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  • FIRST POST
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Nov 14, 4:53 PM
    • 8,400Posts
    • 47,240Thanks
    please-let-me-be-lucky
    Three choices in life; Give up, Give in or Give all you've got!!
    • #1
    • 6th Nov 14, 4:53 PM
    Three choices in life; Give up, Give in or Give all you've got!! 6th Nov 14 at 4:53 PM
    This is my 2nd diary on MSE. My first diary, "When I asked for luck I didn't mean the bad variety!!" has to be closed as it's reached over 5000 posts!! It can be found here;

    http://forums.moneysavingexpert.com/showthread.php?t=3911061

    In 2011 my Husband had a motorcycle accident resulting in a severe brain injury, memory problems and Epilepsy. Unfortunately he is getting worse not better and I am now his full time Carer, which can be challenging, but I'm ever grateful he is still here! I also have 2 boys aged 10 and almost 5, a part time job and I'm currently a Beaver Leader but I've just given notice to leave at Christmas (as much as it pains me!) as I just can't manage that too. The last 3.5 years have been hard going for lots of reasons, but worth it. Every day may not be good, but there's something good in every day!!

    At the time of the accident we owed over £23,700 on credit cards and we currently owe just over £3000. Hopefully this diary will see us getting debt free forever! I hope you'll join me.

    Lucky Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in December 1/5
    Lbs lost 10/107.
Page 188
    • Sun Addict
    • By Sun Addict 12th Oct 17, 10:39 PM
    • 4,731 Posts
    • 28,158 Thanks
    Sun Addict
    Sounding good Can't believe your mum forgot her passport - I check ours several times before even leaving the house including checking that the photo hasn't changed since I last looked at it
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 13th Oct 17, 4:35 PM
    • 8,400 Posts
    • 47,240 Thanks
    please-let-me-be-lucky
    Lol SA, me too. My Mum is a different type of Human to us though .

    Lost another 2.5lbs at fat club and got my stone award. 16.5lbs in 4 weeks! Quite proud of that .

    No NSD yesterday as I visited my Grandma in hospital and had to pay for parking and get more diesel, and today has been chub club and a bit of food shopping. Grandma is starting to pick up now though .
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in December 1/5
    Lbs lost 10/107.
    • Sun Addict
    • By Sun Addict 13th Oct 17, 4:39 PM
    • 4,731 Posts
    • 28,158 Thanks
    Sun Addict
    Well done on the weight loss - you really are determined this time

    Glad grandma is picking up - she's another determined lady, must run in the family
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • beanielou
    • By beanielou 13th Oct 17, 4:47 PM
    • 49,035 Posts
    • 182,045 Thanks
    beanielou
    Great loss
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • mummytogirls
    • By mummytogirls 13th Oct 17, 7:19 PM
    • 5,617 Posts
    • 18,452 Thanks
    mummytogirls
    to your mum forgetting her passport PLMBL!!!! Glad you got it back to her in time though, I would have been sweating ha!!!!
    Also glad grandma is picking up xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Oct 17, 7:33 PM
    • 2,234 Posts
    • 10,750 Thanks
    HairyHandofDartmoor
    to the forgotten passport .Glad your grandma is picking up, and well done on the weight loss because it's not easy
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 October 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund
    Emergency Fund 1 = £818/Emergency Fund 2 = £203.76
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 14th Oct 17, 4:00 PM
    • 8,400 Posts
    • 47,240 Thanks
    please-let-me-be-lucky
    Grandma can go home today .

    Feeling a little down in the dumps. DH is continuously babbling and I just can't be bothered. I'm a little worried about money again and I think I'm coming down with something too. Plus I'm covered in spots so I assume hormones are playing up also. Either that or I'm just a miserable moo!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in December 1/5
    Lbs lost 10/107.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 14th Oct 17, 4:20 PM
    • 2,234 Posts
    • 10,750 Thanks
    HairyHandofDartmoor
    Oh dear we all get days like that but it's not very nice when it happens You may be over tired, I always feel low when I'm lacking sleep. Hope you feel better soon.

    Good news about grandma
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 October 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund
    Emergency Fund 1 = £818/Emergency Fund 2 = £203.76
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 15th Oct 17, 7:24 PM
    • 8,400 Posts
    • 47,240 Thanks
    please-let-me-be-lucky
    Thanks Hairy. I feel a bit brighter today. Didn't say so on here, but I'd entered into what I thought was a healthy debate on Faceache, but the other person (relative) got nasty and it really shocked me. I let it bother me more than it should, and thinking about it now that was probably half the problem yesterday.

    Couple of sales on ebay tonight . Will sort out profit after posting tomorrow.

