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  • FIRST POST
    • moneyonmymindsam
    • By moneyonmymindsam 8th Feb 15, 10:31 PM
    • 1,189Posts
    • 3,414Thanks
    moneyonmymindsam
    In the Lowest Hour
    • #1
    • 8th Feb 15, 10:31 PM
    In the Lowest Hour 8th Feb 15 at 10:31 PM
    In the Lowest Hour..I wonder if I can get any lower.


    Money ...


    I'm so reliant
    I'm so dependant
    I'm such a fool


    Sam Smith could have written that for me ..


    Where do I start?? ..yes that's right by making a coffee ...and having a long hard look at everything ....


    I know where I am but the denial and longing not to be in my current situation kicks in ...


    Am I motivated ...not in the slightest ...


    SOA going to make me feel sick ..pig sick ...


    My mission is to log in everyday and get sorted ...anything has got to be better than this, I loathe myself and my situation that has got to change.
Page 49
    • Tinkerbelle2000
    • By Tinkerbelle2000 9th Mar 17, 8:08 PM
    • 538 Posts
    • 1,882 Thanks
    Tinkerbelle2000
    Wow Sam you put us all to shame with the ebaying. I have had my first bad experience and it has put me off a bit. I only have a few small items left so I'm thinking of adding them on Shp0ck. Have you had any dealings with them?

    The amount of money you make extra is incredible, well done.

    Take care.

    Tink xx
    LBM 11/08/15 - Total Debt Owing:- 10338.89 01/11/16 - 13996.57 01/12/16 - 13062.92
    DEBT 1 = 104.63 DEBT 2 = 853.00 DEBT 3 = 297.41
    DEBT 4 = 725.02 DEBT 5 = 166.10 DEBT 6 700.00
    DEBT 7 = 1324.59 DEBT 8 = 3150.00 DEBT 9 22419.88
    • moneyonmymindsam
    • By moneyonmymindsam 12th Mar 17, 7:49 PM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    Hello All,


    Ok I had a fall this weekend ( makes me sound 80 lol ) so very black eye and bruised but all ok in the end - Just look like I have a thing for purple eyeshadow or goth make up


    I will have this weekend plus today and tonight (If I don't end up being caught up in the voice) listing 50 -60 items on ebay - Im not sure how much this will net me - not a lot as its the final lots for sale.


    So 40 currently listed and aiming for 60 if it doesn't get to late - it takes ages though but I will be pleased of the pennies when they come in.


    Changed sign tonight to reflect savings goal.


    xxx
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • This England
    • By This England 12th Mar 17, 8:14 PM
    • 1 Posts
    • 2 Thanks
    This England
    Small small steps
    Hello Money on my mind

    The feeling of insecurity is the worst part of all this.

    When I was single, I got myself out of credit card debt by initially cutting up the cards. I then created a form that I filled in each night with what I had spent. The form was on the bedside table. 60p on a twix bar, it was written down. Everything. This turned the tables for me. I would fill in a budget vs actual listing every weekend to make sure I knew I was on track. It turned the tables because I knew how much money I had before the bank did.One pound underspent in one category meant that pound could be deployed for debt relief or an upcoming bill. Eventually, instead of being out of control and at the mercy of others, you are very much in control and calling the shots. It takes a while to get there, but with tenacity, you can get there. No problem

    Hope this helps,
    TE.
    • moneyonmymindsam
    • By moneyonmymindsam 12th Mar 17, 9:49 PM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    Hello Money on my mind

    The feeling of insecurity is the worst part of all this.

    When I was single, I got myself out of credit card debt by initially cutting up the cards. I then created a form that I filled in each night with what I had spent. The form was on the bedside table. 60p on a twix bar, it was written down. Everything. This turned the tables for me. I would fill in a budget vs actual listing every weekend to make sure I knew I was on track. It turned the tables because I knew how much money I had before the bank did.One pound underspent in one category meant that pound could be deployed for debt relief or an upcoming bill. Eventually, instead of being out of control and at the mercy of others, you are very much in control and calling the shots. It takes a while to get there, but with tenacity, you can get there. No problem

    Hope this helps,
    TE.
    Originally posted by This England

    Hi TE


    I am terrible at tracking my money so that would be a good start
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • moneyonmymindsam
    • By moneyonmymindsam 12th Mar 17, 9:51 PM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    Wow Sam you put us all to shame with the ebaying. I have had my first bad experience and it has put me off a bit. I only have a few small items left so I'm thinking of adding them on Shp0ck. Have you had any dealings with them?

