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  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 12th Aug 15, 11:42 AM
    • 2,650Posts
    • 7,049Thanks
    Dolly Rocker
    My 2015-2020 timeline diary.........
    • #1
    • 12th Aug 15, 11:42 AM
    My 2015-2020 timeline diary......... 12th Aug 15 at 11:42 AM
    Hey,

    This is my timeline diary, I am going to keep this up to date with my debt, savings & all that jazz until I am a debt free, home-owning responsible adult

    I am setting myself this timeline because I realise now that it will take me this long to sort out my life financially.

    My main problems are frivolous spending on anything really, spending on credit cards just because I have them & also holidays!

    So here goesssssssssssss

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
Page 29
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 11:02 AM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    Christmas 2016.....


    Hubby - HT washbag, HT belt, HT document folder, Geo F Trumper Moisturiser, Lego Caterham (chocolate)
    Mum - Top, HT bag, Matalan bag (Nokia mobile, chocolate)
    Granny - (M&S cardigan, chocolate)
    Sister - (No idea yet)
    Neice - Shoes, purse, VS moisturiser, VS spray, NV set - DONE
    Nephew - Bfast with Santa, Pirate dress up set (Clothes, sweet treat)
    Neice - Bfast with Santa, Minnie tea set, Shopping basket (Clothes, sweet treat)
    BFF Son - Bfast with Santa, 2x Thomas trains (sweet treat)
    BFF Daughter - Unicorn baby toy, Firefly baby toy, 2 skirts, 2 tops - DONE
    Secret Santa Work - (10.00 gift no idea what yet)
    Secret Santa Friend - (Prada candy, Boots 3for 2 goodies)
    Secret Santa Friend Daughter - (Boots 3for 2 goodies)
    Hubby Friends Dad - (Rum, Pringle socks)
    Mum BF - Shoes, Socks - DONE

    DH lego came last week, I will pay that at the end of the month when I have been paid of when my Nationwide referral money comes in!

    Won 4.70 on the Euromillions last week so cashed that in & finished off my Mums BF present, another one ticked off the list

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 3:23 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    October plans & the finances for them............
    Revolution Cycling
    65.00 - tickets PIF (on a CC )

    This was a great wee night out, went for a burger in a place called Dennistoun BBQ - best burgers ever! Just came home after as I was working on the Sunday.

    Dublin
    30.00 - flight PIF
    80.00 - hotel PIF
    80.00 - hotel for friend PIF
    250.00 - spendies PIF

    Oh my god! Dublin is one of the best places I have ever been, so so sooooooooo expensive but I don't even care about that. Live music all day in the pub, there is just something about Irish music that makes your body move!

    Sis birthday night out
    Not sure what the plans are for this but she has recently split with her partner to want to make it a good un for her.
    43.00 - spendies PIF

    Notes
    18 October 2016 - I am so poor!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 3:25 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    Just seen the most amazing bag EVER!

    I love bags & I love Harry Potter.

    It is a Harry Potter book bag!

    https://www.etsy.com/uk/listing/261343658/harry-potter-leather-book-bag-the?ref=shop_home_active_35

    So expensive but it would last me forever.

    Need to start scrimping & saving.

    Will treat myself to this next year.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 3:47 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    IOU's to savings account..........
    1237.95

    I swear to god I could punch my own face!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • monz
    • By monz 18th Oct 16, 5:11 PM
    • 1,936 Posts
    • 4,068 Thanks
    monz
    You must be nearly finished your Xmas now xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida 2017 saving £2,698.95 (shd be £2,778.93/£80 short)
    Gym 0/15 Dec
    house deposit £3,500.02/10,000
    Xmas 2017 - 8/365 No.35
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 5:24 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    Still to buy or finish for 11 people.

    Most of them just need the wee extras though so not a humungous amount.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 8:14 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    Okay so home from work, telly is on in the background but as usual I am on here catching up with all the posts & seeing how my fellow DFW'ers are.

    Bills are starting to come in, O2 are always the start of it for me. Sky will be in tomorrow then it will be time to pay them all again come 1 November.

    I'm dying to get more of my Christmas list ticked off as DONE should be able to mark off another 4 or 5 this week I think.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • in need of direction
    • By in need of direction 18th Oct 16, 8:48 PM
    • 4,063 Posts
    • 22,743 Thanks
    in need of direction
    With you on how expensive dublin is and with the Harry potter bag.
    Mortgage at 01.01.14 £119,481.83 today £86,391.14 yr1 target met 11.57% cleared
    Current target pay £26,805.30 by 31.12.2016. more than £14660.82 54.69% paid to date

    Emergency fund £3.8k & £200 cash. Mortgage offset fund £6237.54.
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 8:54 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    DH is going to get me the HP bag for Christmas!

