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  • FIRST POST
    • Grumpy Shunter
    • By Grumpy Shunter 13th Jan 16, 7:07 PM
    • 221Posts
    • 85Thanks
    Grumpy Shunter
    Vanquis credit limit increase
    • #1
    • 13th Jan 16, 7:07 PM
    Vanquis credit limit increase 13th Jan 16 at 7:07 PM
    Ok, So I have been with Vanquis for just over 12 months now. After my 4th statement I was hoping for a credit limit increase - I never did hear anything.

    Ah well, I thought, my be after 8 or 12 months I will be given a credit limit increase. nope, nothing, nada, zilch.

    Now, do I wait it out and just be patient? What can I do to help get an increase? I don't want to ring them up because I have read on here and other forums that calling them is a waste of time.

    For the record, I have a DD set-up to pay in full each month, which is exactly what has happened since I had the card.

    Many thanks.
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Page 2
    • Boatdweller
    • By Boatdweller 15th Jan 16, 12:06 PM
    • 158 Posts
    • 110 Thanks
    Boatdweller
    Had mine since October and got an email last week to say they will increase my credit limit from £250 to £500 in Feb. Not that I carry a balance on it.
    • m4rc
    • By m4rc 16th Jan 16, 11:57 PM
    • 301 Posts
    • 387 Thanks
    m4rc
    Had a Vanquis card for 15 months, starting limit £500 and increased to £1500 this month. I didn't ask they just told me they were going to do it unless I said no thanks.
    • bobbydub
    • By bobbydub 15th Oct 16, 4:35 PM
    • 24 Posts
    • 7 Thanks
    bobbydub
    Finally after 4 years I got a letter saying there going to increase my credit to £750 from £250.. after all this time, maybe cause i don't use it often.
    • user1168934
    • By user1168934 17th Oct 16, 11:07 AM
    • 248 Posts
    • 110 Thanks
    user1168934
    If you want increased limit then the best thing to do is to use the card as close to the limit as you can, surely you can easily do that if the limit is 250 or so. My wife had a vanquis card which started with £300 limit, within a couple of months they increased it to £1500 and gave her a gold card. I was surprised especially because she is a housewife and not employed.
    Save 12k in 2015: £12690.30/£12000 (105.75%) - Number: 193
    Save 12k in 2016: £0.0/£18000 (0.0%) so far .... - Number: 130
    • Aliana Johnson
    • By Aliana Johnson 17th Oct 16, 11:17 AM
    • 5 Posts
    • 0 Thanks
    Aliana Johnson
    They keep sending me applications... I haven't got the best credit so I may give them ago today and start building my credit score...
    • dazzaofdagenham
    • By dazzaofdagenham 18th Oct 16, 11:37 AM
    • 908 Posts
    • 331 Thanks
    dazzaofdagenham
    Just had a email saying they are increasing my credit limit to 4000 pounds !!!

    Would scare the life outta me if I went anywhere near that limit
    • A4445
    • By A4445 18th Oct 16, 4:21 PM
    • 462 Posts
    • 220 Thanks
    A4445
    Just had a email saying they are increasing my credit limit to 4000 pounds !!!

    Would scare the life outta me if I went anywhere near that limit
    Originally posted by dazzaofdagenham

    £4000 @ 39.9% ouch
    • dazzaofdagenham
    • By dazzaofdagenham 18th Oct 16, 6:58 PM
    • 908 Posts
    • 331 Thanks
    dazzaofdagenham
    £4000 @ 39.9% ouch
    Originally posted by A4445
    Exactly.....painful....not worth thinking about
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