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  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 12th Aug 15, 11:42 AM
    • 2,648Posts
    • 7,048Thanks
    Dolly Rocker
    My 2015-2020 timeline diary.........
    • #1
    • 12th Aug 15, 11:42 AM
    My 2015-2020 timeline diary......... 12th Aug 15 at 11:42 AM
    Hey,

    This is my timeline diary, I am going to keep this up to date with my debt, savings & all that jazz until I am a debt free, home-owning responsible adult

    I am setting myself this timeline because I realise now that it will take me this long to sort out my life financially.

    My main problems are frivolous spending on anything really, spending on credit cards just because I have them & also holidays!

    So here goesssssssssssss

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
Page 28
    • giblet1979
    • By giblet1979 12th Oct 16, 9:00 PM
    • 846 Posts
    • 3,396 Thanks
    giblet1979
    Just finished your diary dolly - you can really see the journey, and how hard you are focused on getting this debt paid down. I love your honesty as well, because it isn't easy, and it is so tempting to cheat (with buying and food!) Very inspirational!
    Looking forward to following along on your journey
    Hope you've had a nice day x
    Debt remaining:
    Mortgage - £122,780 (of £134,600)

    Work overpayment and home improvement loan paid back (£19200)


    • Dolly Rocker
    • By Dolly Rocker 12th Oct 16, 10:14 PM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    PSL - it is so annoying, I contacted Action Fraud & reported it to them. They said they can look into it & can contact the Police but apart from that I am not sure what I can do.

    I am sure I know who is at it anyway, we used to rent from someone we know & I am sure it is them.

    Sent a letter to the address today just to let them know I am aware of it!

    Maybe not the best thing to do but made me feel better & want them to know that I am aware of it & I am doing something about it.

    Dxxx
    Last edited by Dolly Rocker; 12-10-2016 at 10:17 PM.
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 12th Oct 16, 10:17 PM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    Aw thanks giblet1979 it's only honesty here.

    Ready for bed!

    I have been using my exercise bike for the last 3 nights, done 5k which for me is a blooming miracle!

    Legs are feeling it.

    It will get easier, I will get fitter, I will get smaller.

    Just need to give it time & not give up.

    DH is also doing the same.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 13th Oct 16, 8:55 AM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    Morning!

    I am sooooooooo tired this morning also feel as if I am getting a head cold - bleurgh!

    In work from 8am until 7pm then I am off until Tuesday.

    Dublin on Saturday morning - so excited!!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • monz
    • By monz 13th Oct 16, 9:34 AM
    • 1,929 Posts
    • 4,054 Thanks
    monz
    Well done on the bike and if i dont speak to you before have an amazing trip to dublin x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida 2017 saving £2,598.93 (shd be £2,778.93/£180 short)
    Gym 0/15 Dec
    house deposit £3,500/10,000
    Xmas 2017 - 5/365 No.35
    • Dolly Rocker
    • By Dolly Rocker 13th Oct 16, 9:36 AM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    Thanks monz, it's a start on the new healthy me!

    Eeeeeeeek so excited!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 13th Oct 16, 9:39 AM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    Managed to survive the toast/roll run in work

    Go me!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Fivebyfive
    • By Fivebyfive 13th Oct 16, 10:11 AM
    • 70 Posts
    • 188 Thanks
    Fivebyfive
    Have a fab time in Dublin
    Debt = £6545.36 Nov 16/ £6,886.82 Oct 16 4.96% paid
    • Dolly Rocker
    • By Dolly Rocker 13th Oct 16, 10:23 AM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    Thank you Fivebyfive.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 13th Oct 16, 3:31 PM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    Surveys update.....
    7.95 - onepoll
    22.00 - populuslive
    0.75 - valued opinions
    24.00 - pinecone
    300 points - ipsos

    Cashed out last week with VO, have 20.00 of Sansburys vouchers on the way to me which I am going to use to buy Rum as a Christmas gift for friends dad

    Populuslive & pinecone I am hoping I will be able to cash out before Christmas. PL you need 50 points for a 50.00 cheque so this is wishful thinking. Pinecone I am sure I can cash out now but will let it build up until end of October then claim it so I can use that towards something for Christmas.

    Onepoll need to wait till 40.00 till I can cash out, only registered with them last week so not sure how long this will take.

    Ipsos, only started with them this week so no idea of the cash out policies yet, will let it build up then look at that next month.

