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  • FIRST POST
    • Chaffymars
    • By Chaffymars 12th Sep 15, 11:55 AM
    • 4Posts
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    Chaffymars
    Student Loans repayment details - 3rd party support
    • #1
    • 12th Sep 15, 11:55 AM
    Student Loans repayment details - 3rd party support 12th Sep 15 at 11:55 AM
    Hi all, hoping someone can provide a some clarification..

    I've recently received a letter from the SLC with a request regarding my student loan repayment; I am currently unemployed and living at home with my parents so obviously this falls under third party support. The letter asks:

    "Have your third party complete the third party declaration on the form and provide evidence of the support they provide you. For example, copies of your bank statements dated within the last three months. The bank statement must show your name and the funds you're living from"

    But I'm confused - my name isn't on my parent's banks statements. The details form for the third party to fill in seems to assume I'm given weekly/monthly amounts by them when I'm not, so I'm unsure of what the SLC is asking for in particular. The last time I needed to fill in a form like this, all that was required was a letter signed & dated by a third party confirming that they were financially supporting me. In fact, this is all the enclosed instructions seem to ask for, but the Evidence Info sheet and Confirmation of Customer Details form say different.

    Thanks in advance!
    Last edited by Chaffymars; 12-09-2015 at 1:42 PM. Reason: adding details
Page 1
    • Delish
    • By Delish 12th Sep 15, 4:16 PM
    • 1 Posts
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    Delish
    • #2
    • 12th Sep 15, 4:16 PM
    • #2
    • 12th Sep 15, 4:16 PM
    According to their website it's either "copies of your bank statements" OR "Third Party Declaration on the CNCD form"

    I'm not allowed to post links. Replace * with w . Replace brackets with dots.
    ***)studentloanrepayment)co)uk/portal/page?_pageid=93,7950694&_dad=portal&_schema=PORTAL

    If you receive a Confirmation of Customer Details form (CNCD), you’ll need to complete and return this form.
    This makes sure that everything is in place for you to repay your student loans when you’re living in the UK.
    No evidence is required unless you’re self-employed and do not currently have a Unique Tax Payer Reference (UTR) number. In these circumstances you must provide us with either:
    • copies of your bank statements dated within the last three months, showing your name and the funds you’re living from; or
    • if you’re being supported by a third party, they’ll need to complete the Third Party Declaration on the CNCD form.
    I'm not allowed to post links. Replace * with w . Replace brackets with dots.
    ***)studentloanrepayment)co)uk/portal/page?_pageid=93,7950696&_dad=portal&_schema=PORTAL

    I'm living from savings

    If you’re living from savings, you’ll need to send a clear photocopy of a bank statement, showing your name and the funds you’re living from. This must be dated within the last 3 months.
    When we process your complete form, we’ll update your records to show that no repayments are required at this time.
    If you have any questions about the Confirmation of Customer Details form or on the evidence required, call us on: 0300 100 0611 (Mon – Fri 8am - 8pm).
    I'm supported by someone else

    If you’re supported financially by someone else, have that person complete the Third Party Declaration on the form.
    When we process your complete form, we’ll update your records to show that no repayments are required at this time.
    If you have any questions about the Confirmation of Customer Details form or on the evidence required, call us on: 0300 100 0611 (Mon – Fri 8am - 8pm).
    That's just how I'm seeing it. I may be wrong and there could be an error on their webpages, I am only stating what I see on their web pages. Any further information updates/changes or clarifications would be appreciated.
    Last edited by Delish; 13-09-2015 at 10:00 AM. Reason: Added required www to sources
    • Ethereal7
    • By Ethereal7 21st Sep 15, 3:45 AM
    • 2 Posts
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    Ethereal7
    • #3
    • 21st Sep 15, 3:45 AM
    • #3
    • 21st Sep 15, 3:45 AM
    I have the exact same problem right now, and I'm unsure on what evidence I should send.
    • Masomnia
    • By Masomnia 22nd Sep 15, 11:55 PM
    • 17,118 Posts
    • 37,750 Thanks
    Masomnia
    • #4
    • 22nd Sep 15, 11:55 PM
    • #4
    • 22nd Sep 15, 11:55 PM
    I had to do this ~ a year ago and all I did was get my mum to sign a letter confirming that she was supporting me. They left me alone after that.
    “I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse
    • Ethereal7
    • By Ethereal7 30th Sep 15, 5:25 PM
    • 2 Posts
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    Ethereal7
    • #5
    • 30th Sep 15, 5:25 PM
    • #5
    • 30th Sep 15, 5:25 PM
    I had to do this ~ a year ago and all I did was get my mum to sign a letter confirming that she was supporting me. They left me alone after that.
    Originally posted by Masomnia

