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  • FIRST POST
    • moneyonmymindsam
    • By moneyonmymindsam 8th Feb 15, 10:31 PM
    • 1,216Posts
    • 3,553Thanks
    moneyonmymindsam
    In the Lowest Hour
    • #1
    • 8th Feb 15, 10:31 PM
    In the Lowest Hour 8th Feb 15 at 10:31 PM
    In the Lowest Hour..I wonder if I can get any lower.


    Money ...


    I'm so reliant
    I'm so dependant
    I'm such a fool


    Sam Smith could have written that for me ..


    Where do I start?? ..yes that's right by making a coffee ...and having a long hard look at everything ....


    I know where I am but the denial and longing not to be in my current situation kicks in ...


    Am I motivated ...not in the slightest ...


    SOA going to make me feel sick ..pig sick ...


    My mission is to log in everyday and get sorted ...anything has got to be better than this, I loathe myself and my situation that has got to change.
Page 52
    • moneyonmymindsam
    • By moneyonmymindsam 8th Nov 17, 7:09 PM
    • 1,216 Posts
    • 3,553 Thanks
    moneyonmymindsam
    Savings now at 9,500 hope everyone is good.
    Savings £12600 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • abba1772
    • By abba1772 8th Nov 17, 7:26 PM
    • 4,157 Posts
    • 13,153 Thanks
    abba1772
    Wow go you with the savings......hope you're well Sam xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £3995.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £368.09
    • moneyonmymindsam
    • By moneyonmymindsam 16th Dec 17, 5:06 AM
    • 1,216 Posts
    • 3,553 Thanks
    moneyonmymindsam
    Now at 12k savings by Xmas - But with xmas looming we will see.

    Hope everyone is good.
    Sam
    Savings £12600 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • doingitanyway
    • By doingitanyway 16th Dec 17, 2:36 PM
    • 2,384 Posts
    • 11,208 Thanks
    doingitanyway
    Well done on your savings.
    JANUARY 2016/SECURED DEBT=24,822/December 2017=2,510
    MORTGAGE FREE 25/07/16
    • RosaBernicia
    • By RosaBernicia 16th Dec 17, 5:55 PM
    • 3,301 Posts
    • 8,503 Thanks
    RosaBernicia
    Sam!

    WOW to savings hope all is good with you


    Rosa xx
    Debt free May 2016... MFW progress 2.3%


    • abba1772
    • By abba1772 17th Dec 17, 8:15 PM
    • 4,157 Posts
    • 13,153 Thanks
    abba1772
    You've done amazing with your savings

    Is there anything your saving for in particular xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £3995.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £368.09
    • Tinkerbelle2000
    • By Tinkerbelle2000 1st Jan 18, 10:40 PM
    • 571 Posts
    • 2,025 Thanks
    Tinkerbelle2000
    Happy New Year Sam, well done on the amazing savings!!

    Hope you didn't spend too much over Christmas, I was really good and stuck to budget for the first time ever.

    Take care.
    Tink xx
    As of 1st January 2018:-
    DEBT 1 - £0/£38.96 DEBT 2 - £5.00/£141.10 DEBT 3 - £0/£297.00DEBT 4 - £5.00/£644.12
    DEBT 5 - £0/£700.00 DEBT 6 - £0/£720.02 DEBT 7 - £0/£1479.65 DEBT 8 - £21.60/£1576.80
    DEBT 9 - £0/£1622.49 DEBT 10 - £0/£2300.00 DEBT 11 - £118.57/£2722.44 DEBT 12 - £0/£4349.39
    EMERGENCY FUND - £5/£1000
    • RosaBernicia
    • By RosaBernicia 4th Jan 18, 7:35 PM
    • 3,301 Posts
    • 8,503 Thanks
    RosaBernicia
    Happy new year Sam

    Hope it brings you wonderful things


    Rosa xx
    Debt free May 2016... MFW progress 2.3%


    • moneyonmymindsam
    • By moneyonmymindsam 4th Jan 18, 11:06 PM
    • 1,216 Posts
    • 3,553 Thanks
    moneyonmymindsam
    Happy new year all

    Thinking of you all.

    Hope to be well enough to get back to posting soon.

    Been ill for a year at least :-)

    so hope 2018 brings us some good health
    Savings £12600 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • abba1772
    • By abba1772 5th Jan 18, 1:57 PM
    • 4,157 Posts
    • 13,153 Thanks
    abba1772
    Happy new year Sam
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £3995.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £368.09
    • doingitanyway
    • By doingitanyway 5th Jan 18, 5:52 PM
    • 2,384 Posts
    • 11,208 Thanks
    doingitanyway
    This is the year for you to be well Sam

    Happy New Year
    JANUARY 2016/SECURED DEBT=24,822/December 2017=2,510
    MORTGAGE FREE 25/07/16
    • Tinkerbelle2000
    • By Tinkerbelle2000 5th Jan 18, 11:38 PM
    • 571 Posts
    • 2,025 Thanks
    Tinkerbelle2000
    Couldn't agree more Sam!
    As of 1st January 2018:-
    DEBT 1 - £0/£38.96 DEBT 2 - £5.00/£141.10 DEBT 3 - £0/£297.00DEBT 4 - £5.00/£644.12
    DEBT 5 - £0/£700.00 DEBT 6 - £0/£720.02 DEBT 7 - £0/£1479.65 DEBT 8 - £21.60/£1576.80
    DEBT 9 - £0/£1622.49 DEBT 10 - £0/£2300.00 DEBT 11 - £118.57/£2722.44 DEBT 12 - £0/£4349.39
    EMERGENCY FUND - £5/£1000
    • moneyonmymindsam
    • By moneyonmymindsam 10th Jan 18, 12:16 AM
    • 1,216 Posts
    • 3,553 Thanks
    moneyonmymindsam
    You are al so lovely xx

    Savings now 12600
    Income from January 2018 - pretty shot so i will be back budgeting.
    Sam
    Savings £12600 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
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