Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,055Posts
    • 23,086Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 128
    • smallholdingsister
    • By smallholdingsister 5th Mar 17, 8:24 AM
    • 3,055 Posts
    • 23,086 Thanks
    smallholdingsister
    Gold D of E? Wow! Welcome home.

    Didn't do much yesterday afternoon except visit Ponyplops. I gave a lift to two colleagues. One is charming and the other has turned into his Dad at the age of 35. Picking his nose and eating it in my car. Eeewww.
    • Karmacat
    • By Karmacat 5th Mar 17, 10:53 AM
    • 27,222 Posts
    • 146,402 Thanks
    Karmacat
    Eek at the colleague's behaviour

    I did D of E right the way through, the first batch at our school - I loved it! Photos of my mum and I in the courtyard at Buck Palace, many years before the tours started, are lovely to see now.
    Retired August 2016

    Goal: earnings of £25k from new opportunities from September 2016 to December 2020 when my state pension kicks in.Save
    • AlexLK
    • By AlexLK 5th Mar 17, 4:37 PM
    • 5,634 Posts
    • 28,931 Thanks
    AlexLK
    Good luck with the house enquiry and potential promotion, smallholding.

    If I were giving colleague no. 2 a lift and he didn't stop right away, he'd be walking.
    Savings 2017: £2000. Overpayments 2017: £500.
    Saved £11,000 in 2015, £9,800 in 2016.
    From £32,000 in debt on 2/9/2013 to debt free on 12/1/2015.
    • smallholdingsister
    • By smallholdingsister 6th Mar 17, 6:12 PM
    • 3,055 Posts
    • 23,086 Thanks
    smallholdingsister
    Ha ha. Shoulda thought of that Alex.

    KC that's lovely.
    • smallholdingsister
    • By smallholdingsister 11th Mar 17, 7:10 AM
    • 3,055 Posts
    • 23,086 Thanks
    smallholdingsister
    Still here, don't have too much to say. Still in limbo because of trying to sell house.
    • newgirly
    • By newgirly 11th Mar 17, 9:25 AM
    • 5,603 Posts
    • 38,349 Thanks
    newgirly
    Surely it's got to pick up soon with viewings at this time of year shs, it's probably a silly suggestion but what about trying to get an ad. in country life? I've seen a big variety of houses in there, local agents will have a page or two and put in a few.
    MFW 21
    Target for 2017 £38,545 / £10,784 paid so far

    Mortgage £49,452 4 years 10 months left. Total owed £69,512 planning to clear in 18 months
    Weightwatchers target - 29.5 lb start date 11/5/17 so far 5.5lb lost
    • earthgirl
    • By earthgirl 11th Mar 17, 11:33 AM
    • 2,213 Posts
    • 17,857 Thanks
    earthgirl
    Dont have much experience or advice, but fingers and toes crossed for selling soon.
    15/5/12 Paid off Mortgage 1 (£220k) Dec 13 - £116,508 Bought Dream House Dec 14 - £94, 402 (£22,106 offset in 2014) Jan 16 - £67, 852 (£26,550 offset in 2015) Dec 16 - £33,529 ( £34,323offset in 2016)
    Jan 17 - £39, 773 (Re-estimation of endowments )
    April 17 £33,710
    Kids savings 13,578/36k
    • smallholdingsister
    • By smallholdingsister 11th Mar 17, 11:45 AM
    • 3,055 Posts
    • 23,086 Thanks
    smallholdingsister
    Country life is a good idea, but most people will look on rightmove, surely?
    • newgirly
    • By newgirly 11th Mar 17, 1:14 PM
    • 5,603 Posts
    • 38,349 Thanks
    newgirly
    I'm sure any serious buyers would yes, just thought it might be worth seeing if your agent advertises in there too if it doesn't cost you.
    MFW 21
    Target for 2017 £38,545 / £10,784 paid so far

    Mortgage £49,452 4 years 10 months left. Total owed £69,512 planning to clear in 18 months
    Weightwatchers target - 29.5 lb start date 11/5/17 so far 5.5lb lost
    • smallholdingsister
    • By smallholdingsister 11th Mar 17, 1:28 PM
    • 3,055 Posts
    • 23,086 Thanks
    smallholdingsister
    Probably not (she is the Mum of one of the kids in DD2's class) but she might if the house hangs about long enough.
    • CathT
    • By CathT 11th Mar 17, 1:56 PM
    • 5,135 Posts
    • 35,040 Thanks
    CathT
    Lots going on over here shs, hoping for some positive results for you soon.
    June 2010 £121,287
    May 2017 - part 1 - £81,782
    -part 2 - £46,814
    Total - £128,596
    • smallholdingsister
    • By smallholdingsister 11th Mar 17, 2:28 PM
    • 3,055 Posts
    • 23,086 Thanks
    smallholdingsister
    Thanks Cath. Just going to PM you.

    I have just picked up a tutoring client. woohoo.
    • greent
    • By greent 12th Mar 17, 12:36 PM
    • 5,809 Posts
    • 58,711 Thanks
    greent
    Yeay for side hustles!
    x
    Repaid mtge early (orig end 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next up: BTL Mtge 12/16 Bal £69786. 2017 OP target (#18) £2000/£3286
    Net sales 2017 £457.00/£500 PAYDOX17 £9435/£10k Decluttered 741/2017 items
    • smallholdingsister
    • By smallholdingsister 15th Mar 17, 8:51 AM
    • 3,055 Posts
    • 23,086 Thanks
    smallholdingsister
    Still here. Have the vomitous bug.
    • apple muncher
    • By apple muncher 15th Mar 17, 10:45 AM
    • 5,839 Posts
    • 42,628 Thanks
    apple muncher
    Oh no! Hope it passes quickly x
    NST May #18; NSD 16; Ex 14; craft 70; remove 304
    2017 MFW#63 Pay off: £1803/£4000; 2
    017 sell 30

    Mortgage £25,317 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • greent
    • By greent 15th Mar 17, 1:10 PM
    • 5,809 Posts
    • 58,711 Thanks
    greent
    Bleurgh Hope it goes quickly and does not visit anyone else in your household x
    Repaid mtge early (orig end 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next up: BTL Mtge 12/16 Bal £69786. 2017 OP target (#18) £2000/£3286
    Net sales 2017 £457.00/£500 PAYDOX17 £9435/£10k Decluttered 741/2017 items
    • smallholdingsister
    • By smallholdingsister 15th Mar 17, 3:01 PM
    • 3,055 Posts
    • 23,086 Thanks
    smallholdingsister
    Thanks. Feeling better but have lost two days!
    • apple muncher
    • By apple muncher 15th Mar 17, 6:59 PM
    • 5,839 Posts
    • 42,628 Thanks
    apple muncher
    Yikes. Do take it easy and give yourself time to recuperate and recover properly. (ie don't go back to work until fully better) x
    NST May #18; NSD 16; Ex 14; craft 70; remove 304
    2017 MFW#63 Pay off: £1803/£4000; 2
    017 sell 30

    Mortgage £25,317 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • EatingTheElephant
    • By EatingTheElephant 15th Mar 17, 7:03 PM
    • 879 Posts
    • 4,461 Thanks
    EatingTheElephant
    Oh no, hope you feel better soon. There is an awful lot of it around at the moment.
    • CathT
    • By CathT 15th Mar 17, 7:36 PM
    • 5,135 Posts
    • 35,040 Thanks
    CathT
    Oh no, there have been some awful bugs going around. Feel better soon.
    June 2010 £121,287
    May 2017 - part 1 - £81,782
    -part 2 - £46,814
    Total - £128,596
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,546Posts Today

5,666Users online

Martin's Twitter
  • Just leaving Manchester after the funeral of my beloved grandma Gladys who passed away last night. https://t.co/nuC9ry5mP6

  • The strange thing with a 4yr old is having to play & smile while inside feeling sick for those in trauma in my birth town #Manchester

  • Just a quick ta-ta for now. I'm taking the week off for family time with mini and Mrs MSE. So I won't be here much. Back after the bank hol

  • Follow Martin