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  • FIRST POST
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Nov 14, 4:53 PM
    • 8,492Posts
    • 48,176Thanks
    please-let-me-be-lucky
    Three choices in life; Give up, Give in or Give all you've got!!
    • #1
    • 6th Nov 14, 4:53 PM
    Three choices in life; Give up, Give in or Give all you've got!! 6th Nov 14 at 4:53 PM
    This is my 2nd diary on MSE. My first diary, "When I asked for luck I didn't mean the bad variety!!" has to be closed as it's reached over 5000 posts!! It can be found here;

    http://forums.moneysavingexpert.com/showthread.php?t=3911061

    In 2011 my Husband had a motorcycle accident resulting in a severe brain injury, memory problems and Epilepsy. Unfortunately he is getting worse not better and I am now his full time Carer, which can be challenging, but I'm ever grateful he is still here! I also have 2 boys aged 10 and almost 5, a part time job and I'm currently a Beaver Leader but I've just given notice to leave at Christmas (as much as it pains me!) as I just can't manage that too. The last 3.5 years have been hard going for lots of reasons, but worth it. Every day may not be good, but there's something good in every day!!

    At the time of the accident we owed over £23,700 on credit cards and we currently owe just over £3000. Hopefully this diary will see us getting debt free forever! I hope you'll join me.

    Lucky Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 3/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
Page 208
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 9th Jan 18, 10:17 PM
    • 8,492 Posts
    • 48,176 Thanks
    please-let-me-be-lucky
    DH has had another partial
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 3/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • pennywisepoundstupid
    • By pennywisepoundstupid 10th Jan 18, 6:40 AM
    • 4,561 Posts
    • 14,950 Thanks
    pennywisepoundstupid
    Oh no lucky i'm so sorry, I hope everything is ok this morning.
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £189.00 General savings £150.20
    Clothes challenge £250/£36.63
    • beanielou
    • By beanielou 10th Jan 18, 9:03 PM
    • 49,429 Posts
    • 185,855 Thanks
    beanielou
    OH dear LUcky
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 10th Jan 18, 9:23 PM
    • 2,795 Posts
    • 16,201 Thanks
    HairyHandofDartmoor
    I hope he's ok Lucky .

    I'm sure the holiday will all be booked and settled soon .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • WannabeFree
    • By WannabeFree 10th Jan 18, 9:31 PM
    • 395 Posts
    • 5,576 Thanks
    WannabeFree
    Hope DH is okay Lucky

    Take care x
    ďOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.Ē
    • mummytogirls
    • By mummytogirls 10th Jan 18, 9:37 PM
    • 5,787 Posts
    • 20,124 Thanks
    mummytogirls
    Hope all ok with DH PLMBL xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 10th Jan 18, 10:16 PM
    • 8,492 Posts
    • 48,176 Thanks
    please-let-me-be-lucky
    Thanks for your concern everyone. DH was very jerky in his sleep last night, but no further seizures. He seems ok today. Fingers crossed we wonít make it three nights in a row.

    Super tired and brain not really functioning. Canít think what else to report, so shall go to bed. Night all Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 3/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 11th Jan 18, 7:59 PM
    • 8,492 Posts
    • 48,176 Thanks
    please-let-me-be-lucky
    Not an NSD as I was desperate for diesel, but no other spends today.

    Sorted out paperwork type things today so feel a bit more settled now. I hate having things hanging over me. DH went out for a coffee with his Mum, so I made the most of the peace to concentrate.

    Still havenít heard from the girl booking the holiday for us . Itís been a week now.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 3/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • mummytogirls
    • By mummytogirls 11th Jan 18, 8:37 PM
    • 5,787 Posts
    • 20,124 Thanks
    mummytogirls
    Glad youve got your paperwork in order PLMBL. I always feel better once I've got things sorted.

    Could you send the girl a quick message asking where she's at with it? xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 11th Jan 18, 9:12 PM
    • 8,492 Posts
    • 48,176 Thanks
    please-let-me-be-lucky
    I really want to mummy, but the last thing she said was something along the lines of Ďthese things take time, so donít think Iím not going to get it sorted for youí. I donít want to push her, but Iím itching to get it booked.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 3/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 12th Jan 18, 5:03 PM
    • 8,492 Posts
    • 48,176 Thanks
    please-let-me-be-lucky
    Florida pot now stands at £47.84 due to a survey payout clearing and a bank account round-down.

    I emailed the girl booking the holiday and it looks like itís almost done. Will hear from her after the weekend to confirm .

    Lost 2.5lbs at fat class and got slimmer of the week!! Lots of people had lost more than that, but it was either their first week or they gained last week, so the award was mine .
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 3/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 12th Jan 18, 7:57 PM
    • 2,795 Posts
    • 16,201 Thanks
    HairyHandofDartmoor
    Great news and well done on the weight loss .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
    • beanielou
    • By beanielou 12th Jan 18, 8:12 PM
    • 49,429 Posts
    • 185,855 Thanks
    beanielou
    Good news on SOTW
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • mummytogirls
    • By mummytogirls 12th Jan 18, 8:49 PM
    • 5,787 Posts
    • 20,124 Thanks
    mummytogirls
    Im glad you emailed PLMBL , will be sorted soon.

    Yay to weightloss too xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 13th Jan 18, 11:49 AM
    • 8,492 Posts
    • 48,176 Thanks
    please-let-me-be-lucky
    Thanks all .

    Just placed my first ever online shop. Mr Mís are doing a deal whereby if you spend over £40 and use code JANUARY25, you get £25 off your bill!! With multibuys and the code, I got £48 worth of shopping for £18 . Itís free delivery too and itís coming Monday.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 3/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • Sun Addict
    • By Sun Addict 13th Jan 18, 3:40 PM
    • 4,956 Posts
    • 30,771 Thanks
    Sun Addict
    That's a fab offer Lucky. I don't know how I'd manage without online shopping.

    Glad Mr L is better know and that the holiday is almost booked

    And well done on the weight loss and class award
    Virtual Sealed Pot 2018 £85.42
    Jan NSDs 3 Jan AFDs 5
    Weight loss 3/10LBS Emergency Fund £1685.31/£10,000
    April holiday £803.90/£803.90
    • mummytogirls
    • By mummytogirls 13th Jan 18, 4:09 PM
    • 5,787 Posts
    • 20,124 Thanks
    mummytogirls
    Thats absolutely brilliant re the Mr M's shop PLMBL xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 13th Jan 18, 8:00 PM
    • 8,492 Posts
    • 48,176 Thanks
    please-let-me-be-lucky
    Thank you both.

    Got another bargain this afternoon. Itís DS2ís birthday on Friday, and he wanted to take some friends trampolining after school. I said he could pick 3 friends, and then with him and his brother that would be 5. Went to book it all, and was told they have just decided to offer half-price Fridays, so it was £20 for 5 of them not £40 . Love it!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 3/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • Sun Addict
    • By Sun Addict 13th Jan 18, 8:51 PM
    • 4,956 Posts
    • 30,771 Thanks
    Sun Addict
    Bargain You're on a roll, about time too xx
    Virtual Sealed Pot 2018 £85.42
    Jan NSDs 3 Jan AFDs 5
    Weight loss 3/10LBS Emergency Fund £1685.31/£10,000
    April holiday £803.90/£803.90
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Jan 18, 8:56 PM
    • 2,795 Posts
    • 16,201 Thanks
    HairyHandofDartmoor
    You're doing well for the bargains Lucky
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £110.76/Loss of Income Fund £0
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