Was Mortgage Free until 52!!!
Comments
-
Spendy day today as bought another lawn mower :eek: the kind I can manage and like, just a wee cheapie, along with 3 garden tools. Made up for it though, as @ldi's specials were 2.5k of white potatoes and carrots and red onions were all 29p (SueP - hope you are taking note
)
Having said that, I just made another o/p - last of the month £49.38
Total o/p this month £336.54 on target and keep thinking I won't be able to keep this up for much longer - council tax to be paid now. Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
I know what you mean about council tax. I OP'd £177 for March today and it really bumps the figures up!MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6500 -
Wow - you are steaming ahead with your o/p's :T
I'll just need to go into overdrive with the bay and just hope someone wants all my treasures :rotfl:see if I can soften the heavy load Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Happy belated birthday AFK. SIL0
-
AFK naughty you beat by £6.54 this month grrrr haha only joking well done youv done great this month :]
got to spend sometimes youll enjoy a play with them now once the sun comes back out to play :]
whats the target agine ?Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
:eek: 654 :eek: go on you can just about make it before closure on 31.3.16 :rotfl:
If not, don't worry as you will soon be in the fast lane overtaking me
Sun :eek: what's that .... we just had a hail shower :cool:
Target is to o/p £250 a month, and now i've told you it'll all fall apart
Are you going to o/p 654 :rotfl: Bytheway you egged me on to o/p if you remember
so now i'm doing the same Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Hehe im not now this month been a spending week already for me
Ohh just do best you can afk all we can do :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
:hello:
Ive just read your thread and Ive learned a lot along the way...Thank you I always thought I was okay with money, turns out Im just okay at not spending it, I am rubbish at making sure its working for me and making the most of bank accounts ect! You have inspired me to attmept to open a new current account this week.
I like my mortgage account tidy too, and hadnt heard of tilly tidying too. I tried it and my mortgage account is now messy, but my current & savings account look amazing. Problem is, I know I cant please both tidy OCDs and now I cant work out which one I want to please more! :rotfl:
You are making amazing progress, good luck!0 -
:hello:Hi and Thank You
You have some patience reading my diary, thank you for taking the time.
I'm the same as you, was good at not going into debt but at the same time spending it all Select your new bank account carefully, I opted for C1ydesd@1e, opened on 30th Nov and still have not received the incentive, however should not be much longer
I like my mortgage account tidy, then just recently tried TT, but not for me, so went back to mortgage tidy :j
I take just my mortgage total - tidy that, then next time add on the 2 sub accounts and tidy that, and so it goes on. This really works for me.
So all I can say is do what suits you best and what makes you happy. Will seek out your diary and have a read. Good Luck.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
If I was in the position to make small overpayments whenever I wanted I would do it in whatever way made the mortgage smaller. If you save a larger amount TT the mortgage do that as you're saving much more as you're paying off the capital.
I can only TT my bank accounts as I have to repay a minimum of £500 so my
Mortgage is never going to be nice round figure - until it hits zero0
Categories
- All Categories
- 343.2K Banking & Borrowing
- 250.1K Reduce Debt & Boost Income
- 449.7K Spending & Discounts
- 235.3K Work, Benefits & Business
- 608K Mortgages, Homes & Bills
- 173.1K Life & Family
- 247.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards