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  • FIRST POST
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Nov 14, 4:53 PM
    • 8,509Posts
    • 48,288Thanks
    please-let-me-be-lucky
    Three choices in life; Give up, Give in or Give all you've got!!
    • #1
    • 6th Nov 14, 4:53 PM
    Three choices in life; Give up, Give in or Give all you've got!! 6th Nov 14 at 4:53 PM
    This is my 2nd diary on MSE. My first diary, "When I asked for luck I didn't mean the bad variety!!" has to be closed as it's reached over 5000 posts!! It can be found here;

    http://forums.moneysavingexpert.com/showthread.php?t=3911061

    In 2011 my Husband had a motorcycle accident resulting in a severe brain injury, memory problems and Epilepsy. Unfortunately he is getting worse not better and I am now his full time Carer, which can be challenging, but I'm ever grateful he is still here! I also have 2 boys aged 10 and almost 5, a part time job and I'm currently a Beaver Leader but I've just given notice to leave at Christmas (as much as it pains me!) as I just can't manage that too. The last 3.5 years have been hard going for lots of reasons, but worth it. Every day may not be good, but there's something good in every day!!

    At the time of the accident we owed over £23,700 on credit cards and we currently owe just over £3000. Hopefully this diary will see us getting debt free forever! I hope you'll join me.

    Lucky Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
Page 207
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 5th Jan 18, 8:11 PM
    • 8,509 Posts
    • 48,288 Thanks
    please-let-me-be-lucky
    Small eBay profit and a bank balance tidy up, means Florida pot now stands at £19.93. I’ve just cashed out £10 PayPal from a survey site too, so will add that when it arrives.

    Lost 2lbs at chub club .

    MiL has decided not to come to Florida afterall, after getting me to find out if she was able to (she was). Have contacted the girl organising it all AGAIN to say it’s just the 4 of us once more, so hopefully it will be booked soon. Think we are looking at going sometime in May.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • Sun Addict
    • By Sun Addict 5th Jan 18, 9:20 PM
    • 4,993 Posts
    • 30,994 Thanks
    Sun Addict
    Well done on the weight loss - always good to have an incentive

    Good news the holiday pot has been started and how lovely DS2 has started a 20p collection project
    Virtual Sealed Pot 2018 £106.40
    Jan NSDs 6 Jan AFDs 6
    Weight loss 2.5/10LBS Emergency Fund £1685.31/£10,000
    April holiday £0/£900
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 5th Jan 18, 9:23 PM
    • 2,914 Posts
    • 16,926 Thanks
    HairyHandofDartmoor
    Well done on losing weight. Your Florida savings are starting to build. Have a good weekend .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £36.76/Loss of Income Fund £0
    • mummytogirls
    • By mummytogirls 5th Jan 18, 9:45 PM
    • 5,811 Posts
    • 20,279 Thanks
    mummytogirls
    Great day all round for you PLMBL. How exciting that your trip will soon be booked xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6069.37 - 02/01/18 - 73.80% paid off
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Jan 18, 7:59 PM
    • 8,509 Posts
    • 48,288 Thanks
    please-let-me-be-lucky
    Today has been NSD#2 .

    Absolutely horrendous rain here all night long, so everywhere was a mud bath today. Took the dog to the beach (to avoid the swamp) which he adored, and it certainly blew the cobwebs away!

    DH is getting on my nerves but to be honest I’m not sure if it’s him or me. Could be my hormones!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 6th Jan 18, 8:07 PM
    • 2,914 Posts
    • 16,926 Thanks
    HairyHandofDartmoor
    Well done on the NSD. The beach must have been cold, but I do like being by the sea .

    Could be hormones Lucky, hopefully the sea air will help.
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £36.76/Loss of Income Fund £0
    • beanielou
    • By beanielou 6th Jan 18, 8:17 PM
    • 49,570 Posts
    • 186,595 Thanks
    beanielou
    Beach sounds ace.
    Used to love the beach but find it so hard to walk on now.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Sun Addict
    • By Sun Addict 6th Jan 18, 8:59 PM
    • 4,993 Posts
    • 30,994 Thanks
    Sun Addict
    Our dog got covered in mud, everywhere is sodden. Beanie I find the beach hard to walk on since I broke my ankle but it's getting better thankfully.