    The amount of money you make extra is incredible, well done.

    Take care.

    Tink xx
    Originally posted by Tinkerbelle2000
    Hi Tinks - I know don't let it get you down there are some real rotters out there. No never done Shpock but seen it on TV


    Well done you too on all your money making - even if its a few pence we have made its a few we didn't have before


    xx Sam
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • abba1772
    • By abba1772 13th Mar 17, 8:23 AM
    • 3,465 Posts
    • 8,886 Thanks
    abba1772
    Good luck with the eBay sales hope you make lots of pennies xx
    HOLIDAY CLOTHES MONEY BY END OF MAY: NOW 500 TARGET 500
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 2493.27 / 6000
    • monz
    • By monz 13th Mar 17, 12:04 PM
    • 2,453 Posts
    • 6,208 Thanks
    monz
    Hope you are ok!!xx
    Debt (1/9/14) 6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending 1,810.77 $30 (RBS Rewards 25.35)
    house deposit 5,506.25/10,000
    Xmas 2017 - 133/365 No.35
    • moneyonmymindsam
    • By moneyonmymindsam 13th Mar 17, 10:05 PM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    I have worked out that I should stand to gain 150 - 200 ( Praying ) from 3bay this month asI have at least 46 items listed - i'm too tired to list more but will keep adding a few each day ( maybe). Already have 100 in sales so fingers and toes crossed . Although any money made will go to the dentist this month..lol
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • moneyonmymindsam
    • By moneyonmymindsam 15th Mar 17, 9:21 PM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    Now aiming for 220 on the 3bay sales so 20 for fees and around 200 profit .
    Will update with how I get on by the weekend.
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • MuffinTops
    • By MuffinTops 16th Mar 17, 8:38 AM
    • 2,097 Posts
    • 6,339 Thanks
    MuffinTops
    Hello gorgeous,

    Wow on the eBaying! I think I need to do the few items a day as it feels so daunting having that amount of items ready to end at the same time.

    Your savings are looking great.

    MTxx
    STARTING 2017:
    Credit Card Debt: 2,650.00!!!
    ======================
    Saving For a New Property
    Pot of Gold = All gone to the above
    • moneyonmymindsam
    • By moneyonmymindsam 16th Mar 17, 8:27 PM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    Hello gorgeous,

    Wow on the eBaying! I think I need to do the few items a day as it feels so daunting having that amount of items ready to end at the same time.

    Your savings are looking great.

    MTxx
    Originally posted by MuffinTops


    I am fighting hard to keep the savings Aiming for 250 on 3bay then that's it I'm giving up - I forgot about the packing / wrapping bit PITA


    Nothing much to report except I have a lot of house work to do.
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • monz
    • By monz 17th Mar 17, 9:21 AM
    • 2,453 Posts
    • 6,208 Thanks
    monz
    have a great weekend <3
    Debt (1/9/14) 6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending 1,810.77 $30 (RBS Rewards 25.35)
    house deposit 5,506.25/10,000
    Xmas 2017 - 133/365 No.35
    • moneyonmymindsam
    • By moneyonmymindsam 19th Mar 17, 5:54 PM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    Savings now dropped 5, 250


    Got ahead with Bills so happy about that
    Ebay sales netted me 235 Profit - although I do have 15 items to label and post this evening


    Pay day soon so will try to make up the savings to maybe 6k






    Giving it up for a while I think.


