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  • FIRST POST
    • Ellieseleven
    • By Ellieseleven 19th Nov 15, 10:32 AM
    • 2,065Posts
    • 6,678Thanks
    Ellieseleven
    Saving for Xmas 2016! - A pound a day
    • #1
    • 19th Nov 15, 10:32 AM
    Saving for Xmas 2016! - A pound a day 19th Nov 15 at 10:32 AM
    This is the saving for Christmas 2016 - A pound a day challenge



    Back by popular demand


    The Aim: To save a £1 a day from 1st December 2015 to 30th November 2016. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you.


    We will open our tins or have access to our accounts on 1st December 2016 and declare out total amounts saved


    Then it's spend, spend, spend for Xmas 2016 on whatever you like.


    I've had great success for the last 2 years and use a sealed tin. For 2015 I saved £2 each day instead of £1 and this really does take a lot of the stress out of Christmas, also, I have a great time counting out all my £1 coins at the end.


    You soon get into the habit of putting a £1 a day away and just think this time next year you will have a healthy chunk of money towards the expense of Christmas


    If you would like to join in pop your name down and I will allocate a number for you.


    So come on everyone, decide on where you are going to keep your pounds and let's get saving!


    Happy Savings Happy Xmas Happy New Year
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £252/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 390/1000
Page 52
    • nannygladys
    • By nannygladys 16th Oct 16, 9:24 PM
    • 1,134 Posts
    • 11,745 Thanks
    nannygladys
    Hi everyone, I'll be definitely doing this challenge again. Like others I have made quite a few Xmas gifts already and still have more to make, so I might not open my tin till the New Year, it's getting full though so I will start looking for a new one soon.
    What I've been doing is putting four weeks away each time I receive my pension, so it goes in my tin first and I know it's done, this works for me so I'll keep doing it that way. I'm also fortunate that I don't have to buy that many presents these days.
    Nannyg
    Mortgage free and debt free at last, but still frugal as retired. Time to enjoy life on a state pension!!!
    Feb voyage to colder climes11/15 sfd, food £too much!!!!/100, £43/50 fuel
    • triple choc chip
    • By triple choc chip 18th Oct 16, 7:11 PM
    • 783 Posts
    • 2,734 Thanks
    triple choc chip
    I'd love to do it again next year! Last xmas was the first time I had it all saved up in advance and it felt great. I don't usually get in the mood for shopping until the late night openings start in town but this year I have five prezzies already because I've snapped up special offers on the things I intended to buy anyway. New total:
    #3 £622/£732
    Thanks Ellie
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £196/£650 30.15%
    Emergency fund £1k - House deposit £23.7k
    • curlywurly82
    • By curlywurly82 18th Oct 16, 7:31 PM
    • 147 Posts
    • 348 Thanks
    curlywurly82
    #24 £120I managed to add some left over pounds from holiday so it's given it a bit of a boost
    • 32b3in2013
    • By 32b3in2013 18th Oct 16, 7:45 PM
    • 1,974 Posts
    • 17,101 Thanks
    32b3in2013
    Evening

    I will be in again for next year. I only ave two presents left to buy, one for my sister and one for one of my nieces. I am waiting for a 40% friends and family discount in a dept store to get the final two

    32b3
    SPC9 #125 - £816.85
    Jan 17 NSD - 1/15

    CCC 2017 #24 - £116/£300
    • Wentthedaywell?
    • By Wentthedaywell? 20th Oct 16, 10:37 PM
    • 410 Posts
    • 2,282 Thanks
    Wentthedaywell?
    £31 in for me today for October, so that's me done. I won't crack open the tin yet, but will put a few more odd coins in until I start again in November for 2017.

    I don't have a huge number of presents to get, but I like using this fund for all the Christmas events and treats that can add up. I can socialise without feeling guilty

    Thanks a lot to Ellie for her work on keeping us all motivated
    Save £13k in 2017 #12: £10,000. Jan-April £3500
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17: 2013 £11,500, 2014 £10,000, 2015 £6,500, 2016 £14,000
    • MrsShazbat
    • By MrsShazbat 21st Oct 16, 9:36 PM
    • 390 Posts
    • 2,069 Thanks
    MrsShazbat
    Been a bit slow updating this month, busy at work and just completely knackered. But another £31 transferred this month so new total is ....

