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    • pennywisepoundstupid
    • By pennywisepoundstupid 4th Jan 16, 11:12 AM
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    pennywisepoundstupid
    Alway's believe that something wonderful is about to happen!
    • #1
    • 4th Jan 16, 11:12 AM
    Alway's believe that something wonderful is about to happen! 4th Jan 16 at 11:12 AM
    Happy New Year everyone!


    Well after over 6 months of being away I'm back and raring to go. So new diary time, 2015 was a carp year and I'm glad to see the back of it, so its a new year of looking forward and not dwelling on the past.


    Will update some more later.x.



Page 59
    • chanie
    • By chanie 10th Jan 18, 8:32 PM
    • 1,819 Posts
    • 9,225 Thanks
    chanie
    I hope your first day back wasn’t too difficult for you. It should get easier every day. Thank you for your honesty about your illness and how difficult it was dealing with people’s reactions. It was really insightful to read. I must admit I’m one of those people who wouldn’t know what to say, so you’ve given me something to think about.

    You’ve reminded me that I need to renew DDs passport as it runs out in June. I decided to wait until Christmas was out of the way before dealing with the renewal, but I want to get it done early.
    2018 challenge to save £1000
    Spend less - £137.66
    Live more - £70.05
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • pennywisepoundstupid
    • By pennywisepoundstupid 10th Jan 18, 9:08 PM
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    pennywisepoundstupid
    I hope your first day back wasn’t too difficult for you. It should get easier every day. Thank you for your honesty about your illness and how difficult it was dealing with people’s reactions. It was really insightful to read. I must admit I’m one of those people who wouldn’t know what to say, so you’ve given me something to think about.

    You’ve reminded me that I need to renew DDs passport as it runs out in June. I decided to wait until Christmas was out of the way before dealing with the renewal, but I want to get it done early.
    Originally posted by chanie
    First day back went really well and so lovely to see everyone.

    Regarding my illness I suppose I have always been the person people come to for support and suddenly I was the one needing rather than giving and some friends have found it hard to deal with, some havn't been there at all not even a text to ask if i'm ok. But I suppose now I have come to realise that they are not a friend after all.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • pennywisepoundstupid
    • By pennywisepoundstupid 10th Jan 18, 9:12 PM
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    pennywisepoundstupid
    So work has gone really well and so nice to see everyone, some things have changed but I willget my head round it eventually.

    Small spend on milk, fruit and salad bits £6.05.

    To do today
    Finances.done
    post ebay parcel.done
    Mount Washmore 1 load indone
    work.done
    buy lettuce.done
    surveys done.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • mummytogirls
    • By mummytogirls 10th Jan 18, 9:38 PM
    • 5,799 Posts
    • 20,214 Thanks
    mummytogirls
    Glad work has been ok Pennywise. Have you found yourself really tired or you been ok?

    Cant believe some friends haven't even text xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • WannabeFree
    • By WannabeFree 10th Jan 18, 9:44 PM
    • 395 Posts
    • 5,603 Thanks
    WannabeFree
    Glad your first day back went okay

    I'm like Chanie I'm the one who never knows what to say or how to say things 'right' so I don't say anything Although to not even send a text shows they aren't true friends. Don't be left feeling guilty! x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 11th Jan 18, 7:17 PM
    • 8,503 Posts
    • 48,258 Thanks
    please-let-me-be-lucky
    Glad your first day back went well. Sorry the hospital appointment wasn’t productive though and boo to friends not even texting .
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • pennywisepoundstupid
    • By pennywisepoundstupid 12th Jan 18, 7:58 AM
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    pennywisepoundstupid
    Quick update for yesterday as I was too tired last night.

    Work has gone really well but I was shattered last night, but in a good way, I felt happy and really enjoyed being back at work, the children are fantastic and all the staff have been so supportive, I' lucky to work with such a great group of people.

    Grocery spend on way home from work as I realised I had forgotten to take chicken out of freezer for curry,ended up buying chicken breast, reduced mince, reduced bread, reduced teacake and sandwich meat, spent £18. but i'm still under budget for the week as new grocery budget starts on a Friday so need to send leftover to savings .

    Finances yesterday -
    £1 TT to general savings, £0 to holiday savings. £10 amazon vouchers received,
    Weekly Grocery budget 5/1/18 - 11/1/18 £100/£86.60
    NSD 4
    personnel spends £50/£24.90.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • pennywisepoundstupid
    • By pennywisepoundstupid 12th Jan 18, 8:10 AM
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    pennywisepoundstupid
    Morning.

    Busy day today, lots of housework to do,paperwork,surveys,ebay stuff and need to nip into town to get tights and hairpins as we are out for a meal tomorrow and I realised yesterday when getting ready for work I have no black tights, I think DD has been borrowing them whist I've been off work and I havn't noticed as I have been living in leggings and jeans.

    New grocery budget starts from today, under budget last week by £13 , hopefully this week will be the same. Veg box being delivered later and some fish, so will update grocery spends once I have receipt.

    To do today
    Finances.
    wrap and post 3 ebay parcel.
    Mount Washmore x3 loads
    Amazon pantry order
    sweep/mop down stairs
    surveys
    Ironing.
    Charity donation for friend.
    Paperwork check that everything has been paid/school letters.
    List/revise ebay listings.
    Ebay fees
    Optician appointments.
    Sort sock bag and match up socks, throw away odd ones.

    To do this week -
    ebay listings
    Surveys
    Buy DD new school shoes
    Take DS for haircut
    get passports out check dates.


    Finances today -
    64p TT TT to general savings, £8 to holiday savings. £10 amazon vouchers received,
    Weekly Grocery budget 12/1/18 - 18/1/18 £100/£20.45
    NSD 4
    personnel spends £50/£24.90.

    Think that's it for today.
    Last edited by pennywisepoundstupid; 12-01-2018 at 5:17 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • WannabeFree
    • By WannabeFree 12th Jan 18, 9:36 AM
    • 395 Posts
    • 5,603 Thanks
    WannabeFree
    Have a good day pennywise.

    Glad work went well x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • chanie
    • By chanie 12th Jan 18, 9:48 AM
    • 1,819 Posts
    • 9,225 Thanks
    chanie
    Glad to read that work was okay.

    Hope you have a nice weekend.
    2018 challenge to save £1000
    Spend less - £137.66
    Live more - £70.05
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • pennywisepoundstupid
    • By pennywisepoundstupid 12th Jan 18, 11:20 AM
    • 4,572 Posts
    • 15,001 Thanks
    pennywisepoundstupid
    To do today
    Finances.Done
    wrap and post 3 ebay parcel.done
    Mount Washmore x3 loads2 loads done
    Amazon pantry order. Done £50 order paid using vouchers.
    sweep/mop down stairs
    surveys
    Ironing.done
    Charity donation for friend.
    Paperwork check that everything has been paid/school letters.
    List/revise ebay listings.done
    Ebay fees
    Optician appointments.Done appointment Monday after hospital.
    Sort sock bag and match up socks, throw away odd ones.
    Last edited by pennywisepoundstupid; 12-01-2018 at 2:50 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • pennywisepoundstupid
    • By pennywisepoundstupid 13th Jan 18, 3:50 PM
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    pennywisepoundstupid
    Just lost a huge post which I can't be bothered to type out again, so the jist of it was, spent £50 on new school shoes for DD, £10 on haircut for DS,£16 in m&S on meal deal and reduced pizza, £18 in booths on packed lunch and top up bits.

    Finances today -
    £1.02 TT to general savings, £10 to holiday savings. £3 Amazon voucher redeemed.
    Weekly Grocery budget 12/1/18 - 18/1/18 £100/£54.45
    NSD 4
    personnel spends £50/£36.90.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • Sun Addict
    • By Sun Addict 13th Jan 18, 9:12 PM
    • 4,973 Posts
    • 30,886 Thanks
    Sun Addict
    Glad work has gone well but not good that some friends haven't been supportive. For goodness sake what's wrong with them, OK you've been ill, but you're still you. Drop them, you don't need them.

