Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • moneyonmymindsam
    • By moneyonmymindsam 8th Feb 15, 10:31 PM
    • 1,213Posts
    • 3,542Thanks
    moneyonmymindsam
    In the Lowest Hour
    • #1
    • 8th Feb 15, 10:31 PM
    In the Lowest Hour 8th Feb 15 at 10:31 PM
    In the Lowest Hour..I wonder if I can get any lower.


    Money ...


    I'm so reliant
    I'm so dependant
    I'm such a fool


    Sam Smith could have written that for me ..


    Where do I start?? ..yes that's right by making a coffee ...and having a long hard look at everything ....


    I know where I am but the denial and longing not to be in my current situation kicks in ...


    Am I motivated ...not in the slightest ...


    SOA going to make me feel sick ..pig sick ...


    My mission is to log in everyday and get sorted ...anything has got to be better than this, I loathe myself and my situation that has got to change.
Page 50
    • moneyonmymindsam
    • By moneyonmymindsam 4th Apr 17, 11:59 PM
    • 1,213 Posts
    • 3,542 Thanks
    moneyonmymindsam
    Hi All, nothing about nothing my end. Health not improving so I am going to have to try harder at looking after me.
    Bank balance low - though not kept an eye where it has gone...oops.
    3 weeks until pay day so not too bad.


    Have set aside £100 to Treat myself this month. Have everything I need for holiday clothes wise I think so no bigs spends there.


    Although I do fancy a pair of toms for holidays or that sort of thing as long as they don't crucify the feet


    Thinking of you all
    Sam x
    Savings £9000 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • abba1772
    • By abba1772 5th Apr 17, 8:48 AM
    • 4,022 Posts
    • 12,331 Thanks
    abba1772
    Aww Sam I'm sorry you're still not feeling any better so yes you must try harder at looking after yourself xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4536.82
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £6797.54 / £6000
    • moneyonmymindsam
    • By moneyonmymindsam 20th Apr 17, 11:46 PM
    • 1,213 Posts
    • 3,542 Thanks
    moneyonmymindsam
    Still poorly so not been on much ... sorry! but been thinking of you all.


    Savings Pots all ok .
    Savings £9000 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • RosaBernicia
    • By RosaBernicia 21st Apr 17, 9:02 PM
    • 3,267 Posts
    • 8,398 Thanks
    RosaBernicia
    Sorry to hear you're still poorly Sam - hope you have had some you time.

    We do miss you so pop on for a blather when you can.


    Rosa xx
    Debt free May 2016... MFW progress 2.3%


    • moneyonmymindsam
    • By moneyonmymindsam 14th May 17, 6:55 PM
    • 1,213 Posts
    • 3,542 Thanks
    moneyonmymindsam
    I'm Back
    Look forward to having a catch up on all diaries. Home now for two weeks as no travelling for work woo hoo. So I will check the bank and do my household cleaning tonight although not off work nice to be working from home for a whole two weeks. I am going to have a massive summer clothing sort out but not tonight ...lol and find some outfits.


    Sam xx
    Savings £9000 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • doingitanyway
    • By doingitanyway 14th May 17, 7:09 PM
    • 2,190 Posts
    • 10,168 Thanks
    doingitanyway
    Good to see you are back Sam.
    Enjoy your fortnight WFH
    JANUARY 2016/SECURED DEBT=24,822/November 2017=3,500
    MORTGAGE FREE 25/07/16
    • abba1772
    • By abba1772 15th May 17, 8:32 PM
    • 4,022 Posts
    • 12,331 Thanks
    abba1772
    Hello Sam

    It's lovely to have you back xx

    Hope you're well xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4536.82
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £6797.54 / £6000
    • moneyonmymindsam
    • By moneyonmymindsam 15th May 17, 10:59 PM
    • 1,213 Posts
    • 3,542 Thanks
    moneyonmymindsam
    Need to add up the savings pot as I think I have under estimated mind you the months not finished yet .


    Only 11 days to pay day :-)


    Feeling ok - just taking each day as it comes.


    Good to be back
    Sam xxx
    Savings £9000 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • monz
    • By monz 16th May 17, 11:00 AM
    • 2,868 Posts
    • 8,575 Thanks
    monz
    well come back xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £6,356.28/10,000
    mums xmas vouchers boots 50/50 sisters xmas vouchers topshop 30/30 Dads xmas voucher amazon (surveys) 30/30
    holiday - £540.43/1064.72
    • Tinkerbelle2000
    • By Tinkerbelle2000 23rd May 17, 10:39 PM
    • 553 Posts
    • 1,958 Thanks
    Tinkerbelle2000
    Welcome back Sam, I've just come back too.

