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    • Sue-UU
    • By Sue-UU 6th Nov 15, 12:17 AM
    • 8,306Posts
    • 45,271Thanks
    "Sealed pot Challenge" ~ 9
    • #1
    • 6th Nov 15, 12:17 AM
    "Sealed pot Challenge" ~ 9 6th Nov 15 at 12:17 AM
    Alright then Potters, it seems nigh on incredible, but we really are off and away with "SPC "No 9"!!! So very hard to believe that we've been going all this time.

    For all newcomers, yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already!

    For ALL SPC members, please keep chatting on the SPC 9 thread about your conquests, money-saving ideas etc from Post 4 onward, it gives encouragement to all, including yourselves and keeps the incentive to save far stronger.

    Hello yet again dedicated MSE Sealed Pot Savers! We're off once more with another Sealed Pot Challenge No 9. We've had 8 very successful money-saving years, but it's all purely through the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through the whole of this post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 3rd November 2016. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, i.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Paper Mache pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 or by going to a totally separate thread papier mache animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Paper Mache pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Anyone wanting to show a picture of their pot on the thread, here are directions by jakes-mum: "Go to and create an account, click the orange 'upload' button at the top and select your picture from your computer. Once uploaded, select the picture and click 'edit' then 'resize' change the first size number to 400 and click save. On the right hand side click the link next to 'direct', come back here and click the little picture of the mountain above the reply box, delete out the http and right hand click, select paste and your link should get pasted in. When you post your reply your pic should be there and not absolutely massive". Many thanks, jakes-mum, you are a gem!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 8 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy!

    Regarding the Sealed Cans many of you usepparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.

    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it's possible to include any other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others then we pot it and forget about it and ....wait for the surprise at the end of the year! If you're hoping for a particular amount, but still want a surprise at the end of the saving year, work out what amount you'd like and what's needed per week to achieve it - save that amount weekly/monthly as well as still putting your bits of change in without holding the amounts in your head - you're bound to come out on top that way and still get a surprise!

    Please don't worry about the amounts others save! There are such differences with jobs, wages, commitments etc so some naturally find large sums easy to save, while others of us don't. However, it's the pleasure that counts - so be happy with yours, proud too!

    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2016. However, over the last 8 years we've had some members who needed theirs throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out, after all, you will have saved it. Whatever you need to do, don't worry about it - be happy and proud you have saved!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 3rd. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily. If anyone has any other queries, then please sing out...though not too might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 3rd November to declare those Totals to me. Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ DO KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnies school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girlatplay: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." That is so handy for members to know, many thanks to GAP. This also applies to the Halifax Westie tells me, thanks so much for that, Westie. I suspect most banks/building societies are the same if truth be known.

    10/ Members who do not return by the end of November (please note the closing date for 2016 is 3rd November) will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Sorry folks, but any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember then - come on back and ask for another number, they will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display yours on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December (before if we're lucky and have most members return to declare their savings) I put a Grand Total on of ALL that we members have collected, what a terrific sight that is! Please declare yours savings ASAP on or close to the 3rd November, many thanks.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Think I'm joking??

    Once again, we've just had another truly fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 3rd November is the closing date for 2016, the day we declare what we've saved on the thread. Please, kindly declare your monies saved within 2 weeks of the 3rd, thank you kindly.

    The starting date for the next thread
    SPC 10 (for the year 2017) will be Friday 4th November 2016. Yes, the following day!

    Anyone wishing to join us please post on the thread to ask and I'll give you a number so you can join in the fun......and please do note matter what time of year ....

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! can always return to the fold!

    Many thanks for reading
    , Sue x
    Last edited by Sue-UU; 27-12-2015 at 9:44 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 =£61.367.88!!!
    2015 = £52.852.06!!!

