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  • FIRST POST
    • IF
    • By IF 3rd Nov 15, 2:38 PM
    • 34,276Posts
    • 87,523Thanks
    IF
    Welcome to the Bankruptcy Board - Part 3
    • #1
    • 3rd Nov 15, 2:38 PM
    Welcome to the Bankruptcy Board - Part 3 3rd Nov 15 at 2:38 PM
    Welcome to the Bankruptcy (BR) Board.

    Hello and welcome, many of the posters on here have been through bankruptcy, they will be able to help, advise and also offer you support. We do have posters who have/do work for the OR and Debt charities too.

    Written by fermi our board guide:-

    "Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming."
    The Samaritans - Click here

    Helpful Links and Information.

    To post your question go to the top left hand side of BR board and press the "New Thread" button as shown below:

    or


    And type in the Title to your thread. If your post doesnít get answered straight away please donít lose heart, itís often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and itís on page 2, please Ďbumpí your post back up the board.

    We often ask you to post your SOA so we can see if you have included what you need to:-
    MSE SOA Calculator - Click here
    Select the MSE format at the end. Copy and paste onto your thread.

    * Blue text on MSE usually signifies hyperlinks, click on the blue links below *

    Please do read these threads and other threads on the BR Board, remember knowledge is power.

    For Ďessentialí BR info the ĎLook here firstí sticky by fermi.

    BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]

    BR Abbreviations

    Beware of advice via PM.

    Assorted letters to creditors

    Reasons for your BR - 6.28

    Charities who help with BR Fees

    BR friendly home insurance thread

    CABmoney Bankruptcy Payment Order Calculator

    The IS Official Guide to Bankruptcy

    Bankruptcy NDL Guide

    Basic Bankruptcy Advice & Guide NED CAB

    Diary of a broken gambler

    IVA & DRO Board

    If you are new/old to this board and receive/see a comment that is not helpful or insensitive please donít let it put you off posting, often these comments are made by people who donít normally contribute to this board and donít speak for us.

    What to do if you get an insensitive or hurtful comment

    Best wishes on your BR journey
    IF and dojoman
    "If wishes were horses, then beggars would ride"
Page 24
    • dojoman
    • By dojoman 8th Mar 17, 7:33 AM
    • 11,909 Posts
    • 17,194 Thanks
    dojoman
    Welcome to the Bankruptcy (BR) Board.

    Hello and welcome, many of the posters on here have been through bankruptcy, they will be able to help, advise and also offer you support. We do have posters who have/do work for the OR and Debt charities too.

    Written by fermi our board guide:-

    "Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming."
    The Samaritans - Click here

    Helpful Links and Information.

    To post your question go to the top left hand side of BR board and press the "New Thread" button as shown below:

    or


    And type in the Title to your thread. If your post doesnít get answered straight away please donít lose heart, itís often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and itís on page 2, please Ďbumpí your post back up the board.

    We often ask you to post your SOA so we can see if you have included what you need to:-
    MSE SOA Calculator - Click here
    Select the MSE format at the end. Copy and paste onto your thread.

    * Blue text on MSE usually signifies hyperlinks, click on the blue links below *

    Please do read these threads and other threads on the BR Board, remember knowledge is power.

    For Ďessentialí BR info the ĎLook here firstí sticky by fermi.

    BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]

    BR Abbreviations

    Beware of advice via PM.

    Assorted letters to creditors

    Reasons for your BR - 6.28

    Charities who help with BR Fees

    BR friendly home insurance thread

    CABmoney Bankruptcy Payment Order Calculator

    The IS Official Guide to Bankruptcy

    Bankruptcy NDL Guide

    Basic Bankruptcy Advice & Guide NED CAB

    Diary of a broken gambler

    IVA & DRO Board

    If you are new/old to this board and receive/see a comment that is not helpful or insensitive please donít let it put you off posting, often these comments are made by people who donít normally contribute to this board and donít speak for us.