    #77 £389.80
    PAYDBX 2017 #71 £874.54 / £3053.49 * Xmas 2017 #8 £124 / £365 * (2016 £424.32 / £366)
    * SPCNo.10 #66 (SPCNo.9 £442.64 inc Quidco to 2/11/16 £138.92 *
    • January2015
    • By January2015 22nd Oct 16, 9:10 AM
    • 1,604 Posts
    • 4,473 Thanks
    January2015
    £644 / £732

    Soooo close
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k DMP now 26.58% paid. That means our debt is in the £60k's
    £1k emergency fund (member #84) £1k/£1k
    Xmas 2017 £1 p/day challenge No. 20 - £420/£730
    Make £10 p/day Feb £74.31, Mar £664.37 Apr £40
    • Ellieseleven
    • By Ellieseleven 22nd Oct 16, 2:20 PM
    • 2,065 Posts
    • 6,678 Thanks
    Ellieseleven
    £644 / £732

    Soooo close
    Originally posted by January2015
    ...touching distance
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £252/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 390/1000
    • Ellieseleven
    • By Ellieseleven 22nd Oct 16, 2:30 PM
    • 2,065 Posts
    • 6,678 Thanks
    Ellieseleven
    Hello everyone,

    I've updated totals where requested and as you all give me your final totals, I'm going to update the second section on the first page of this thread with our cumulative total for the year.

    I know Wenthedaywell has finished but I haven't added your total yet because you are still adding some extra.

    We started this challenge on 1st December 2015, does everyone want to start the next one on that date? If we are all happy with 1st December then I will set up a new thread and we can start all over again

    We have saved a fantastic amount of money between us and we should all be very proud of ourselves. I will raise a glass to each and every one of you over the Christmas period

    Keep going for the next few weeks, we're in the home straight now

    Ellie xx
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £252/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 390/1000
    • Westie983
    • By Westie983 22nd Oct 16, 2:32 PM
    • 3,565 Posts
    • 13,465 Thanks
    Westie983
    Im finished too, I have already used my money to buy my presents, and I just need to wrap them all up now.

    I am happy with the 1st December, although its not actually 365 days unless people are still going to be potting right up till November 30th?

    Look forward to the next challenge being launched.
    Save 12k in 2017 #16 Total £9475/£12000 78.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £140/£365 = 38.35%
    Virtual Sealed Pot #1 Total £600/£1000 = 60.00%
    £2 Savers Club 2017 #3 Total (£1450)+£50/£2000 = 75.00%
    Total £12125.00/£15865 = 76.42%


    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • January2015
    • By January2015 22nd Oct 16, 3:09 PM
    • 1,604 Posts
    • 4,473 Thanks
    January2015
    I'd love to be counted in for next year please Ellie

    I have loved this challenged. It has kept me motivated and whilst I always love Christmas, this year is going to be amazing (although I am planning to keep some of my savings back for January sales to start 2017's present pile off nicely).

    Well done everyone - amazing achievement by us all to save what I am sure will be a fantastic total -x-
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k DMP now 26.58% paid. That means our debt is in the £60k's
    £1k emergency fund (member #84) £1k/£1k
    Xmas 2017 £1 p/day challenge No. 20 - £420/£730
    Make £10 p/day Feb £74.31, Mar £664.37 Apr £40
    • Wentthedaywell?
    • By Wentthedaywell? 22nd Oct 16, 11:20 PM
    • 410 Posts
    • 2,282 Thanks
    Wentthedaywell?
    1st December sounds good - a nice easy date to remember and work to
    Save £13k in 2017 #12: £10,000. Jan-April £3500
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17: 2013 £11,500, 2014 £10,000, 2015 £6,500, 2016 £14,000
    • Dolly Rocker
    • By Dolly Rocker 23rd Oct 16, 12:05 PM
    • 3,078 Posts
    • 8,086 Thanks
    Dolly Rocker
    Yay I can't wait to for the 2017 thread!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Ellieseleven
    • By Ellieseleven 23rd Oct 16, 5:51 PM
    • 2,065 Posts
    • 6,678 Thanks
    Ellieseleven
    [QUOTE=Westie983;71492754]Im finished too, I have already used my money to buy my presents, and I just need to wrap them all up now.

