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  • FIRST POST
    • Ellieseleven
    • By Ellieseleven 19th Nov 15, 10:32 AM
    • 1,900Posts
    • 5,661Thanks
    Ellieseleven
    Saving for Xmas 2016! - A pound a day
    • #1
    • 19th Nov 15, 10:32 AM
    Saving for Xmas 2016! - A pound a day 19th Nov 15 at 10:32 AM
    This is the saving for Christmas 2016 - A pound a day challenge



    Back by popular demand


    The Aim: To save a £1 a day from 1st December 2015 to 30th November 2016. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you.


    We will open our tins or have access to our accounts on 1st December 2016 and declare out total amounts saved


    Then it's spend, spend, spend for Xmas 2016 on whatever you like.


    I've had great success for the last 2 years and use a sealed tin. For 2015 I saved £2 each day instead of £1 and this really does take a lot of the stress out of Christmas, also, I have a great time counting out all my £1 coins at the end.


    You soon get into the habit of putting a £1 a day away and just think this time next year you will have a healthy chunk of money towards the expense of Christmas


    If you would like to join in pop your name down and I will allocate a number for you.


    So come on everyone, decide on where you are going to keep your pounds and let's get saving!


    Happy Savings Happy Xmas Happy New Year
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
Page 51
    • mummytummy
    • By mummytummy 30th Sep 16, 4:39 AM
    • 645 Posts
    • 3,220 Thanks
    mummytummy
    I've not even thought about the next challenge but don't see why we can't keep our numbers (might be a few gaps in between though)

    Ellie x
    Originally posted by Ellieseleven

    Sealed Pot Challenge No.9 (2016) #11 £1952 Sealed Pot Challenge No. 10 (2017) #11 (My stars from Sue-UU I now have 20) Save 12K in 2016 #9 Save 12K in 2017 # MFiT-T4 #62 (30% saved) 50p Savers 2016 #11 5p Savers 2016 #10 Saving for Xmas 2017 #12



    • nannygladys
    • By nannygladys 1st Oct 16, 1:31 PM
    • 1,061 Posts
    • 10,755 Thanks
    nannygladys
    Hi everyone, still putting my £1 a day in my tin and up to date with it, but not sure of total. Do you know I don't know whether I can open my tin on Dec 1st, it seems a shame to spend it on Xmas after its taken me all year to save it!!!! Sounds daft I know and I will need extra money for Xmas but it's my hard saved money, does anyone else feel like this? I think I may try to buy/make some presents so I only just spend the minimum.
    Nannyg
    Mortgage free and debt free at last, but still frugal as retired. Time to enjoy life on a state pension!!!
    • crazy_cat_lady
    • By crazy_cat_lady 2nd Oct 16, 9:26 AM
    • 3,003 Posts
    • 20,447 Thanks
    crazy_cat_lady
    I've already done a lot of my Christmas shopping NannyG - I'm hoping that there will be lots of spare cash that I don't need when I actually do open that tin...
    NST Dec #15 NSD 2/16 DFD 6 Nov 15 - paid £28,447 Wombling '16 #28 (£634.37)
    • Westie983
    • By Westie983 2nd Oct 16, 3:27 PM
    • 3,219 Posts
    • 12,599 Thanks
    Westie983
    Im sure there will be spare money in mine too, I dont think ill spend half of what I have saved.
    Last edited by Westie983; 03-10-2016 at 4:40 PM.
    Save 12k in 2016 #16 Total £14650/£12000 = 122.08%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£13/£300 = 88.33% ( x 10)
    Xmas 2017 £1 a Day #6 Total £34.00/£365 = 9.31%
    Virtual Sealed Pot #1 Total £800/£800 = 100.00%
    £2 Savers Club 2016 #104 Total (£1060)+£386/£2000 = 72.30%

    Total £17195.78/£15465 = 111.18%
    • cat1978
    • By cat1978 3rd Oct 16, 1:47 PM
    • 40 Posts
    • 208 Thanks
    cat1978
    Good Afternoon,

    My new total is £672.00, I'm so excited to start Christmas shopping. Knowing that for the first time in my adult life, it won't be going on my credit card

    Cat #44
    • Westie983
    • By Westie983 3rd Oct 16, 4:42 PM
    • 3,219 Posts
    • 12,599 Thanks
    Westie983
    Good Afternoon,

    My new total is £672.00, I'm so excited to start Christmas shopping. Knowing that for the first time in my adult life, it won't be going on my credit card

    Cat #44
    Originally posted by cat1978
    This makes buying presents more interesting as you are not worrying about the cost and how high the bill will be in January, Its definitely made me look at better presents that are a little more expensive because I know I have a budget cost, and not going to experience that christmas credit card dread.
    Save 12k in 2016 #16 Total £14650/£12000 = 122.08%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£13/£300 = 88.33% ( x 10)
    Xmas 2017 £1 a Day #6 Total £34.00/£365 = 9.31%
    Virtual Sealed Pot #1 Total £800/£800 = 100.00%
    £2 Savers Club 2016 #104 Total (£1060)+£386/£2000 = 72.30%

