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  • FIRST POST
    • woody53
    • By woody53 17th Jul 15, 9:32 PM
    • 28Posts
    • 69Thanks
    woody53
    Reclaiming money back from various payday loan companies
    • #1
    • 17th Jul 15, 9:32 PM
    Reclaiming money back from various payday loan companies 17th Jul 15 at 9:32 PM
    Hi all just wanted to share some good news regarding payday loan companies.....
    From early 2011 until mid 2014 I too was caught in the payday loan trap, all my own fault may I add, I borrow the money and in the end paid every penny back, would estimate 15000 over the years maybe 20.
    Early this year I saw all the news regarding payday loan companies and irresponsible lending, unfair interest etc etc etc, so I decided to have ago and try and get a few quid back myself.
    So far I have been in contact with 5 of the companies I was lending multiple loans from at the same time with many roll overs too, I have received 4 apologies and offers totalling over 5000 and the other complaint is now with the ombudsman.
    I never expected these amounts back but if you too were in the same situation, get all your facts in order and get complaining, from the initial email sent I had the money back within 8 weeks.
Page 131
    • david756
    • By david756 17th May 17, 12:30 PM
    • 26 Posts
    • 26 Thanks
    david756
    Hi all,

    Without having to trawl through the pages, has anyone got the template to hand?
    • carsonsmummy
    • By carsonsmummy 17th May 17, 12:31 PM
    • 29 Posts
    • 103 Thanks
    carsonsmummy
    That is their full and final offer so they won't come back with anything else. If you forward to the Ombudsman, you'll be waiting a long time to have the 6yr+ old loans looked at but they may look at the rest of the loans you had taken within the 6yr period, which aren't listed here.
    Re the list of loans you had - did you ask for your 'statement of account' or just ask them to look at your loans for the purposes of this complaint? I personally found them really helpful in supplying my statement of account you see so something strange has happened there I would think.
    Also, can I ask - when did you put your complaint in? Just so I can gauge how long their response took for you - I'm also awaiting an outcome! x
    • carsonsmummy
    • By carsonsmummy 17th May 17, 12:33 PM
    • 29 Posts
    • 103 Thanks
    carsonsmummy
    That is their full and final offer so they won't come back with anything else. If you forward to the Ombudsman, you'll be waiting a long time to have the 6yr+ old loans looked at but they may look at the rest of the loans you had taken within the 6yr period, which aren't listed here.
    Re the list of loans you had - did you ask for your 'statement of account' or just ask them to look at your loans for the purposes of this complaint? I personally found them really helpful in supplying my statement of account you see so something strange has happened there I would think.
    Also, can I ask - when did you put your complaint in? Just so I can gauge how long their response took for you - I'm also awaiting an outcome! x
    Originally posted by carsonsmummy
    never mind - i totally missed your update and see you've answered your own question in the end!
    • carsonsmummy
    • By carsonsmummy 17th May 17, 12:33 PM
    • 29 Posts
    • 103 Thanks
    carsonsmummy
    Hi all,

    Without having to trawl through the pages, has anyone got the template to hand?
    Originally posted by david756
    https://debtcamel.co.uk/payday-loan-refunds/ There you go
    • madmunch
    • By madmunch 17th May 17, 4:13 PM
    • 3 Posts
    • 0 Thanks
    madmunch
    ive decided to take the money and book a holiday... i may have got much more, maybe 3 times as much but i figured i dont want to think about wonga for the next 8 months. its in the past and i have learnt never to use a payday loan again. good luck all, now i start with some others as well. does anyone know if you can just got o ombudsman with all your loans or you have to do it individually? otherwise for 8 different companies you have to send 8 different lots of ban kstatements etc? sseems it would be quicker if they could look at your statements and thr comanies you had at the same time?
    • List Maker
    • By List Maker 17th May 17, 4:22 PM
    • 15 Posts
    • 7 Thanks
    List Maker
    I had the same adjudicator for all my cases. With the cases being sent within a period of 2 weeks. So no I didn't need to resend the info, I think they probably store it on an internal file against your name?
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