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  • FIRST POST
    • betterdaysahead
    • By betterdaysahead 8th Jul 15, 11:26 AM
    • 111Posts
    • 59Thanks
    betterdaysahead
    0 WOW
    Revolut pre-paid Mastercard
    • #1
    • 8th Jul 15, 11:26 AM
    0 WOW
    Revolut pre-paid Mastercard 8th Jul 15 at 11:26 AM
    I was wondering if anyone has used the Revolut pre-paid card that Martin recommends in this week's email? http://www.moneysavingexpert.com/credit-cards/prepaid-travel-cards?utm_source=MSE_Newsletter&utm_medium=hiya&ut m_term=07-Jul-15-v1&utm_campaign=credit-cards&utm_content=4#revoluteuro

    On paper it looks fantastic and something similar to the Travelex Supercard, which I unfortunately wasn't quick enough to get before they were all snapped up. What particularly appeals to me is the no fee ATM withdrawals as much as the perfect exchange rate.

    Just looking for opinions/reviews from others?

    Thanks,
    BDA
Page 32
    • Elahidavid
    • By Elahidavid 7th Dec 16, 2:17 AM
    • 6 Posts
    • 0 Thanks
    Elahidavid
    When revolut will return money from the account?
    In a chat promised to make refund after November, 30th, there has passed a week, but money is not present.
    • Don Shackleford
    • By Don Shackleford 7th Dec 16, 9:59 AM
    • 11 Posts
    • 10 Thanks
    Don Shackleford
    new fair usage policy from feb 5th

    £200 or eqiu. per month out of the atm
    then 2% fee after that

    down from £500

    as per the website - which i can't link to!

    disappointing!
    • csgohan4
    • By csgohan4 7th Dec 16, 1:50 PM
    • 3,142 Posts
    • 1,976 Thanks
    csgohan4
    new fair usage policy from feb 5th

    £200 or eqiu. per month out of the atm
    then 2% fee after that

    down from £500

    as per the website - which i can't link to!

    disappointing!
    Originally posted by Don Shackleford
    It was good while it lasted, maybe back to the Halifax clarity card perhaps
    • photome
    • By photome 7th Dec 16, 5:00 PM
    • 12,257 Posts
    • 7,752 Thanks
    photome
    new fair usage policy from feb 5th

    £200 or eqiu. per month out of the atm
    then 2% fee after that

    down from £500

    as per the website - which i can't link to!

    disappointing!
    Originally posted by Don Shackleford
    Thats rubbish, I will ditch it and go back to Clarity and PO CC
    • csgohan4
    • By csgohan4 7th Dec 16, 7:21 PM
    • 3,142 Posts
    • 1,976 Thanks
    csgohan4
    Thats rubbish, I will ditch it and go back to Clarity and PO CC
    Originally posted by photome
    What's PO CC?
    • eDicky
    • By eDicky 7th Dec 16, 9:00 PM
    • 2,130 Posts
    • 900 Thanks
    eDicky
    When revolut will return money from the account?
    In a chat promised to make refund after November, 30th, there has passed a week, but money is not present.
    Originally posted by Elahidavid
    Are you a non-European user, service terminated? And you did not withdraw your money by the deadline?

    If so, what did Revolut chat say, how are they going to refund you, to bank or what?

    (If not, what are you talking about?)
    • photome
    • By photome 8th Dec 16, 5:25 AM
    • 12,257 Posts
    • 7,752 Thanks
    photome
    What's PO CC?
    Originally posted by csgohan4
    Post office credit card.

    very similar to the clarity card
    • csgohan4
    • By csgohan4 8th Dec 16, 6:32 AM
    • 3,142 Posts
    • 1,976 Thanks
    csgohan4
    Post office credit card.

    very similar to the clarity card
    Originally posted by photome

    2.5% Handling fee for cash withdrawal overseas for post office CC.
    • Elahidavid
    • By Elahidavid 8th Dec 16, 2:28 PM
    • 6 Posts
    • 0 Thanks
    Elahidavid
    Are you a non-European user, service terminated? And you did not withdraw your money by the deadline?

    If so, what did Revolut chat say, how are they going to refund you, to bank or what?