    Hope you are ok.

    Tink xx
    LBM 11/08/15 - Total Debt Owing:- £10338.89 01/11/16 - £13996.57 01/12/16 - £13062.92
    DEBT 1 = £104.63 DEBT 2 = £853.00 DEBT 3 = £297.41
    DEBT 4 = £725.02 DEBT 5 = £166.10 DEBT 6 £700.00
    DEBT 7 = £1324.59 DEBT 8 = £3150.00 DEBT 9 £22419.88
    • moneyonmymindsam
    • By moneyonmymindsam 31st May 17, 10:58 PM
    • 1,213 Posts
    • 3,542 Thanks
    moneyonmymindsam
    Savings up to 7k 1st June : - )
    Savings £9000 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • monz
    • By monz 2nd Jun 17, 10:04 AM
    • 2,868 Posts
    • 8,575 Thanks
    monz
    Well done Sam xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    house deposit £6,356.28/10,000
    mums xmas vouchers boots 50/50 sisters xmas vouchers topshop 30/30 Dads xmas voucher amazon (surveys) 30/30
    holiday - £540.43/1064.72
    • RosaBernicia
    • By RosaBernicia 2nd Jun 17, 11:56 AM
    • 3,267 Posts
    • 8,398 Thanks
    RosaBernicia
    woop woop


    Rosa xx
    Debt free May 2016... MFW progress 2.3%


    • abba1772
    • By abba1772 2nd Jun 17, 7:36 PM
    • 4,022 Posts
    • 12,331 Thanks
    abba1772
    Savings up to 7k 1st June : - )
    Originally posted by moneyonmymindsam
    Fantastic
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4536.82
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £6797.54 / £6000
    • doingitanyway
    • By doingitanyway 3rd Jun 17, 6:31 AM
    • 2,190 Posts
    • 10,168 Thanks
    doingitanyway
    Well done Sam
    JANUARY 2016/SECURED DEBT=24,822/November 2017=3,500
    MORTGAGE FREE 25/07/16
    • Tinkerbelle2000
    • By Tinkerbelle2000 4th Jun 17, 10:22 PM
    • 553 Posts
    • 1,958 Thanks
    Tinkerbelle2000
    Congratulations Sam.

    Hope you are keeping well.

    Tink xx
    LBM 11/08/15 - Total Debt Owing:- £10338.89 01/11/16 - £13996.57 01/12/16 - £13062.92
    DEBT 1 = £104.63 DEBT 2 = £853.00 DEBT 3 = £297.41
    DEBT 4 = £725.02 DEBT 5 = £166.10 DEBT 6 £700.00
    DEBT 7 = £1324.59 DEBT 8 = £3150.00 DEBT 9 £22419.88
    • moneyonmymindsam
    • By moneyonmymindsam 17th Jul 17, 11:37 PM
    • 1,213 Posts
    • 3,542 Thanks
    moneyonmymindsam
    Hi All sorry Its been an age. Still ill lol


    Savings taken a big hit .. But doing ok. Hoping to get to 27/07 and reassess where I am with savings.


    Hope everyone is doing good - Thinking of you all
    Much Love
    Sam x
    Savings £9000 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
    • abba1772
    • By abba1772 18th Jul 17, 5:00 PM
    • 4,022 Posts
    • 12,331 Thanks
    abba1772
    Sorry to hear you're poorly.........missing your updates xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4536.82
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £6797.54 / £6000
    • RosaBernicia
    • By RosaBernicia 18th Jul 17, 9:00 PM
    • 3,267 Posts
    • 8,398 Thanks
    RosaBernicia
    Sorry to hear you're not well Sam - hope you get to look after yourself a bit better (or have Plus One spoil you!)


    Rosa xx
    Debt free May 2016... MFW progress 2.3%


    • moneyonmymindsam
    • By moneyonmymindsam 25th Jul 17, 12:31 AM
    • 1,213 Posts
    • 3,542 Thanks
    moneyonmymindsam
    Waiting pay day this week ... :-) to get to my savings goals.


    CTAX now paid up until January 2018
    Last edited by moneyonmymindsam; 25-07-2017 at 12:36 AM.
    Savings £9000 I hope!!
    NOT Buying (M)any clothes 2017
    Vouchers £0 NO DEBT
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,564Posts Today

7,857Users online

Martin's Twitter