be honest about the situation.
    Originally posted by Jacobs
    Hi Jacobs

    Just checking in to see how things are going ?

    Did you start the DMP, make it to GA, don't try to do this on your own, it's too big.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
    • Jacobs
    • By Jacobs 17th Apr 16, 12:55 PM
    • 37 Posts
    • 23 Thanks
    Jacobs
    It's been ages since I posted anything and things are improving. The dmp is set up. The first payment made and distributed. Things are going the right way. Here I am for two years. Feeling happy.
    • Jacobs
    • By Jacobs 17th Mar 17, 12:59 PM
    • 37 Posts
    • 23 Thanks
    Jacobs
    Wow it has been a long time again! I had originally thought I would post every week!!

    Well life is great, even though the sun isn't shining. Made my last payment and feeling proud and happy.
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