    Don't go there with OHs and getting on your nerves - me too
    Virtual Sealed Pot 2018 £106.40
    Jan NSDs 6 Jan AFDs 6
    Weight loss 2.5/10LBS Emergency Fund £1685.31/£10,000
    April holiday £0/£900
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Jan 18, 9:15 PM
    • 8,509 Posts
    • 48,288 Thanks
    please-let-me-be-lucky
    They are so similar SA. DH was asking me earlier if he had any Christmas money left. That’ll be the money he spent all on himself while I used mine to pay the bills . He’s like Mr SA for always moving on to the next thing .

    Beanie, it’s certainly hard work walking on sand.

    Hairy, it was freezing on the beach! DS2 said he thought we’d gone to Antarctica!!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 8th Jan 18, 10:33 PM
    • 8,509 Posts
    • 48,288 Thanks
    please-let-me-be-lucky
    Boys went back to school today - not gonna lie, I enjoyed the peace! They have done nothing but bicker the last few days.

    Currently at £49 with P0pulus, only £1 more until they send a cheque which *should* be doable well before the end of the month pay date.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 8th Jan 18, 10:43 PM
    • 8,509 Posts
    • 48,288 Thanks
    please-let-me-be-lucky
    DH has literally just had a partial seizure. He kept saying “sorry for laughing” but he wasn’t laughing?? It looked from the outside like a ‘normal’ partial seizure, but it obviously felt different internally Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • beanielou
    • By beanielou 8th Jan 18, 11:14 PM
    • 49,570 Posts
    • 186,595 Thanks
    beanielou
    Sorry to hear that
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • *Robin*
    • By *Robin* 9th Jan 18, 2:25 AM
    • 3,236 Posts
    • 13,060 Thanks
    *Robin*
    Sorry to hear that
    Originally posted by beanielou
    Me too.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 9th Jan 18, 7:37 AM
    • 2,914 Posts
    • 16,926 Thanks
    HairyHandofDartmoor
    Oh dear sorry about DH's seizure, hope he's ok now .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £818/Emergency Fund 2 = £36.76/Loss of Income Fund £0
    • pennywisepoundstupid
    • By pennywisepoundstupid 9th Jan 18, 8:32 AM
    • 4,576 Posts
    • 15,011 Thanks
    pennywisepoundstupid
    So sorry to hear about DH seizure,i hope everything is ok. xx
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £200.02 General savings £152.62
    Clothes challenge £250/£36.63
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 9th Jan 18, 9:45 AM
    • 8,509 Posts
    • 48,288 Thanks
    please-let-me-be-lucky
    Thanks all. He seems ok this morning and can only remember ‘feeling weird’ last night.

    Planning a quiet day of housework, eBay listing and comping today. Hopefully it will be a NSD.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • *Robin*
    • By *Robin* 9th Jan 18, 10:41 AM
    • 3,236 Posts
    • 13,060 Thanks
    *Robin*
    Glad MrL is ok today, Lucky. As ever his episodes appear harder on you..
    Afraid I can't remember; was there a good reason for MrL not to be able to try CBD oil for seizure control?
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 9th Jan 18, 9:43 PM
    • 8,509 Posts
    • 48,288 Thanks
    please-let-me-be-lucky
    Not that I know of Robin. Something to look into.

    Today has been the NSD I was hoping for . Only listed one thing on eBay though .

    The company I won the Florida holiday through has sent a generic email to everyone on their mailing list announcing me as the winner . It seems more real now and puts my mind a little more at rest, as the girl booking it for us still hasn’t been back in touch. She did say it would take time, so I know it’s silly to worry, but I’m anxious to get it all confirmed.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 4/60
    Lbs lost 8.5/107.
    Savings for Florida £51.04/£1000
    • beanielou
    • By beanielou 9th Jan 18, 9:52 PM
    • 49,570 Posts
    • 186,595 Thanks
    beanielou
    Glad it all seems more real.
    REally hope the girl gets back to you really soon
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Sun Addict
    • By Sun Addict 9th Jan 18, 9:52 PM
    • 4,993 Posts
    • 30,994 Thanks
    Sun Addict
    Glad he's ok now. Brilliant news the holiday's been confirmed
    Virtual Sealed Pot 2018 £106.40
    Jan NSDs 6 Jan AFDs 6
    Weight loss 2.5/10LBS Emergency Fund £1685.31/£10,000
    April holiday £0/£900
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