    Our manager at work has been through the same as you. We don't even think about it unless she mentions it, she's still the same person.

    Anyway, that aside, you're doing fab xx
    Virtual Sealed Pot 2018 £94.62
    Jan NSDs 4 Jan AFDs 6
    Weight loss 3/10LBS Emergency Fund £1685.31/£10,000
    April holiday £803.90/£803.90
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Jan 18, 11:03 PM
    • 2,872 Posts
    • 16,609 Thanks
    HairyHandofDartmoor
    Glad work went well and hope you enjoyed your meal out today
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • chanie
    • By chanie 14th Jan 18, 6:40 PM
    • 1,819 Posts
    • 9,225 Thanks
    chanie
    Good luck with next week at work.
    2018 challenge to save £1000
    Spend less - £137.66
    Live more - £70.05
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • pennywisepoundstupid
    • By pennywisepoundstupid 15th Jan 18, 2:13 PM
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    pennywisepoundstupid
    Glad work has gone well but not good that some friends haven't been supportive. For goodness sake what's wrong with them, OK you've been ill, but you're still you. Drop them, you don't need them.

    Our manager at work has been through the same as you. We don't even think about it unless she mentions it, she's still the same person.

    Anyway, that aside, you're doing fab xx
    Originally posted by Sun Addict
    Thanks SA, to be honest I've let the whole friend thing go, it's amazing how quickly you find out who your genuine friends are.
    Work has been great and I know everyone is looking out for me in a nice way, the great thing about working with kids is they don't treat me any different, it'slike ok MRS PWPS has been off poorly, she is back now and that's it everything black and white.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • pennywisepoundstupid
    • By pennywisepoundstupid 15th Jan 18, 2:15 PM
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    • 15,001 Thanks
    pennywisepoundstupid
    Glad work went well and hope you enjoyed your meal out today
    Originally posted by HairyHandofDartmoor
    Meal wasn't as nice as previous visits, not sure if we would go back as there are other restaurants that do similar food that are better.

    Good luck with next week at work.
    Originally posted by chanie
    Thankyou i'm not in until Wednesday, so another long weekend for me .
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • pennywisepoundstupid
    • By pennywisepoundstupid 15th Jan 18, 2:18 PM
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    • 15,001 Thanks
    pennywisepoundstupid
    Update for yesterday-

    Made £30 on ebay and sent £1 TT.

    DS had a football match started at 11.30 which mean't he was starving when he finished as they played over lunch, but I stayed strong and we didn't go to maccy d, but came straight home and had sandwiches.
    Last edited by pennywisepoundstupid; 15-01-2018 at 3:09 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • pennywisepoundstupid
    • By pennywisepoundstupid 15th Jan 18, 2:24 PM
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    • 15,001 Thanks
    pennywisepoundstupid
    Afternoon.

    We are a sick household, DD is full of cold but has gone to school as she had a maths test today and didn't want to miss it, sent her with the last of the beechams flu tablets so hopefully she is ok. DH has a cough and sore throat and DS was coughing this morning but he didn't complain so I presume he was feeling alright, fingers crossed they don't get any worse.

    I had a hospital appointment this morning, all is going well and they don't want to see me again for 3 months but the genetics department do, so not completely free of appointments, but it is getting better.

    Nipped into chemist after hospital and bought more cough medicine, paracetamol and throat lozenges, also nipped into Booths and bought honey, lemons and parmesan cheese. £16 spent today don't think I will be under £100 this week on grocery spend.

    Not done finances yet so need to get on with that and start making a lasagne for tea.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • hugglemonster
    • By hugglemonster 15th Jan 18, 2:34 PM
    • 350 Posts
    • 1,602 Thanks
    hugglemonster
    Glad back to work was OK, and shame on supposed friends - better off without!

    Hope the household gets better soon, yay to less appointments hope it continues xx
    Debt: Overdraft 2 £1200/ now £805.34 Credit card £2200 now £2050 Car - £8825.44
    PAID - Computer £646.52, Overdraft 1 £2200
    Emergency fund: £50 General savings: £50
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