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  • FIRST POST
    • IF
    • By IF 3rd Nov 15, 2:38 PM
    • 34,276Posts
    • 87,523Thanks
    IF
    Welcome to the Bankruptcy Board - Part 3
    • #1
    • 3rd Nov 15, 2:38 PM
    Welcome to the Bankruptcy Board - Part 3 3rd Nov 15 at 2:38 PM
    Welcome to the Bankruptcy (BR) Board.

    Hello and welcome, many of the posters on here have been through bankruptcy, they will be able to help, advise and also offer you support. We do have posters who have/do work for the OR and Debt charities too.

    Written by fermi our board guide:-

    "Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming."
    The Samaritans - Click here

    Helpful Links and Information.

    To post your question go to the top left hand side of BR board and press the "New Thread" button as shown below:

    or


    And type in the Title to your thread. If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

    We often ask you to post your SOA so we can see if you have included what you need to:-
    MSE SOA Calculator - Click here
    Select the MSE format at the end. Copy and paste onto your thread.

    * Blue text on MSE usually signifies hyperlinks, click on the blue links below *

    Please do read these threads and other threads on the BR Board, remember knowledge is power.

    For ‘essential’ BR info the ‘Look here first’ sticky by fermi.

    BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]

    BR Abbreviations

    Beware of advice via PM.

    Assorted letters to creditors

    Reasons for your BR - 6.28

    Charities who help with BR Fees

    BR friendly home insurance thread

    CABmoney Bankruptcy Payment Order Calculator

    The IS Official Guide to Bankruptcy

    Bankruptcy NDL Guide

    Basic Bankruptcy Advice & Guide NED CAB

    Diary of a broken gambler

    IVA & DRO Board

    If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

    What to do if you get an insensitive or hurtful comment

    Best wishes on your BR journey
    IF and dojoman
    "If wishes were horses, then beggars would ride"
Page 23
    • dojoman
    • By dojoman 4th Oct 16, 11:39 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Welcome to the Bankruptcy (BR) Board.

    Hello and welcome, many of the posters on here have been through bankruptcy, they will be able to help, advise and also offer you support. We do have posters who have/do work for the OR and Debt charities too.

    Written by fermi our board guide:-

    "Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming."
    The Samaritans - Click here

    Helpful Links and Information.

    To post your question go to the top left hand side of BR board and press the "New Thread" button as shown below:

    or


    And type in the Title to your thread. If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

    We often ask you to post your SOA so we can see if you have included what you need to:-
    MSE SOA Calculator - Click here
    Select the MSE format at the end. Copy and paste onto your thread.

    * Blue text on MSE usually signifies hyperlinks, click on the blue links below *

    Please do read these threads and other threads on the BR Board, remember knowledge is power.

    For ‘essential’ BR info the ‘Look here first’ sticky by fermi.

    BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]

    BR Abbreviations

    Beware of advice via PM.

    Assorted letters to creditors

    Reasons for your BR - 6.28

    Charities who help with BR Fees

    BR friendly home insurance thread

    CABmoney Bankruptcy Payment Order Calculator

    The IS Official Guide to Bankruptcy

    Bankruptcy NDL Guide

    Basic Bankruptcy Advice & Guide NED CAB

    Diary of a broken gambler

    IVA & DRO Board

    If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

    What to do if you get an insensitive or hurtful comment

    Best wishes on your BR journey
    IF and dojoman
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 4th Oct 16, 11:40 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Every now and then we have had a number of offensive and insensitive comments made on the BR board.

    What do we mean by this?
    A person that posts deliberately provocative, nasty or hurtful comments on threads is know as a Troll. They may be a person with no previous connection to the board, someone that has created a pseudonym to get their point made or a poster who has been a member here for a long time.
    If you should get such a comment made on any thread you post, please realise this comment is not directed at you personally so please ignore these nasty comments and continue to post here as normal because the majority of us really are a lovely bunch – ooops, modesty! That said there are different writing styles; some brief and some harsh but helpful. If you happen to read them when you are not going through such an emotional time, you may find you are not as offended. So if they have upset you please try not to respond angrily. Most people are simply trying to help.

    What should I do if I get a comment made on my thread?
    Firstly do not respond to the comment as this is invariably what the troll wants.
    To get rid of the offending post, click on the “Report” icon at the bottom of their post, as shown below:

    or

    Fill in the form which will alert the MSE team, who will then review its content and deal with it as appropriate; sometimes even deleting the Poster by making their status PPR’d (Posting Privileges Removed). Remember, this site is an asset to so many people, especially those that feels like their world is falling in around them. There is a wealth of knowledgeable people here all willing to help, whatever you do, do not let the comments of one silly individual deter you from availing yourself of the knowledge base that is on offer here.

    PLEASE DO NOT LEAVE THE FORUM

    It is testament to the work that Martin has done and continues to do that so many people give their time, knowledge and experience freely to others; without judgement, to lift people out of the depths of their debt crisis


    PLEASE DO NOT LET THE ACTIONS OF THE MINORITY RUIN THAT
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 7th Oct 16, 8:08 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Good morning everyone
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 14th Oct 16, 8:27 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Good morning everyone
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • KeepOnKnitting
    • By KeepOnKnitting 14th Oct 16, 10:04 AM
    • 88 Posts
    • 110 Thanks
    KeepOnKnitting
    Good morning!
    On a yarn diet, knitting my stash in a year of tight budgeting.
    • dojoman
    • By dojoman 21st Oct 16, 10:07 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Morning peeps
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 28th Oct 16, 7:49 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Good morning everyone
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 1st Nov 16, 9:30 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Good morning all
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 9th Nov 16, 7:41 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Good morning all
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • KeepOnKnitting
    • By KeepOnKnitting 13th Nov 16, 8:57 AM
    • 88 Posts
    • 110 Thanks
    KeepOnKnitting
    Good morning everyone. (Bump)
    On a yarn diet, knitting my stash in a year of tight budgeting.
    • dojoman
    • By dojoman 17th Nov 16, 7:15 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Bump.............................
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • dojoman
    • By dojoman 24th Nov 16, 8:49 AM
    • 11,883 Posts
    • 17,162 Thanks
    dojoman
    Good morning all
    B&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
    • jeremym51
    • By jeremym51 2nd Dec 16, 12:20 PM
    • 1 Posts
    • 0 Thanks
    jeremym51
    Hello Everyone,

    I am new to here!
Welcome to our new Forum!

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