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    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,557Posts
    • 27,746Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 2
    • LauraJo
    • By LauraJo 11th Aug 15, 3:59 PM
    • 1,002 Posts
    • 5,610 Thanks
    LauraJo
    You have the newbie sign and everything that says we need to be nice to you
    Here's to hardcore (altho that just sounds dodgy to me!!)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
    • Secret Saving Squirrel
    • By Secret Saving Squirrel 11th Aug 15, 5:52 PM
    • 3,938 Posts
    • 36,309 Thanks
    Secret Saving Squirrel
    LauraJo, I really don't know what you mean.....

    Good luck with making every penny count.

    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years
    • smallholdingsister
    • By smallholdingsister 11th Aug 15, 5:55 PM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Oh Fab! You have to be nice to me!!!

    Pony Club today involved a spectacular meltdown by DD2 when she refused to get off the hoss and drink her milk.
    So spectacular was it that DD1 rode Plops in the mini gymkhana games ( very slowly so they didn't win ). I have been kicked and bitten, not
    by the animals but by my 7 year old.
    Consequently day #2 of the storecupboard challenge and fiscal fast got blown in a mercy dash to tossco for half price pizza and Cotes de Gascogne.
    That'll learn me for criticising the other parents.On the bright side, the Plops was a veritable angel, given that lead reining is a foreign concept to her. She was a proper comedy pony when she saw some eejit (sorry everyone but Laura Jo and Watty who will get it) lungeing a pony before putting their kid on it. The look on her face when she realised ponies could be made to do exercise WITHOUT A RIDER was priceless. Horrified!
    So at least the whole family got a day out including the animals.
    • Karmacat
    • By Karmacat 11th Aug 15, 6:04 PM
    • 28,185 Posts
    • 155,285 Thanks
    Karmacat
    You poor thing! Tossco pizza is extremely important in these situations ... and I remember being bitten by my niece when she was 3, it really hurt!

    The comedy with the Plops sounds great
    Retired August 2016
    • AlexLK
    • By AlexLK 11th Aug 15, 8:26 PM
    • 5,830 Posts
    • 30,378 Thanks
    AlexLK
    Ha ha Alex.

    The feedback is
    garden too small
    garage too small
    where's the drive?
    Kitchen too small.

    They are true, false, WTF? and false IMHO.
    Originally posted by smallholdingsister
    All of the above is subjective.

    Garage and drive space will be important if your potential buyers are into their cars or even have a teenage son / daughter. Is it a single or double garage and do the photos of your property not show your drive?

    From the photo you posted of your kitchen I didn't think it too small but I'm somebody who likes to spend as little time as possible in the kitchen. However, I like to eat in a dining room, so would upon first impressions (from what you've told me) be saying 'no' unless one sitting room is big enough to house a grand piano and have sitting space around it in order to make sitting room 2 into a dining room. Everyone has a life to move into a house and it must fit their needs, frustrating for the seller I'll agree.
    Saved £11,000 in 2015, £9,800 in 2016.
    From a £32,000 debt on 2/9/2013 to debt free on 12/1/2015.
    • newgirly
    • By newgirly 11th Aug 15, 9:23 PM
    • 5,903 Posts
    • 40,652 Thanks
    newgirly
    Hello and welcome newby, best of luck with your shiny new diary
    Last edited by newgirly; 13-08-2015 at 12:06 AM. Reason: terrible spelling
    MFW 21
    Target for 2017 £38,545 / £17,514.78 paid so far

    Mortgage £47,354 years 8 months left. Total owed £62,871.22 planning to clear in 18 months
    Weight loss target 37lb/22lb gone.
    • smallholdingsister
    • By smallholdingsister 12th Aug 15, 3:23 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Hi Alex. Its a big single garage, space for a car, a workbench, a fridge freezer, the water pump...there is no drive but there is ample parking on the village square right in front, so no drive mentioned in the details.
    Either sitting room would comfortably hold a big table and chairs and an upright but not a grand piano!

    Hi Newgirly *waves*

    Up at stupid o'clock because the dog conned us into feeding her twice and needed out repeatedly. We have left the door open -joys of rural life!
    • apple muncher
    • By apple muncher 12th Aug 15, 6:46 AM
    • 6,652 Posts
    • 48,769 Thanks
    apple muncher
    Hope you got some more sleep...
    NST DDD#1; NSD 9/15; Ex 4/12; craft 11/30 (267); remove 6/31 (601)
    2017 MFW#63 Pay off: £3708/£4050; 2
    017 sell 351