Page 154
    • siju
    • By siju 13th Oct 16, 12:46 PM
    • 159 Posts
    • 1,965 Thanks
    Potted £2.92 last night - looking forward to opening day
    Last edited by siju; 13-10-2016 at 12:48 PM.
    SPC 9 - # 192

    Total 2014 - £264.51

    Total 2015 - £207.50

    • hickles69
    • By hickles69 13th Oct 16, 1:16 PM
    • 567 Posts
    • 3,862 Thanks
    hey back again. Yes 18 months and no sign of slowing down. quite stroppy Monday as I only had notes.... took him to the shops for a banana and let him pop in the who lot... we got £2 coins in our change. he enjoyed the banana too ha ha!

    can't wait to open my pot soon. got 5 ready for next year .. rather ambitious of me ha ha.

    I don't have time to read through the thread. Sorry everyone

    CAR: £4,400 2015
    SPC - 7 £666.54p / 8 £489 / SPC #364... target £150 banked £100 11/04/216(ISA top up)
    MORTGAGE DEPOSIT:£10,000 (12.03.15) £9,500 (06/11/2015) / £40,000 - ON HOLD TILL 2017
    Christmas 2016 savings - £52 /£300 (24/032016)
    • 12 month challenge
    • By 12 month challenge 13th Oct 16, 7:18 PM
    • 2,261 Posts
    • 4,650 Thanks
    12 month challenge
    Just realised I need to be on a lookout for a new sealed pot as it's nearly opening time.

    My pot will be destroyed when opening it, it's one of the tins from poundland

    Originally posted by Frogletina
    Thank you for the reminder. I too will be looking out for a new one.

    I haven't been updating lately , sorry But have still been potting small amounts and am too looking forward to opening day

    Good luck with your totals all
    EF # 154 = £1000
    SP 2016 # 531 = ?
    PDBX 2016 #2 = £13,965.56/£12,000
    "Every payment I make is a step closer to freedom"
    • Florence J
    • By Florence J 13th Oct 16, 8:08 PM
    • 746 Posts
    • 3,619 Thanks
    Florence J
    I have booked the 3rd of November off work. So excited!
    Sealed Pot Challenge #553
    2016: Sell £1000 #51 (£340.03/£1000)
    Completely Crazy Clothes Challenge 2016 = £262.95/£310
    Wombling free 2016 = £425.15
    • Chutney86
    • By Chutney86 13th Oct 16, 9:22 PM
    • 164 Posts
    • 1,705 Thanks
    £5 potted for me today
    SPC #23 - 2015 = £319.60 / 2016 = £117 banked
    MFW #93 - 2016 = £1260/£1500
    MFiT-T4 #28
    • Dragon Lily
    • By Dragon Lily 13th Oct 16, 10:15 PM
    • 172 Posts
    • 1,861 Thanks
    Dragon Lily
    5 Nov is getting closer Potted £5 at the beginning of the week and will be potting any change from my market shopping tomorrow.

    Will be stepping up my potting from next week and will be collecting some money bags from the Halifax tomorrow in readiness
    Mortgage - £42,165 10.5 yrs left but would love to be MF sooner!
    Saving 12K in 2016 member #34 £1485/£2000
    Star from Sue-UU
    SPC8 £350
    SPC9 #105 (£190 banked)
    • MrsShazbat
    • By MrsShazbat 14th Oct 16, 9:43 PM
    • 273 Posts
    • 1,427 Thanks
    Another 3 x £2 potted yesterday so #066 £395.49
    PAYDBX 2016 #71 £2843.25 / £4785 * Xmas 2016 #77 £389.80 / £366 * SPCNo.9 #066 £407.00
    Married to a bladder cancer and sepsis survivor
    • lynnejk
    • By lynnejk 14th Oct 16, 10:48 PM
    • 4,486 Posts
    • 44,654 Thanks
    Evening lovely peoples

    Horrible weather here all week. Very windy, cold and wet Hope you all have fared better.

    Have potted my weekly £10

    Have a super weekend
    GrocC ..2014=2162:2015=2083..2016=1378.60....OCT=184.32/200
    Bulk buy...OCT=64.55....NSD 2015=216..2016=151...OCT=13/15
    SPC130 x52 ......2014=1178.....2015=1287...........2016=1404

    OS WL= 2/4 ...... CC = NIL Savings = 6000+SPC

    • Lynsey
    • By Lynsey 15th Oct 16, 7:04 AM
    • 9,259 Posts
    • 31,956 Thanks
    Morning all.
    Some excellent potting going on, put in that extra effort and reap the rewards. Not long now.

