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  • FIRST POST
    • Ellieseleven
    • By Ellieseleven 19th Nov 15, 10:32 AM
    • 1,900Posts
    • 5,661Thanks
    Ellieseleven
    Saving for Xmas 2016! - A pound a day
    • #1
    • 19th Nov 15, 10:32 AM
    Saving for Xmas 2016! - A pound a day 19th Nov 15 at 10:32 AM
    This is the saving for Christmas 2016 - A pound a day challenge



    Back by popular demand


    The Aim: To save a £1 a day from 1st December 2015 to 30th November 2016. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you.


    We will open our tins or have access to our accounts on 1st December 2016 and declare out total amounts saved


    Then it's spend, spend, spend for Xmas 2016 on whatever you like.


    I've had great success for the last 2 years and use a sealed tin. For 2015 I saved £2 each day instead of £1 and this really does take a lot of the stress out of Christmas, also, I have a great time counting out all my £1 coins at the end.


    You soon get into the habit of putting a £1 a day away and just think this time next year you will have a healthy chunk of money towards the expense of Christmas


    If you would like to join in pop your name down and I will allocate a number for you.


    So come on everyone, decide on where you are going to keep your pounds and let's get saving!


    Happy Savings Happy Xmas Happy New Year
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
Page 52
    • nannygladys
    • By nannygladys 16th Oct 16, 9:24 PM
    • 1,061 Posts
    • 10,758 Thanks
    nannygladys
    Hi everyone, I'll be definitely doing this challenge again. Like others I have made quite a few Xmas gifts already and still have more to make, so I might not open my tin till the New Year, it's getting full though so I will start looking for a new one soon.
    What I've been doing is putting four weeks away each time I receive my pension, so it goes in my tin first and I know it's done, this works for me so I'll keep doing it that way. I'm also fortunate that I don't have to buy that many presents these days.
    Nannyg
    Mortgage free and debt free at last, but still frugal as retired. Time to enjoy life on a state pension!!!
    • triple choc chip
    • By triple choc chip 18th Oct 16, 7:11 PM
    • 749 Posts
    • 2,560 Thanks
    triple choc chip
    I'd love to do it again next year! Last xmas was the first time I had it all saved up in advance and it felt great. I don't usually get in the mood for shopping until the late night openings start in town but this year I have five prezzies already because I've snapped up special offers on the things I intended to buy anyway. New total:
    #3 £622/£732
    Thanks Ellie
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2016 #3: £692/£732 94.5%
    Saving for Xmas 2017 #3: £6/£650
    #3 £2 Savings Club £128/£150 - Emergency fund £1k - House deposit £20k
    • curlywurly82
    • By curlywurly82 18th Oct 16, 7:31 PM
    • 144 Posts
    • 336 Thanks
    curlywurly82
    #24 £120I managed to add some left over pounds from holiday so it's given it a bit of a boost
    • 32b3in2013
    • By 32b3in2013 18th Oct 16, 7:45 PM
    • 1,837 Posts
    • 15,728 Thanks
    32b3in2013
    Evening

    I will be in again for next year. I only ave two presents left to buy, one for my sister and one for one of my nieces. I am waiting for a 40% friends and family discount in a dept store to get the final two

    32b3
    Saving for Xmas 2016 - £1 a day #48 £365/£365
    VSP 2016 - #23 - £250.00
    SPC9 #125 - £816.85
    • Wentthedaywell?
    • By Wentthedaywell? 20th Oct 16, 10:37 PM
    • 376 Posts
    • 2,117 Thanks
    Wentthedaywell?
    £31 in for me today for October, so that's me done. I won't crack open the tin yet, but will put a few more odd coins in until I start again in November for 2017.

    I don't have a huge number of presents to get, but I like using this fund for all the Christmas events and treats that can add up. I can socialise without feeling guilty

    Thanks a lot to Ellie for her work on keeping us all motivated
    Save £13k in 2016 #7: Nov £12,500
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17:2013 £11,500; 2014 £10,000 2015 £6,500
    • MrsShazbat
    • By MrsShazbat 21st Oct 16, 9:36 PM
    • 317 Posts
    • 1,657 Thanks
    MrsShazbat
    Been a bit slow updating this month, busy at work and just completely knackered. But another £31 transferred this month so new total is ....

