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  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,311Posts
    • 25,974Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 145
    • smallholdingsister
    • By smallholdingsister 12th Jul 17, 1:33 AM
    • 3,311 Posts
    • 25,974 Thanks
    smallholdingsister
    Thank you! Well if you saw my house...and that's after two years of decluttering.

    Worked til 11, conked out and now wide awake.
    • smallholdingsister
    • By smallholdingsister 12th Jul 17, 5:55 PM
    • 3,311 Posts
    • 25,974 Thanks
    smallholdingsister
    House is half packed. DH's handbrake is stuck on...
    • earthgirl
    • By earthgirl 12th Jul 17, 10:13 PM
    • 2,406 Posts
    • 19,443 Thanks
    earthgirl
    Half packed is brilliant! Hope the handbrake foxes easily.
    15/5/12 Paid off Mortgage 1 (£220k) Dec 13 - £116,508 Bought Dream House Dec 14 - £94, 402 (£22,106 offset in 2014) Jan 16 - £67, 852 (£26,550 offset in 2015) Dec 16 - £33,529 ( £34,323offset in 2016)
    Jan 17 - £39, 773 (Re-estimation of endowments )
    June 17 £32,053 Sept 17 £22,619
    Kids savings 13,578/36k
    • smallholdingsister
    • By smallholdingsister 13th Jul 17, 1:03 AM
    • 3,311 Posts
    • 25,974 Thanks
    smallholdingsister
    Haha Earthie your predictive text is at it again!
    • CathT
    • By CathT 13th Jul 17, 6:50 AM
    • 5,286 Posts
    • 36,329 Thanks
    CathT
    Is tomorrow moving day? Hope car is easily fixed.
    August 2017 -
    part 1 - £79,967
    part 2 - £46,351
    Total - £126,318
    • apple muncher
    • By apple muncher 13th Jul 17, 7:29 AM
    • 6,302 Posts
    • 45,893 Thanks
    apple muncher
    She has a thing about foxes. Or at least, her phone does!

    Well done on being so packed!
    NST Sept scrimper #2; NSD 9; Ex 7; craft 212; remove 510
    2017 MFW#63 Pay off: £2883/£4050; 2
    017 sell 110

    Mortgage £24,331 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • EatingTheElephant
    • By EatingTheElephant 13th Jul 17, 7:33 AM
    • 1,099 Posts
    • 5,936 Thanks
    EatingTheElephant
    Half packed is definitely brilliant, hope moving day goes well.
    • smallholdingsister
    • By smallholdingsister 13th Jul 17, 1:08 PM
    • 3,311 Posts
    • 25,974 Thanks
    smallholdingsister
    Completed on the field just now. DS is sick.
    It is tomorrow!
    • greent
    • By greent 13th Jul 17, 3:00 PM
    • 6,196 Posts
    • 62,741 Thanks
    greent
    yeay hope all goes well
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next: BTL Mtge 12/16 £69786. 2017 OPs (#18) £4151/£3286
    Net sales 2017 £1152.39/£500 PAYDOX17 £11333/£10k Decluttered 1515/2017 items
    • XSpender
    • By XSpender 13th Jul 17, 4:31 PM
    • 2,588 Posts
    • 26,722 Thanks
    XSpender
    Goodness, moving day seems to have come around quick!

    Hope it all goes well
    PAYDBX 2017 #99 from 4/5 - £2664.28/£10,000 26.6%
    Total Owed £39,547.78 May '17 Total owed July 17 £36883.50 Savings goal £1000 EF - £400
    DFD - May 2021 goal Feb 2020
    • earthgirl
    • By earthgirl 13th Jul 17, 7:22 PM
    • 2,406 Posts
    • 19,443 Thanks
    earthgirl
    Good luck hope it goes brilliantly!

