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  • FIRST POST
    • pennywisepoundstupid
    • By pennywisepoundstupid 4th Jan 16, 11:12 AM
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    pennywisepoundstupid
    Alway's believe that something wonderful is about to happen!
    • #1
    • 4th Jan 16, 11:12 AM
    Alway's believe that something wonderful is about to happen! 4th Jan 16 at 11:12 AM
    Happy New Year everyone!


    Well after over 6 months of being away I'm back and raring to go. So new diary time, 2015 was a carp year and I'm glad to see the back of it, so its a new year of looking forward and not dwelling on the past.


    Will update some more later.x.



Page 34
    • Sun Addict
    • By Sun Addict 11th Jun 17, 8:50 PM
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    Sun Addict
    I bet you got loads for £71 though I think our local Mr Al is more expensive than the city centre one because it's on the cusp of a quite wealthy area. Depends what you're buying though, obviously the super 6 are universal.

    Have great week
    Virtual Sealed Pot £424.05
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 12th Jun 17, 6:51 AM
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    pennywisepoundstupid
    I bet you got loads for £71 though I think our local Mr Al is more expensive than the city centre one because it's on the cusp of a quite wealthy area. Depends what you're buying though, obviously the super 6 are universal.

    Have great week
    Originally posted by Sun Addict
    Hi SA, super 6 are a must to keep costs down we go through loads of fruit and veg. Seem to buy lots of milk, cereal, cheeses and yoghurts i'm basically feeding 4 adults and 1 has a very heavy manual job and then a very hungry sporty teenage boy, so it's no wonder my shopping bill is big, but did get loads. I daren't do a big food shop anywhere else I dread to think what it would cost in Mr S.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 12th Jun 17, 6:55 AM
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    pennywisepoundstupid
    Morning,quick update.

    A few £bay sales last night, have got some packaged up and will take to PO today, a couple I will pack tonight and send Tuesday.

    Checked banking and everything looking ok, will go through it properly tonight and make sure it's all tickerty boo, worried I've missed something out again.

    Small to do list -

    Post £bay parcels.
    Wrap remaining 2 parcels.
    List on £bay.
    Bake (did none over weekend).
    Ironing.
    Sort bus pass form for DC.

    Have a good Monday.x.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • Hiddenidenity
    • By Hiddenidenity 12th Jun 17, 6:59 AM
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    Hiddenidenity
    Have a lovely day x
    DFW £953.71/£7348.71 Rent Arrears £391.28/£3381.28

    June 17 PA £121.25 + £70 Cash + £50 Amazon
    July 17 PA £259.95 + £25 Cash + £65 Amazon
    August 17 PA £98.93 + £53.65 Cash + £75 Amazon
    • pennywisepoundstupid
    • By pennywisepoundstupid 13th Jun 17, 6:44 AM
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    pennywisepoundstupid
    Morning.

    Exhausted this morning, couldn't get to sleep last night and I have no idea why!

    Busy day at work today,but i'm counting down to the summer hols 5 weeks and 3 days and then 6 weeks off .

    CB has hit bank account so will pay some bills tonight and sort out finances, DH is out tonight so going to get on with some jobs, have a bath and hopefully an early night.

    To do list -

    Post DH £bay parcels.
    Bake (might get DD to do this).
    Ironing.
    £bay relists.
    DC SCHOOL PASSES .
    Packed lunches.

    Have a good day.x.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 13th Jun 17, 9:21 PM
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    pennywisepoundstupid


    To do list -

    Post DH £bay parcels. done
    Bake (might get DD to do this).failed, bought doughnuts.
    Ironing.done some
    £bay relists.done
    DC SCHOOL PASSES .done
    Packed lunches.done

    Have a good day.x.
    Originally posted by pennywisepoundstupid
    Evening, few jobs done today. Also caught up with some surveys.

    I really need to go through finances, but so tired this evening, might try and get up early and get it sorted.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 14th Jun 17, 6:46 AM
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    pennywisepoundstupid
    Morning diary.

    Not much to update really. Only Wednesday i'm ready for the weekend!

    Checked finances this morning so feeling a bit more on top of things, paid some bills and now only have 1 CC to pay and DD goes out end of month and a DD to go out for contact lenses,together its £65, I have £45 left in fuel budget and £150 left in grocery pot. Means that any extra income can start going into saving pot.
    Had an email reminding me to do meter readings, thats a job for tonight when DH is home and climb into the cupboard of soom under the stairs.

    No £bay sales, which also means no trips to PO, need to retake some photos for a couple of items, rushed the photos as it was late and i was tired but wanted to get items listed to use the £1 max fee offer I had, will try and do this tonight.

    Todays list-

    Packed lunches.done.
    £bay photos.
    washing/ironing.
    Find driving licence.
    Meter readingsdone
    Bake.

    Hope everyone has a good day.
    Last edited by pennywisepoundstupid; 14-06-2017 at 6:45 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 17th Jun 17, 7:37 AM
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    pennywisepoundstupid
    Morning.

    Quick update before I get dressed and go to a1di.

    Everything seems to be ticking along nicely. finances are ok and I have grocery and fuel money put to one side, which should be enough to see us through the month.

    Lots of jobs around the house to be done this weekend and I also have some bits to do for work, this will change in September as having a bit of a change around and hopefully I won't be bringing work home.

    £bay has been slow last few days and not made any sales, fingers crossed it will pick up, I have a couple of bits to list this weekend.

    Feeling a bit of a failure as not got what I wanted saved for this month, still no furniture for DS, garden isn't finished and nothing in emergency pot, Next month I need to start putting money away for new school uniform and both children are away for a few days on various school trips that they need things for and also money to take with them.

    In laws are coming over for tea tomorrow as it is Father's day, its always a bitter sweet day as DC and DH all want to celebrate and rightly so but for me its sad as its a reminder that my dad is no longer here with us.

    To do list-

    a1di shop.
    washing.
    ironing.
    £bay listings.
    tidy house.
    Work reports.
    Bake.
    sort dogs/pony/chickens.
    DC homework.

    Meal plan-

    Sat- fishcakes, chips & salad
    Sun - (FD Meal) HM kievs, new pots and salad - choc brownies/apple crumble.
    Mon- sausage, egg, H browns and beans.
    Tue- Spag bol & G bread.
    Wed - Jkt spuds & ? (left over bolognaise, tuna, beans/cheese).
    Thurs - HM pizza & veggie sticks.
    Fri - ?????? omelette &salad/scrambled eggs & toast, leftovers.

    Have a great day.x.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 20th Jun 17, 6:33 AM
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    pennywisepoundstupid
    Morning.

    Busy few days and this weather is lovely, long may it continue.

    Sat and looked through finances yesterday evening and also tried to predict finances for next couple of months as summer holidays are looming and kids need entertaining and although we try and do free/low spend days we would like to have a 2 day break somewhere, maybe York, Chester or Liverpool, need to discuss it with the kids and make a decision on what we want to do. So have pushed any house DIY to one side, we will still decorate in the summer hols but just use the paint we have white/magnolia to freshen up the house and concentrate on making memories with the ever growing children. DH also transferred £200 to savings for emergency fund so at least there is something there just in case.
    Sig has been updated with new goals and as we have decided to go away end of August we will hopefully have plenty of time to save for everything.

    Had an ok few days with £bay and made £50. I have spent this on some school uniform and ordered DS 3 pairs of trousers and school shirts for both children as M&S currently have 20% off, also ordered to store to save postage, Total was £58. rest of school uniform has to come from school uniform shop as need to have logo's on them. I'm just thankful neither of them need blazers as these are roughly £50 each.

    Meal plan has been a bit hit and miss with the warm weather, nobody is hungry, nobody wanted sausage last night, DD has a cheese salad, DH and DS had pizza and salad and I had a sandwich. Havn't bothered getting mince out of freezer for a spag bol tonight as don't think any one will want it. I have some sausage meat so going to make sausage rolls to have with salad and coleslaw/garlic bread.

    TO do list-

    Wrap £bay parcels.done
    Post £bay parcels.done
    make packed lunches.done
    Make sausage rolls.done
    Bake.
    Laundry.done
    Ironing.
    Go through DS uniform and list outgrown on £bay.
    Discuss summer plans with DC.done, need to speak to inlaws about dog sitting.

    Have a good day.x.
    Last edited by pennywisepoundstupid; 20-06-2017 at 7:42 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • mummytogirls
    • By mummytogirls 20th Jun 17, 9:36 PM
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    mummytogirls
    Evening Pennywise,

    Were the same with the meals... tonight was supposed to be a roast beef !!! Think il save that for when it cools down a bit!!

    Yay to the £50 you have made on eBay, thats brill.

    Cannot believe the summer holidays are just around the corner!! xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £7586.76 - 31/05/17 - 67.25% paid off
    • pennywisepoundstupid
    • By pennywisepoundstupid 21st Jun 17, 6:53 AM
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    pennywisepoundstupid
    Evening Pennywise,

    Were the same with the meals... tonight was supposed to be a roast beef !!! Think il save that for when it cools down a bit!!

    Yay to the £50 you have made on eBay, thats brill.

    Cannot believe the summer holidays are just around the corner!! xx
    Originally posted by mummytogirls
    Hi Mummy.