    (If not, what are you talking about?)
    Originally posted by eDicky
    Yes, I am a non-European user and thought, that money after November, 30th will return automatically.
    But have not returned yet, can it is necessary wait still?
    • rjprice57
    • By rjprice57 20th Mar 17, 3:59 PM
    • 1 Posts
    • 0 Thanks
    rjprice57
    I just want to write a quick post with my experience using Revolut.
    I am based in the U.K. and have used the card for a few weeks. I have made a purchase in US$ on Amazon's US site and paid using Revolut with no fees added. I even had to return the defective item to Amazon and I received a refund to my Revolut US$ wallet with no fees taken (I was amazed!). On a few occasions when the value of Sterling has spiked I have taken the opportunity to transfer funds from my Revolut GBP wallet to the US$ one - this means I'm able to lock in the exchange rate ahead of any purchase (although Sterling could have strengthened further meaning I might miss out a little).
    Alternatively you could just leave the money in your GBP wallet and let Revolut convert to the local currency at the time of the purchase - if it's a major currency your spending in you'll get the spot rate (although take a look at my comment below about transactions on a weekend).
    I have found that I get an EXCELLENT exchange rate when I make a transfer during the working week - the rate is almost exactly the same as the 'spot' FX rate... AMAZING! When I have transferred money from GBP to US$ on a weekend (when markets are basically closed) I don't quite get the spot rate, but it has still been far better than the rate I would have gotten with my bank which charges close to a 3% fee.
    While is Costa Rica I have paid a number of bills in US$ and this has simply been taken from the funds I already transferred to my US$ wallet - with no fees taken - this compares to a 2.75% fee I would have had to pay if I used my normal bank credit or debit card.
    I have also withdrawn local Costa Rican currency (Collon) from a local ATM. As this is not a major currency Revolut isn't able to give me a 'spot' rate but it was still far better than what I would have gotten by using my bank's card and paid their normal fees.
    All in all I have found this to be an excellent addition to my wallet and has already saved my plenty of money. All card have issues from time to time so I suggest you always have a backup card available (e.g. your normal bank credit or debit card) just in case... but I will always use my Revolut card first.
    I realise there is currently a £5000 limit on the amount of cash you can convert each month but this is more than enough for any normal user (if you happen to need to convert £10k into US$ just split it across 2 months!). There is also a £200 limit on the amount of local currency you can withdraw from an ATM without paying the 2% fee. I suggest you withdraw £200 worth of local currency and use this for tips and small purchases and pay all other bills using the Revolut card. Even if you have to withdraw more than £200 worth of local currency a 2% fee is still better than what you'd pay if you used almost any UK bank card.
    • PapaPistachio
    • By PapaPistachio 22nd Mar 17, 10:48 AM
    • 1 Posts
    • 0 Thanks
    PapaPistachio
    ATM Withdrawals in Canada
    I used a Revolut card last time I was in Canada and had some trouble withdrawing cash at ATMs. Assuming that the ATMs that I visited were simply not supported, does anyone know which bank's ATMs are supported (in Canada specifically)? Thanks kindly for your help.
    • Josehose
    • By Josehose 23rd Mar 17, 1:33 PM
    • 1 Posts
    • 0 Thanks
    Josehose
    Word of warning
    Maybe ok for Europe. In India I've incurred loads of charges and it took a while to figure out why. Was losing around 10% per transaction, then they told me i could get it back by getting receipts. Spent another day at the bank having the ATM opened and photographing receipts only to be told they matched revoluts records (why wouldn't they?). 2% fee after the first £200 drawn and Indian banks take a few too (not with my UK bank card tho). Spent MANY hours on their support chat and fb messenger finding out what the hell is going on. Made my trip a financial nightmare and lost days. I travel out of Europe every year and have done for 20, I'd never recommend this card.
    • eDicky
    • By eDicky 23rd Mar 17, 6:21 PM
    • 2,130 Posts
    • 900 Thanks
    eDicky
    Spent MANY hours on their support chat and fb messenger finding out what the hell is going on. Made my trip a financial nightmare and lost days.
    Originally posted by Josehose
    Sounds like a incoherence issue...
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