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    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 2,959Posts
    • 22,053Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 111
    • smallholdingsister
    • By smallholdingsister 8th Oct 16, 2:40 PM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    I got as far as looking at the catalogue but it is Thursday and I am working and have parents evening.
    • ljaneyr
    • By ljaneyr 8th Oct 16, 2:47 PM
    • 1,119 Posts
    • 6,746 Thanks
    ljaneyr
    If it wasn't for work/parents evening, you could just go on the excuse of information gathering and see how everyone else does it? I wouldn't dare do that though as I'd almost certainly end up buying some poor unwanted pony, or feeling sad because I couldn't buy some poor unwanted pony!
    Bought our house 2012 Married 2015 Started renovating 2015
    Renovation fund 100% Emergency fund 100% Future fund £2055

    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    • smallholdingsister
    • By smallholdingsister 8th Oct 16, 6:04 PM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    Apparently there are lots of old hands who are glad to help.
    Not very MSE though.
    • smallholdingsister
    • By smallholdingsister 9th Oct 16, 7:50 AM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    Still trying to get replacement window handles from Everest. Third delivery date came and went. They have had my money for months.
    • Watty1
    • By Watty1 9th Oct 16, 11:54 AM
    • 2,713 Posts
    • 18,879 Thanks
    Watty1
    Really think this having to work / teachers and parents evening thing is a bit of a feeble excuse
    Mortgage at start of diary Sept 2013: £132,995 Aug 2015 £0
    Overpaying next mortgage. £79,491 now £52963
    • Secret Saving Squirrel
    • By Secret Saving Squirrel 9th Oct 16, 1:16 PM
    • 3,802 Posts
    • 35,114 Thanks
    Secret Saving Squirrel
    Everest thing sounds very annoying. It is the sort of thing that would drive me crazy.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years
    • apple muncher
    • By apple muncher 9th Oct 16, 5:10 PM
    • 5,744 Posts
    • 41,950 Thanks
    apple muncher
    My dh would suggest talking about them on social media and review sites...
    NST April #10; NSD 17; Ex 16; craft 68; remove 135
    2017 MFW#63 Pay off: £1720/£4000; 2
    017 sell 30

    Mortgage £27,295 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 9th Oct 16, 6:43 PM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    I will apple!

    Ugh. I tried to get on the Plops to show her how to close gates but I was too ungainly and stiff.Admitt3dly I was wearing walking boots but still...
    • apple muncher
    • By apple muncher 9th Oct 16, 8:14 PM
    • 5,744 Posts
    • 41,950 Thanks
    apple muncher
    So long as plops doesn't learn how to open gates...
    NST April #10; NSD 17; Ex 16; craft 68; remove 135
    2017 MFW#63 Pay off: £1720/£4000; 2
    017 sell 30

    Mortgage £27,295 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 10th Oct 16, 6:50 PM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    I have to pay £88 to get D1 on my drivers licence. £88 and TWO medical appointments.
    • Karmacat
    • By Karmacat 10th Oct 16, 10:38 PM
    • 27,114 Posts
    • 145,298 Thanks
    Karmacat
    Seems a lot!
    Retired August 2016

    Goal: earnings of £25k from new opportunities from September 2016 to December 2020 when my state pension kicks in.Save
    • smallholdingsister
    • By smallholdingsister 12th Oct 16, 12:16 PM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    I have talked it down to one medical appointment.

    Grrr.
    • Secret Saving Squirrel
    • By Secret Saving Squirrel 14th Oct 16, 6:17 PM
    • 3,802 Posts
    • 35,114 Thanks
    Secret Saving Squirrel
    One advantage of being old is that I have D1 as standard. Are you going to drive a minibus?
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years
    • smallholdingsister
    • By smallholdingsister 14th Oct 16, 7:16 PM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    That's the plan.

    The infuriating thing is, being old I HAD D1 as standard.
    • Secret Saving Squirrel
    • By Secret Saving Squirrel 15th Oct 16, 7:20 AM
    • 3,802 Posts
    • 35,114 Thanks
    Secret Saving Squirrel
    How did you lose it? (Visions of crazy minibus driving by SHS in her youth....)
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years
    • smallholdingsister
    • By smallholdingsister 15th Oct 16, 8:54 AM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    I was diagnosed with a very mild non dangerous kind of epilepsy. Stupidly did the right thing and surrendered my licence for a year.

    Still paying the price more than a decade later.
    • Karmacat
    • By Karmacat 15th Oct 16, 9:24 AM
    • 27,114 Posts
    • 145,298 Thanks
    Karmacat
    Unforeseen consequences what a pain.
    Retired August 2016

    Goal: earnings of £25k from new opportunities from September 2016 to December 2020 when my state pension kicks in.Save
    • Secret Saving Squirrel
    • By Secret Saving Squirrel 15th Oct 16, 1:52 PM
    • 3,802 Posts
    • 35,114 Thanks
    Secret Saving Squirrel
    How annoying. But you really did the right thing.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years
    • EatingTheElephant
    • By EatingTheElephant 15th Oct 16, 3:52 PM
    • 817 Posts
    • 4,037 Thanks
    EatingTheElephant
    Will the minibus driving lead to fun things, or extra curricular at work? Hope it isn't too much more of a pain.

    I quite fancy doing hgv at some point.
    • smallholdingsister
    • By smallholdingsister 15th Oct 16, 5:56 PM
    • 2,959 Posts
    • 22,053 Thanks
    smallholdingsister
    That's brave, Elephant!

    The minibus is so I can take my sixth formers to things (=extra, unpaid hours).

    Entering our last week of no alcohol. Started 30th August, barring one night we have been booze free.
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