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    • Lexi-lu
    • By Lexi-lu 26th Dec 15, 4:28 PM
    • 149Posts
    • 717Thanks
    For Sunshine and a Sea View .... eventually!
    • #1
    • 26th Dec 15, 4:28 PM
    For Sunshine and a Sea View .... eventually! 26th Dec 15 at 4:28 PM

    The plan is to pay off the mortgage of £90,472 in 36 months so that I can retire early and live somewhere sunny one day

    I have read many inspirational diaries over the past year that have motivated me to plan for the future, a big thank you to all for sharing your stories. I especially enjoy the posts from those of you that have completed your MF journey and are now enjoying the well-deserved rewards.

    Good Luck to everyone still on their MF journey and I am excited to be joining you.

    Mortgage Details

    £51,472 Repayment
    £39,000 Interest Only
    Fixed Rate 3.49% until March 2018
    ERC of 5%
    End date March 2029

    £41,519 Repayment
    £24,960 Interest Only
    Fixed Rate 3.49% until March 2018
    ERC of 5%
    End date February 2020

    Endowment Policy matures July 2019, currently on track for £30k

    DH Pension arrangements are respectable, mine are a WIP
    Last edited by Lexi-lu; 29-12-2016 at 2:49 PM.
Page 5
    • Lexi-lu
    • By Lexi-lu 2nd Oct 17, 6:22 PM
    • 149 Posts
    • 717 Thanks

    September update - Month 21

    Savings for mortgage overpayment this month £1,270.

    I have managed to make a few extra payments to my pension this month - still a long way to go with this.

    £15 money off vouchers used against grocery shopping this month.

    I have just checked the mortgage balance and it is now under £50K

    Mortgage Balance £49,230
    Savings for O/P Sept £20,320
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