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  • bonehead50
    • #2
    • 25th Aug 07, 8:50 AM
    • #2
    • 25th Aug 07, 8:50 AM
    Marks & Spencer's
    • susank
    • By susank 25th Aug 07, 9:44 AM
    • 791 Posts
    • 923 Thanks
    susank
    • #3
    • 25th Aug 07, 9:44 AM
    • #3
    • 25th Aug 07, 9:44 AM
    Personally I chose Travelex after watching the rates for a week and they were collected at the airport. If you live in London check Martins front page for cheaper deals where you collect them
    Saving in my terramundi pot 2, 1 and 50p just for me!
  • dmg24
    • #4
    • 25th Aug 07, 9:55 AM
    • #4
    • 25th Aug 07, 9:55 AM
    Hi Hotblu,

    According to Martin's Travel Money Maximiser, the best rate is currently at Thomas Exchange Global. Don't know where Bonehead got M&S from, there are a fair few ahead of them at the moment!

    If you order your currency online, Travelex have a price match guarantee. Therefore, you can order your currency from them, then email them and tell them of Thomas Exchange Global's rate, and they will send you a cheque for the difference!

    However, with Travelex do remember that if you do not book in advance, the rates at the airport are not nearly as competitive.
    • budgetflyer
    • By budgetflyer 25th Aug 07, 10:29 AM
    • 5,517 Posts
    • 3,533 Thanks
    budgetflyer
    • #5
    • 25th Aug 07, 10:29 AM
    • #5
    • 25th Aug 07, 10:29 AM
    my guide tells you how to get up to £50 cashback from travelex.
    • TBeckett100
    • By TBeckett100 25th Aug 07, 10:35 AM
    • 4,456 Posts
    • 3,743 Thanks
    TBeckett100
    • #6
    • 25th Aug 07, 10:35 AM
    • #6
    • 25th Aug 07, 10:35 AM
    high street wise M&S is one of the best, I have a chargecard with them I use when i go on holidays, helps spread the cost a little
  • hotblu
    • #7
    • 25th Aug 07, 10:44 AM
    • #7
    • 25th Aug 07, 10:44 AM
    Hello,

    Thanks for all the replys, going to look into all the suggestions. Appreciate it.

    Hotblu
  • dmg24
    • #8
    • 25th Aug 07, 1:21 PM
    • #8
    • 25th Aug 07, 1:21 PM
    high street wise M&S is one of the best, I have a chargecard with them I use when i go on holidays, helps spread the cost a little
    Originally posted by TBeckett100
    But the OP did not ask who 'one of the best' are. If so, we could have done her a nice Top Ten!
    • Crabman
    • By Crabman 25th Aug 07, 2:20 PM
    • 9,477 Posts
    • 6,894 Thanks
    Crabman
    • #9
    • 25th Aug 07, 2:20 PM
    • #9
    • 25th Aug 07, 2:20 PM
    Using a Nationwide card gives £1 : $2.01

    Or in the correct currency £1 : €1.47 (rate with nationwide debit card)

    Thanks for pointing that out MarkyMarkD

    Read the article for details: Spending Overseas: The cheapest way to pay

    Last edited by Crabman; 25-08-2007 at 4:57 PM. Reason: Used $ instead of €, sorry!!
    I'm a Board Guide on the Savings & Investments, ISAs & Tax-free Savings, Public Transport & Cycling, Motoring and Parking Fines, Tickets & Parking Boards which means I'm a volunteer to help the boards run smoothly & I can move & merge posts there. Board Guides are not moderators & don't read every post. If you spot a contentious or illegal post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Views are mine and not the official line of MoneySavingExpert.com

  • MarkyMarkD
    We're talking about Euros, Crabman, so I don't think $2.01 will be very helpful.

    dmg24 - Travelex is all very well, but most credit/debit card holders will get charged a cash advance fee. Switch (Maestro) cardholders are OK and some Visa debit cards, but not the majority. I've stopped using them for this reason.

    Martin's Travel Money Maximiser is also flawed for this reason - as I've said ages ago on the relevant thread.

    Thomas Exchange Global is also pretty useless to anyone who doesn't frequent the West End of London, as they only have branches there.

    In fact, the best buy on Martin's Travel Money Maximiser which actually allows you to collect all over the country, and doesn't have the debit/credit card fee problem, is Marks & Spencers.
    Last edited by MarkyMarkD; 25-08-2007 at 5:00 PM.
    • davidlizard
    • By davidlizard 26th Aug 07, 10:09 AM
    • 1,542 Posts
    • 1,607 Thanks
    davidlizard
    When we went to Greece a couple of months back, we found (of those convenient to us including online) M&S and Travelex were giving just about the best rate of E1.42/.

    However, when we were getting money out of cashpoints out there, we were getting E1.49/. M&S/Travelex were still E1.42.

    So unless I am missing something, I would be better off getting just enough M&S/Travelex euros to last a few hours, then hit a cashpoint when I arrive. Of course, one must be certain that there are reliable available cashpoints.
  • hammy the hammer
    as it's become traditional on this question and no ones done it yet ......i find the post office very reasonable when i change money when i'm going abroad
  • hammy the hammer
    please don't take my advice in the above post
  • MarkyMarkD
    LOL, hammy.

    The Post Office are NOT best value and I can't understand why people are so taken in by their advertising.

    They are almost always worse value than M&S, for example, and M&S has branches pretty near to most people.

    The Post Office is not a bad option for people who live in the sticks and can't get to M&S. But it certainly shouldn't be anyone's first choice otherwise.
    • hollydays
    • By hollydays 26th Aug 07, 7:38 PM
    • 14,106 Posts
    • 9,949 Thanks
    hollydays
    We're talking about Euros, Crabman, so I don't think $2.01 will be very helpful.

    dmg24 - Travelex is all very well, but most credit/debit card holders will get charged a cash advance fee. Switch (Maestro) cardholders are OK and some Visa debit cards, but not the majority. I've stopped using them for this reason.

    Martin's Travel Money Maximiser is also flawed for this reason - as I've said ages ago on the relevant thread.

    Thomas Exchange Global is also pretty useless to anyone who doesn't frequent the West End of London, as they only have branches there.You email them-they send out the money the next day.

    In fact, the best buy on Martin's Travel Money Maximiser which actually allows you to collect all over the country, and doesn't have the debit/credit card fee problem, is Marks & Spencers.
    Originally posted by MarkyMarkD

    Re-Thomas Exchange global-they charge £5 for delivery. Even paying this we have saved money. You join them by faxing them id-its very quick. It doesnt seem to mention about delivery on MSE or their site ,for some strange reason. If a couple of friends are going on holiday at the same time,why not split the delivery charge and save even more.
    Last edited by hollydays; 26-08-2007 at 7:53 PM.
  • MarkyMarkD
    Still have the debit/credit card charge problem, though, hollydays.
    • hollydays
    • By hollydays 26th Aug 07, 8:01 PM
    • 14,106 Posts
    • 9,949 Thanks
    hollydays
    You pay them by bank transfer.
  • Ety
    Be careful using credit cards abroad - they are now charging a commission rate. Mine is 3%. I know it's not a lot but could mount up if you were not aware!

    Debit cards also charge a handling fee of usually 2%.

    Hope this helps,

    Etyx
  • dzug
    Also, I heard that if you convert a large amount in one go you get a better rate... is this true or is someone winding me up?

    Any help appreciated.

    Thanks

    Hotblu
    Originally posted by hotblu
    Not true at most 'company-run' places (the staff won't be authorised to shift from the official rates) but an independent BdeC will often be prepared to come to a deal.
  • MarkyMarkD
    You pay them by bank transfer.
    Originally posted by hollydays
    Thanks for that. It all reinforces why the Money Maximiser is a bit useless and needs to have options for payment method etc.
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