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  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,630Posts
    • 29,011Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 133
    • greent
    • By greent 19th Apr 17, 8:21 PM
    • 6,669 Posts
    • 67,852 Thanks
    greent
    Whoop! Whoop! May this be the start of something good! xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £0/£4000
    Net sales 2018 £20.45/£1000 PAYDOX18 £991.65/£17044.10 Decluttered 151/2018 items
    • AlexLK
    • By AlexLK 19th Apr 17, 11:27 PM
    • 5,926 Posts
    • 31,040 Thanks
    AlexLK
    So please to hear your news, Smallholding.

    NG, re. offers ... I would and the rest. We got our house for £55,000 less than the seller originally wanted.
    Saved £11,000 in 2015, £9,800 in 2016.
    From a £32,000 debt on 2/9/2013 to debt free on 12/1/2015.
    • Karmacat
    • By Karmacat 20th Apr 17, 10:12 AM
    • 28,377 Posts
    • 158,104 Thanks
    Karmacat
    SHS, brilliant news! Snap their hands off!
    Retired August 2016
    • Watty1
    • By Watty1 20th Apr 17, 10:14 AM
    • 2,988 Posts
    • 20,843 Thanks
    Watty1
    Wonderful news!
    Mortgage at start of diary Sept 2013: £132,995 Aug 2015 £0
    Overpaid next mortgage. £79,491 down to £27152
    Knotted hanky fund now in full swing: £3776.40
    • Moneyfordreams
    • By Moneyfordreams 20th Apr 17, 5:59 PM
    • 902 Posts
    • 4,432 Thanks
    Moneyfordreams
    Wishing you lots of luck
    Mortgage Feb '13 £200000, end 2038. Aiming for before March 2025 (crunched to 2034)
    January 16 £182800 : minimum £360 OP but needs to be £600 to achieve 2025
    Current mortgage £158200
    h@lifax CC £4300 0% until May 2018.. will pay minimum for now, slow stooze
    CC daughter gift and holiday spends £2200
    • XSpender
    • By XSpender 20th Apr 17, 8:43 PM
    • 2,761 Posts
    • 28,443 Thanks
    XSpender
    Great news
    Target Debt Virgin (Me) Part 1 £1176.49/£677

    Big black hole of debt - £53,515.15 @ 16.12.17
    Big black hole of debt - £51,950.28 @ 15.01.18

    EF £1000 - £500
    • CathT
    • By CathT 21st Apr 17, 7:27 AM
    • 5,433 Posts
    • 37,661 Thanks
    CathT
    This is brilliant news! So so happy for you.
    Jan 2018 -
    part 1 - £79,207
    part 2 - £45,863
    Total - £125,070
    • smallholdingsister
    • By smallholdingsister 21st Apr 17, 5:03 PM
    • 3,630 Posts
    • 29,011 Thanks
    smallholdingsister
    We are sale agreed!

    Onward purchase not quite but nearly sorted.
    • greent
    • By greent 21st Apr 17, 5:33 PM
    • 6,669 Posts
    • 67,852 Thanks
    greent
    We are sale agreed!

    Onward purchase not quite but nearly sorted.
    Originally posted by smallholdingsister
    Oh, shs, I am genuinely soooo pleased for you xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £0/£4000
    Net sales 2018 £20.45/£1000 PAYDOX18 £991.65/£17044.10 Decluttered 151/2018 items
    • newgirly
    • By newgirly 21st Apr 17, 6:44 PM
    • 6,019 Posts
    • 41,549 Thanks
    newgirly
    FANTASTIC news

    Sending positive vibes for everything going well, it's been a long time coming and you deserve it

    Hope you are celebrating tonight
    MFW 21
    Target for 2018 £40k/£3769.26 paid so far

    Mortgage £43,856 4yrs 4 mths left. Total owed £58,228.74 planning to clear in 17 months
    Weight loss target 2018- 21lb /3.5 lost
    • apple muncher
    • By apple muncher 21st Apr 17, 8:40 PM
    • 6,803 Posts
    • 50,659 Thanks
    apple muncher
    Wow - it is all moving quickly! Yippee!
    NST January #1; NSD 14/18; Ex 17/12; craft 2/20 (0); remove 28
    2018 Pay off: £248; 2
    018 sell

    Mortgage £23,143 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • AlexLK
    • By AlexLK 21st Apr 17, 10:37 PM
    • 5,926 Posts
    • 31,040 Thanks
    AlexLK
    Fantastic news.

    Have you been to see anywhere for yourself yet?
    Saved £11,000 in 2015, £9,800 in 2016.
    From a £32,000 debt on 2/9/2013 to debt free on 12/1/2015.
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 4:11 AM
    • 3,630 Posts
    • 29,011 Thanks
    smallholdingsister
    We have Alex and offer accepted (now to afford it!).
    • EatingTheElephant
    • By EatingTheElephant 22nd Apr 17, 7:22 AM
    • 1,200 Posts
    • 6,542 Thanks
    EatingTheElephant
    How exciting! That's brilliant news. Is new house nearer to field or have land attached?
    • apple muncher
    • By apple muncher 22nd Apr 17, 7:33 AM
    • 6,803 Posts
    • 50,659 Thanks
    apple muncher
    Hope you are sleeping ok?
    NST January #1; NSD 14/18; Ex 17/12; craft 2/20 (0); remove 28
    2018 Pay off: £248; 2
    018 sell

    Mortgage £23,143 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 8:12 AM
    • 3,630 Posts
    • 29,011 Thanks
    smallholdingsister
    Nope. mocksted looming.
    • Karmacat
    • By Karmacat 22nd Apr 17, 9:15 AM
    • 28,377 Posts
    • 158,104 Thanks
    Karmacat
    Brilliant SHS, I'm really pleased for you!

    How exciting! That's brilliant news. Is new house nearer to field or have land attached?
    Originally posted by EatingTheElephant
    This is the question I want answered too!

    When you're ready, no trouble
    Retired August 2016
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 11:24 AM
    • 3,630 Posts
    • 29,011 Thanks
    smallholdingsister
    Has land attached. Will be attempting to sell field today before resorting to agents.

    Earthie I have asked for your airbnb advice on faceache.
    • greent
    • By greent 22nd Apr 17, 12:52 PM
    • 6,669 Posts
    • 67,852 Thanks
    greent
    yeay!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £0/£4000
    Net sales 2018 £20.45/£1000 PAYDOX18 £991.65/£17044.10 Decluttered 151/2018 items
    • EatingTheElephant
    • By EatingTheElephant 22nd Apr 17, 1:07 PM
    • 1,200 Posts
    • 6,542 Thanks
    EatingTheElephant
    I'm so excited for you, no more travelling to the field every day will be amazing!
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