Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • savingwannabe
    • By savingwannabe 18th Feb 15, 6:31 PM
    • 11,949Posts
    • 44,797Thanks
    savingwannabe
    The Happy Savings Fund
    • #1
    • 18th Feb 15, 6:31 PM
    The Happy Savings Fund 18th Feb 15 at 6:31 PM
    I am going to copy over all my posts about my new kitchen or lack of it!!!!

    I am changing my thread name back to a more saving focussed one so I don't get distracted.

    Addendum: I have changed the name again as I am planning to chill out now I have savings and am going to continue to save for happy times. lol.
    Last edited by savingwannabe; 03-12-2016 at 8:16 PM. Reason: to re-focus my savings
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
Page 38
    • savingwannabe
    • By savingwannabe 12th Oct 16, 7:27 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I had an interesting day and met someone I worked with many years ago. He is two years from retirement and scared that he will not last until then.

    I went to the supermarket afterwards and had a long think. I have to learn how to work smart as if I keep killing myself working on my days off I wont be able to de-stress and that wont help my health.

    Time for a step back I think.

    I spent £35 in supermarket on food, a tea shirt and a lottery scratchcard. Well I'm desperate.
    Last edited by savingwannabe; 14-10-2016 at 7:02 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 16th Oct 16, 10:00 AM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I have spent most of the weekend in bed. Am v tired we break up for hols next week and I can catch up on rest then. I have been eating very healthily though as the boys left me loads of salad etc when they popped by on Friday night on the way to Susan's. They are going to Spain on hols.

    I received my M and S credit card but realised I will only get a £5 voucher rather than a £25 one as that offer finished in August. Still one pack of new socks is better than none. lol.

    Next Saturday 3dogs, the boys, craftyhants and other friends go to London for a day trip. Dead excited. (I've no money to spend but still it will be good to have a look around!!!!!).

    Everyone I speak to at work is as broke as me. Still it is nearly Christmas I think I am going to put my tree up over half term as it cheers me up. lol.

    Am going to nip out to corner shop to buy some crisps I deserve them I think.

    OK I know I am broke. I have about £70 left till payday!!!! I have just spent £30 buying a couple of coffee tables from ebay. They will go in my downstairs lounge as the table in there is too big. Yikes. Now I've got to sell the table that is in there already. Fingers crossed.
    Last edited by savingwannabe; 16-10-2016 at 3:37 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 20th Oct 16, 9:01 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I have just had an amazing email from M&S. I didn't ask for this but they noticed that I had a current account with them and are giving me £25 of vouchers as a reward for now opening a cc account with them. New socks here I come! And I was feeling poor

    I am going to London with the gang on Saturday. I will use M&S credit card to buy something to get the vouchers. I will only buy food and train tickets to avoid wasting money.

    On Sunday I will receive the cross trainer. The boys are going to sort out their stuff in the garage and then I will be able to use the garage as a gym and focus on skinnydom again!!!!!!!!!!!!!

    Work is so stressful it's frightening. I am working full time unpaid on my day off to try to keep up. Hols next week but I will have to work everyday!!!!!!
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 24th Oct 16, 3:29 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I had a fab time with the gang in London and spent most of yesterday in the New Forest having a ball. I have tried the cross trainer too. Blimey I am unfit but I will do some everyday to get skinny. So happy.

    I don't need to buy anything more now except xmas presents and will deal with that next month. Yay.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 25th Oct 16, 3:57 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I may have sold my old coffee table. Someone has agreed to buy it but hasn't paid yet. Yay. Kerrching

    I spent £0.20 on tea today! I did a fair bit of work even though it is the holiday to avoid stress later next week. Weather is bright and gorgeous and autumnal.

    Only 2 months till Christmas. Yikes. so far I have £75 of mastercard vouchers and I have £150 that's it for xmas and the £20 in my xmas account
    Last edited by savingwannabe; 25-10-2016 at 7:53 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 26th Oct 16, 3:35 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I did four hours of work again today despite the holiday as the workload is crazy. Now I'm chilling at home. It is gorgeous and dry and I have hung out a second load of washing. Am tired with v low blood sugars so after swigging Lucozade I am going to have a nap then will cook something fab.

