Excited to try and be mortgage free

1111214161745

Comments

  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
    Name Dropper First Anniversary First Post
    Crazy house, but they'll be out more than their in!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • chumpy45
    chumpy45 Posts: 495 Forumite
    First Anniversary First Post
    Definitely a crazy house SJ lol. The bags and crates are slowly reducing. I can almost walk across the landing without tripping over. I have set a deadline for tomorrow as I can't "do" mess :rotfl: Spendy week as it was DS1's birthday, so pressies and a meal out (ouch but lovely). Manic manic day at work with end of year marking and chasing of final pieces of work - feel shattered. Bank account looks very poorly as DH has withdrawn a largeish amount of cash for an overseas trip and forgotten (a) to tell me and (b) to do anything about transferring it from somewhere else :mad: Not much financial news really. Am in the midst of negotiating hours for the next academic year. Hopefully I will stay at least the same and not lose any sessions. If only I could get that permanent contract I would know what was happening. One day .......
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • chumpy45
    chumpy45 Posts: 495 Forumite
    First Anniversary First Post
    Bit of a spendy day, not so good :( DS1 off to USA on Monday for the summer and helped him out with a few bits and pieces as he is a poor student! DS4 off on a school trip next week and seemed to have grown out of everything suddenly ! Didn't want to spend much as all items will get wet and muddy and possibly lost :rotfl: so a quick trip to Spo*t D*re*t. I dislike this shop with a passion (apart from the prices) and normally need a lie down in a darkened room with a cold compress afterwards, but luckily it all went amazingly well and we were in and out quite quickly and all sorted with two pairs of cheapy trainers, 2 t-shirts and one pair of joggers for £30 :T Am looking forward to payday already and it's only just past the middle of the month :eek:
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
    Name Dropper First Anniversary First Post
    I call payday paying out day! Loving the TT posts too! I enjoy OPing my TT pot every Sunday morning as I always want to have at least 1 OP per week.
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • chumpy45
    chumpy45 Posts: 495 Forumite
    First Anniversary First Post
    Emotional morning saying goodbye to DS1 until September and DS4 until Wednesday :( DS2 staying with a friend and DS3 out watching England. No DSs in the house - can't remember the last time that happened. DH and I have forgotten how to speak to each other :rotfl: Been for a swim tonight to try and lose a few pounds before our hols in July. Wish I could lose the weight pounds as quickly as I can lose the cash pounds :rotfl: The bank account pickings are very slim - just wish I was !!! TT of 62p :)
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • chumpy45
    chumpy45 Posts: 495 Forumite
    First Anniversary First Post
    Slogging my way through YouGov - just managed to reach 2000 points after what seems to be about 100 years :rotfl: Seem to receive at least 2 or 3 surveys a week but rarely more than 25 points. Still will get there one day and its free money :T
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • katep23
    katep23 Posts: 1,406 Forumite
    First Post First Anniversary Combo Breaker
    I feel the same with YouG0v but at least you don't get screened out at the end!
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
    Name Dropper First Anniversary First Post
    Respect to all you survey crew, you have more patience than me!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • chumpy45
    chumpy45 Posts: 495 Forumite
    First Anniversary First Post
    Can't believe I'm posting this but I actually bought 6 christmas pressies this morning in the BodyShop 40% off sale. Lovely little gifts for work colleagues. Am super pleased. Just hope I don't forget about them by Christmas. They are on my spreadsheet but will I actually be able to find them :rotfl:
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • try_harder
    try_harder Posts: 1,527 Forumite
    First Anniversary First Post Combo Breaker
    Morning, i have done the same but i did it through one of the cashback sites, it was 40 per cent off plus 10 per cent cash back and bonus of free delivery ,i stocked up with presents too.
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards