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  • FIRST POST
    • moneyonmymindsam
    • By moneyonmymindsam 8th Feb 15, 10:31 PM
    • 1,189Posts
    • 3,418Thanks
    moneyonmymindsam
    In the Lowest Hour
    • #1
    • 8th Feb 15, 10:31 PM
    In the Lowest Hour 8th Feb 15 at 10:31 PM
    In the Lowest Hour..I wonder if I can get any lower.


    Money ...


    I'm so reliant
    I'm so dependant
    I'm such a fool


    Sam Smith could have written that for me ..


    Where do I start?? ..yes that's right by making a coffee ...and having a long hard look at everything ....


    I know where I am but the denial and longing not to be in my current situation kicks in ...


    Am I motivated ...not in the slightest ...


    SOA going to make me feel sick ..pig sick ...


    My mission is to log in everyday and get sorted ...anything has got to be better than this, I loathe myself and my situation that has got to change.
Page 50
    • moneyonmymindsam
    • By moneyonmymindsam 4th Apr 17, 11:59 PM
    • 1,189 Posts
    • 3,418 Thanks
    moneyonmymindsam
    Hi All, nothing about nothing my end. Health not improving so I am going to have to try harder at looking after me.
    Bank balance low - though not kept an eye where it has gone...oops.
    3 weeks until pay day so not too bad.


    Have set aside £100 to Treat myself this month. Have everything I need for holiday clothes wise I think so no bigs spends there.


    Although I do fancy a pair of toms for holidays or that sort of thing as long as they don't crucify the feet


    Thinking of you all
    Sam x
    Updated Savings £7000 1st June
    Vouchers £50 NO DEBT



    • abba1772
    • By abba1772 5th Apr 17, 8:48 AM
    • 3,498 Posts
    • 9,043 Thanks
    abba1772
    Aww Sam I'm sorry you're still not feeling any better so yes you must try harder at looking after yourself xx
    NEXT TARGET HALIFAX CC WAS £3308.35 NOW £3308.35
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £2802.67 / £6000
    • moneyonmymindsam
    • By moneyonmymindsam 20th Apr 17, 11:46 PM
    • 1,189 Posts
    • 3,418 Thanks
    moneyonmymindsam
    Still poorly so not been on much ... sorry! but been thinking of you all.


    Savings Pots all ok .
    Updated Savings £7000 1st June
    Vouchers £50 NO DEBT



    • RosaBernicia
    • By RosaBernicia 21st Apr 17, 9:02 PM
    • 3,161 Posts
    • 8,072 Thanks
    RosaBernicia
    Sorry to hear you're still poorly Sam - hope you have had some you time.

    We do miss you so pop on for a blather when you can.


    Rosa xx
    Proud to be dealing have dealt with my debts - DEBT FREE May 2016
    DFW Diary - Balancing not just the budget
    http://forums.moneysavingexpert.com/showthread.php?t=4398229
    • moneyonmymindsam
    • By moneyonmymindsam 14th May 17, 6:55 PM
    • 1,189 Posts
    • 3,418 Thanks
    moneyonmymindsam
    I'm Back
    Look forward to having a catch up on all diaries. Home now for two weeks as no travelling for work woo hoo. So I will check the bank and do my household cleaning tonight although not off work nice to be working from home for a whole two weeks. I am going to have a massive summer clothing sort out but not tonight ...lol and find some outfits.


    Sam xx
    Updated Savings £7000 1st June
    Vouchers £50 NO DEBT



    • doingitanyway
    • By doingitanyway 14th May 17, 7:09 PM
    • 1,596 Posts
    • 7,142 Thanks
    doingitanyway
    Good to see you are back Sam.
    Enjoy your fortnight WFH
    JANUARY 2016/SECURED DEBT=24,822/June 2017=8,882
    MORTGAGE FREE 25/07/16
    • abba1772
    • By abba1772 15th May 17, 8:32 PM
    • 3,498 Posts
    • 9,043 Thanks
    abba1772
    Hello Sam

    It's lovely to have you back xx

    Hope you're well xx
    NEXT TARGET HALIFAX CC WAS £3308.35 NOW £3308.35
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £2802.67 / £6000
    • moneyonmymindsam
    • By moneyonmymindsam 15th May 17, 10:59 PM
    • 1,189 Posts
    • 3,418 Thanks
    moneyonmymindsam
    Need to add up the savings pot as I think I have under estimated mind you the months not finished yet .


