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  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,406Posts
    • 26,522Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 3
    • Watty1
    • By Watty1 12th Aug 15, 5:27 PM
    • 2,836 Posts
    • 19,657 Thanks
    Watty1
    Sounds ideal. As soon as Most Handsome is properly going again I'll find a riding club
    Mortgage at start of diary Sept 2013: £132,995 Aug 2015 £0
    Overpaying next mortgage. £79,491 now £27152
    • smallholdingsister
    • By smallholdingsister 12th Aug 15, 6:01 PM
    • 3,406 Posts
    • 26,522 Thanks
    smallholdingsister
    A quieter day today.
    Still we collected DH's car ftom the menders, mowed, pruned, mucked out two cars...
    In money news NSD. Day #1 of storecupboard challenge.
    Actually tomorrow will be spendy. Haircuts, school shoes x3.
    Today I am grateful for
    * a bit of down time
    * I have a cleaner car
    * blackberries are getting ripe
    * a lie in. Sort of.
    * puppylove is still exhausted so less than usually annoying!
    • HelenDaveKids
    • By HelenDaveKids 12th Aug 15, 9:22 PM
    • 3,167 Posts
    • 21,118 Thanks
    HelenDaveKids
    My first visit to shiny diary.. xx
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
    • smallholdingsister
    • By smallholdingsister 13th Aug 15, 6:18 AM
    • 3,406 Posts
    • 26,522 Thanks
    smallholdingsister
    Nice to see you, Helen.

    God Bless and keep all those families who are involved in A level results day today.

    • Karmacat
    • By Karmacat 13th Aug 15, 9:24 AM
    • 27,863 Posts
    • 152,722 Thanks
    Karmacat
    From me too ... it means everything at the time ...
    Retired August 2016
    • smallholdingsister
    • By smallholdingsister 13th Aug 15, 4:28 PM
    • 3,406 Posts
    • 26,522 Thanks
    smallholdingsister
    Well hope everyone with A levels got what they needed.

    So proud of DH. His department's results were LEGENDARY! A blizzard of A*s, As and Bs. Yay for state education.

    A very spendy day but to save money I have
    * packed drinks, snacks and coffee for our morning out.
    * tipped the hairdresser with money I found in the car
    * avoided paying for parking
    * bought garden edging from B&M instead of the garden centre
    That's all I can think of!
    • AlexLK
    • By AlexLK 13th Aug 15, 10:26 PM
    • 5,801 Posts
    • 30,120 Thanks
    AlexLK
    Some great results there. What does your husband teach?

    As for state education, I never thought a lot of it until looking into the best option for my son's first school. More or less since birth his name had been down on the list for him to attend my old prep school. However, he was very reluctant about school and we started looking into the two local village schools. We found our village school to be a really supportive environment for our son and one where every child is known as an individual (there's just under 30 children aged 4-11). Anyhow, to cut a long story short, we ended up choosing the village school where he will start in September. The whole experience so far has really started to change my views on state education.
    Last edited by AlexLK; 13-08-2015 at 10:29 PM.
    Saved £11,000 in 2015, £9,800 in 2016.
    From a £32,000 debt on 2/9/2013 to debt free on 12/1/2015.
    • greent
    • By greent 13th Aug 15, 10:50 PM
    • 6,300 Posts
    • 63,859 Thanks
    greent
    Oooh - hello newbie


    Well done to DH - good teachers are a godsend DD has the most fantastic and inspirational Eng Lang teacher who is so passionate about his subject - am sure she will carry memories of him for many years


    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next: BTL Mtge 12/16 £69786. 2017 OPs (#18) £4607/£3286
    Net sales 2017 £1202.80/£500 PAYDOX17 £11635/£10k Decluttered 1650/2017 items
    • smallholdingsister
    • By smallholdingsister 14th Aug 15, 7:08 AM
    • 3,406 Posts
    • 26,522 Thanks
    smallholdingsister
    Thanks greent. Good news for your DD.

