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  • FIRST POST
    • GoingToDoIt
    • By GoingToDoIt 13th Oct 15, 5:43 PM
    • 354Posts
    • 2,020Thanks
    GoingToDoIt
    Do One, Debt!
    • #1
    • 13th Oct 15, 5:43 PM
    Do One, Debt! 13th Oct 15 at 5:43 PM
    Hello,
    I've been lurking for a while knowing that I need to do something about my growing debts, now I have finally taken the plunge and started a diary :
    I used to be the ultimate moneysaver! I can't believe how bad I have been in the last few years- missed payments on cc's for no good reason!?! My mental health suffered after being bullied at work a few years ago. I started smoking again, gained weight and lost control of my finances. I quit my job with no job to go to and that accounts for 50% of my debts ( 6 weeks unemployed) the rest is new carpets and a new mobile phone. Apart from that it's from...smoking!
    I have now been a non-smoker for over 4 weeks so that is around £250 I've not spent.
    I also need to get fitter, eat better and lose around 30kg. I know some people think "one thing at a time" however I feel they are all connected and as one improves the others naturally follow.
    Will post some more info on my financials in due course...
    Thanks for reading...Gonna
    Last edited by GoingToDoIt; 13-10-2015 at 5:44 PM. Reason: Spelled name
    Apr 16... Hfax £2551/875 Vrgin £3420/3082 MBNA 2 £2100/0 MBNA1 98/0
    Total cc 0% debt £8364/3957 updated 19 Mar 17 (halfway to debt free )
Page 15
    • GoingToDoIt
    • By GoingToDoIt 17th Mar 17, 11:04 PM
    • 354 Posts
    • 2,020 Thanks
    GoingToDoIt
    What a time to be alive...last minute invite to a party tomorrow- already have a bottle of fizz to take from nectar double up.Tickets to the play at the end of the month already sorted and paid. All savings pots looking healthy, xmas is already paid for. No debt other than that which is on my signature below. Enough food for lunch to work for the rest of the month...quite fancy a new scarf and pair of flat shoes- can buy with the money put aside
    Apr 16... Hfax £2551/875 Vrgin £3420/3082 MBNA 2 £2100/0 MBNA1 98/0
    Total cc 0% debt £8364/3957 updated 19 Mar 17 (halfway to debt free )
    • GoingToDoIt
    • By GoingToDoIt 19th Mar 17, 7:34 PM
    • 354 Posts
    • 2,020 Thanks
    GoingToDoIt
    How do I even function
    No wonder I'm in debt....
    I used to pay 70 per month to an account for xmas and birthdays, somehow I've got confused and paid 70 for xmas and 70 for birthdays I've accidentally over saved
    I thought that account was looking very healthy. I'm sending £150 of that to the cc debt
    Apr 16... Hfax £2551/875 Vrgin £3420/3082 MBNA 2 £2100/0 MBNA1 98/0
    Total cc 0% debt £8364/3957 updated 19 Mar 17 (halfway to debt free )
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