    Total £17195.78/£15465 = 111.18%
    • chocoholicqueen
    • By chocoholicqueen 5th Oct 16, 4:52 PM
    • 517 Posts
    • 1,050 Thanks
    chocoholicqueen
    I've transferred Octobers money over, bringing my total to £336. Just got a few birthdays to get out the way, then I can start concentrating on Christmas.
    Emergency Fund £100/£500
    £366 in 366 Days #42 £0/£520
    £2.00 Savers Club 2016 #41 £264
    • triple choc chip
    • By triple choc chip 8th Oct 16, 8:39 AM
    • 748 Posts
    • 2,557 Thanks
    triple choc chip
    My total is sneaking up very slowly because I've been very frugal in order to counterbalance an overspend on my hols in August. I managed 24 nsd's in September which is a record for me. New total: #3 £614/£732 Happy weekend everyone
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    Saving for Xmas 2016 #3: £692/£732 94.5%
    Saving for Xmas 2017 #3: £6/£650
    #3 £2 Savings Club £128/£150 - Emergency fund £1k - House deposit £20k
    • Ellieseleven
    • By Ellieseleven 10th Oct 16, 6:40 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    Hi everyone, still putting my £1 a day in my tin and up to date with it, but not sure of total. Do you know I don't know whether I can open my tin on Dec 1st, it seems a shame to spend it on Xmas after its taken me all year to save it!!!! Sounds daft I know and I will need extra money for Xmas but it's my hard saved money, does anyone else feel like this? I think I may try to buy/make some presents so I only just spend the minimum.
    Nannyg
    Originally posted by nannygladys
    I know the feeling Nannygladys, some of us have already started buying Christmas presents so don't need the money for Christmas.

    I'm thinking of putting some of mine into a savings account as a rainy day fund.

    Ellie x
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Ellieseleven
    • By Ellieseleven 10th Oct 16, 6:41 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    Good Afternoon,

    My new total is £672.00, I'm so excited to start Christmas shopping. Knowing that for the first time in my adult life, it won't be going on my credit card

    Cat #44
    Originally posted by cat1978
    It's a great feeling isn't it Cat?

    Ellie x
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Ellieseleven
    • By Ellieseleven 10th Oct 16, 6:44 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    Hello everyone,

    How close to the finish line are we?

    Totals updated where requested, it gives me enormous satisfaction to update our totals and to see just how well we have all done

    Ellie x
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Westie983
    • By Westie983 12th Oct 16, 8:50 PM
    • 3,219 Posts
    • 12,599 Thanks
    Westie983
    Well Ellie,

    I have given in to my inner devil and ordered my christmas presents from Amazon, I was pushed into this for a few reasons.

    1- I got an email saying something in my wish list was running low and only 2 were in stock
    2- I am on sick leave at the moment after an operation so I would be at home to receive the deliveries,
    3- Some of the orders will need to be with the recipients by the start of advent, so I didn't want to risk waiting till November to order.

    So I have only £41.50 left in my christmas pot...

    I would have put this onto my credit card in previous years and probably overspent so having I total to work towards has definitely helped me this year.

    Thanks for all your help in running this challenge, I shall remain and read posts though so Im not leaving you all

    Westie983
    Save 12k in 2016 #16 Total £14650/£12000 = 122.08%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£13/£300 = 88.33% ( x 10)
    Xmas 2017 £1 a Day #6 Total £34.00/£365 = 9.31%
    Virtual Sealed Pot #1 Total £800/£800 = 100.00%
    £2 Savers Club 2016 #104 Total (£1060)+£386/£2000 = 72.30%

    Total £17195.78/£15465 = 111.18%
    • giggleyay
    • By giggleyay 13th Oct 16, 10:39 AM
    • 9 Posts
    • 65 Thanks
    giggleyay
    I've not even thought about the next challenge but don't see why we can't keep our numbers (might be a few gaps in between though)

    Ellie x
    Originally posted by Ellieseleven
    Ellie - I shall have one of the gap slots Just been having a good read. I tried to do this on my own this year however I have prioritised my Credit Card pay down so kept emptying my Christmas pot.

    It still has £105 in it though and it is *checks* 12 days until I can hit send on my final credit card payment! So I'm hoping to top it up with October and November's wages and still come in just below the pound a day.

    Next year I definitely want to join in here for the extra accountability so it's done and dusted as early as possible

    I have subscribed to this thread so I can keep an eye out and pounce once a new one is created
    • kdalwayskint
    • By kdalwayskint 15th Oct 16, 8:49 PM
    • 463 Posts
    • 1,605 Thanks
    kdalwayskint
    #83 £321

    I don't pop in as much as I should do, but for the 2nd year running I am saving towards Christmas

    I have bought a couple of things already, without taking from the fund, I don't usually start Christmas shopping until after my Birthday, at the end of October.

