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  • FIRST POST
    • pennywisepoundstupid
    • By pennywisepoundstupid 4th Jan 16, 11:12 AM
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    pennywisepoundstupid
    Alway's believe that something wonderful is about to happen!
    • #1
    • 4th Jan 16, 11:12 AM
    Alway's believe that something wonderful is about to happen! 4th Jan 16 at 11:12 AM
    Happy New Year everyone!


    Well after over 6 months of being away I'm back and raring to go. So new diary time, 2015 was a carp year and I'm glad to see the back of it, so its a new year of looking forward and not dwelling on the past.


    Will update some more later.x.



Page 35
    • pennywisepoundstupid
    • By pennywisepoundstupid 26th Jun 17, 8:09 PM
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    pennywisepoundstupid
    Evening, few jobs done. couple of sales on 3bay today but waiting for payment, also redeemed £5 paypa1 from survey site.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • Sun Addict
    • By Sun Addict 26th Jun 17, 8:13 PM
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    Sun Addict
    A very productive day then
    Virtual Sealed Pot £424.05
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 27th Jun 17, 6:37 AM
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    pennywisepoundstupid
    MOrning.

    £bay items were paid for late last night after I had gone to bed and I havn't got time to sort them this morning, so a job for tonight, Should be about another £20 for uniform pot.

    Pouring it down here and looks like it will continue all day, not going to bother putting washer on as I know it will end up in the tumble dryer and I have plenty of work clothes and kids have school uniform, fingers crossed DH doesn't need sports stuff.

    Money stuff is quiet and counting down to payday on Friday when it all starts again. DS has been umming ans arging over a school trip letter. trip to Italy next April at £600, he has decided he doesn't want to go. part of me is a bit disappointed as I wanted him to go and i'm a huge fan of travel and gaining experiences of other cultures, but also slightly relieved about the money. I do have a feeling there might have another trip that's coming up that maybe he wants to go on more, we will see.

    Todays to do list.

    MUST FINISH WORK REPORT>done
    Wrap 3bay parcels.done
    Post office trip.done
    packed lunches.done
    Ironing.
    3bay relists (check photos & listings)done

    Enjoy your day.x.
    Last edited by pennywisepoundstupid; 28-06-2017 at 6:31 AM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • pennywisepoundstupid
    • By pennywisepoundstupid 28th Jun 17, 6:46 AM
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    pennywisepoundstupid
    Morning.

    Not much to update today, finances still the same. have some money from ebay sales but hav'nt transferred it to savings yet incase anything crops up between now and payday. Will transfer tomorrow evening if not needed.

    Work meeting today and must remember to take report.

    To do -

    Book tickets for event in summer hols (free but need tickets).
    £bay listings.
    Prep beef casserole for tomorrows tea.
    Bake
    Ironing(still there).
    Packed lunches.
    Tidy porch.

    Have a good day.x.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • Hiddenidenity
    • By Hiddenidenity 28th Jun 17, 8:30 AM
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    Hiddenidenity
    Have a lovely day x

    DFW £718.71/£7348.71
    Rent Arrears £331.28/£3381.28

    June 17 PA £121.25 + £70 Cash + £50 Amazon
    July 17 PA £216.50 + £25 Cash + £40 Amazon
    • pennywisepoundstupid
    • By pennywisepoundstupid 29th Jun 17, 6:57 AM
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    pennywisepoundstupid
    Morning.

    Well yesterday's to do list went out the window, I made packed lunches yesterday morning and some ebay lists last night and that was it, DH made tea, I just felt totally exhausted and still do hope I'm not starting with something.

    Banking checked and it's the day before payday and money in the bank, will transfer this over later if nothing is needed today, I do need to post some ebay parcels but this is covered.

