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  • FIRST POST
    • pennywisepoundstupid
    • By pennywisepoundstupid 4th Jan 16, 11:12 AM
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    pennywisepoundstupid
    Alway's believe that something wonderful is about to happen!
    • #1
    • 4th Jan 16, 11:12 AM
    Alway's believe that something wonderful is about to happen! 4th Jan 16 at 11:12 AM
    Happy New Year everyone!


    Well after over 6 months of being away I'm back and raring to go. So new diary time, 2015 was a carp year and I'm glad to see the back of it, so its a new year of looking forward and not dwelling on the past.


    Will update some more later.x.



Page 37
    • pennywisepoundstupid
    • By pennywisepoundstupid 17th Jul 17, 6:49 AM
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    pennywisepoundstupid
    Morning Diary.

    Quickly been through finances and everything is looking ok, couple of DD to go out, a meal out with friends on Friday night, shouldn't be expnsive as its a pizza place that does an offer pizza and a glass of wine for £7 I think. Could be £17 and I've read it wrong .

    Stressful day at work today, I think I have everything ready for the day, but didn't sleep well last night worrying it would all go wrong, it will be fine and the kids will pull it out of the bag for me.

    To do List -
    Work stuff.
    Packed lunches.
    Ebay wrap/listings.
    Washing on line/2nd load in for DH to hang out later.

    Think that's all from me, have a great day.x.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 17th Jul 17, 7:10 PM
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    please-let-me-be-lucky
    Hope your day went well Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in September- 3/5
    Lbs lost 7.5/107.
    • pennywisepoundstupid
    • By pennywisepoundstupid 17th Jul 17, 7:17 PM
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    pennywisepoundstupid
    Hope your day went well Xx
    Originally posted by please-let-me-be-lucky
    Better than expected, just another 4 days to go until we break up .
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 18th Jul 17, 6:38 AM
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    pennywisepoundstupid
    Morning.

    3 more get ups to go

    Another hectic day ahead, but the thought of 6 weeks off is keeping me going.

    Couple of items sold on £bay which I need to wrap and post but as they were both purchased late last night I don't need to post until tomorrow, so will do them this evening. Have left money in normal account as funds are starting to look low and still got 2 weeks until payday.

    DS is now back from his school trip and finished school, he is at home today as DH is only working until lunchtime, given DS a list of chores to be done, including making a pasta bake for tea.

    To do list-

    Work bits.
    wrap £bay parcels.
    list at least 2 new bits on £bay and do some relists.
    Ironing.
    Packed lunch me/DD.

    Have a great day and hope the sun is shining.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • Hiddenidenity
    • By Hiddenidenity 18th Jul 17, 7:53 AM
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    Hiddenidenity
    Have a lovely day xx
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • pennywisepoundstupid
    • By pennywisepoundstupid 19th Jul 17, 6:45 AM
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    pennywisepoundstupid
    Morning.

    2 more get ups.

    Awful nights sleep, very windy here but no rain or thunderstorms so far, also not sleeping as there seems to be lots to do at work before Friday.

    £25 has hit bank account from a survey site which has gone straight into summer hols pot. £10 has been redeemed from another site should receive it by the end of the month.

    Not much else to update really, couple of small spends needed today some wrapping paper and card but that should be all.

    Hope everyone reading has a good day.
    Last edited by pennywisepoundstupid; 19-07-2017 at 6:47 AM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 19th Jul 17, 4:27 PM
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    please-let-me-be-lucky
    Fingers crossed you get a better nights sleep tonight Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in September- 3/5
    Lbs lost 7.5/107.
    • pennywisepoundstupid
    • By pennywisepoundstupid 20th Jul 17, 6:59 AM
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    pennywisepoundstupid
    Fingers crossed you get a better nights sleep tonight Xx
    Originally posted by please-let-me-be-lucky
    Thanks, but didn't happen, I think I am so wound up with end of year school stuff, but all teachers/TAs are like this at the minute.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 20th Jul 17, 7:02 AM
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    pennywisepoundstupid
    Morning.

    Only today and tomorrow to go and then 6 weeks off .

    Not much to update really as i'm just trying to do work stuff and then come home and do work bits, totally exhausted and ready for a break.

    Sorry i'm just not functioning properly at the minute.

    Have a great day.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 22nd Jul 17, 10:55 AM
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    pennywisepoundstupid
    Good morning diary, well that's another school year that has whizzed by in a blur and now for some relaxation and recharging of batteries before we do it all over again. Was a very emotional day yesterday, yr 6 and members of staff leaving for pastures new, tears were shed by many. Received some lovely gifts of flowers, chocolates, candles, pens, notebooks, mugs and gift vouchers, and some lovely kind words from parents.

    Went out last night night with friends and managed to only spend £15 on pizza and couple of glasses of wine, was home at a decent hour so no hangover and DH picked and dropped me off.

