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  • FIRST POST
    • moneyonmymindsam
    • By moneyonmymindsam 8th Feb 15, 9:31 PM
    • 1,175Posts
    • 3,295Thanks
    moneyonmymindsam
    In the Lowest Hour
    • #1
    • 8th Feb 15, 9:31 PM
    In the Lowest Hour 8th Feb 15 at 9:31 PM
    In the Lowest Hour..I wonder if I can get any lower.


    Money ...


    I'm so reliant
    I'm so dependant
    I'm such a fool


    Sam Smith could have written that for me ..


    Where do I start?? ..yes that's right by making a coffee ...and having a long hard look at everything ....


    I know where I am but the denial and longing not to be in my current situation kicks in ...


    Am I motivated ...not in the slightest ...


    SOA going to make me feel sick ..pig sick ...


    My mission is to log in everyday and get sorted ...anything has got to be better than this, I loathe myself and my situation that has got to change.
Page 49
    • Tinkerbelle2000
    • By Tinkerbelle2000 9th Mar 17, 7:08 PM
    • 524 Posts
    • 1,745 Thanks
    Tinkerbelle2000
    Wow Sam you put us all to shame with the ebaying. I have had my first bad experience and it has put me off a bit. I only have a few small items left so I'm thinking of adding them on Shp0ck. Have you had any dealings with them?

    The amount of money you make extra is incredible, well done.

    Take care.

    Tink xx
    LBM 11/08/15 - Total Debt Owing:- £10338.89 01/11/16 - £13996.57 01/12/16 - £13062.92
    DEBT 1 = £104.63 DEBT 2 = £853.00 DEBT 3 = £297.41
    DEBT 4 = £725.02 DEBT 5 = £166.10 DEBT 6 £700.00
    DEBT 7 = £1324.59 DEBT 8 = £3150.00 DEBT 9 £22419.88
    • moneyonmymindsam
    • By moneyonmymindsam 12th Mar 17, 6:49 PM
    • 1,175 Posts
    • 3,295 Thanks
    moneyonmymindsam
    Hello All,


    Ok I had a fall this weekend ( makes me sound 80 lol ) so very black eye and bruised but all ok in the end - Just look like I have a thing for purple eyeshadow or goth make up


    I will have this weekend plus today and tonight (If I don't end up being caught up in the voice) listing 50 -60 items on ebay - Im not sure how much this will net me - not a lot as its the final lots for sale.


    So 40 currently listed and aiming for 60 if it doesn't get to late - it takes ages though but I will be pleased of the pennies when they come in.


    Changed sign tonight to reflect savings goal.


    xxx
    Updated Savings £5,750 - March
    plus other pot - £150 Hols Funds £200
    Vouchers £50



    • This England
    • By This England 12th Mar 17, 7:14 PM
    • 1 Posts
    • 1 Thanks
    This England
    Small small steps
    Hello Money on my mind

    The feeling of insecurity is the worst part of all this.

    When I was single, I got myself out of credit card debt by initially cutting up the cards. I then created a form that I filled in each night with what I had spent. The form was on the bedside table. 60p on a twix bar, it was written down. Everything. This turned the tables for me. I would fill in a budget vs actual listing every weekend to make sure I knew I was on track. It turned the tables because I knew how much money I had before the bank did.One pound underspent in one category meant that pound could be deployed for debt relief or an upcoming bill. Eventually, instead of being out of control and at the mercy of others, you are very much in control and calling the shots. It takes a while to get there, but with tenacity, you can get there. No problem

    Hope this helps,
    TE.
    • moneyonmymindsam
    • By moneyonmymindsam 12th Mar 17, 8:49 PM
    • 1,175 Posts
    • 3,295 Thanks
    moneyonmymindsam
    Hello Money on my mind

    The feeling of insecurity is the worst part of all this.

    When I was single, I got myself out of credit card debt by initially cutting up the cards. I then created a form that I filled in each night with what I had spent. The form was on the bedside table. 60p on a twix bar, it was written down. Everything. This turned the tables for me. I would fill in a budget vs actual listing every weekend to make sure I knew I was on track. It turned the tables because I knew how much money I had before the bank did.One pound underspent in one category meant that pound could be deployed for debt relief or an upcoming bill. Eventually, instead of being out of control and at the mercy of others, you are very much in control and calling the shots. It takes a while to get there, but with tenacity, you can get there. No problem

    Hope this helps,
    TE.
    Originally posted by This England

    Hi TE


    I am terrible at tracking my money so that would be a good start
    Updated Savings £5,750 - March
    plus other pot - £150 Hols Funds £200
    Vouchers £50



    • moneyonmymindsam
    • By moneyonmymindsam 12th Mar 17, 8:51 PM
    • 1,175 Posts
    • 3,295 Thanks
    moneyonmymindsam
    Wow Sam you put us all to shame with the ebaying. I have had my first bad experience and it has put me off a bit. I only have a few small items left so I'm thinking of adding them on Shp0ck. Have you had any dealings with them?

    The amount of money you make extra is incredible, well done.

    Take care.