    Will order it at the end of the month.

    Eeeeeeek!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • monz
    • By monz 18th Oct 16, 9:04 PM
    • 1,936 Posts
    • 4,068 Thanks
    monz
    Omg amazing
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida 2017 saving £2,698.95 (shd be £2,778.93/£80 short)
    Gym 0/15 Dec
    house deposit £3,500.02/10,000
    Xmas 2017 - 8/365 No.35
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 9:20 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    I know!!!

    Roll on Santa time.

    Whoop whoop.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • in need of direction
    • By in need of direction 19th Oct 16, 8:28 AM
    • 4,063 Posts
    • 22,743 Thanks
    in need of direction
    He's just earned all the Harris tweed.
    Mortgage at 01.01.14 £119,481.83 today £86,391.14 yr1 target met 11.57% cleared
    Current target pay £26,805.30 by 31.12.2016. more than £14660.82 54.69% paid to date

    Emergency fund £3.8k & £200 cash. Mortgage offset fund £6237.54.
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • Fivebyfive
    • By Fivebyfive 19th Oct 16, 8:31 AM
    • 70 Posts
    • 188 Thanks
    Fivebyfive
    Just seen the most amazing bag EVER!

    I love bags & I love Harry Potter.

    It is a Harry Potter book bag!

    https://www.etsy.com/uk/listing/261343658/harry-potter-leather-book-bag-the?ref=shop_home_active_35

    So expensive but it would last me forever.

    Need to start scrimping & saving.

    Will treat myself to this next year.

    Dxxx
    Originally posted by Dolly Rocker
    That is gorgeous !! I sooo want one of those. (BIG HP fan here as well)

    I have seen some others on Etsy where they have made the bags from the shell of the HP hardback books. I keep saying i'm going to get one for myself but i have so many HP things that i can't really justify it at moment.
    Debt = £6545.36 Nov 16/ £6,886.82 Oct 16 4.96% paid
    • Dolly Rocker
    • By Dolly Rocker 19th Oct 16, 8:32 AM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    I know, go DH

    I am sooooooooooooooooooo tired this morning.

    There is some OT available in work right now so going to take up some of that so that I can get paid an extra weeks wages in December

    If I get paid time & a half that means I need to work 25 hours to get paid for 37.5.

    Plan is to do this all by 11 November 2016 so that it comes through at the end of that month.

    Will be super tired but it will be worth it.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 19th Oct 16, 8:33 AM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    Oh also forgot to add that I am expecting another 100.00 from Nationwide tomorrow for switching my main bills account over to them, really hoping it all goes through I need that money to pay for my Christmas shopping!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • monz
    • By monz 19th Oct 16, 9:43 AM
    • 1,936 Posts
    • 4,068 Thanks
    monz
    Amazing news and extra money means all the best x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida 2017 saving £2,698.95 (shd be £2,778.93/£80 short)
    Gym 0/15 Dec
    house deposit £3,500.02/10,000
    Xmas 2017 - 8/365 No.35
    • Thistle-down
    • By Thistle-down 19th Oct 16, 12:50 PM
    • 908 Posts
    • 3,105 Thanks
    Thistle-down
    You Dolly, are the queen of organization. I salute you!
    • Dolly Rocker
    • By Dolly Rocker 19th Oct 16, 1:55 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    Fivebyfive - it is the best bag I have ever seen! Love love love it.

    I have one already but its so limited to what you can fit it in & it only cost me 12.99 so don't feel bad that I am getting a new one.

    Thistle - Thanks!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 19th Oct 16, 3:53 PM
    • 2,650 Posts
    • 7,049 Thanks
    Dolly Rocker
    Overtime for Christmas........
    To get paid for a full weeks wages I need to work 25 hours to get paid for 37.5.

    0 hours worked
    25 hours still to work
    14 hours scheduled to work
    4 hours requested to work
    7 hours to make up somewhere

    These hours are not really guaranteed as they can be pulled at any time, really hoping that doesn't happen could be doing with this money to survive the festivities

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Poor_Single_lady
    • By Poor_Single_lady 19th Oct 16, 10:09 PM
    • 456 Posts
    • 1,072 Thanks
    Poor_Single_lady
    Glad you had a good time. Some very good spots in dublin. Have you recovered yet! xx
    Debt at June 2016 £14,600
    2017 pay off loan and first credit card
    Have less debt and be happier
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