    I am happy with the 1st December, although its not actually 365 days unless people are still going to be potting right up till November 30th?

    Look forward to the next challenge being launched.[/QUOTE

    I know its not strictly 366 days unless we go right to the end and it's up to everyone when they open their pots but in order to set up the next years challenge we will need to have a start date (the previous year was sort of abandoned part way through so it wasn't difficult to start on 1st December).

    Anyway, I'll set the new thread up for 1st December unless we have a lot of people who want something different.

    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £252/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 390/1000
    • nannygladys
    • By nannygladys 23rd Oct 16, 8:51 PM
    • 1,134 Posts
    • 11,745 Thanks
    nannygladys
    Count me in again please, it was really painless!!!!! Thanks
    Nannyg
    Mortgage free and debt free at last, but still frugal as retired. Time to enjoy life on a state pension!!!
    Feb voyage to colder climes11/15 sfd, food £too much!!!!/100, £43/50 fuel
    • Wentthedaywell?
    • By Wentthedaywell? 23rd Oct 16, 9:13 PM
    • 410 Posts
    • 2,282 Thanks
    Wentthedaywell?
    I know its not strictly 366 days unless we go right to the end and it's up to everyone when they open their pots but in order to set up the next years challenge we will need to have a start date (the previous year was sort of abandoned part way through so it wasn't difficult to start on 1st December).

    Anyway, I'll set the new thread up for 1st December unless we have a lot of people who want something different.

    Ellie x
    Originally posted by Ellieseleven
    If it's no trouble Ellie, would it be possible to move me up the list if there are any gaps? That is, if we are generally keeping our numbers. It's easier for me to remember if it's a smaller number!

    I was going to carry on for a few weeks more till the new challenge starts, but as most of us are cashing in now, I will too later this week. I need to get some paying in bags and work out how to pay loads of coins into an internet banking account!
    Save £13k in 2017 #12: £10,000. Jan-April £3500
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17: 2013 £11,500, 2014 £10,000, 2015 £6,500, 2016 £14,000
    • triple choc chip
    • By triple choc chip 23rd Oct 16, 9:46 PM
    • 783 Posts
    • 2,734 Thanks
    triple choc chip
    I'm definitely in again and 1st Dec is good for me too.
    My total is creeping up slowly, by just £2 this week but I have several tcb's that could become payable at any time in addition to points accumulating on several loyalty cards, so I will continue to save over the next 5 weeks.
    #3 £624/£732
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £196/£650 30.15%
    Emergency fund £1k - House deposit £23.7k
    • January2015
    • By January2015 24th Oct 16, 9:29 AM
    • 1,604 Posts
    • 4,473 Thanks
    January2015
    £658 / £732

    I'm just about on target to achieve £732 by the end of November
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k DMP now 26.58% paid. That means our debt is in the £60k's
    £1k emergency fund (member #84) £1k/£1k
    Xmas 2017 £1 p/day challenge No. 20 - £420/£730
    Make £10 p/day Feb £74.31, Mar £664.37 Apr £40
    • triple choc chip
    • By triple choc chip 24th Oct 16, 9:43 AM
    • 783 Posts
    • 2,734 Thanks
    triple choc chip
    OMG, the person behind me at Asda was buying her Xmas turkey! I thought maybe she had an imminent family feast instead but overheard her telling the cashier that it was for Xmas
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2017 #3: £196/£650 30.15%
    Emergency fund £1k - House deposit £23.7k
    • mummytummy
    • By mummytummy 24th Oct 16, 2:08 PM
    • 682 Posts
    • 3,403 Thanks
    mummytummy
    Count me in again too please Ellieseleven
    Sealed Pot Challenge No.10 (2017) #11 (My stars from Sue-UU = 20) Save 12K in 2017 #17 £4046 MFiT-T4 #62 (32% saved) 50p Savers 2017 #2 5p Savers 2017 #2 Saving for Xmas 2017 #12 High Street Voucher savings 2017 £1200.00
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