    Sorry about the foxes.
    15/5/12 Paid off Mortgage 1 (£220k) Dec 13 - £116,508 Bought Dream House Dec 14 - £94, 402 (£22,106 offset in 2014) Jan 16 - £67, 852 (£26,550 offset in 2015) Dec 16 - £33,529 ( £34,323offset in 2016)
    Jan 17 - £39, 773 (Re-estimation of endowments )
    June 17 £32,053 Sept 17 £22,619
    Kids savings 13,578/36k
    • BISCUIT1
    • By BISCUIT1 13th Jul 17, 10:43 PM
    • 41 Posts
    • 56 Thanks
    BISCUIT1
    Good luck for your move-hope it all goes well xx
    • Radish72
    • By Radish72 14th Jul 17, 6:09 AM
    • 1,863 Posts
    • 11,629 Thanks
    Radish72
    Happy Moving Day

    Hope it all goes well today
    Mortgage Aug12 £165K, May17 £47800
    OP's in 2017 £3000 ish
    ISA challenge start 2017 £3000/£500 (16%)
    • EatingTheElephant
    • By EatingTheElephant 14th Jul 17, 7:19 AM
    • 1,099 Posts
    • 5,936 Thanks
    EatingTheElephant
    Happy moving day
    • shangaijimmy
    • By shangaijimmy 14th Jul 17, 7:24 AM
    • 2,198 Posts
    • 10,042 Thanks
    shangaijimmy
    Exciting day...long weekend ahead
    MFW: Turning June 2036 into March 2023... 30//120 Payments Challenge, Diary Reduction £32,077.72
    Aug 2009: £163,051 // Current: £103,922.28 // Avg Daily Interest £4.67
    MFiT-T4 #8 - 47.86% of £41,000
    • apple muncher
    • By apple muncher 14th Jul 17, 7:49 AM
    • 6,302 Posts
    • 45,893 Thanks
    apple muncher
    Fingers crossed it all goes super smoothly.

    Is ds any better?
    NST Sept scrimper #2; NSD 9; Ex 7; craft 212; remove 510
    2017 MFW#63 Pay off: £2883/£4050; 2
    017 sell 110

    Mortgage £24,331 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • CathT
    • By CathT 14th Jul 17, 9:40 AM
    • 5,286 Posts
    • 36,329 Thanks
    CathT
    Looking forward to your first post from your lovely new home.
    August 2017 -
    part 1 - £79,967
    part 2 - £46,351
    Total - £126,318
    • newgirly
    • By newgirly 14th Jul 17, 3:50 PM
    • 5,772 Posts
    • 39,521 Thanks
    newgirly
    Best wishes for your new home shs xxxx
    MFW 21
    Target for 2017 £38,545 / £14,264 paid so far

    Mortgage £47,330 4 years 8 months left. Total owed £63,993 planning to clear in 24 months
    WW target - 29.5 lb start date 11/5/17 so far 16.5lb lost.
    • smallholdingsister
    • By smallholdingsister 15th Jul 17, 8:16 PM
    • 3,311 Posts
    • 25,974 Thanks
    smallholdingsister
    So after a comedy of errors (dog did a poo in the office on being delivered to kennels, DH's car broke down blocking access to removers, DS came down with a stomach bug) we were packed mostly by the movers on Wednesday and completed on Friday.

    Three chaps and one lorry came at 8 am, worked like dogs for four hourz while we cleaned around them. By 11 I had the call to say keys were available for the new place.

    We left at 12, removers to fetch the other lorry and us to get the keys. No hassle, arrived at the new place at ten past one, removers ten minutes behind us.

    They continued to work like dogs for another four hours while we unpacked what we could while trying to stay out of their way.

    My parents brought the kids home by then and we were drinking champagne out of teacups by 6pm.

    Today we fetched dog and pony home and got loads of unpacking done. Very grateful to be finally in after a two year journey.

    We had a stunning bouquet from our agent and some promotional mugs and pens from the seller's agent!

    Both houses were left in the same conditions - vacuumed with clean bathrooms and kitchens but not impeccable.

    I am never doing it again!!
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 15th Jul 17, 8:40 PM
    • 7,744 Posts
    • 86,419 Thanks
    Tilly MFW in 6 YRS
    and breathe.

    Your next chapter begins and I truly feel joyous for you.

    Take care. Tilly xxx
    2004 £387k 29 years - MF March 2033
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15
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