    #77 £389.80
    PAYDBX 2016 #71 £3109.44 / £4785 * Xmas 2017 #8 £0 / £365 * (2016 £424.32 / £366)
    * SPCNo.10 #66 (SPCNo.9 £442.64) *
    • January2015
    • By January2015 22nd Oct 16, 9:10 AM
    • 1,098 Posts
    • 3,368 Thanks
    January2015
    £644 / £732

    Soooo close
    LBM 07/01/15 DMP now 14.18% paid - slow but sure
    Estimated DFD Feb 2024 Dec 2023
    £1k emergency fund (member #84) £1,000/£1k
    DFW Nerd No.
    1484 Xmas 2016 £1 p/day challenge No. 87 - £732/£732
    • Ellieseleven
    • By Ellieseleven 22nd Oct 16, 2:20 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    £644 / £732

    Soooo close
    Originally posted by January2015
    ...touching distance
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Ellieseleven
    • By Ellieseleven 22nd Oct 16, 2:30 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    Hello everyone,

    I've updated totals where requested and as you all give me your final totals, I'm going to update the second section on the first page of this thread with our cumulative total for the year.

    I know Wenthedaywell has finished but I haven't added your total yet because you are still adding some extra.

    We started this challenge on 1st December 2015, does everyone want to start the next one on that date? If we are all happy with 1st December then I will set up a new thread and we can start all over again

    We have saved a fantastic amount of money between us and we should all be very proud of ourselves. I will raise a glass to each and every one of you over the Christmas period

    Keep going for the next few weeks, we're in the home straight now

    Ellie xx
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Westie983
    • By Westie983 22nd Oct 16, 2:32 PM
    • 3,219 Posts
    • 12,605 Thanks
    Westie983
    Im finished too, I have already used my money to buy my presents, and I just need to wrap them all up now.

    I am happy with the 1st December, although its not actually 365 days unless people are still going to be potting right up till November 30th?

    Look forward to the next challenge being launched.
    Save 12k in 2016 #16 Total £14650/£12000 = 122.08%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£13/£300 = 88.33% ( x 10)
    Xmas 2017 £1 a Day #6 Total £34.00/£365 = 9.31%
    Virtual Sealed Pot #1 Total £800/£800 = 100.00%
    £2 Savers Club 2016 #104 Total (£1060)+£386/£2000 = 72.30%

    Total £17195.78/£15465 = 111.18%
    • January2015
    • By January2015 22nd Oct 16, 3:09 PM
    • 1,098 Posts
    • 3,368 Thanks
    January2015
    I'd love to be counted in for next year please Ellie

    I have loved this challenged. It has kept me motivated and whilst I always love Christmas, this year is going to be amazing (although I am planning to keep some of my savings back for January sales to start 2017's present pile off nicely).

    Well done everyone - amazing achievement by us all to save what I am sure will be a fantastic total -x-
    LBM 07/01/15 DMP now 14.18% paid - slow but sure
    Estimated DFD Feb 2024 Dec 2023
    £1k emergency fund (member #84) £1,000/£1k
    DFW Nerd No.
    1484 Xmas 2016 £1 p/day challenge No. 87 - £732/£732
    • Wentthedaywell?
    • By Wentthedaywell? 22nd Oct 16, 11:20 PM
    • 376 Posts
    • 2,117 Thanks
    Wentthedaywell?
    1st December sounds good - a nice easy date to remember and work to
    Save £13k in 2016 #7: Nov £12,500
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17:2013 £11,500; 2014 £10,000 2015 £6,500
    • Dolly Rocker
    • By Dolly Rocker 23rd Oct 16, 12:05 PM
    • 2,657 Posts
    • 7,060 Thanks
    Dolly Rocker
    Yay I can't wait to for the 2017 thread!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Ellieseleven
    • By Ellieseleven 23rd Oct 16, 5:51 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    [QUOTE=Westie983;71492754]Im finished too, I have already used my money to buy my presents, and I just need to wrap them all up now.