    The sun is shining and all is well in the world. I have just bought a hat from fleabay. It was a bargain price £5 and I love hats. I am allowed £120 spending money a month and I have used some of next month's money.
    Last edited by savingwannabe; 26-10-2016 at 6:43 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 28th Oct 16, 3:43 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    Just done 4 hours of work, I am up to date at last. Whilst in London, I spent £1.90 on my credit card with M&S and today £25 of vouchers arrived. I am going sock shopping on Tuesday which is my day off. Good things come to those who wait. lol.
    Last edited by savingwannabe; 28-10-2016 at 3:46 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 29th Oct 16, 7:23 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    My work shoes have died on me. I have had to order another pair! After this I am not going to use my credit card anymore. No spending for the next month.

    I am going on a steam train holiday with the boys in December to start of my Christmas holiday so I am saving from now on.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 30th Oct 16, 12:20 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    Payday tomorrow. I am saving £250 this month as usual and I am not spending any money other than on bills and food.

    Am excited about the holiday in December. 6 weeks of work left to cope with. I have just moved the furniture around in the downstairs lounge it looks great.

    I have cleaned the windows, done washing, hovered and mopped. I am about to do my ironing. My life is soooo exciting

    All my friends are feeling the pinch or maybe they are feeling sorry for me. They all said there isn't much need for xmas presents this year so I only need £100 for mum and dad, £60 for nieces and maybe £40 for Janet and CraftyHants. Two hundred pounds is affordable. Yay.
    Last edited by savingwannabe; 30-10-2016 at 1:24 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 6th Nov 16, 8:14 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    My kitchen fund has gone up by £250. Marks and Spencer voucher was used to get socks and some undies. V happy!!!!! Got essentials for free.

    No money spent this weekend. The drop in temperature has kept me inside huddled in front of the radiators and tv. The boys came yesterday and decluttered most of their stuff from my garage which has left me with space. It looks great in there now.

    All in all it has been a good restful weekend. I didn't bother to do any marking. I tidied instead and chilled. Am thinking about the American election ? What happens if Trump wins? OMG. Two of the most powerful world leaders will be Putin and Trump. God help us. The mind boggles!
    Last edited by savingwannabe; 06-11-2016 at 8:17 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 8th Nov 16, 2:19 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    Am marking exam papers. Sooooo bored. It is freezing outside I have the heating on high and am in pjs marking slooooowly.

    Outside the clouds look like snow clouds but it isn't supposed to snow down saaaarf. We shall see. I fancy a few days off with snow days I hope it happens.

    I know my opinion isn't going to make the slightest bit of difference but I am fascinated by the American Election. Maybe there is a hint of schadenfreude there but it is so captivating. I am deciding whether to stay up tonight to watch the results come in. It is soooo different from the last election there.

    I could kick myself. I bid on an auction for an item of clothing without thinking. £10.40 spent by mistake. I regret it sooooo much. Plenty of marking done though so I am pleased about that.

    My money is on Clinton. Fingers crossed.
    Last edited by savingwannabe; 08-11-2016 at 8:14 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 9th Nov 16, 6:03 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    Been up since 3am. God help the USA.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 12th Nov 16, 8:43 AM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I was so impressed with my students yesterday. They are great. People are so stereotypical about young people. They were really respectful during the remembrance day service and just a joy to teach. I love my job.

    I went to a medical appointment yesterday after work. Travel cost £15.00. I spent £15 on bits and bobs such as sweeties for students and batteries for xmas lights which I will put up this weekend as I don't go out shopping v much.

    It's chucking it down with rain outside. The trees look stunning. I do like autumn colours. We forget how beautiful everyday life is.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 13th Nov 16, 11:59 AM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    It is a beautiful day outside and a day to remember all the heroes that gave their lives for England and Britain and for peace.

    I was a bit ill but did housework and managed to dry some clothes outside and do work too. No money spent so far since Friday. Some medical appointments later in week. Boys are visiting next weekend. Christmas tree is up but naked as I haven't had energy to dress it. lol.
    Last edited by savingwannabe; 13-11-2016 at 6:18 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 17th Nov 16, 7:15 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    All is well. I have spent £1.50 on drinks at work today. I spent £24.50 on supermarket food on Tuesday and £8.00 on taxi fares.