    Thanks Suu - sorry I didn't win the Lotto. Hope you all didn't build up you hopes!
    My total will be lower than normal, but higher than I need. So, a nice little bonus and a free Xmas.
    I voted to stay in the EU, so the value of the £1 is more annoying! Still a lot of uncertainties, but could come good!. Wish I had stocked up at €1.40+ to the £. Maybe next time?

    MrsShazbat - I'll also be using UBER for the first time soon. A £15 credit for the first trip should help a lot. Haven't a clue how to use it though!

    Potting for myself has gone better than expected. A few bonuses, including a very early cashback. The cashback wasn't expected until December. So' I've potted the cashback and made it up to £50. That's my £700 and I'm finished. Anything else is for next Xmas.

    Off to Tenerife at 15.40 hopefully and not back until the 26th.
    Catch up then.

    Be lucky.
    **** Sealed Pot Challenge - Member #96 ****
    No. 9 target £600 - (x21)
    No. 6 Total £740.00 - No. 7 £1000.00 - No. 8 £875.00 - No. 9 £700.00 (target met)
    • Happybeingme
    • By Happybeingme 15th Oct 16, 8:16 AM
    • 187 Posts
    • 1,559 Thanks

    I am so sorry I've been awol for so long - life took over there for a while! I will try to post at least twice a week from now on to keep motivated

    I have been potting as much as I can, not sure if I'll be anywhere near my target by opening date, but on the bright side at least I have something put by.

    Hope everyone has a lovely weekend!
    Sealed Pot Challenge #103 ~ £300
    TOTAL DEBT: £0/£8776.92
    • Sue-UU
    • By Sue-UU 15th Oct 16, 4:22 PM
    • 8,306 Posts
    • 45,271 Thanks
    Have a great weekend Potters!
    A very good afternoon, Potters, I hope each and everyone of you are well, keeping warm also. It won't be long now til we're opening our pots!!!!

    For those who are poorly, take great care and get qell soon! The same wishes tp those with any other problems, I hope you can soon sort them out. For now, here are some special {{{hugs}}} to help you get well quickly. We're all thinking so much of you. Take care!

    I went back shopping again today with another £6 off voucher, but I then spent £6 on my lunch! oops!

    However, I got some more discounted posh biscuits - the last time I got lavender shortbread and this time I've got dark chocolate and ginger thins.

    I sometimes donate 5p coins to my son in law who has one of those large glass bottles which will take years to fill. He's a good son in law who always drives me home when I visit - hang on? is he just trying to get rid of me?

    Originally posted by Frogletina
    You paid for your lunch out, Frogletina?!!! Wow that's unusual for you, I was quite surprised and I'll bet you never budgeted for that, haha! However, at least you made up for it by grabbing more bargains so I guess you can be forgiven just this once!

    Also very wise with your change in the pot to make £££s to make easy counting.

    Re your Son-I-L, he sounds like a really lovely chap, though with your question well who knows the answer but actions speak louder than're done for!!!!!

    Thank God for good neighbours eh, TheCatsandDogsMother! Though the culprits must be some real mean swines!!! Well done on the savings front!!

    Good news about the job share, mrs-moneypenny. it'll be ideal if you save it as intended for the kitchen, great idea!

    As you too are finding out, Plumduff, it pays to wisen up to the crafty ways firms has to try and weasel extra cash from us! Not long now eh?

    Not much longer to be patient for, siju, so keep that saving up!!

    Tis a jolly good job I know you and I understand you're talking about your little treasure, Hicksy, Lord knows what tothers were thinking you were yattering on about!! She's in a world of her own folks!

    Hello again, 12 month challenge! Good to have you back again. A good job Frogletina jogged your memory about a new pot for your cash...tut tut. Good luck with your Total too!

    [QUOTE=Florence J;71449399]I have booked the 3rd of November off work. So excited [/QUOTE]

    Ah an absolutely great idea, Florence, you'll need it to count it all. It's a fantastic day for excitement, you'll see!

