Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • milann
    • By milann 18th Jan 16, 11:00 PM
    • 1,361Posts
    • 5,941Thanks
    milann
    Milann's life keeps getting in the way.......
    • #1
    • 18th Jan 16, 11:00 PM
    Milann's life keeps getting in the way....... 18th Jan 16 at 11:00 PM
    Been on these forums for some time now...........good intentions of being debt free and at target weight keep coming .....and going......and life just keeps getting in the way!!!

    So it's time for a new diary to help keep me on track and push the excuses behind me and JUST DO IT....

    My debt is down to £2,500 and if I'd have shaped myself I could have had it cleared but I didn't so I need to do that pronto......
    My car was written off in November so I need to do something about getting mobile again, I'm wary of getting a rust bucket as I've had money pits in the past but the cash the insurance company paid out will only get a heap again and I refuse to get finance till I've cleared off the 2 and a half grand.......

    I've gone a bit (lot) mad and really splashed out on a weekend away for combined Christmas and birthday pressie for dh...... never paid so much to for a weekend away before but we're going to a concert. It's not until June so I have to save for that too.

    SO this week I will
    1. Do storecupboard challenge
    2. Keep spending diary
    3. Follow Slimming World plan to get back to target 6LB to go - then I don't need to pay

    Wish me luck on this last leg..............
Page 7
    • milann
    • By milann 5th Sep 17, 5:03 PM
    • 1,361 Posts
    • 5,941 Thanks
    milann
    Electrician was pretty good- he has done work here before £40 which I could have done without paying but is no where near as bad as I expected. We now have light gain which is always a bonus - and nice new light shades. I went for a fairly big round industrial style shade but they were half the price of the ones i'd normally go for - I'm really pleased with them

    A NSD today ad stayed on plan with the the food
    • beanielou
    • By beanielou 5th Sep 17, 7:07 PM
    • 47,172 Posts
    • 169,439 Thanks
    beanielou
    Shades sound good
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • milann
    • By milann 13th Sep 17, 9:21 PM
    • 1,361 Posts
    • 5,941 Thanks
    milann
    Waiting for payday on 15th - all being well I can make a payment and I should be under £1500- even with my big spends on the house this summer. Just need to check wages as 1st month back in September they have been known to mess up !! Wish I'd not packed my 2nd job in a couple of years back as there was always chance to get a few more hours in the holidays but I don't think I'd have the energy to do it now. But the end is in sight

    Just done some batch cooking of bolognais and chilli ready to freeze. Been super good food wise all week as out of my sw target range and I don't want to start paying again. Feeling positive and hoping for a loss this week.
    • beanielou
    • By beanielou 13th Sep 17, 10:41 PM
    • 47,172 Posts
    • 169,439 Thanks
    beanielou
    To be under £1500 will be just fabarooni
    I have been out of target for so long it is not funny
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • milann
    • By milann 17th Sep 17, 7:29 PM
    • 1,361 Posts
    • 5,941 Thanks
    milann
    Hmmmph - even though I'd been good foodwise I maintained at sw and had to pay - did NOT like that as not paid since last Christmas - so going for it this week.........whispers next bit very quietly - except I went in Sainsbobs and bought a reduced cream choux bun......... was very delicios though and I'm still within points - just.

    Took great delight in cancelling the cc I paid off last month - I'd overpaid too by £16.50 by the time they'd calculated interest - so that'll be heading back to my bank. Still not paid Mr T cc as not has chance to sit and do finances but it's not due until 26th so still got best part of a week to do it.

    Had a productive weekend - tidied everywhere inside yesterday as much as I could - still waiting for man to put flooring down in the hall - he didn't show on Friday when he said and we can't get hold of him - I'm livid!!!! We've got to the stage where the floorboards have grown on us and I'm seriously considering taking the laminate back and sanding and painting/varnishing them... then today we have been doing some serious pruning outside - garden looks lots better if a tad bare. There's the elephant in the room though - or should I say garden - a bloomin big shed that needs emptying (again) and pulling down - can't face it so we keep putting it off LOL LOL LOL

    Planning a swim tomorrow - not very MSE I paid for membership to local gym/pool and I haven't used it for ages - SO I've packed my stuff and planning to go straight from work tomorrow...
    • beanielou
    • By beanielou 17th Sep 17, 7:49 PM
    • 47,172 Posts
    • 169,439 Thanks
    beanielou
    Great news on the CC
    Maybe just take the laminate back & do the floor boards?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Sun Addict
    • By Sun Addict 17th Sep 17, 8:52 PM
    • 4,235 Posts
    • 23,208 Thanks
    Sun Addict
    I'm sailing close to the wind with WW as 4lb over goal. Determined I won't be paying though. Great news re the CC
    Virtual Sealed Pot £612.20
    September NSD 8/18
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • in need of direction
    • By in need of direction 18th Sep 17, 9:02 AM
    • 4,565 Posts
    • 25,578 Thanks
    in need of direction
    We have floor boards and an old house. Laminate would keep the heat in and stop gales from blowing upwards!
    Mortgage at 01.01.14 £119,481.83 today £81,750.18, target £75,000 by 31/12/17 Offset fund today £3,975.43 target £5,500 by 31/12/17
    Emergency fund £5.5k & £200 cash.
    Current weight loss 1/34 by 28 feb 2018
    determined to stop defining myself by my mistakes.
    Progress not perfection.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,513Posts Today

7,684Users online

Martin's Twitter