    Decided that this weekend I'm staying home and pottering, I'm not even going to go grocery shopping we can eat out of the stores and eek everything out, so far we have had toast/cereal for breakfast lunch will be sandwiches and yoghurt, tea tonight is sausage scrambled egg, hash browns and baked beans, we have lots of fruit to snack on and lots of chocolate from all the gifts I received. Tomorrow we can have cereal or eggs for breakfast, lunch can be soup or cheese toasties and I have found chicken thighs in the freezer so will have those and rst potatoes and veg.

    £bay items have been wrapped and DH as taken them to the post office, I need to go through my listings and stock and do some tweaking of bits. little bit more money added to the summer fun pot, not hit £500 but as long as I keep adding I'm sure it will cover the next 6 weeks.
    Meal plan for the next week needs doing and a shopping list to go with it, Banking has been done and I need to pay Barc card so a bit more chipping at the debt.

    Next week I have a few bits I want to get sorted, need to make a dr appointment for me and dentist appointments for us all, I want to start cleaning out every cupboard and drawer in the house, set my self a challenge to throw away 100 item , once everywhere is tidy I can think about giving the living room and dining room a quick spruce up with paint we already have.

    Long term I want to start saving for a new woodburning stove as ours is not going to last this winter £400-£500, having had a long chat with DD recently she wants us to have a few days together doing something, so was thinking of having a Christmas shopping trip away with her late November early December, maybe to Edinburgh or Manchester and we could go to a Christmas market.
    I want to pay off my N£XT account as that has slowly creeped back up to £600 which really is not good and finally save for Christmas .
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 22nd Jul 17, 11:25 AM
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    pennywisepoundstupid
    Declutter challenge-

    1. out of date tea pods.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 22nd Jul 17, 11:59 AM
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    please-let-me-be-lucky
    Happy holidays!! Enjoy your pottering weekend Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in September- 3/5
    Lbs lost 7.5/107.
    • pennywisepoundstupid
    • By pennywisepoundstupid 22nd Jul 17, 2:46 PM
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    pennywisepoundstupid
    Declutter challenge-

    1. out of date tea pods (bin).
    2.4 cookery books (charity bag)
    3.manky pencils and rubbers (bin).
    4.out of date eczema cream(bin).
    Last edited by pennywisepoundstupid; 22-07-2017 at 2:55 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • Sun Addict
    • By Sun Addict 22nd Jul 17, 8:33 PM
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    Sun Addict
    On a roll

    Have a fab summer xx
    Virtual Sealed Pot £612.20
    September NSD 8/18
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 23rd Jul 17, 12:55 PM
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    pennywisepoundstupid
    Thanks for the messages ladies, starting to feel as though i'm de-stressing and don't have that manic Sunday feeling of I must get everything done.

    Whilst decluttering this morning I found a packet of salad leave seeds, so I've planted those in some pots and fingers crossed they grow as that would save a few pounds.

    Went with DD this morning to do pony and ended up helping DH strim and tidy the edges of the field, much tidier now and also free exercise.

    Just spending the day now pottering about doing housework/gardening/washing and listing bits on £bay.

    Have a great day.x.
    Last edited by pennywisepoundstupid; 23-07-2017 at 1:38 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 23rd Jul 17, 12:57 PM
    • 4,293 Posts
    • 12,879 Thanks
    pennywisepoundstupid
    Declutter challenge-

    1. out of date tea pods (bin).
    2.4 cookery books (charity bag)
    3.manky pencils and rubbers (bin).
    4.out of date eczema cream(bin).
    5. Packet salad leaves (planted).
    6. Broken plastic tubs (recycling)
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • Hiddenidenity
    • By Hiddenidenity 23rd Jul 17, 1:01 PM
    • 4,764 Posts
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    Hiddenidenity
    Have a lovely day

    Sounds like a lovely weekend x
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • mummytogirls
    • By mummytogirls 23rd Jul 17, 4:36 PM
    • 5,420 Posts
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    mummytogirls
    Happy 6 weeks holidays Pennywise

    Your pottering weekend sounds lovely, its amazing how a little pottering day came make you feel good!! xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • pennywisepoundstupid
    • By pennywisepoundstupid 23rd Jul 17, 4:38 PM
    • 4,293 Posts
    • 12,879 Thanks
    pennywisepoundstupid
    Happy 6 weeks holidays Pennywise

    Your pottering weekend sounds lovely, its amazing how a little pottering day came make you feel good!! xx
    Originally posted by mummytogirls
    Thanks mtg, i'm planning on lots of pottering the next 6 weeks.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 23rd Jul 17, 4:39 PM
    • 4,293 Posts
    • 12,879 Thanks
    pennywisepoundstupid
    Declutter challenge-

    1. out of date tea pods (bin).
    2.4 cookery books (charity bag)
    3.manky pencils and rubbers (bin).
    4.out of date eczema cream(bin).
    5. Packet salad leaves (planted).
    6. Broken plastic tubs (recycling)
    7. Box of chocs
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
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