    Less than two weeks till payday. Hurrah. I must remind myself to keep spending down as there isn't much in my Christmas fund.

    Despite that I am ok.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 18th Nov 16, 4:54 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I have spent £12.50 on Christmas lights for my tree. It is an essential. You can't have Christmas without lights. So far I have one new set of lights on my tree and one old pair. My theme this year is going to be red decorations and golden white lights. The simplest theme but it looks fab.

    It is chucking down with rain outside. The boys are at Susan's. I have marked a bit but not gone out due to never ending rain. There is supposed to be a heavy storm heading this way.

    I am so tempted to order a Chinese but I am going to be good. I am going to be good. I am going to be good.

    I have done a bit of marking so I am happy. Nuffink is on telly.
    Last edited by savingwannabe; 19-11-2016 at 6:46 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 20th Nov 16, 11:41 AM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    I made a stew to use up some nice veg and meat I had. It smells great and is stewing nicely. Christmas tree looks fab.

    Today is much calmer now the storm has passed. Only 1.5 weeks till payday and four weeks till xmas hols. Hurrah. I am only going to buy food and major essentials. No eating out or anything as I want to have money left for fun at xmas.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • savingwannabe
    • By savingwannabe 21st Nov 16, 6:48 PM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    Two amazing people I work with have handed their notice in. I feel quite upset that they are leaving. I hope I can hang in there.

    9 days left till payday. This time next week I will be nearly well off. lol.

    I might be going to Beaulieu Christmas Market with the gang on Saturday but I have no money to spend? plus I don't want to go if it's raining. I am still deciding. The newspapers and my email box are full of deals on Black Friday which is this Friday but I don't see anything I need or want. I must be getting old. lol.
    Last edited by savingwannabe; 21-11-2016 at 7:57 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
    • BritishBibliophile
    • By BritishBibliophile 21st Nov 16, 8:33 PM
    • 528 Posts
    • 2,373 Thanks
    BritishBibliophile
    Just popping by savingwannabe as I realised I haven't been to your blog recently! I'm sorry to hear about your colleagues resigning I wish I could say that management will have to wake up to the on-going stress, but in reality they'll be complaining that no one is working hard enough.

    Beaulieu Christmas Market sounds lovely, but might be difficult to resist buying once you see lots of lovely things. Perhaps you could work out a budget that's just enough for transport and a cup of tea or a sandwich, and then take that just in cash and leave the cards at home? Might be less tempted to spend money if you don't physically have it on you.
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    House Deposit - £12132.18 | Furniture Fund - £805.86/£1000 Make £3 a Day in September - £15.24/£90 (2016 - £398.14) | Wombling - £47.08 | Wedding Fund: £2080.00/£4000
    • savingwannabe
    • By savingwannabe 22nd Nov 16, 9:33 AM
    • 11,949 Posts
    • 44,797 Thanks
    savingwannabe
    Hello BB I hope you are well.

    You are right I am not going to Beaulieu. I am v tired and will rest and work this weekend. I went for an appointment today and fainted after blood tests. I have cancelled night class for this week but will go to work as usual tomorrow. Arm and hands v bruised. Tree looks great spent the rest of the day asleep in bed upstairs in front of the tree.

    One month till xmas and 8 days till payday ..... and counting.

    From January I am only going to get ready for my wage cut and :
    • spend £259 a month on bills (till Brexit occurs and prices start rising)
    • spend a maximum of £120 on food and try to buy fruit, veg and meat not rubbish
    • save £250 in kitchen/emergency fund
    • use £750 for mortgage
    • I will put £50 into my Christmas fund- I kept spending this in 2016 and must stop borrowing from this fund
    • I should have £210 for fun, travel and to make extra overpayments on the mortgage
    I must be ruthless as in the end I am only cheating myself. I really do have everything I need now and don't need anything else.
    Last edited by savingwannabe; 22-11-2016 at 7:29 PM.
    Kitchen Fund( Nov 2017) £5550/£8000 68?%
    Christmas Fund (Dec 1st 2016) £70/£600 A Tiny%
    Note to self: DO NOT WASTE MONEY ON FLEABAY
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

5,294Posts Today

8,799Users online

Martin's Twitter