    I am happy with the 1st December, although its not actually 365 days unless people are still going to be potting right up till November 30th?

    Look forward to the next challenge being launched.[/QUOTE

    I know its not strictly 366 days unless we go right to the end and it's up to everyone when they open their pots but in order to set up the next years challenge we will need to have a start date (the previous year was sort of abandoned part way through so it wasn't difficult to start on 1st December).

    Anyway, I'll set the new thread up for 1st December unless we have a lot of people who want something different.

    Ellie x
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • nannygladys
    • By nannygladys 23rd Oct 16, 8:51 PM
    • 1,061 Posts
    • 10,758 Thanks
    nannygladys
    Count me in again please, it was really painless!!!!! Thanks
    Nannyg
    Mortgage free and debt free at last, but still frugal as retired. Time to enjoy life on a state pension!!!
    • Wentthedaywell?
    • By Wentthedaywell? 23rd Oct 16, 9:13 PM
    • 376 Posts
    • 2,117 Thanks
    Wentthedaywell?
    I know its not strictly 366 days unless we go right to the end and it's up to everyone when they open their pots but in order to set up the next years challenge we will need to have a start date (the previous year was sort of abandoned part way through so it wasn't difficult to start on 1st December).

    Anyway, I'll set the new thread up for 1st December unless we have a lot of people who want something different.

    Ellie x
    Originally posted by Ellieseleven
    If it's no trouble Ellie, would it be possible to move me up the list if there are any gaps? That is, if we are generally keeping our numbers. It's easier for me to remember if it's a smaller number!

    I was going to carry on for a few weeks more till the new challenge starts, but as most of us are cashing in now, I will too later this week. I need to get some paying in bags and work out how to pay loads of coins into an internet banking account!
    Save £13k in 2016 #7: Nov £12,500
    £365 in 365 days 2017 #2
    Save £10,000 p.a, 2013-17:2013 £11,500; 2014 £10,000 2015 £6,500
    • triple choc chip
    • By triple choc chip 23rd Oct 16, 9:46 PM
    • 749 Posts
    • 2,560 Thanks
    triple choc chip
    I'm definitely in again and 1st Dec is good for me too.
    My total is creeping up slowly, by just £2 this week but I have several tcb's that could become payable at any time in addition to points accumulating on several loyalty cards, so I will continue to save over the next 5 weeks.
    #3 £624/£732
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2016 #3: £692/£732 94.5%
    Saving for Xmas 2017 #3: £6/£650
    #3 £2 Savings Club £128/£150 - Emergency fund £1k - House deposit £20k
    • January2015
    • By January2015 24th Oct 16, 9:29 AM
    • 1,098 Posts
    • 3,368 Thanks
    January2015
    £658 / £732

    I'm just about on target to achieve £732 by the end of November
    LBM 07/01/15 DMP now 14.18% paid - slow but sure
    Estimated DFD Feb 2024 Dec 2023
    £1k emergency fund (member #84) £1,000/£1k
    DFW Nerd No.
    1484 Xmas 2016 £1 p/day challenge No. 87 - £732/£732
    • triple choc chip
    • By triple choc chip 24th Oct 16, 9:43 AM
    • 749 Posts
    • 2,560 Thanks
    triple choc chip
    OMG, the person behind me at Asda was buying her Xmas turkey! I thought maybe she had an imminent family feast instead but overheard her telling the cashier that it was for Xmas
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2016 #3: £692/£732 94.5%
    Saving for Xmas 2017 #3: £6/£650
    #3 £2 Savings Club £128/£150 - Emergency fund £1k - House deposit £20k
    • mummytummy
    • By mummytummy 24th Oct 16, 2:08 PM
    • 645 Posts
    • 3,227 Thanks
    mummytummy
    Count me in again too please Ellieseleven
    Sealed Pot Challenge No.9 (2016) #11 £1952 Sealed Pot Challenge No. 10 (2017) #11 (My stars from Sue-UU I now have 20) Save 12K in 2016 #9 Save 12K in 2017 # MFiT-T4 #62 (30% saved) 50p Savers 2016 #11 £10 5p Savers 2016 #10 Saving for Xmas 2017 #12



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