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  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 12th Aug 15, 11:42 AM
    • 3,077Posts
    • 8,066Thanks
    Dolly Rocker
    My 2015-2020 timeline diary.........
    • #1
    • 12th Aug 15, 11:42 AM
    My 2015-2020 timeline diary......... 12th Aug 15 at 11:42 AM
    Hey,

    This is my timeline diary, I am going to keep this up to date with my debt, savings & all that jazz until I am a debt free, home-owning responsible adult

    I am setting myself this timeline because I realise now that it will take me this long to sort out my life financially.

    My main problems are frivolous spending on anything really, spending on credit cards just because I have them & also holidays!

    So here goesssssssssssss

    Dxxx
    Last edited by Dolly Rocker; 11-01-2017 at 11:07 AM.
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
Page 46
    • Dolly Rocker
    • By Dolly Rocker 9th Apr 17, 11:07 AM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    it's so easy to gain it back.

    I had Pizza Hut for dinner last night

    That won't have helped LOL

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • in need of direction
    • By in need of direction 9th Apr 17, 11:14 AM
    • 4,209 Posts
    • 23,410 Thanks
    in need of direction
    Love pizzahut. Hope you got a deal or voucher on it.
    Mortgage at 01.01.14 £119,481.83 today £83,478.58, target £75,000 by 31/12/17 Offset fund today £3,415.43 target £5,500 by 31/12/17
    Emergency fund £5.5k & £200 cash.
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • Dolly Rocker
    • By Dolly Rocker 9th Apr 17, 12:49 PM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    Couldn't find one!

    Where do you find them, give me some tips please.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • in need of direction
    • By in need of direction 9th Apr 17, 1:45 PM
    • 4,209 Posts
    • 23,410 Thanks
    in need of direction
    have signed up for their email. also, local shopper circulars and sometimes on here. not sure that I'm doing you a favour mentioning these. also, group0n and the like sometimes do them
    Mortgage at 01.01.14 £119,481.83 today £83,478.58, target £75,000 by 31/12/17 Offset fund today £3,415.43 target £5,500 by 31/12/17
    Emergency fund £5.5k & £200 cash.
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • Dolly Rocker
    • By Dolly Rocker 9th Apr 17, 2:32 PM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    Oh great.

    Will keep an eye out.

    Thank you!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • monz
    • By monz 10th Apr 17, 10:09 AM
    • 2,388 Posts
    • 5,242 Thanks
    monz
    How are you Dolly xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending £1,371.01 $30 (RBS Rewards £18.32)
    house deposit £5,400.09/10,000 (owe £)
    Xmas 2017 - 133/365 No.35
    • Dolly Rocker
    • By Dolly Rocker 10th Apr 17, 11:40 AM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    I'm good monz.

    Will try to get back on later for an update.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 18th Apr 17, 9:41 AM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    Debt
    £15,000.00 - Starting
    £8982.22 - Current

    Weight
    16st 7lbs - Starting
    14st 13lbs - Current

    CC's
    £232.46- SBCC
    £8749.76 - BC

    IOUtoCC
    £29.00 - Niece birthday trip to cinema 3 March 2017
    £8.00 - Niece birthday trip to cinema 3 March 2017
    £87.00 - Mothers Day Dinner 26 March 2017
    £87.80 - Dinner at Mango 1 April 2017
    £8.00 - Sainsburys 2 April 2017


    Morning lovelies, it's all on the up up up for me today - debt & weight

    Weight - been a greedy pig & just can't seem to stop myself oh well.

    Debt - Interest has been added to the BC & use the SBCC for groceries so that is going up but at a rate I am currently happy with, will PIF at the end of the month.

    Had such a lovely long Easter weekend, was super busy meeting with family & friends, back to the grind this morning.

    Working an 8am to 7pm shift today - why did I do this to myself on my first day back, whyyyyyyyyyyyyyyyy

    Best get to it, will pop back on laters.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • MistyMountainTop
    • By MistyMountainTop 18th Apr 17, 10:28 AM
    • 459 Posts
    • 1,480 Thanks
    MistyMountainTop
    That is a very long shift!
    Current Weight Loss: 2/ 96
    • Dolly Rocker
    • By Dolly Rocker 18th Apr 17, 10:30 AM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    Eurgh I know!