    Not doing a to do list today as I know it will be an epic fail as I feel so tired, so today I just want to get through the day.

    x.x
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • Hiddenidenity
    • By Hiddenidenity 29th Jun 17, 8:55 AM
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    Hiddenidenity
    Make sure you take some time to yourself, don't over do it if you're not 100% x

    DFW £718.71/£7348.71
    Rent Arrears £331.28/£3381.28

    June 17 PA £121.25 + £70 Cash + £50 Amazon
    July 17 PA £216.50 + £25 Cash + £40 Amazon
    • Sun Addict
    • By Sun Addict 29th Jun 17, 8:35 PM
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    Sun Addict
    Hope it's just tiredness and you're not coming down with something. I think we've all had enough by Thursday most weeks.
    Virtual Sealed Pot £424.05
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 30th Jun 17, 6:42 AM
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    pennywisepoundstupid
    Morning and thankyou for your lovely comments. Still tired and ready for the weekend.

    I was naughty last night and we had a chippy tea as I couldn't face cooking, so not as much money sent to uniform pot .

    Apart from packing 2 £bay parcels I literally did nothing last night .
    never mind I have the weekend to catch up. Did als manage a couple of surveys that took we to payout, so £15 redeemed into paypal but takes 4-6 weeks.

    Pay day today, so tonight's job is a budget, meal plan, money transfers etc, although I have already sent kids their allowance.

    Better get ready for work.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • pennywisepoundstupid
    • By pennywisepoundstupid 2nd Jul 17, 7:34 AM
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    pennywisepoundstupid
    Morning.

    Didn't manage to get on yesterday as I wanted to get a few bits done to list on £bay, also had no children so easier to get on with things.

    DD is away until tomorrow evening on a school trip. Ds came home from friends yesterday evening after being at a friends since Friday, so the house has been very quiet in some ways I miss those noisy toddler days.

    MOney is ok, managed to save enough for school uniform and I'm now on with saving for the summer, kids have come up with a few things they want to do, some cheap like a picnic by the river where they can go swimming to days out at local attractions, but I want the money saved so I don't have to worry about it.

    Shopping day yesterday and spent a fortune, £71 in a1di, £23 in B00ths and £21 in home bargains, did by some new pillows for ds in home bargains so that was £10 of non food/toiletries.

    Thinking of opening a new savings account but not sure who with, need to look into it a bit.

    Meal plan-
    Sun - Rst lamb, veg, rst pots and yorky puds.
    Mon - lasagne salad.
    Tue - Jkt spuds beans/cheese
    Wed - HM kiev new pots and salad.
    Thurs - Pasta bake and garlic bread.
    Fri - honey chicken, roasted veg.

    Hope everyone has a good day.x.
    Last edited by pennywisepoundstupid; 02-07-2017 at 7:37 AM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • Sun Addict
    • By Sun Addict 2nd Jul 17, 8:45 PM
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    Sun Addict
    Just popping in to say hello Sounds like the kids have had a good time, don't knock a quiet house.
    Virtual Sealed Pot £424.05
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 3rd Jul 17, 9:04 PM
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    pennywisepoundstupid
    Evening.

    Totally exhausted and ready for my bed, cannot believe i still have just short of 3 weeks at work before the summer hols, I'm so ready for a break and some home/me time.

    Few 3bay sales over the weekend to add to savings pot, slow and steady.
    I have loads of relists to get done, but will do them tomorrow i'm too tired tonight and will no doubt result in silly mistakes.

    Finances checked over and a couple of DD to go out, few extras to pay for already, minly to do with the kids and school, all i seem to get at the minute is letters asking for various amounts of money for different things, so far this week its been £26 school trip and £35 for an afterschool sports club, which isn't a lot for the year, but when it all comes at once it soon adds up.
    Farrier has also been today so thats another £45 paid out.

    Tomorrows to do list-

    Packed lunches.
    Ironing.
    relists.
    post 3bay parcels.
    order DS costume for school.
    Order sports tickets (free)
    Pay DD school trip.
    Pay DS yearly club fees.
    general housework.

    Off to finish the washing up and hopefully DD will be back soon, really missed her.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • pennywisepoundstupid
    • By pennywisepoundstupid 4th Jul 17, 6:45 AM
    • 4,156 Posts
    • 12,250 Thanks
    pennywisepoundstupid


    Todays to do list-

    Packed lunches.
    Ironing.
    relists.
    post 3bay parcels.
    order DS costume for school.done
    Order sports tickets (free)
    Pay DD school trip.done
    Pay DS yearly club fees.done
    general housework.