    What to do if you get an insensitive or hurtful comment

    Best wishes on your BR journey
    IF and dojoman
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 8th Mar 17, 7:34 AM
    • 11,909 Posts
    • 17,194 Thanks
    dojoman
    Every now and then we have had a number of offensive and insensitive comments made on the BR board.

    What do we mean by this?
    A person that posts deliberately provocative, nasty or hurtful comments on threads is know as a Troll. They may be a person with no previous connection to the board, someone that has created a pseudonym to get their point made or a poster who has been a member here for a long time.
    If you should get such a comment made on any thread you post, please realise this comment is not directed at you personally so please ignore these nasty comments and continue to post here as normal because the majority of us really are a lovely bunch Ė ooops, modesty! That said there are different writing styles; some brief and some harsh but helpful. If you happen to read them when you are not going through such an emotional time, you may find you are not as offended. So if they have upset you please try not to respond angrily. Most people are simply trying to help.

    What should I do if I get a comment made on my thread?
    Firstly do not respond to the comment as this is invariably what the troll wants.
    To get rid of the offending post, click on the ďReportĒ icon at the bottom of their post, as shown below:

    or

    Fill in the form which will alert the MSE team, who will then review its content and deal with it as appropriate; sometimes even deleting the Poster by making their status PPRíd (Posting Privileges Removed). Remember, this site is an asset to so many people, especially those that feels like their world is falling in around them. There is a wealth of knowledgeable people here all willing to help, whatever you do, do not let the comments of one silly individual deter you from availing yourself of the knowledge base that is on offer here.

    PLEASE DO NOT LEAVE THE FORUM

    It is testament to the work that Martin has done and continues to do that so many people give their time, knowledge and experience freely to others; without judgement, to lift people out of the depths of their debt crisis


    PLEASE DO NOT LET THE ACTIONS OF THE MINORITY RUIN THAT
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 26th Mar 17, 7:59 AM
    • 11,909 Posts
    • 17,194 Thanks
    dojoman
    Good morning everyone
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 14th Apr 17, 6:35 AM
    • 11,909 Posts
    • 17,194 Thanks
    dojoman
    Good morning folks
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • TheGardener
    • By TheGardener 6th May 17, 7:23 PM
    • 2,171 Posts
    • 2,056 Thanks
    TheGardener
    Evening all - bumping
    • philnicandevan
    • By philnicandevan 6th May 17, 8:00 PM
    • 520 Posts
    • 500 Thanks
    philnicandevan
    A shameless long time no see everyone Bump!
    Not quite a newbie as you think (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..
    BSC 58
    • dojoman
    • By dojoman 28th May 17, 3:03 PM
    • 11,909 Posts
    • 17,194 Thanks
    dojoman
    Bummmmmmmmmpppppppppppp
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 26th Aug 17, 11:42 AM
    • 11,909 Posts
    • 17,194 Thanks
    dojoman
    Bumppppppppppppppppppppppppppppppppp
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • debt doctor
    • By debt doctor 26th Aug 17, 9:05 PM
    • 4,176 Posts
    • 5,842 Thanks
    debt doctor
    Dojo,


    You do a lot to try to keep our BR community together!


    I must try to visit this thread more.


    Thank you!
    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
    • luvchocolate
    • By luvchocolate 18th Nov 17, 7:11 PM
    • 1,484 Posts
    • 1,334 Thanks
    luvchocolate
    Hello everyone
    • savingwannabe
    • By savingwannabe 2nd Dec 17, 8:57 PM
    • 12,945 Posts
    • 46,501 Thanks
    savingwannabe
    Mr Dojo I popped on as I saw your name. I hope you are ok. Glad to see you are still helping everyone. God bless you, swx
    Happiness Fund (Dec 1st 2017)
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
    • luvchocolate
    • By luvchocolate 5th Dec 17, 8:41 AM
    • 1,484 Posts
    • 1,334 Thanks
    luvchocolate
    good morning...bumping up
    • debt doctor
    • By debt doctor 5th Dec 17, 9:38 AM
    • 4,176 Posts
    • 5,842 Thanks
    debt doctor
    Good morning Ms Chocolate.......
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
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