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  • FIRST POST
    • beanielou
    • By beanielou 4th Nov 14, 2:19 PM
    • 49,064Posts
    • 182,227Thanks
    beanielou
    Baby steps to mortgage freedom for beanielou.
    • #1
    • 4th Nov 14, 2:19 PM
    Baby steps to mortgage freedom for beanielou. 4th Nov 14 at 2:19 PM
    My first thread on the MFW board!!
    My mortgage has 6 & 1/2 years left to run.
    My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage.
    I have managed an overpayment last month as I got some £££'s unexpectedly.
    My biggest fear is not being able to pay my mortgage & loosing my home.
    So I have decided that baby steps are the way forward~even a fiver or a tenner overpaid in a month is better than nothing.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
Page 139
    • beanielou
    • By beanielou 27th Sep 17, 8:27 PM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    If it's an "on demand" boiler like a combi or condensation, then normally they're reckoned to break after 7 years. That's probably why your warranty only lasted that long. It also means an extended warranty is probably going to be expensive.
    Originally posted by ZTD
    No!!!!!!!!!!!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • beanielou
    • By beanielou 27th Sep 17, 9:29 PM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    To cap it all I cannot get the lid of the beetroot
    Even my rubber band trick has not worked going
    Bah is all.

    & I have a cardboard cut that is going septic.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • ZTD
    • By ZTD 28th Sep 17, 4:50 AM
    • 23,360 Posts
    • 40,929 Thanks
    ZTD
    To cap it all I cannot get the lid of the beetroot
    Even my rubber band trick has not worked going
    Bah is all.
    Originally posted by beanielou
    Have you tried piercing the lid to let the vacuum out? Use a screwdriver if you can or ideally one of those old-fashioned tin openers. You can use the tip of a knife if you must, but that's not for the careless or faint-hearted.

    & I have a cardboard cut that is going septic.
    Originally posted by beanielou
    Get that sorted out ASAP. Topical antiseptics are widely available.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • ZTD
    • By ZTD 28th Sep 17, 4:54 AM
    • 23,360 Posts
    • 40,929 Thanks
    ZTD
    No!!!!!!!!!!!
    Originally posted by beanielou
    Unfortunately they're not all they're cracked up to be. Next door had the heat exchanger go which was expensive, but the most common fault seems to be the diaphragm goes - thankfully reasonably cheap. What that does in a boiler, I have no idea - perhaps the boiler gets pregnant?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • beanielou
    • By beanielou 28th Sep 17, 8:55 AM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    Unfortunately they're not all they're cracked up to be. Next door had the heat exchanger go which was expensive, but the most common fault seems to be the diaphragm goes - thankfully reasonably cheap. What that does in a boiler, I have no idea - perhaps the boiler gets pregnant?
    Originally posted by ZTD

    The mind boggles!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • doingitanyway
    • By doingitanyway 28th Sep 17, 7:48 PM
    • 2,213 Posts
    • 10,244 Thanks
    doingitanyway
    Oooh, I think this applies to me too. I need to sort out boiler cover. I vaguely remember Orange Ena has all household emergency cover under one policy. I shall ask her and report back. Have a relaxing evening
    JANUARY 2016/SECURED DEBT=24,822/November 2017=3,475
    MORTGAGE FREE 25/07/16
    • beanielou
    • By beanielou 28th Sep 17, 8:50 PM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    Boiler cover now set up.
    First payment in October.
    Will have to cut down else where but I cant stand the cold & my muscles seize up.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Sun Addict
    • By Sun Addict 28th Sep 17, 8:55 PM
    • 4,749 Posts
    • 28,273 Thanks
    Sun Addict
    Better to be safe than sorry. Mine saved me a fortune over the years. Will be putting in place again once the guarantee for my new boiler runs out.
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • maddiemay
    • By maddiemay 30th Sep 17, 9:02 AM
    • 3,215 Posts
    • 28,242 Thanks
    maddiemay
    Hope you don't mind me de-lurking for a moment, I know little about mobility scooters, but something that has stuck in my pea brain was someone I knew told me that she and her husband had both started with three wheeled ones, but had changed to four wheels because they were much more stable, her husband had managed to turn his 3 wheeler over at some stage. Worth checking out perhaps.
    • beanielou
    • By beanielou 30th Sep 17, 9:19 PM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    Hope you don't mind me de-lurking for a moment, I know little about mobility scooters, but something that has stuck in my pea brain was someone I knew told me that she and her husband had both started with three wheeled ones, but had changed to four wheels because they were much more stable, her husband had managed to turn his 3 wheeler over at some stage. Worth checking out perhaps.
    Originally posted by maddiemay
    Thanks a lot for that
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • beanielou
    • By beanielou 30th Sep 17, 9:31 PM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    I am having a friend to stay for one night this week.
    I keep trying to remind myself she is coming to see me & not the state of my humble adode.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • beanielou
    • By beanielou 1st Oct 17, 3:51 PM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    Can anyone please help me with ideas for fundraising for this scooter?
    Thanks
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • maddiemay
    • By maddiemay 1st Oct 17, 4:50 PM
    • 3,215 Posts
    • 28,242 Thanks
    maddiemay
    Some places I have lived (admittedly not cities or big towns) have had local charities that could make donations to help with such things in England Rotary Club, Lions, Freemasons perhaps?
    • beanielou
    • By beanielou 1st Oct 17, 7:12 PM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    Some places I have lived (admittedly not cities or big towns) have had local charities that could make donations to help with such things in England Rotary Club, Lions, Freemasons perhaps?
    Originally posted by maddiemay
    I really need to look into these things.
    Thanks.
    If only I had a magic wand
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • beanielou
    • By beanielou 2nd Oct 17, 10:22 AM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    I really need to look into these things.
    Thanks.
    If only I had a magic wand
    Originally posted by beanielou
    Funnily enough the magic wand has been waved by a very very lovely MSE'er. The lovely people on this site & who visit my thread never fail to amaze me.
    Thank you from the bottom of my heart
    It means so much to me.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • beanielou
    • By beanielou 2nd Oct 17, 10:23 AM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    Another mortgage payment hits the dust today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • michelle09
    • By michelle09 2nd Oct 17, 6:57 PM
    • 470 Posts
    • 1,856 Thanks
    michelle09
    One payment down, one less to go! Glad you found a lovely MSE-er to help.
    • beanielou
    • By beanielou 3rd Oct 17, 11:54 AM
    • 49,064 Posts
    • 182,227 Thanks
    beanielou
    Had a very lovely night last night with a good friend.
    We went out for tea which was lovely.
    She stayed with me last night & I really enjoyed having her company.
    ( & she paid for tea )
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Karmacat
    • By Karmacat 3rd Oct 17, 12:53 PM
    • 28,185 Posts
    • 155,291 Thanks
    Karmacat
    Aww, thats lovely! Glad you had such a good time.
    Retired August 2016
    • doingitanyway
    • By doingitanyway 3rd Oct 17, 9:47 PM
    • 2,213 Posts
    • 10,244 Thanks
    doingitanyway
    Sounds like you had a nice time. Pleased for you
    JANUARY 2016/SECURED DEBT=24,822/November 2017=3,475
    MORTGAGE FREE 25/07/16
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