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  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 12th Aug 15, 11:42 AM
    • 3,330Posts
    • 9,427Thanks
    Dolly Rocker
    My 2015-2020 timeline diary.........
    • #1
    • 12th Aug 15, 11:42 AM
    My 2015-2020 timeline diary......... 12th Aug 15 at 11:42 AM
    Hey,

    This is my timeline diary, I am going to keep this up to date with my debt, savings & all that jazz until I am a debt free, home-owning responsible adult

    I am setting myself this timeline because I realise now that it will take me this long to sort out my life financially.

    My main problems are frivolous spending on anything really, spending on credit cards just because I have them & also holidays!

    So here goesssssssssssss

    Dxxx
    Last edited by Dolly Rocker; 11-01-2017 at 11:07 AM.
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
Page 43
    • monz
    • By monz 8th Mar 17, 9:25 AM
    • 2,727 Posts
    • 7,667 Thanks
    monz
    I have a present drawer too!!! best way lol!! especially emergency presents for people you forget I buy in sales :P!

    Loved the discounts your work used to give when I worked there haha. Horefully I will get back in for them again and flexi holidays (my best fave haha)!
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £5,781.18/10,000
    mums xmas vouchers boots (surveys ) 50/50
    sisters xmas vouchers topshop (surveys ) 0/30
    Dads xmas voucher amazon (surveys) 0/25
    Australia 2019 - /5000
    • Dolly Rocker
    • By Dolly Rocker 8th Mar 17, 10:02 AM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Flexi is amazing!

    Gonna make a wee point of checking the discounts every month. We do get an email but I usually just delete it!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 12th Mar 17, 4:36 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Hey lovelies,

    Just sitting at the kitchen table trying to sort my life out

    Was supposed to go out last night with my friends for my birthday but most of them cancelled so me & my BFF decided to just leave it cos we are so skint anyway.

    My sister ended up coming to mine last night & we watched all 3 Lord of the Rings movies & got so drunk

    Think I went to bed at about 6am so I am slightly hungover & so tired today!

    On a plus note though I emptied Priscilla (piggy bank) of all her £1.00 coins, there was £160.00 in there gonna take that into the bank when I finish work tomorrow then bung that into my savings to pay for the hotel when we go to Fort William in August

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Poor_Single_lady
    • By Poor_Single_lady 12th Mar 17, 8:23 PM
    • 1,000 Posts
    • 3,659 Thanks
    Poor_Single_lady
    Happy birthday Dolly. xx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
    • monz
    • By monz 13th Mar 17, 12:07 PM
    • 2,727 Posts
    • 7,667 Thanks
    monz
    Happy birthday xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £5,781.18/10,000
    mums xmas vouchers boots (surveys ) 50/50
    sisters xmas vouchers topshop (surveys ) 0/30
    Dads xmas voucher amazon (surveys) 0/25
    Australia 2019 - /5000
    • MistyMountainTop
    • By MistyMountainTop 13th Mar 17, 7:53 PM
    • 603 Posts
    • 2,061 Thanks
    MistyMountainTop
    happy birthday!
    Current Weight Loss: 2/ 96
    • abba1772
    • By abba1772 13th Mar 17, 9:26 PM
    • 3,746 Posts
    • 10,635 Thanks
    abba1772
    Happy birthday xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £5604.60
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £4116.66 / £6000
    • monz
    • By monz 14th Mar 17, 10:09 AM
    • 2,727 Posts
    • 7,667 Thanks
    monz
    How was your birthday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £5,781.18/10,000
    mums xmas vouchers boots (surveys ) 50/50
    sisters xmas vouchers topshop (surveys ) 0/30
    Dads xmas voucher amazon (surveys) 0/25
    Australia 2019 - /5000
    • Dolly Rocker
    • By Dolly Rocker 14th Mar 17, 2:34 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Aw it was great, thanks!

    Spoiled off DH, he took me to Chaophraya for a private dining experience so lots of food, cocktails and wine.

    Left with a gorgeous bouquet of flowers & they still look fab at home.

    Will go a proper debt update later on.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 20th Mar 17, 3:51 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Not had a look at the figures all weekend - whoops!!

    Had another one of my hotels for holiday take the full payment off the CC so transferred the cash from savings straight away to PIF for that.