    Mortgage £23,486 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 12th Aug 15, 6:48 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Thanks I did until DS came in and discovered he could post his hands and feet between my ankles!!
    • CathT
    • By CathT 12th Aug 15, 8:05 AM
    • 5,388 Posts
    • 37,052 Thanks
    CathT
    Don't get me started on the costs involved in growing three small people into big, strong, accomplished adults!
    Originally posted by Secret Saving Squirrel
    Ah yes. I am just getting started with this. What an expensive time it is! However, my children have so many more opportunities than myself or DH had. I just want them to look back as adults with fond memories of an amazing childhood.
    Dec 2017 -
    part 1 - £79,467
    part 2 - £45,985
    Total - £125,449
    • CathT
    • By CathT 12th Aug 15, 8:06 AM
    • 5,388 Posts
    • 37,052 Thanks
    CathT
    Wine mercy dashes are always expensive. Sounds like it was needed though!
    Last edited by CathT; 12-08-2015 at 9:19 AM.
    Dec 2017 -
    part 1 - £79,467
    part 2 - £45,985
    Total - £125,449
    • smallholdingsister
    • By smallholdingsister 12th Aug 15, 8:24 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Soo much!
    On this new fangled forum, the thanks buttons don't make any sense. Sometimes it goes green, sometimes the number of thanks goes up?
    • LauraJo
    • By LauraJo 12th Aug 15, 9:34 AM
    • 1,002 Posts
    • 5,610 Thanks
    LauraJo
    Oh Fab! You have to be nice to me!!!

    Pony Club today involved a spectacular meltdown by DD2 when she refused to get off the hoss and drink her milk.
    So spectacular was it that DD1 rode Plops in the mini gymkhana games ( very slowly so they didn't win ). I have been kicked and bitten, not
    by the animals but by my 7 year old.
    Consequently day #2 of the storecupboard challenge and fiscal fast got blown in a mercy dash to tossco for half price pizza and Cotes de Gascogne.
    That'll learn me for criticising the other parents.On the bright side, the Plops was a veritable angel, given that lead reining is a foreign concept to her. She was a proper comedy pony when she saw some eejit (sorry everyone but Laura Jo and Watty who will get it) lungeing a pony before putting their kid on it. The look on her face when she realised ponies could be made to do exercise WITHOUT A RIDER was priceless. Horrified!
    So at least the whole family got a day out including the animals.
    Originally posted by smallholdingsister
    Ha ha PC sounds like fun! I wish I could have joined as a kiddo. I'm seriously thinking of joining RC (small issue that I've loaned mental horse out!!)
    Can't bel someone was lunging before they put their kid on?! Not sure I would want a kid on something like that!????
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
    • smallholdingsister
    • By smallholdingsister 12th Aug 15, 9:53 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Well no, I wouldn't put any of mine on it.

    How mental is the horse?
    • Watty1
    • By Watty1 12th Aug 15, 10:06 AM
    • 2,897 Posts
    • 20,081 Thanks
    Watty1
    Lunging is sometimes the only way the ponies behave! Used to know one that would buck or pee off unless exhausted first. Owner finally sold him as a companion.
    Am with Laura Jo on wishing I could still go to pony club!
    Mortgage at start of diary Sept 2013: £132,995 Aug 2015 £0
    Overpaying next mortgage. £79,491 now £27152
    • LauraJo
    • By LauraJo 12th Aug 15, 10:10 AM
    • 1,002 Posts
    • 5,610 Thanks
    LauraJo
    Well no, I wouldn't put any of mine on it.

    How mental is the horse?
    Originally posted by smallholdingsister


    He's in a lovely loan home now - going to see him next week
    Tbh he's not for me as I can't seem to stay on!
    He needs someone much better! He is just not the horse I tried out
    He however is a total total sweetie on the ground and very loving. I am reluctant to sell him (even tho I know I should really!)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
    • Watty1
    • By Watty1 12th Aug 15, 10:11 AM
    • 2,897 Posts
    • 20,081 Thanks
    Watty1
    Have had friends who have been through similar Laura Jo. Its a tough call. Leave him in loan home till they offer to buy him maybe?
    Mortgage at start of diary Sept 2013: £132,995 Aug 2015 £0
    Overpaying next mortgage. £79,491 now £27152
    • LauraJo
    • By LauraJo 12th Aug 15, 10:12 AM
    • 1,002 Posts
    • 5,610 Thanks
    LauraJo
    Am with Laura Jo on wishing I could still go to pony club!
    Originally posted by Watty1
    I never even went to PC - didn't get on a horse til I was 30 (we had quite a non adventurous upbringing!)


    However I'm now riding / squishing a 13'1 pony so even tho I'm mid 30's (ish!) surely that qualifies me for PC?!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
    • smallholdingsister
    • By smallholdingsister 12th Aug 15, 12:02 PM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Riding club is the way to go. Like pony club with wine.
    • LauraJo
    • By LauraJo 12th Aug 15, 12:56 PM
    • 1,002 Posts
    • 5,610 Thanks
    LauraJo
    Riding club is the way to go. Like pony club with wine.
    Originally posted by smallholdingsister
    That sounds right up my street! I always ride better when I'm drunk!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
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