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  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 2,954Posts
    • 22,028Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 133
    • greent
    • By greent 19th Apr 17, 8:21 PM
    • 5,702 Posts
    • 57,663 Thanks
    greent
    Whoop! Whoop! May this be the start of something good! xx
    Repaid mtge early (orig end 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next up: BTL Mtge Op Bal £69786. Cur Bal £67286 - 2017 target (18) £1000/£3286
    Net sales 2017 £435.84/£500 PAYDOX17 £8983/£10k Apr GC £265.66/£500 NSD 13 Decluttered 696/2017 items
    • AlexLK
    • By AlexLK 19th Apr 17, 11:27 PM
    • 5,570 Posts
    • 28,469 Thanks
    AlexLK
    So please to hear your news, Smallholding.

    NG, re. offers ... I would and the rest. We got our house for £55,000 less than the seller originally wanted.
    Savings 2017: £1490. Overpayments 2017: £500.
    Saved £11,000 in 2015, £9,800 in 2016.
    From £32,000 in debt on 2/9/2013 to debt free on 12/1/2015.
    • Karmacat
    • By Karmacat 20th Apr 17, 10:12 AM
    • 27,101 Posts
    • 145,226 Thanks
    Karmacat
    SHS, brilliant news! Snap their hands off!
    Retired August 2016

    Goal: earnings of £25k from new opportunities from September 2016 to December 2020 when my state pension kicks in.Save
    • Watty1
    • By Watty1 20th Apr 17, 10:14 AM
    • 2,713 Posts
    • 18,877 Thanks
    Watty1
    Wonderful news!
    Mortgage at start of diary Sept 2013: £132,995 Aug 2015 £0
    Overpaying next mortgage. £79,491 now £52963
    • Moneyfordreams
    • By Moneyfordreams 20th Apr 17, 5:59 PM
    • 772 Posts
    • 3,652 Thanks
    Moneyfordreams
    Wishing you lots of luck
    Mortgage Feb '13 £200000, end 2038. Aiming for before March 2025 (crunched to 2034)
    January 16 £182800 : minimum £360 OP but needs to be £600 to achieve 2025
    Current mortgage £163000
    Car loan finished oct 16
    h@lifax CC £5000 0% until May 2018.. will pay minimum for now, slow stooze
    xmas, chairs, hoover, computer and holiday clothes cc
    • XSpender
    • By XSpender 20th Apr 17, 8:43 PM
    • 2,414 Posts
    • 25,423 Thanks
    XSpender
    Great news
    PAYDBX 2017 #99 - £0.00/£10,000
    Clear (1) Virgin CC £5248.88/£0.00 (2) Bed £468.09/£400.00 (3) Bank of Mum & Dad £4576.53/£4310.76 Plus others
    Savings goal £2000 - £300
    DFD - July 2021
    • CathT
    • By CathT 21st Apr 17, 7:27 AM
    • 5,113 Posts
    • 34,837 Thanks
    CathT
    This is brilliant news! So so happy for you.
    June 2010 £121,287
    April 2017 £81,658
    • smallholdingsister
    • By smallholdingsister 21st Apr 17, 5:03 PM
    • 2,954 Posts
    • 22,028 Thanks
    smallholdingsister
    We are sale agreed!

    Onward purchase not quite but nearly sorted.
    • greent
    • By greent 21st Apr 17, 5:33 PM
    • 5,702 Posts
    • 57,663 Thanks
    greent
    We are sale agreed!

    Onward purchase not quite but nearly sorted.
    Originally posted by smallholdingsister
    Oh, shs, I am genuinely soooo pleased for you xx
    Repaid mtge early (orig end 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next up: BTL Mtge Op Bal £69786. Cur Bal £67286 - 2017 target (18) £1000/£3286
    Net sales 2017 £435.84/£500 PAYDOX17 £8983/£10k Apr GC £265.66/£500 NSD 13 Decluttered 696/2017 items
    • newgirly
    • By newgirly 21st Apr 17, 6:44 PM
    • 5,550 Posts
    • 37,899 Thanks
    newgirly
    FANTASTIC news

    Sending positive vibes for everything going well, it's been a long time coming and you deserve it

    Hope you are celebrating tonight
    MFW 21
    Target for 2017 £38,545 / £6,135 paid so far

    Mortgage £53,630 5 yrs 2 months left. Total owed £74,251 planning to clear in 18 months
    Weight loss target 2017 28lb target /1.5
    • apple muncher
    • By apple muncher 21st Apr 17, 8:40 PM
    • 5,736 Posts
    • 41,888 Thanks
    apple muncher
    Wow - it is all moving quickly! Yippee!
    NST April #10; NSD 12; Ex 14; craft 66; remove 135
    2017 MFW#63 Pay off: £1720/£4000; 2
    017 sell 30

    Mortgage £27,295 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • AlexLK
    • By AlexLK 21st Apr 17, 10:37 PM
    • 5,570 Posts
    • 28,469 Thanks
    AlexLK
    Fantastic news.

    Have you been to see anywhere for yourself yet?
    Savings 2017: £1490. Overpayments 2017: £500.
    Saved £11,000 in 2015, £9,800 in 2016.
    From £32,000 in debt on 2/9/2013 to debt free on 12/1/2015.
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 4:11 AM
    • 2,954 Posts
    • 22,028 Thanks
    smallholdingsister
    We have Alex and offer accepted (now to afford it!).
    • EatingTheElephant
    • By EatingTheElephant 22nd Apr 17, 7:22 AM
    • 813 Posts
    • 4,023 Thanks
    EatingTheElephant
    How exciting! That's brilliant news. Is new house nearer to field or have land attached?
    • apple muncher
    • By apple muncher 22nd Apr 17, 7:33 AM
    • 5,736 Posts
    • 41,888 Thanks
    apple muncher
    Hope you are sleeping ok?
    NST April #10; NSD 12; Ex 14; craft 66; remove 135
    2017 MFW#63 Pay off: £1720/£4000; 2
    017 sell 30

    Mortgage £27,295 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 8:12 AM
    • 2,954 Posts
    • 22,028 Thanks
    smallholdingsister
    Nope. mocksted looming.
    • Karmacat
    • By Karmacat 22nd Apr 17, 9:15 AM
    • 27,101 Posts
    • 145,226 Thanks
    Karmacat
    Brilliant SHS, I'm really pleased for you!

    How exciting! That's brilliant news. Is new house nearer to field or have land attached?
    Originally posted by EatingTheElephant
    This is the question I want answered too!

    When you're ready, no trouble
    Retired August 2016

    Goal: earnings of £25k from new opportunities from September 2016 to December 2020 when my state pension kicks in.Save
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 11:24 AM
    • 2,954 Posts
    • 22,028 Thanks
    smallholdingsister
    Has land attached. Will be attempting to sell field today before resorting to agents.

    Earthie I have asked for your airbnb advice on faceache.
    • greent
    • By greent 22nd Apr 17, 12:52 PM
    • 5,702 Posts
    • 57,663 Thanks
    greent
    yeay!
    Repaid mtge early (orig end 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next up: BTL Mtge Op Bal £69786. Cur Bal £67286 - 2017 target (18) £1000/£3286
    Net sales 2017 £435.84/£500 PAYDOX17 £8983/£10k Apr GC £265.66/£500 NSD 13 Decluttered 696/2017 items
    • EatingTheElephant
    • By EatingTheElephant 22nd Apr 17, 1:07 PM
    • 813 Posts
    • 4,023 Thanks
    EatingTheElephant
    I'm so excited for you, no more travelling to the field every day will be amazing!
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