    Tink xx
    Originally posted by Tinkerbelle2000
    Hi Tinks - I know don't let it get you down there are some real rotters out there. No never done Shpock but seen it on TV


    Well done you too on all your money making - even if its a few pence we have made its a few we didn't have before


    xx Sam
    Updated Savings £5,750 - March
    plus other pot - £150 Hols Funds £200
    Vouchers £50



    • abba1772
    • By abba1772 13th Mar 17, 7:23 AM
    • 3,323 Posts
    • 8,122 Thanks
    abba1772
    Good luck with the eBay sales hope you make lots of pennies xx
    HOLIDAY SPENDING MONEY TO BE SAVED BY END OF MAY: £1500 Now £306.61
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 / £6000
    POAMAYC 2017 £1504.50 / £6000
    • monz
    • By monz 13th Mar 17, 11:04 AM
    • 2,313 Posts
    • 5,060 Thanks
    monz
    Hope you are ok!!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending £665 $30 (RBS Rewards £12.40)
    house deposit £5,300.09/10,000
    Xmas 2017 - 133/365 No.35
    • moneyonmymindsam
    • By moneyonmymindsam 13th Mar 17, 9:05 PM
    • 1,175 Posts
    • 3,295 Thanks
    moneyonmymindsam
    I have worked out that I should stand to gain £150 - £200 ( Praying ) from 3bay this month asI have at least 46 items listed - i'm too tired to list more but will keep adding a few each day ( maybe). Already have £100 in sales so fingers and toes crossed . Although any money made will go to the dentist this month..lol
    Updated Savings £5,750 - March
    plus other pot - £150 Hols Funds £200
    Vouchers £50



    • moneyonmymindsam
    • By moneyonmymindsam 15th Mar 17, 8:21 PM
    • 1,175 Posts
    • 3,295 Thanks
    moneyonmymindsam
    Now aiming for 220 on the 3bay sales so 20 for fees and around 200 profit .
    Will update with how I get on by the weekend.
    Updated Savings £5,750 - March
    plus other pot - £150 Hols Funds £200
    Vouchers £50



    • MuffinTops
    • By MuffinTops 16th Mar 17, 7:38 AM
    • 2,084 Posts
    • 6,230 Thanks
    MuffinTops
    Hello gorgeous,

    Wow on the eBaying! I think I need to do the few items a day as it feels so daunting having that amount of items ready to end at the same time.

    Your savings are looking great.

    MTxx
    STARTING 2017:
    Credit Card Debt: £2,650.00!!!
    ======================
    Saving For a New Property
    Pot of Gold = All gone to the above
    • moneyonmymindsam
    • By moneyonmymindsam 16th Mar 17, 7:27 PM
    • 1,175 Posts
    • 3,295 Thanks
    moneyonmymindsam
    Hello gorgeous,

    Wow on the eBaying! I think I need to do the few items a day as it feels so daunting having that amount of items ready to end at the same time.

    Your savings are looking great.

    MTxx
    Originally posted by MuffinTops


    I am fighting hard to keep the savings Aiming for £250 on 3bay then that's it I'm giving up - I forgot about the packing / wrapping bit PITA


    Nothing much to report except I have a lot of house work to do.
    Updated Savings £5,750 - March
    plus other pot - £150 Hols Funds £200
    Vouchers £50



    • monz
    • By monz 17th Mar 17, 8:21 AM
    • 2,313 Posts
    • 5,060 Thanks
    monz
    have a great weekend <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida: 15th July 2017 save for spending £665 $30 (RBS Rewards £12.40)
    house deposit £5,300.09/10,000
    Xmas 2017 - 133/365 No.35
    • moneyonmymindsam
    • By moneyonmymindsam 19th Mar 17, 4:54 PM
    • 1,175 Posts
    • 3,295 Thanks
    moneyonmymindsam
    Savings now dropped £5, 250


    Got ahead with Bills so happy about that
    Ebay sales netted me £235 Profit - although I do have 15 items to label and post this evening


    Pay day soon so will try to make up the savings to maybe 6k






    Giving it up for a while I think.


    Blew £35 on a scarf ..lol as a treat so £200 left.
    Updated Savings £5,750 - March
    plus other pot - £150 Hols Funds £200
    Vouchers £50



    • abba1772
    • By abba1772 19th Mar 17, 6:53 PM
    • 3,323 Posts
    • 8,122 Thanks
    abba1772
    Congrats on the eBay sales well done xx
    HOLIDAY SPENDING MONEY TO BE SAVED BY END OF MAY: £1500 Now £306.61
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 / £6000
    POAMAYC 2017 £1504.50 / £6000
    • doingitanyway
    • By doingitanyway 20th Mar 17, 8:10 AM
    • 1,339 Posts
    • 5,486 Thanks
    doingitanyway
    Impressed re eBay sales!
    JANUARY 2016/SECURED DEBT=24,822/ February 2017=10,950
    MORTGAGE FREE 25/07/16
    • moneyonmymindsam
    • By moneyonmymindsam 23rd Mar 17, 10:21 PM
    • 1,175 Posts
    • 3,295 Thanks
    moneyonmymindsam
    All Ebayed out - Have a 2 large suitcases of Clothes / shoes in the wardrobe. So I may sell as bulk lots next time I get the urge. Total profit was 240 in the end but refunded a buyr today for a "lost in post item" oh well So £6 down ...lol. Really pleased with my designer scarf so worth the investment there.


    Not much to report - poorly again and back to the dentist next Monday for a hygiene appointment.


    Booked a mini break for me and plus one early June so 11 weeks time I may get some sun on the old bones :-)


    Have everything I need from last break - so just need to slip on the shorts ( to see if they still fit)


    Need to buy some Euro again but didn't know if I should get these each month from wages over next 3 month paydays . Say £135 Euro a month so less outlay in June? I think that would be plenty for 5 days/ 4 nights as 2 of those would be travel days.


    Hope everyone is good XX
    Updated Savings £5,750 - March
    plus other pot - £150 Hols Funds £200
    Vouchers £50



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