    2.5hrs down, loads more to go

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • monz
    • By monz 18th Apr 17, 11:46 AM
    • 2,388 Posts
    • 5,242 Thanks
    monz
    Hope the day is quick for you xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending £1,371.01 $30 (RBS Rewards £18.32)
    house deposit £5,400.09/10,000 (owe £)
    Xmas 2017 - 133/365 No.35
    • Dolly Rocker
    • By Dolly Rocker 18th Apr 17, 11:47 AM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    Me too monz.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 18th Apr 17, 3:02 PM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    Just chased out £15.00 Amazon vouchers & reached my 50 points for a £50.00 cheque next month!

    Love surveys!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • lincs1205
    • By lincs1205 18th Apr 17, 6:13 PM
    • 291 Posts
    • 775 Thanks
    lincs1205
    Hi Dolly, just thought i'd pop and say hello to you, you're doing great. I'm just in the process of reading your diary, can i just ask which survey sites would you recommend?, Also any apps?. I've been at work all weekend on nights so can sympathise with your first day back syndrome and doing the long hours i do 7-7pm or 7pm-7am. Hope you had a nice easter.
    MBNA 0% ends 08/09/17 £2665.95 - Mine
    Virgin 0% ends 09/06/19 £ 4979.36 - Mine
    MBNA 0% ends 12/03/18 £9302.38 - His
    Virgin 0% ends 17/7/19 £ 7229.26 - His
    Argos 29% £3132.16 - His
    So final figure including the store card is £27,309.31
    • Dolly Rocker
    • By Dolly Rocker 18th Apr 17, 6:30 PM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    Aw thanks lincs1205.

    So the surveys I do are;

    Populuslive
    Opinion Outpost
    Pinecone Research
    Onepoll
    IPSOS
    Valued Opinions

    Think that's it.

    Can sometimes feel like its taking forever to cash out but then they all seem to come up at the same time!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • lincs1205
    • By lincs1205 18th Apr 17, 6:34 PM
    • 291 Posts
    • 775 Thanks
    lincs1205
    That's great thankyou. Do you know of any good spending tracker apps?
    MBNA 0% ends 08/09/17 £2665.95 - Mine
    Virgin 0% ends 09/06/19 £ 4979.36 - Mine
    MBNA 0% ends 12/03/18 £9302.38 - His
    Virgin 0% ends 17/7/19 £ 7229.26 - His
    Argos 29% £3132.16 - His
    So final figure including the store card is £27,309.31
    • Dolly Rocker
    • By Dolly Rocker 19th Apr 17, 8:11 AM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    I don't, sorry.

    It's not something that I use.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • monz
    • By monz 19th Apr 17, 9:47 AM
    • 2,388 Posts
    • 5,242 Thanks
    monz
    Hi Dolly how are you after your long shift yesterday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending £1,371.01 $30 (RBS Rewards £18.32)
    house deposit £5,400.09/10,000 (owe £)
    Xmas 2017 - 133/365 No.35
    • Dolly Rocker
    • By Dolly Rocker 19th Apr 17, 10:05 AM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    I'm alright my lovely.

    Back in at 8am this morning but actually felt like I had a great sleep last night, so I'm all refreshed.

    Got all the busy stuff out of the way yesterday so I can have an easier day of it today.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 19th Apr 17, 3:01 PM
    • 3,077 Posts
    • 8,066 Thanks
    Dolly Rocker
    Eeeeeeeek just ordered my currency for our holibags next month.

    $500 USD
    $1500 CAD

    Ordered it from Ramsdens as that was the best rate I could get, checked cashback also but nowt really on there worth going for.

    Will need to pick it up on 28 April 2017.

    Will start printing off all our documents that we need over the next couple of weeks, will take a photocopy of all our passports aswell just in case.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
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