    Blew 35 on a scarf ..lol as a treat so 200 left.
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • abba1772
    • By abba1772 19th Mar 17, 7:53 PM
    • 3,465 Posts
    • 8,886 Thanks
    abba1772
    Congrats on the eBay sales well done xx
    HOLIDAY CLOTHES MONEY BY END OF MAY: NOW 500 TARGET 500
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 2493.27 / 6000
    • doingitanyway
    • By doingitanyway 20th Mar 17, 9:10 AM
    • 1,510 Posts
    • 6,785 Thanks
    doingitanyway
    Impressed re eBay sales!
    JANUARY 2016/SECURED DEBT=24,822/ February 2017=9,600
    MORTGAGE FREE 25/07/16
    • moneyonmymindsam
    • By moneyonmymindsam 23rd Mar 17, 11:21 PM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    All Ebayed out - Have a 2 large suitcases of Clothes / shoes in the wardrobe. So I may sell as bulk lots next time I get the urge. Total profit was 240 in the end but refunded a buyr today for a "lost in post item" oh well So 6 down ...lol. Really pleased with my designer scarf so worth the investment there.


    Not much to report - poorly again and back to the dentist next Monday for a hygiene appointment.


    Booked a mini break for me and plus one early June so 11 weeks time I may get some sun on the old bones :-)


    Have everything I need from last break - so just need to slip on the shorts ( to see if they still fit)


    Need to buy some Euro again but didn't know if I should get these each month from wages over next 3 month paydays . Say 135 Euro a month so less outlay in June? I think that would be plenty for 5 days/ 4 nights as 2 of those would be travel days.


    Hope everyone is good XX
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • MuffinTops
    • By MuffinTops 27th Mar 17, 5:21 PM
    • 2,097 Posts
    • 6,339 Thanks
    MuffinTops
    Hello gorgeous. Well done on the sales but not good to hear you're poorly again.
    I agree with you to put a bchunk aside each month for the euros. All in one go can be a shock to the system. MTxx
    STARTING 2017:
    Credit Card Debt: 2,650.00!!!
    ======================
    Saving For a New Property
    Pot of Gold = All gone to the above
    • moneyonmymindsam
    • By moneyonmymindsam 28th Mar 17, 12:31 AM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    A few Monday night bank shuffles
    Savings pot 5.5k
    Holiday spending funds 300
    Council Tax paid until May 2017
    0.00 on cc (although increased limit to 450)
    Holiday deposit left to pay 225 although 175 from +1 makes only 50 more to pay. Although I may pay this for +1 Birthday?


    650 left for the month...


    Spends so far - Undies for me 20 - although I have my eye on 235 worth of stuff - Must resist


    Dental appointment cost me today but all worth it to have a healthy and shiny smile..


    Next health appointment 12 weeks time so will try to de-stress as much as possible before then.


    Got some more sorting to do this weekend...but a lot of house things went wrong last week in the flat so went on bulbs, replacing, fixing odds and sods and batteries .


    Still need to get my kitchen Cupboard repaired and the front garden will need a strim soon given the growth in the recent burst of good weather.


    Still rubbish at doing too much and not looking after myself but hopefully the hols will spur me on to do that.


    Thinking of you all and hoping you are good
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • moneyonmymindsam
    • By moneyonmymindsam 28th Mar 17, 12:33 AM
    • 1,189 Posts
    • 3,414 Thanks
    moneyonmymindsam
    Hello gorgeous. Well done on the sales but not good to hear you're poorly again.
    I agree with you to put a bchunk aside each month for the euros. All in one go can be a shock to the system. MTxx
    Originally posted by MuffinTops

    Hey MT
    Back at you gorgeous lady


    I have lost the will with 3bay so that income spurt is over


    I have set aside 300 and will see what I can save next month


    Hope you are not overdoing it
    Sam xx
    Updated Savings 6000 May
    plus other pot - 125
    Vouchers 50 NO DEBT



    • abba1772
    • By abba1772 28th Mar 17, 8:24 AM
    • 3,465 Posts
    • 8,886 Thanks
    abba1772
    Sorry to hear your poorly again Hunni xx
    HOLIDAY CLOTHES MONEY BY END OF MAY: NOW 500 TARGET 500
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 2493.27 / 6000
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