    Yeah they've changed it this year so it asks you to write down an allowance you've been paid and supply evidence from your bank account of money going in, which is weird since many people who are supported by a parent will not actually be being paid money from their parents directly.
    • WiredEthernetPersonGuy
    • By WiredEthernetPersonGuy 16th Dec 16, 3:16 PM
    • 1 Posts
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    WiredEthernetPersonGuy
    • #6
    • 16th Dec 16, 3:16 PM
    • #6
    • 16th Dec 16, 3:16 PM
    What did you end up doing, I'm in the same situation, they're asking for total amount of support from parents (third party) - I live with them, not getting a particular amount - and when it comes to evidence what did you end up sending - parents bank statement (which obviously doesn't have your name on it)?
    • silvercar
    • By silvercar 16th Dec 16, 3:30 PM
    • 36,208 Posts
    • 153,068 Thanks
    silvercar
    • #7
    • 16th Dec 16, 3:30 PM
    • #7
    • 16th Dec 16, 3:30 PM
    They are just asking for validation that you are being supported rather than having a non declared income.
    • Masomnia
    • By Masomnia 16th Dec 16, 4:15 PM
    • 17,118 Posts
    • 37,750 Thanks
    Masomnia
    • #8
    • 16th Dec 16, 4:15 PM
    • #8
    • 16th Dec 16, 4:15 PM
    I really despise them.

    Imagine getting a letter from your bank saying 'Prove you don't owe us any money.' It wouldn't be acceptable.
    “I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse
    • dave82
    • By dave82 20th Jan 17, 11:53 AM
    • 1,305 Posts
    • 1,167 Thanks
    dave82
    • #9
    • 20th Jan 17, 11:53 AM
    • #9
    • 20th Jan 17, 11:53 AM
    My wife has just had one of these letters. It has me spitting blood.

    So HRMC are happy that she isn't working at the moment but this lot want me to send evidence that I support my wife. Basically our joint bank statement.

    My wife is a full time mum to our daughter who we decided she would look after after we worked out that going back to work she would earn about £2 an hour after we paid the child care.

    This got me angry about another issue

    We get no child benifit as I am over the threshold it winds me up no end that we can't combine our allowance and that a couple both working can earn way more than I do combined and get the tax breaks.

    You might think who is this * moaning about being a higher tax earner but this is in London where a mortgage on a very modest home uses up the majority of this income and this is a joke

    "However, if both you and your partner have an income just below the £50,000 limit, you'll still continue to receive the full amount of Child Benefit and won't have to pay any extra tax. If both and your partner have an income over £50,000, whoever has the higher income will have to pay the extra tax."

    So a household can earn £99,999 a year and get credits but I don't earning a bit over half of this amount!

    Anyway I am totally raging at them and our government making it criminal to chose to stay home and look after a child.
    Last edited by dave82; 20-01-2017 at 1:05 PM.
    • agrinnall
    • By agrinnall 20th Jan 17, 12:00 PM
    • 18,769 Posts
    • 14,479 Thanks
    agrinnall
    "Criminal" seems to be something of an overreaction!

    If you are only just over the threshold then a small pension contribution may take you under and allow you to claim again.
    • dave82
    • By dave82 20th Jan 17, 12:43 PM
    • 1,305 Posts
    • 1,167 Thanks
    dave82
    "Criminal" seems to be something of an overreaction!

    If you are only just over the threshold then a small pension contribution may take you under and allow you to claim again.
    Originally posted by agrinnall
    It is an overreaction you are right but as I say they wound me up big time and when you get red letters making out like we are doing something wrong it's just not on.

    Sometimes it just helps to have a rant and breath...
    Last edited by dave82; 20-01-2017 at 12:50 PM.
    • Cardea
    • By Cardea 1st Dec 17, 5:30 PM
    • 7 Posts
    • 227 Thanks
    Cardea
    Supported by a third party - problems
    I have also had a letter from the Student Loans Company wanting details of how I am supported by a third party. In this case this is my loving husband who graciously allows me to live off his income in return for housework and so on. . Actually I am disabled and have been for 15 years but not disabled enough for any government benefits

    They want to know how much he allows me per week/month/year. I don't know and neither does he! He doesn't actually "Allow" me anything. So what do I put down? a joke amount, or an assessed amount which will be nigh on impossible.

    Also we are instructed to provide 3 months of bank statements. We object to our private bank account being perused by persons unknown. Is there any way round this? Can we blank out our account numbers, for example?

    Thanks in advance for any help.
    • silvercar
    • By silvercar 1st Dec 17, 7:34 PM
    • 36,208 Posts
    • 153,068 Thanks
    silvercar
    I have also had a letter from the Student Loans Company wanting details of how I am supported by a third party. In this case this is my loving husband who graciously allows me to live off his income in return for housework and so on. . Actually I am disabled and have been for 15 years but not disabled enough for any government benefits

    They want to know how much he allows me per week/month/year. I don't know and neither does he! He doesn't actually "Allow" me anything. So what do I put down? a joke amount, or an assessed amount which will be nigh on impossible.

    Also we are instructed to provide 3 months of bank statements. We object to our private bank account being perused by persons unknown. Is there any way round this? Can we blank out our account numbers, for example?

    Thanks in advance for any help.
    Originally posted by Cardea
    If you want finance you are going to have to provide information. Make a budget of household costs.

    I'm sure blanking out numbers would be OK, but again providing bank statements is reasonable if you want to be financed.
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