    A brilliant amount potted, Chutney, bringing out the big stuff now eh! too eh, Dragon Lily, excellent work!!


    WOW MrsShazbat just how much higher can your Total rise to I wonder!!!!!

    Hiya Lynne! You've been unlucky in getting the extra rain up there, it's been bally cold here all week but not much rain....until now! Ah well, at least you've potted another £10er, no rain stopping play there!!

    Thanks Sue - sorry I didn't win the Lotto. Hope you all didn't build up you hopes!
    My total will be lower than normal, but higher than I need. So, a nice little bonus and a free Xmas.
    by Lynsey
    So long as you can say the above, Lynsey, then you've saved brilliantly! However, no Lottery win! Not so good, but no I wasn't banking on it! I hope Brexit will turn out well for all when it's all had time to settle, time'll tell. Have a terrific holiday!!

    No good worrying, Happybeingme, but do as you're planning and try doubling it til declaration day; then make a firm promise to keep that up all through next year!

    £15 potted post shopping!!!!

    You're ALL saving amazingly SPCers, don't start slowing down as the greater your Total the happier you'll be!!!!!!!!!!

    Make the very best of a brilliant weekend folks. The potting won't last much longer for SPC 9, so keep hard at it!

    Sue xx

    3rd November is the opening date for 2016.

    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Last edited by Sue-UU; 15-10-2016 at 4:33 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 =£61.367.88!!!
    2015 = £52.852.06!!!

    • 32b3in2013
    • By 32b3in2013 15th Oct 16, 4:48 PM
    • 1,804 Posts
    • 15,355 Thanks
    Good afternoon

    Jakes-mum, I hope Jake is recovering well from his accident

    I can't believe it is only 3 weeks until we can open our pots. This year has gone by whilst I've not been looking

    Still potting away, and looking forward to the 3rd. I am going on holiday next weekend, and there will only be 4 days to wait after I come home Can't wait.

    I hope everyone is well

    Saving for Xmas 2016 - £1 a day #48 £336/£365
    VSP 2016 - #23 - £250.00
    SPC9 #125 - £????
    • AntoMac
    • By AntoMac 16th Oct 16, 5:20 AM
    • 121 Posts
    • 565 Thanks
    £5.20 potted this weekend, including another 20p roadkill picked up at Ashton Gate on Friday night.
    Lynsey, you may not have won the Lotto but I did! The princely sum of £2.30, from a ticket that cost £2.50!
    Keep going everyone, nearly there
    Sealed Pot Challenge No 46

    Season Tkts (21%) 4/16, (28%) 5/16, (35%) 6/16, (42%) 7/16, (50%) 8/16, (63%) 9/16
    • scottishbrummy
    • By scottishbrummy 16th Oct 16, 5:30 PM
    • 36 Posts
    • 82 Thanks
    I missed this until now, but am happily looking forward to the 4th November. I do randomly save my change before dipping into it for bus fares etc. but having just had a count it's only £5.53. I do wonder how much it will grow to if I stop dipping into it!
    LBM - 30/3/16 - Someone save me from myself!!
    Overdraft: 1800/1800 - Credit card: 1265/1450 - Loan: 3420/4500
    Grand Total: 6485/7750

    Sealed Pot Challenge ~ 10 #557 Target: £400
    November GC - 7.70/95
    • Florence J
    • By Florence J 16th Oct 16, 6:50 PM
    • 746 Posts
    • 3,619 Thanks
    Florence J
    I have just come back from a mini holiday and have so much loose change that it broke my wallet! Managed to fix it, and look forward to adding the coins to the pot. My OH owes me 1p because I gave him 8 quid for a 7.99 meal and yes, I do want that penny and I will demand it gets put in the pot. Every little helps.
    Sealed Pot Challenge #553
    2016: Sell £1000 #51 (£340.03/£1000)
    Completely Crazy Clothes Challenge 2016 = £262.95/£310
    Wombling free 2016 = £425.15
    • Westie983
    • By Westie983 16th Oct 16, 8:46 PM
    • 3,109 Posts
    • 12,145 Thanks
    I missed this until now, but am happily looking forward to the 4th November. I do randomly save my change before dipping into it for bus fares etc. but having just had a count it's only £5.53. I do wonder how much it will grow to if I stop dipping into it!
    Originally posted by scottishbrummy
    Make your pot sealed so you cant dip into it...

