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  • FIRST POST
    • MSE Sam M
    • By MSE Sam M 13th May 15, 4:43 PM
    • 229Posts
    • 158Thanks
    MSE Sam M
    0 WOW
    Travel credit cards
    • #1
    • 13th May 15, 4:43 PM
    0 WOW
    Travel credit cards 13th May 15 at 4:43 PM
    Hi!

    This is the discussion thread for the



    Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.


    Thanks folks,
Page 11
    • WAYT
    • By WAYT 13th Jun 17, 12:57 PM
    • 224 Posts
    • 93 Thanks
    WAYT
    How come the creation card has been taken off the MSE article?
    Originally posted by MiraculousM
    Still there:
    • eDicky
    • By eDicky 13th Jun 17, 1:34 PM
    • 2,444 Posts
    • 1,046 Thanks
    eDicky
    The Creation Everyday link in the list is not starred, no commission earned per click. Less reason to remain among those recommended by MSE.
    • steven07968
    • By steven07968 18th Jun 17, 11:28 AM
    • 168 Posts
    • 20 Thanks
    steven07968
    I'm after an account to use abroad (India), with no fees for withdrawls, as i'm more likely to use ATM's, than pay using a card.

    I've used Nationwide and Metrobank current accounts previously, however, both are now only free within Europe.

    I've not currently got a credit card, but see that the top 4 listed are currently free for payments and ATM's, however, some charge interest until paid back. Is there an easy way not to incur these interest charges, by automatically paying off the credit card?

    Otherwise, are there any current accounts which are free for using at ATM's?
    • WAYT
    • By WAYT 18th Jun 17, 12:14 PM
    • 224 Posts
    • 93 Thanks
    WAYT
    I'm after an account to use abroad (India), with no fees for withdrawls, as i'm more likely to use ATM's, than pay using a card.

    I've used Nationwide and Metrobank current accounts previously, however, both are now only free within Europe.

    I've not currently got a credit card, but see that the top 4 listed are currently free for payments and ATM's, however, some charge interest until paid back. Is there an easy way not to incur these interest charges, by automatically paying off the credit card?

    Otherwise, are there any current accounts which are free for using at ATM's?
    Originally posted by steven07968
    If using a CC, cover your withdrawals asap via an online banking Faster Payment.

    Otherwise you have Monzo and Loot.io. I'm not sure if Starling Bank have begun to issue cards as of yet. You can check.
    • eDicky
    • By eDicky 18th Jun 17, 3:34 PM
    • 2,444 Posts
    • 1,046 Thanks
    eDicky
    I'm not sure if Starling Bank have begun to issue cards as of yet.
    Originally posted by WAYT
    I'm already using Starling Bank, the card has been working perfectly in various countries. Transactions appear instantly on the excellent app, with the rate and details updated on settlement a day or two later. No issues of avoiding interest payments as with a credit card, in fact Starling pay you a little interest on your deposited funds, FSCS protected.
    • Gloomendoom
    • By Gloomendoom 18th Jun 17, 5:10 PM
    • 12,292 Posts
    • 16,456 Thanks
    Gloomendoom
    I'm already using Starling Bank, the card has been working perfectly in various countries. Transactions appear instantly on the excellent app, with the rate and details updated on settlement a day or two later. No issues of avoiding interest payments as with a credit card, in fact Starling pay you a little interest on your deposited funds, FSCS protected.
    Originally posted by eDicky
    How easy was it to open an account? Do they require a minimum monthly deposit, for example?
    Advice; it rhymes with mice. Advise; it rhymes with wise.
    • steven07968
    • By steven07968 18th Jun 17, 10:27 PM
    • 168 Posts
    • 20 Thanks
    steven07968
    I'm after an account to use abroad (India), with no fees for withdrawls, as i'm more likely to use ATM's, than pay using a card.

    I've used Nationwide and Metrobank current accounts previously, however, both are now only free within Europe.

    I've not currently got a credit card, but see that the top 4 listed are currently free for payments and ATM's, however, some charge interest until paid back. Is there an easy way not to incur these interest charges, by automatically paying off the credit card?

    Otherwise, are there any current accounts which are free for using at ATM's?
    Originally posted by steven07968
    If using a CC, cover your withdrawals asap via an online banking Faster Payment.

    Otherwise you have Monzo and Loot.io. I'm not sure if Starling Bank have begun to issue cards as of yet. You can check.
    Originally posted by WAYT
    I'm already using Starling Bank, the card has been working perfectly in various countries. Transactions appear instantly on the excellent app, with the rate and details updated on settlement a day or two later. No issues of avoiding interest payments as with a credit card, in fact Starling pay you a little interest on your deposited funds, FSCS protected.
    Originally posted by eDicky
    If doable, I'm more than happy to pre-load money, so the account is in credit. Is that allowable with CC accounts?
    • karen101081
    • By karen101081 24th Jun 17, 3:39 PM
    • 1 Posts
    • 0 Thanks
    karen101081
    N&p
    I'm with N&P & see they are closing down their accounts..
    • WAYT
    • By WAYT 24th Jun 17, 8:34 PM
    • 224 Posts
    • 93 Thanks
    WAYT
    I'm with N&P & see they are closing down their accounts..
    Originally posted by karen101081
    Travel credit card?

    Starling Bank or if you are not of the Smartphone generation, Virgin Money Essential Current Account Issue 2 may be of use to you.
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