    Only 11 days to pay day :-)


    Feeling ok - just taking each day as it comes.


    Good to be back
    Sam xxx
    Updated Savings £7000 1st June
    Vouchers £50 NO DEBT



    • monz
    • By monz 16th May 17, 11:00 AM
    • 2,524 Posts
    • 6,531 Thanks
    monz
    well come back xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending $2,370 exchanged pre election: June to July savings after election £60.13/500 (RBS Rewards £14 pending) (PA: £16) (pending £7.50 survey) pending £20.80 circle
    house deposit £5,506.25/10,000
    • Tinkerbelle2000
    • By Tinkerbelle2000 23rd May 17, 10:39 PM
    • 551 Posts
    • 1,932 Thanks
    Tinkerbelle2000
    Welcome back Sam, I've just come back too.

    Hope you are ok.

    Tink xx
    LBM 11/08/15 - Total Debt Owing:- £10338.89 01/11/16 - £13996.57 01/12/16 - £13062.92
    DEBT 1 = £104.63 DEBT 2 = £853.00 DEBT 3 = £297.41
    DEBT 4 = £725.02 DEBT 5 = £166.10 DEBT 6 £700.00
    DEBT 7 = £1324.59 DEBT 8 = £3150.00 DEBT 9 £22419.88
    • moneyonmymindsam
    • By moneyonmymindsam 31st May 17, 10:58 PM
    • 1,189 Posts
    • 3,418 Thanks
    moneyonmymindsam
    Savings up to 7k 1st June : - )
    Updated Savings £7000 1st June
    Vouchers £50 NO DEBT



    • monz
    • By monz 2nd Jun 17, 10:04 AM
    • 2,524 Posts
    • 6,531 Thanks
    monz
    Well done Sam xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending $2,370 exchanged pre election: June to July savings after election £60.13/500 (RBS Rewards £14 pending) (PA: £16) (pending £7.50 survey) pending £20.80 circle
    house deposit £5,506.25/10,000
    • RosaBernicia
    • By RosaBernicia 2nd Jun 17, 11:56 AM
    • 3,161 Posts
    • 8,072 Thanks
    RosaBernicia
    woop woop


    Rosa xx
    Proud to be dealing have dealt with my debts - DEBT FREE May 2016
    DFW Diary - Balancing not just the budget
    http://forums.moneysavingexpert.com/showthread.php?t=4398229
    • abba1772
    • By abba1772 2nd Jun 17, 7:36 PM
    • 3,498 Posts
    • 9,043 Thanks
    abba1772
    Savings up to 7k 1st June : - )
    Originally posted by moneyonmymindsam
    Fantastic
    NEXT TARGET HALIFAX CC WAS £3308.35 NOW £3308.35
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £2802.67 / £6000
    • doingitanyway
    • By doingitanyway 3rd Jun 17, 6:31 AM
    • 1,596 Posts
    • 7,142 Thanks
    doingitanyway
    Well done Sam
    JANUARY 2016/SECURED DEBT=24,822/June 2017=8,882
    MORTGAGE FREE 25/07/16
    • Tinkerbelle2000
    • By Tinkerbelle2000 4th Jun 17, 10:22 PM
    • 551 Posts
    • 1,932 Thanks
    Tinkerbelle2000
    Congratulations Sam.

    Hope you are keeping well.

    Tink xx
    LBM 11/08/15 - Total Debt Owing:- £10338.89 01/11/16 - £13996.57 01/12/16 - £13062.92
    DEBT 1 = £104.63 DEBT 2 = £853.00 DEBT 3 = £297.41
    DEBT 4 = £725.02 DEBT 5 = £166.10 DEBT 6 £700.00
    DEBT 7 = £1324.59 DEBT 8 = £3150.00 DEBT 9 £22419.88
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