    All in all not doing so bad!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Poor_Single_lady
    • By Poor_Single_lady 13th Oct 16, 10:40 PM
    • 455 Posts
    • 1,064 Thanks
    Poor_Single_lady
    Enjoy Dublin Dolly. Please let us know how you get on. It is really good. xx
    Debt at June 2016 £14,600
    2017 pay off loan and first credit card
    Have less debt and be happier
    • giblet1979
    • By giblet1979 13th Oct 16, 11:25 PM
    • 846 Posts
    • 3,396 Thanks
    giblet1979
    Ooh enjoy Dublin! And well done on resisting the rolls I lost 2.5lbs this week (surprising but nice) x
    Debt remaining:
    Mortgage - £122,780 (of £134,600)

    Work overpayment and home improvement loan paid back (£19200)


    • Poor_Single_lady
    • By Poor_Single_lady 14th Oct 16, 8:06 AM
    • 455 Posts
    • 1,064 Thanks
    Poor_Single_lady
    Wish I had lost weight this week. Its on my to-do list as well. Seem to be putting it on everywhere and this week bought next size up first time in my life. Will put.more effort in and should see some results. Resisting the bacon sandwhich will do wonders. It honestly makes such a difference. Well done to you.Dolly. xxx
    Debt at June 2016 £14,600
    2017 pay off loan and first credit card
    Have less debt and be happier
    • Thistle-down
    • By Thistle-down 14th Oct 16, 8:38 AM
    • 908 Posts
    • 3,105 Thanks
    Thistle-down
    Hope you have a lovely time in Dublin!
    • Fivebyfive
    • By Fivebyfive 14th Oct 16, 9:01 AM
    • 70 Posts
    • 188 Thanks
    Fivebyfive
    7.95 - onepoll
    22.00 - populuslive
    0.75 - valued opinions
    24.00 - pinecone
    300 points - ipsos

    Cashed out last week with VO, have 20.00 of Sansburys vouchers on the way to me which I am going to use to buy Rum as a Christmas gift for friends dad

    Populuslive & pinecone I am hoping I will be able to cash out before Christmas. PL you need 50 points for a 50.00 cheque so this is wishful thinking. Pinecone I am sure I can cash out now but will let it build up until end of October then claim it so I can use that towards something for Christmas.

    Onepoll need to wait till 40.00 till I can cash out, only registered with them last week so not sure how long this will take.

    Ipsos, only started with them this week so no idea of the cash out policies yet, will let it build up then look at that next month.

    All in all not doing so bad!

    Dxxx
    Originally posted by Dolly Rocker

    0nePoll has taken me 5 years to cash out! I did forget about it for 4 years and 6 months though I have £1.50 left to earn to cash out.
    I used to do loads of surveys 5 years ago but became increasing annoyed by being screened out all the time or just not receiving any (0nepoll) Since being on my debt busting I have re-signed in to 0nepoll and joined Swagbucks
    Debt = £6545.36 Nov 16/ £6,886.82 Oct 16 4.96% paid
    • monz
    • By monz 14th Oct 16, 9:28 AM
    • 1,929 Posts
    • 4,054 Thanks
    monz
    Ipsos I get like £10 per month amazon vouchers really good x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida 2017 saving £2,598.93 (shd be £2,778.93/£180 short)
    Gym 0/15 Dec
    house deposit £3,500/10,000
    Xmas 2017 - 5/365 No.35
    • Dolly Rocker
    • By Dolly Rocker 17th Oct 16, 11:34 AM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    My head hurts.
    My arms hurt.
    My legs hurt.
    Everything hurts.........................

    I had an AMAZING time!!!!

    I need a hot bath & sleep.

    Be back later.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • giblet1979
    • By giblet1979 17th Oct 16, 10:42 PM
    • 846 Posts
    • 3,396 Thanks
    giblet1979
    Glad you had a great time even if you seem to have suffered for it x
    Debt remaining:
    Mortgage - £122,780 (of £134,600)

    Work overpayment and home improvement loan paid back (£19200)


    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 10:57 AM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    giblet1979 - Feeling a bit more human today, the carbs I ate yesterday helped. Not with the waistline though!

    Back to work today, I'm all caffeined up so should be fine.

    Will update the finances soon, no idea what is going on today.

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 16, 10:58 AM
    • 2,648 Posts
    • 7,048 Thanks
    Dolly Rocker
    monz - That is amazing! Hoping I can do around the same then that will be some Christmas presents for 2017 sorted!

    Dxxx
    Debt Free by Xmas 2017 6,186.67/14,523.76
    Saving for Xmas 2017 0/365
    Goal Weight by August 2017 27lbs/84lbs
    Mortgage Savings 2020 0/25,000
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