    Alex I am all too aware it isn't perfect. We made the hard choice to remove ours from the village school/pre school system because this particular school was failing DD1 (they predicted her a 4a in Maths SATS. I knew she was a 5B on an average day since I had actually been teaching her some maths...
    Anyway it did one thing well, which was make them feel safe. So very important.

    DH teaches Law.

    Estate agent coming today to prepare the new listing. Unaccustomed as I am to housework...
    • newgirly
    • By newgirly 14th Aug 15, 8:25 AM
    • 5,813 Posts
    • 39,737 Thanks
    newgirly
    Teachers can make such a difference, my dd had such a great english teacher she still keeps in contact and goes to visit and do talks for her current students. Well done and thanks to all of you stars who have helped our kids acheive so much
    MFW 21
    Target for 2017 £38,545 / £14,264 paid so far

    Mortgage £47,330 4 years 8 months left. Total owed £63,993 planning to clear in 24 months
    WW target - 29.5 lb start date 11/5/17 so far 16.5lb lost.
    • smallholdingsister
    • By smallholdingsister 14th Aug 15, 8:44 AM
    • 3,406 Posts
    • 26,522 Thanks
    smallholdingsister
    That's nice that she still goes back.
    • apple muncher
    • By apple muncher 14th Aug 15, 9:15 AM
    • 6,425 Posts
    • 46,889 Thanks
    apple muncher
    Well done DH - awesome results!!
    NST Organise October #10; NSD 12/20; Ex 6/20; craft 6/31 (212); remove 514
    2017 MFW#63 Pay off: £3320/£4050; 2
    017 sell 116

    Mortgage £23,689 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • LauraJo
    • By LauraJo 14th Aug 15, 10:34 AM
    • 1,002 Posts
    • 5,610 Thanks
    LauraJo
    Mr smallholding should be proud
    (not sure if most men want to be referred to as 'smallholding tho )
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
    • CathT
    • By CathT 14th Aug 15, 10:55 AM
    • 5,314 Posts
    • 36,494 Thanks
    CathT
    Hope EA visit goes well. That's the worst thing about house being on the market. It always needs to be clean and tidy!
    August 2017 -
    part 1 - £79,967
    part 2 - £46,351
    Total - £126,318
    • smallholdingsister
    • By smallholdingsister 14th Aug 15, 11:26 AM
    • 3,406 Posts
    • 26,522 Thanks
    smallholdingsister
    My multiquote buttons have disappeared.

    Laura that sounds like our pub landlord who until he went self employed had the corporate email address "SmallboneR".

    Cath I am so not a lover of housework! Stopping for a breather then back to it.
    • smallholdingsister
    • By smallholdingsister 14th Aug 15, 8:18 PM
    • 3,406 Posts
    • 26,522 Thanks
    smallholdingsister
    Just about got the house up together.

    Decluttering progress lately:
    * my car. A massive job
    * the pantry. Another massive job. And painted it.
    * the pile of carp behind the sofa
    * the kitchen. Repeatedly.
    * the DD2 room of doom.
    • gallygirl
    • By gallygirl 14th Aug 15, 10:08 PM
    • 16,431 Posts
    • 107,671 Thanks
    gallygirl
    Fantastic results, well done hubby
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
    • smallholdingsister
    • By smallholdingsister 15th Aug 15, 6:19 AM
    • 3,406 Posts
    • 26,522 Thanks
    smallholdingsister
    Off to a show today...hope the weather is kind.
    • apple muncher
    • By apple muncher 15th Aug 15, 7:04 AM
    • 6,425 Posts
    • 46,889 Thanks
    apple muncher
    Have a fun day. Hope weather is decent and everyone behaves...
    NST Organise October #10; NSD 12/20; Ex 6/20; craft 6/31 (212); remove 514
    2017 MFW#63 Pay off: £3320/£4050; 2
    017 sell 116

    Mortgage £23,689 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • CathT
    • By CathT 15th Aug 15, 7:43 AM
    • 5,314 Posts
    • 36,494 Thanks
    CathT
    Have a fantastic day.
    August 2017 -
    part 1 - £79,967
    part 2 - £46,351
    Total - £126,318
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