    Off to finish the washing up and hopefully DD will be back soon, really missed her.
    Originally posted by pennywisepoundstupid
    Up early and knocked a couple of jobs off the list, DD is back home having had a lovely time.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • pennywisepoundstupid
    • By pennywisepoundstupid 4th Jul 17, 8:32 PM
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    pennywisepoundstupid
    Todays to do list-

    Packed lunches.done
    Ironing.done
    relists.done some
    post 3bay parcels.done but more to post
    order DS costume for school.done
    Order sports tickets (free)
    Pay DD school trip.done
    Pay DS yearly club fees.done
    general housework.

    A few bits done and out of the way, sold a couple of bits on £bay which are packed ready to post tomorrow, waiting for 2 BINs to be paid for, this really annoys me both were purchased this morning, is it just me because I thought the whole point of a buy it now was that you paid for the item straight away.

    No other news everything is plodding along nicely, few grocery bits to buy tomorrow, decided we will go and watch Despicable Me 3 later in the week, 2 teenagers in the house and they both want to go and watch it as does DH .
    Last edited by pennywisepoundstupid; 04-07-2017 at 8:37 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • Sun Addict
    • By Sun Addict 4th Jul 17, 8:38 PM
    • 4,020 Posts
    • 20,997 Thanks
    Sun Addict
    Getting down that to do list nicely
    Virtual Sealed Pot £424.05
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 4th Jul 17, 8:39 PM
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    pennywisepoundstupid
    Thanks Sun addict, trying to keep on top of bits as they tend to take over.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • Hiddenidenity
    • By Hiddenidenity 5th Jul 17, 1:54 PM
    • 3,730 Posts
    • 14,844 Thanks
    Hiddenidenity
    You're very organised Hope you've had a nice day x

    DFW £718.71/£7348.71
    Rent Arrears £331.28/£3381.28

    June 17 PA £121.25 + £70 Cash + £50 Amazon
    July 17 PA £216.50 + £25 Cash + £40 Amazon
    • brizzledfw
    • By brizzledfw 6th Jul 17, 10:17 PM
    • 6,902 Posts
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    brizzledfw
    You're getting through loads. Well done - every step helps x
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    July '17 Savings Rate Goal: 33% [June 30%]
    Declutter 100 items before 31.07.17 02/100 ** LSDs Target 10 for July 01/10 **AFDs 12/25 ** Sales Target '17 £750 £110 so far
    **NSDs Target 5 for July 03/05 Trying to be a Frugalista
    • pennywisepoundstupid
    • By pennywisepoundstupid 7th Jul 17, 6:51 AM
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    pennywisepoundstupid
    Hi

    Many thanks for your kind messages ladies.

    Went to see Despicabl£ me3 last night was actually really funny and we really enjoyed the film, nice to get out all together.

    Not much going on today just work and then home. Had a couple of mad days with 3bay quite a few sales, someone trying to make out they hadn't received an item and wanting a refund of £20 had sent tracked and it had received a sig so no comeback on me. Another person demanding a refund as they bought an item early hours of morning last Friday and complaining they hadn't received it Saturday even though the listing clearly stated 2nd class postage (READ THE LISTING) so they didn't get a refund. But apart form that it's all going well. Saving pots are creeping up and bills are being paid.

    I need to Buy a couple of bits for DS as he is off to France with school on Monday, hopefully it won't be to expensive, not having him at home for a week will certainly cut the food bill back a bit.

    Have a good day.x.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
    • pennywisepoundstupid
    • By pennywisepoundstupid 7th Jul 17, 4:45 PM
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    pennywisepoundstupid
    Afternoon.

    Another week down and 2 weeks to go until summer hols.

    £5 received from survey site and £4 £bay which has gone into Summer hols pot.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Dave Ramsey babystep 1-£1000 Emergency fund- save £250/£200[/COLOR]
    School uniform £250/£250
    Save for summer £500/£355
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