    Today has been a NSD.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in December 1/5
    Lbs lost 10/107.
    • beanielou
    • By beanielou 15th Oct 17, 8:13 PM
    • 49,035 Posts
    • 182,045 Thanks
    beanielou
    Faceache can indeed be just that.
    Always wonder if people would be so nasty face to face.
    I think not but then you never know.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Sun Addict
    • By Sun Addict 15th Oct 17, 8:58 PM
    • 4,731 Posts
    • 28,158 Thanks
    Sun Addict
    Sometimes I think I should quit FB but then it's the way I contact friends and upset my workmates when I'm on holiday Sorry that the relative felt the need to be nasty xx
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • Eager_Elephant
    • By Eager_Elephant 16th Oct 17, 6:32 AM
    • 4,117 Posts
    • 22,843 Thanks
    Eager_Elephant
    FB is like the book My Naughty Little Sister', when its good its really good (being able to contact friend etc) and when its bad its really bad (people saying stuff they wouldn't say face to face and trolling)

    A friend recently got into a debate on a FB page that isn't really for her (its for people doing certain jobs) and then posted on her own page to moan. Everyone agreed she shouldn't have ventured on there and I posted to say that as I have got older I have realised that not everyone wants to hear our opinions so sometimes we have to keep it to ourselves. I am lucky that DH shares my opinion on most things so I rant to him rather than starting a FB argument.
    Ninja Saving Turtle No. 15 for November
    NSD - 1/15
    (up to 01/11/17)
    My Diary is here - http://forums.moneysavingexpert.com/showthread.php?t=2175629 (Eager Elephants Effective Everyday Excursion)
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 16th Oct 17, 11:41 AM
    • 8,400 Posts
    • 47,240 Thanks
    please-let-me-be-lucky
    Thanks ladies, you all have very valid points. The person in question is very anti gay marriage, and I didn't realise quite how much. She'd posted a link to some 'propaganda' for her cause which I knew to be incorrect, so I posted the 'true' info. The watered down version is that apparently I've deceived my boys by telling them that it's ok to accept people for who they are and the 'choices' they make. If by deceiving them I am bringing up two non-judgemental, loving, caring well rounded boys, then I'm happy to deceive them . From now on though I'm ignoring the stuff she puts on FB.

    I'm still feeling sniffy/sore throat/sore ears, but don't feel it's 'full blown'. Hopefully it will disappear rather than get worse!

    Very dark and gloomy today, but no sign of the hurricane that's causing problems in Ireland yet. Stay safe everyone Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in December 1/5
    Lbs lost 10/107.
    • mummytogirls
    • By mummytogirls 16th Oct 17, 4:36 PM
    • 5,617 Posts
    • 18,452 Thanks
    mummytogirls
    How annoying about the relative PLMBL, to me it sounds like you are bringing the boys in a world we now live in which is very accepting (compared to years ago).

    We've had a fair bit of wind here today and this strange orange colouring on everything almost like a filter! Apparently due to some sand particles or something I read in the local news.

    xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 16th Oct 17, 5:45 PM
    • 8,400 Posts
    • 47,240 Thanks
    please-let-me-be-lucky
    The sky went a really weird yellow here mummy (though the boys both insist it was green - maybe their school windows are tinted ). The sun looked amazingly red too. I have friends in Ireland and they are camping out at home . Hope there isn't much damage.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in December 1/5
    Lbs lost 10/107.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 16th Oct 17, 8:10 PM
    • 2,234 Posts
    • 10,750 Thanks
    HairyHandofDartmoor
    Thanks ladies, you all have very valid points. The person in question is very anti gay marriage, and I didn't realise quite how much. She'd posted a link to some 'propaganda' for her cause which I knew to be incorrect, so I posted the 'true' info. The watered down version is that apparently I've deceived my boys by telling them that it's ok to accept people for who they are and the 'choices' they make. If by deceiving them I am bringing up two non-judgemental, loving, caring well rounded boys, then I'm happy to deceive them . From now on though I'm ignoring the stuff she puts on FB.

    I'm still feeling sniffy/sore throat/sore ears, but don't feel it's 'full blown'.
    Originally posted by please-let-me-be-lucky
    I have a relative like that on FB but I never get into a discussion about it as I know they will never change their mind and are not really interested in tbe actual facts. So I try to ignore, but it is annoying

    I hope your sore throat doesn't develop into a cold.
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 October 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund
    Emergency Fund 1 = £818/Emergency Fund 2 = £203.76
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 16th Oct 17, 8:18 PM
    • 8,400 Posts
    • 47,240 Thanks
    please-let-me-be-lucky
    Me too Hairy! Grandma is still in hospital as they decided last minute that she wasn't actually well enough to go home. I need to go see her again, but not if I'll make her more poorly. Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in December 1/5
    Lbs lost 10/107.
    • Sun Addict
    • By Sun Addict 16th Oct 17, 8:24 PM
    • 4,731 Posts
    • 28,158 Thanks
    Sun Addict
    I've got a cousin who puts a lot of political stuff on FB, I just scroll past it.

    Sorry to hear grandma not well again xx
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • beanielou
    • By beanielou 16th Oct 17, 8:28 PM
    • 49,035 Posts
    • 182,045 Thanks
    beanielou
    Hope your grandma is on the mend soon.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • DebtFreeDuo
    • By DebtFreeDuo 16th Oct 17, 8:34 PM
    • 617 Posts
    • 3,019 Thanks
    DebtFreeDuo
    I must admit I'm guilty of putting political stuff on FB but I'm very open to an honest and open discussion. I think sharing things that are propaganda and that aren't always true is different and I always challenge others who post things that are against my values. Unfortunately a lot of people aren't open to changing their minds even when faced with facts.

    Sorry to hear about your Grandma, hopefully they let her out very soon, its much more comfortable to be in your own home.
    Loan:1780.49 2207.38 Car Loan:2039.22 2419.64 0% CC:984.98 1063.48 Overdraft: 860 Overpayment:1781 Total: 7445.69 DFD Dec 18
    SPC 586
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