    I'll definitely be doing this again next year, I haven't missed the £7 dripping into my savings account each monday

    Thank you for looking after the list Ellie
    Saving for Christmas 2016 #83 ~ £321.29/£366
    Emergency Fund #54 £300.48/£1000
    Car Fund £100.26 ~ Bank of Mum £1800/£5000
    DFW Nerd #1155
    LBM 25/2/09 Debt at highest £8,037.35 Credit Card £1400
    • crazy_cat_lady
    • By crazy_cat_lady 16th Oct 16, 10:33 AM
    • 3,003 Posts
    • 20,447 Thanks
    crazy_cat_lady
    I'm getting really excited about opening my tin. I don't know how much is in there but it is nearly full now. I've done a lot of Christmas shopping already so it will be nice to have a little bit of extra cash available. I will also be doing this again next year. It's been brilliant.
    NST Dec #15 NSD 2/16 DFD 6 Nov 15 - paid £28,447 Wombling '16 #28 (£634.37)
    • Ellieseleven
    • By Ellieseleven 16th Oct 16, 3:53 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    Well Ellie,

    I have given in to my inner devil and ordered my christmas presents from Amazon, I was pushed into this for a few reasons.

    So I have only £41.50 left in my christmas pot...

    I would have put this onto my credit card in previous years and probably overspent so having I total to work towards has definitely helped me this year.

    Thanks for all your help in running this challenge, I shall remain and read posts though so Im not leaving you all

    Westie983
    Originally posted by Westie983
    Well Done Westie!!

    You have done your Christmas shopping, have money over and not put it all on your credit card. I would say that is a very successful year

    Hope you are feeling better soon and I have enjoyed running the challenge throughout the year

    Take care
    Ellie x
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Ellieseleven
    • By Ellieseleven 16th Oct 16, 3:56 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    Ellie - I shall have one of the gap slots Just been having a good read. I tried to do this on my own this year however I have prioritised my Credit Card pay down so kept emptying my Christmas pot.

    It still has £105 in it though and it is *checks* 12 days until I can hit send on my final credit card payment! So I'm hoping to top it up with October and November's wages and still come in just below the pound a day.

    Next year I definitely want to join in here for the extra accountability so it's done and dusted as early as possible

    I have subscribed to this thread so I can keep an eye out and pounce once a new one is created
    Originally posted by giggleyay
    It's been a fantastic challenge and it's amazing how much you can save.

    I will be debt-free early next year and this will free up a huge chunk of money each month for us but I still intend to do this challenge (I love counting all those £££'s at the end).

    You will be most welcome to join in

    Ellie x
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Ellieseleven
    • By Ellieseleven 16th Oct 16, 4:02 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    #83 £321

    I don't pop in as much as I should do, but for the 2nd year running I am saving towards Christmas

    I have bought a couple of things already, without taking from the fund, I don't usually start Christmas shopping until after my Birthday, at the end of October.

    I'll definitely be doing this again next year, I haven't missed the £7 dripping into my savings account each monday

    Thank you for looking after the list Ellie
    Originally posted by kdalwayskint
    Life gets in the way sometimes and you can't always pop in with totals. I know I go AWOL sometimes if I'm busy but the main thing is that you have carried on saving and you have a fantastic amount of money to do with as you like...as you say, once you are in the habit of saving that amount of money, you don't miss it

    Ellie x
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Ellieseleven
    • By Ellieseleven 16th Oct 16, 4:04 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    I'm getting really excited about opening my tin. I don't know how much is in there but it is nearly full now. I've done a lot of Christmas shopping already so it will be nice to have a little bit of extra cash available. I will also be doing this again next year. It's been brilliant.
    Originally posted by crazy_cat_lady
    Me Too!!! I am so tempted to open them but will carry on for a couple of weeks yet

    Well done on being so organised and doing your shopping already

    Ellie x
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
    • Ellieseleven
    • By Ellieseleven 16th Oct 16, 4:09 PM
    • 1,900 Posts
    • 5,661 Thanks
    Ellieseleven
    Hello everyone,

    Are we all itching to open our tins? I know I am, it's so heavy now I can hardly pick it up

    Anyway, I am avoiding temptation for a few more weeks and have updated any totals for all who have asked.

    I am definitely up for doing this again next year so will put a note in my diary to start a new thread.

    Does everyone want to start again as soon as this one finishes?

    N.B. We started this challenge on 1st December 2015

    Ellie x
    Last edited by Ellieseleven; 16-10-2016 at 4:11 PM.
    Lightbulb Moment 16/07/2010
    DFD - Nov 2021 Apr 2020 Mar2017 Mar2017- 59/136 130101 62
    46,200 1,978 95.72% paid off @Dec 2016 3 months left
    DMP mutual support thread member:385
    Saving for Xmas 2017 #1 £6/ £732
    DFBXMAS 2016 #18 £7,956/9,376 84.85%EF #142 - 390/1000
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