    Determined not to let these CC balances get out of control again.

    Full time job trying to manage a households finances, they should teach this at school.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 21st Mar 17, 9:50 AM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Debt
    £15,000.00 - Starting
    £9478.02 - Current

    Weight
    16st 7lbs - Starting
    14st 12lbs - Current

    CC's
    £561.28 - SBCC
    £8916.74 - BC

    So not much has changed both with the debt and with the weight. Had a wee look through my journal to realise that I am the same weight now that I was in January 2017 Progress haha!

    Funds wise I am doing alright, just waiting on payday. Hoping that DH will get paid today at some point.

    Cashed in another £10.00 Amazon vouchers so my total is £213.20 on there as ordered some Christmas presents to add to my present stash.

    Also referred a couple of people on here to Nationwide so got £200.00 in my account the other day for that. I am not gonna touch that though because one of the people I referred asked me to split the referral 75:25 ( I thought they were talking % so they would get £150.00 or the referral and I would get £50.00) so I emailed them back saying I would be happy to split it 50:50 (£100.00 each) so they have now sent me a PM with their bank details asking me for £50.00! I emailed them back to say that I didn't agree to that & they just sent me back my email saying I would split it 50:50 with 'See above'

    Will just need to see how this plays out

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • monz
    • By monz 21st Mar 17, 10:57 AM
    • 2,727 Posts
    • 7,667 Thanks
    monz
    Aw careful about doing things on this you dont know. Not everyone has good intentions xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £5,781.18/10,000
    mums xmas vouchers boots (surveys ) 50/50
    sisters xmas vouchers topshop (surveys ) 0/30
    Dads xmas voucher amazon (surveys) 0/25
    Australia 2019 - /5000
    • Dolly Rocker
    • By Dolly Rocker 21st Mar 17, 11:44 AM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    I know!

    They don't have any of my details anyway so should be fine.

    I will wait to see what they say, at the end of the day the thread says no sharing of referral fees & this is why!

    Not getting anything out of me.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Poor_Single_lady
    • By Poor_Single_lady 21st Mar 17, 7:58 PM
    • 1,000 Posts
    • 3,659 Thanks
    Poor_Single_lady
    Hope you are OK Dolly. That sounds like stress. xx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
    • Dolly Rocker
    • By Dolly Rocker 21st Mar 17, 8:00 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    I'm fine PSL, just a bit of hassle I wasn't really expecting.

    How's you?

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • MistyMountainTop
    • By MistyMountainTop 21st Mar 17, 9:59 PM
    • 603 Posts
    • 2,061 Thanks
    MistyMountainTop
    It's a shame some people feel the need to get whatever they can from someone else, but good on you for standing your ground! It's people here on this site?
    Current Weight Loss: 2/ 96
    • Dolly Rocker
    • By Dolly Rocker 21st Mar 17, 10:07 PM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Yeah sure is.

    On the referrer board it specifically says not to split the referral fee which I wouldn't anyway.

    Mailed them back to say sorry but I never agreed to that.

    Aaaaarghh!

    Off to bed, will update in the morning.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Dolly Rocker
    • By Dolly Rocker 22nd Mar 17, 8:42 AM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Debt
    £15,000.00 - Starting
    £9478.02 - Current

    Weight
    16st 7lbs - Starting
    14st 11lbs - Current

    CC's
    £561.28 - SBCC
    £8916.74 - BC

    Debt - same as yesterday
    Weight - down 1lb from yesterday

    It's early in the day so not too much to report on, situation with the forum member is still the same as. Had another PM from them at about 6.35am.

    Will try to get on & do some surveys today if they are available but other than that it's a work day so will be busy in here till 6.30pm.

    Got a sore back today, taken some pain killers so hopefully they help

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • abba1772
    • By abba1772 22nd Mar 17, 9:06 AM
    • 3,746 Posts
    • 10,635 Thanks
    abba1772
    Can you not block them from pming you.........what a hassle xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £5604.60
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £4116.66 / £6000
    • Dolly Rocker
    • By Dolly Rocker 22nd Mar 17, 9:09 AM
    • 3,330 Posts
    • 9,427 Thanks
    Dolly Rocker
    Yeah I could.

    Gonna see what their response is after this final email I am sending them.

    If they come back to me again after this I will just add them to the ignore list.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
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