    Just over 4 weeks until we break up, cannot wait for a nice long break, I bet you are the same?
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • Sun Addict
    • By Sun Addict 22nd Jun 17, 9:32 PM
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    Sun Addict
    All sounding good Ooh a holiday on the horizon We're going to Ibiza on 22 August for my birthday - can't wait I love Ibiza. My meal plan is out of the window with the building works
    Virtual Sealed Pot £424.05
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 23rd Jun 17, 6:45 AM
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    pennywisepoundstupid
    All sounding good Ooh a holiday on the horizon We're going to Ibiza on 22 August for my birthday - can't wait I love Ibiza. My meal plan is out of the window with the building works
    Originally posted by Sun Addict
    Ibiza sounds good fun, we went on our main holiday at Easter so i'm on countdown for the school hols and being off for 6 weeks , we will have a few days away so a mini break which will be nice.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 24th Jun 17, 5:50 PM
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    pennywisepoundstupid
    Afternoon diary.

    Not much to update. it's countdown to payday so everything is at a bit of a standstill. Weather has been hit and miss today and must have hung out the same pile of washing 3 times, it's almost dry so fingers crossed the rain holds off.

    Meals plan and shopping done for the week, spent £52 in a1di and £1.25 in the bakery, fingers crossed I managed to remember everything as will be digging in the change day as no grocery money left.

    Meal plan-
    Sat - fish cakes, new potatoes, salad.
    Sun - Rst lamb, rst potatoes, veg.
    Mon- Lasagne, garlic bread.
    Tue- scrambled eggs, grilled mushrooms, tomatoes, toast.
    Wed- Beef casserole, mash, veg.
    Thurs- Jkt, beans , cheese.

    Must do some baking as no treats fro the kids and DH.

    Couple of items listed on £bay, hopefully get a few more bits on tomorrow, slow at the minute, maybe it's the time of year andpeople are saving for hols.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • mummytogirls
    • By mummytogirls 25th Jun 17, 10:46 AM
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    mummytogirls
    Sorry I'm a few days behind Pennywise... can't wait for the summer hols

    Meal plan for next week sounds lovely xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £7586.76 - 31/05/17 - 67.25% paid off
    • pennywisepoundstupid
    • By pennywisepoundstupid 25th Jun 17, 4:45 PM
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    pennywisepoundstupid
    Sorry I'm a few days behind Pennywise... can't wait for the summer hols

    Meal plan for next week sounds lovely xx
    Originally posted by mummytogirls
    Are you on countdown as well?
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • pennywisepoundstupid
    • By pennywisepoundstupid 25th Jun 17, 4:50 PM
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    pennywisepoundstupid
    Afternoon.

    Quick catch-up, spent the day at home as DD has more tests at school this week so has been revising. Also means it has been a NSD.

    Lots of washing done and hung out to dry, just have a mountain of ironing to do now. Lamb is roasting away and smells delicious and have baked a choc loaf cake for packed lunches although some seems to have disappeared already.

    Made some sales on 3bay so £30 to school uniform pot and have listed some more bits so hopefully they will sell.

    Not much else going on all a bit boring really.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
    • Hiddenidenity
    • By Hiddenidenity 25th Jun 17, 5:02 PM
    • 4,408 Posts
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    Hiddenidenity
    You're doing fab on the sales!

    We are def on the countdown, 19 schooldays left
    DFW £953.71/£7348.71 Rent Arrears £391.28/£3381.28

    June 17 PA £121.25 + £70 Cash + £50 Amazon
    July 17 PA £259.95 + £25 Cash + £65 Amazon
    August 17 PA £98.93 + £53.65 Cash + £75 Amazon
    • Sun Addict
    • By Sun Addict 25th Jun 17, 8:07 PM
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    Sun Addict
    How lovely to see mums who are looking forward to school hols rather than dreading them xx I've always had to work but my mum had the kids in school hols so it was much easier for me - and they loved going there, she spoilt them rotten.
    Virtual Sealed Pot £424.05
    Weight loss 0/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 26th Jun 17, 6:54 AM
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    pennywisepoundstupid
    Morning.

    Thanks Sunaddict, I love my job and going to work (work with children) but I also love being at home and [pottering and doing things with the kids.

    Not much to update but it keeps me on track.

    Last of DD have gone out of bank account today, so now just waiting on payday.

    To do list-

    wrap 3bay parcel.done
    list on 3bay.
    ironing.
    finish work report for meeting this week.
    Buy toilet roll.done
    Book hotel on b00king.com for break with kids in summer hols.done and doesn't need paying until we go

    Suns out so need to get some washing out on the line and another load in washing machine.

    Have a good day.x.
    Last edited by pennywisepoundstupid; 26-06-2017 at 6:37 PM.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Save for summer £500/£500
    EXTRA DEBT PAYMENT AUGUST -MBNA£1000/£373
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