    Some others have a holding pot, where they put their change and whatever is left in the holding pot at the end of the week is then potted into the sealed pot...

    That way you can take your bus fare, car parking money out of the holding pot, and may reduce how much you take out, when you see it getting smaller, if that makes sense.

    I know some people use a mug and all the pennies go in there first, so you can visualise the amount you are potting, it may help you to stop taking out.

    **If its properly sealed this should be quite hard

    Save 12k in 2016 #16 Total £13000/£12000 = 108.33%
    Sealed Pot Challenge ~ 9 #97 Total £252/£250 = 100.80% ( from Sue x 10)
    Xmas 2016 £1 a Day #6 Total £400/£366 = 109.28%
    Virtual Sealed Pot #1 Total £650/£800 = 81.25%
    £2 Savers Club 2016 #104 Total (£1060)+£380/£2000 = 72.00%

    Total £15742/£15416 = 102.11%
    • lynnejk
    • By lynnejk 16th Oct 16, 10:35 PM
    • 4,486 Posts
    • 44,654 Thanks
    I missed this until now, but am happily looking forward to the 4th November. I do randomly save my change before dipping into it for bus fares etc. but having just had a count it's only £5.53. I do wonder how much it will grow to if I stop dipping into it!
    Originally posted by scottishbrummy
    Hiya Scottish Are you joining the challenge ??

    It's never too late and you can either add up what you have on the 3rd November and start again or just carry it over for the next year - which starts on the 4th November

    Just post again, saying if you want to join in, and then Sue, our illustrious leader will add you and give you a number. Hope to 'see' you again soon
    GrocC ..2014=2162:2015=2083..2016=1378.60....OCT=184.32/200
    Bulk buy...OCT=64.55....NSD 2015=216..2016=151...OCT=13/15
    SPC130 x52 ......2014=1178.....2015=1287...........2016=1404

    OS WL= 2/4 ...... CC = NIL Savings = 6000+SPC

    • benten69
    • By benten69 16th Oct 16, 10:38 PM
    • 189 Posts
    • 1,099 Thanks
    Another £10 potted today
    SPC9 #408 - £181.72 (£331.36 before I dipped into it )
    3-6 Month Emergency Fund Challenge #62 - 51% Complete
    Mortgage Sept '15: £161,250 | Sept '16: £157,520.18

    • Saver-upper
    • By Saver-upper 16th Oct 16, 11:41 PM
    • 1,200 Posts
    • 9,241 Thanks
    Oooohh,sooooo excited for pot opening day .
    Last Tuesday I received my first polymer £5 note.It was part of the payment from an elderly customer of mine.I told him I didn't have the heart to spend it,partly because it was my first polymer £5note,also because it was from him,bless him.(Cant honestly say it was my first EVER polymer note-Australia introduced polymer notes in 1988 for our bicentenary-recent history lesson for you right there,folks).

    The second polymer note I received,later the same day,I decided I couldn't spend because it was in such pristine condition .
    So then I thought,I wonder if I could pot every five pound note I receive between now and pot-opening day (apart from those two notes,of course ).So that is my challenge to myself-to pot every plastic £5 note I get between now and pot opening .

    Potted my first fiver tonight.

    Sooooooo close to pot opening.Sooooooo excited .
    Roadkill Rebel #14,2016:£34.79 £12,000in2016 #82=£1,240
    SPC #155 x 7.SPC7=£751.10 SPC8=£651.04
    Pinecone £238,Valued Opinions £10.50

    • kezbabybabe
    • By kezbabybabe 17th Oct 16, 7:12 AM
    • 693 Posts
    • 3,229 Thanks
    Can't believe that un-potting day is coming around quickly! Not much has gone in lately, but that's okay as it shows I'm not spending too much money.
    SPC Member No. 020
    Cross-stitch Cafe Member no. 19 - Lost Gardens of Heligan Sampler
    Books to read in 2016: 49 (Goodreads challenge 2016: 40/52)
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